credit card debt : Are you safely gathered in? (blog)

Are you safely gathered in?

"We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances ... have credit cards or thousands of $$ in debt. But I know many people who do. However [more...]

Date: 2009-01-17 02:00:00

Blog posts (176) | Videos (229)

Ultimate Debt Guide - Get Out of Debt With Debt Consolidation?

by Ash Ford How to get out of debt by not filing for bankruptcy or by signing up to a long-term debt relief plan which has the potential to push you ... and be in over your head with loans, credit cards, car payments, mortgages etc. Finding a way out isn’ ... truth about the credit card game is clear to me now and you’ll learn why numerous people remain [more...]

Date: 2009-01-15 02:47:14

Anyone Can Fall In Debt

You wouldn't know it from their Bresson-like hyperrealistic depiction on TV, ... by Callcredit, a credit report agency which also offers free advice for the debt-impaired. Donning ... to pay back loans and credit cards taken out over 12 months ago.”. No sh*t, Holmes! We've taken [more...]

Date: 2008-11-20 15:35:30

Young people should act on debt early

Following a study suggesting that the 18-34 age group are most at risk from the credit crunch, with many carrying significant debts, ... sense of security”. As a result, they have “run up huge credit card bills, smashed their piggy banks and are now staring at a broken housing ladder”, the report claims. The report dubs the age group [more...]

Date: 2009-01-08 19:11:08

Three Ways to Know When the Credit Crisis Hits Bottom

There is a growing body of data that suggests banks have recognized only a fraction of the overall potential losses - approximately $50 billion to ... t include the additional losses from secondary-prime mortgage loans, auto loans, credit card balances, student loans and the other credit-related flotsam and jetsam floating around in the debt markets [more...]

Date: 2008-12-08 13:42:23

Scrooge's Economic View of Christmas

We all know how easy it is to get caught up in the Christmas spirit and gift-giving frenzy ... their credit card debt, pay their mortgage, or simply cover the bills. But people's general preference for cash [more...]

Date: 2009-01-16 20:50:16

Take Control of Your Finances Part 1-C: Make Accurate Predictions

Now that you’ve taken an inventory of your finances and determined your net worth, I can tell you that the number is meaningless ... out of credit card debt, $100,000 is good. If you have hospital bills to pay without insurance, $100,000 might [more...]

Date: 2008-11-12 13:30:20

HEARTS AND MINDS

"Wasn't this kind of decline inevitable?"Home prices skyrocketed over the last eight years to unheard of highs ... in debt. That includes home, car, credit cards, student loans, etc. According to the same report [more...]

Date: 2008-12-30 18:05:00

National letstalk survey reveals consumer spending still strong on cell phones and plans

Recent economic hardships may have consumers scrambling even more to stay out of debt, but Americans won’t let the wireless payment slip ... , credit card payment, or rent/mortgage payment. When asked the primary motivation for prioritizing ... . Surprisingly, over 75 percent of respondents report never being late on their wireless bill [more...]

Date: 2008-11-04 05:52:38

No, honest, Bill Clinton swears he's really for Obama -- and a female president someday

After weeks of diddling and dawdling doing the statesman-like work expected of ex-presidents combating hunger, disease and other bad things, ... , including rising credit card debt and home foreclosures, the former president said: "Look [more...]

Date: 2008-10-02 14:43:57

Death by savings

Oh dear, now it looks like people saving money and being more frugal is actually hurting the economy! ... reduced their credit-card debt, opened a savings account and stopped taking their two children [more...]

Date: 2009-01-06 20:13:00

Debt forces shoppers to rein in their spending after Christmas last hurrah

The crisis facing the British high street was laid bare yesterday by results from quoted retailers which confirmed that margins are being squeezed ... was the last hurrah for consumers as December's credit card bills force them to confront their debts against [more...]

Date: 2009-01-16 00:01:00

Slumdog, a “Perfect Fairy Tale for Our Hard Times”

Click here to view the embedded video. Frank Rich, writing for the New York Times, ... to, say, check on credit card debt. When he gets his unlikely crack at instant wealth, the whole [more...]

Date: 2008-12-22 16:26:33

For the First Time, American Debt Shrinks

By: Roshawn WatsonAccording to third quarter Federal Reserve's flow of funds report, American debt has decreased for the first time ... , this change is not entirely voluntary. For example, we previously reported that credit cards were tightening credit worthiness criteria. Well, it is having a huge impact of the availability of credit. Auto [more...]

Date: 2008-12-15 15:34:00

Suze Orman's Financial Advice For Wise Bread Readers

By Will Chen Suze Orman is one of my favorite personal finance advisors. No one can kick my butt into gear like Suze ... it? (Jump to question) Best behavioral tips or tools for eliminating credit card debt? (Jump [more...]

Date: 2008-12-16 22:32:13

Doug E. Fresh In Financial Trouble -- Faces Foreclosure, Tax Debt

Legendary rapper Doug E. Fresh seems to be the latest in a number of musicians and celebrity feeling the crunch of the recession. He is reportedly foreclosing on a few homes in New York's Harlem area.According to a report ... E. is also being pursued by credit card giant American Express for nearly $60,000 in debt, and the IRS [more...]

Date: 2008-12-16 23:39:00

My Financial Story : Part 1 - Important lessons of Childhood

A little over fifteen years ago I was 22 years old, unemployed, living with my parents and in debt with credit cards and student loans. Today I'm gainfully employed making over $100k, married, own [more...]

Date: 2009-01-12 23:25:00

Taxpayers, Congress Push Back Against Bailout

Monday 22 September 2008 by: Matt Renner, t r u t h o u t | Report Representative Barney Frank, ... money to buy this private sector debt - essentially using the taxpayer’s credit card to buy home [more...]

Date: 2008-09-23 01:02:02

Debt relief solutions are assisting thousands to get out of debt

Many consumers have been falling prey to the unscrupulous actions taken by the money grubbing credit card companies, ... negative slight against the debtor’s credit report. These practices are forcing consumers to look ... a negative on their credit report and giving the creditors the ability to raise the rate and basically [more...]

Date: 2009-01-16 14:48:15

Dickens for today…’Slumdog’ meets the zeitgeist

... when ringing an 800 number to, say, check on credit card debt. When he gets his unlikely crack at instant [more...]

Date: 2008-12-22 16:55:17

The Best Audience Ever

Farai Chideya Geoffrey Bennett, NPR You guys are the best audience ever ... in the bank; sometimes I've run myself into credit card debt when a check didn't come. In other [more...]

Date: 2009-01-16 21:15:36

My BillsIQ Score is 80%

I went to check my BillsIQ to find out my score is, and the result of My BillsIQ Score is 80%. I think it is somewhat good. I don't have any pending debt right now since I don't have any credit cards yet. Though ... them on time. I never even had to file a bankruptcy. But according to my BillsIQ overall score [more...]

Date: 2008-07-16 18:34:09

My BillsIQ Score is 80%

Date: 2008-07-16 18:34:09

Operation HOPE Rolls Out Unprecedented Financial Literacy Program as a Result of White House Initiative With HBCUs

Banking on Our Future College Edition Launches at Spelman College; ... with thousands of dollars of student loans and credit card debt. The Banking on Our Future College Edition [more...]

Date: 2009-01-16 06:27:28

How to Build Credit So You Qualify for a Home Loan

My husband and I are completely debt free right now ... a loan. What should I do to make sure that we don't get dinged for having no credit? (A problem ... he chose to go completely credit card less during college after discovering he could not handle them [more...]

Date: 2008-10-05 18:57:19

Net Worth: December - 2008 Ends w/ a bang, Hallelujah!

Up $4k - not a bad way to start the year, eh? ... off all credit card debt: 100% A+ bustaroo! I actually accomplished this twice - once in the first [more...]

Date: 2009-01-06 14:44:19

Take stock of your debt and get the right advice

With the New Year coming around many people are getting their New Year’s resolutions sorted out, ... has been a particularly difficult one for most households, with factors such as the global credit crunch ... have a number of high interest credit cards with high balances on them particularly after [more...]

Date: 2009-01-13 07:00:17

THE FINTAG NEWSLETTER @ 25 August 2009

FINTAG COMMENT Plastic Ono Bank. Bank of America is having trouble packaging up its credit card receivables and flogging them on. You see, to get a decent FICO score you need debts that are likely to be paid back but BoA seems unable to throw any into the mix. I made the error yesterday of stating Mastercard and Visa were in trouble and rightly so I was shot down for they are payment processors not debt holders. I was using a metaphorical term but it didn't work. [more...]

Date: 2009-08-25 23:35:00

Obama’s Wall Street Buddies

There is no way Wall Street was going to let a new President preside over sweeping changes in the financial industry without making its presence ... at all those subprime mortages neatly wrapped into collateralized debt obligations, aka “toxic mortgage ... relationships. He advised Citigroup on its $6 billion acquisition of Sears’ credit card unit in 2003 [more...]

Date: 2009-01-09 19:53:00

More Important Than Lipstick, Take 3

by hilzoy From the NYT: "Tracey Minda needed cash to buy clothes and school supplies for her 6-year-old son before the 2006 school year ... , banks and credit cards remain in business. I wonder how? According to this CBS report ... her debt. Ohio lawmakers sought last spring to aid borrowers like Ms. Minda by capping annual [more...]

Date: 2008-09-13 04:07:30

Should You Pay Your Credit Card Bill Late? The Answer May Surprise You

One of our readers, Jay, sent us this question about debt negotiation: My wife and I earn $145,000 per year combined but have over $600, ... due note would be made on my credit report). Then, I want to negotiate a full payoff at a reduced ... consequences or necessary notations on my credit report aside from “Paid as Agreed”. Do you think [more...]

Date: 2008-12-09 15:49:26

Consolidate credit card debt with debt consolidation - Loan Modification not the answer

Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]

Date: 2009-09-23 18:54:41

Debt and Deflation

Depressing times Nov 13th 2008 From The Economist print edition Are rich economies heading merely for a bout of falling prices, ... 12th focused their rescue efforts on loans for cars and college and on credit cards. Central banks ... . It will not be easy: deflation—annual falls in consumer prices—is increasingly likely next year [more...]

Date: 2008-11-14 18:55:38

Debt And Bill Consolidation

Debt and bill consolidation is the practice of paying off many loans with one loan ... the chances of missing a payment, which could adversely affect one’s credit score. Sometimes, debtors ... . There can be sizeable gains from reduced interest rates, since credit card interest rates are substantially higher [more...]

Date: 2009-01-16 13:16:08

Loans - Debt Management for Personal Loans

by Peter Hagen Personal loans can offer individuals a way to have the funds for an array of uses ... habits any. The result is they charge their credit cards up to the limit and now have those payments ... from customers with the Better Business Bureau. Once you have chosen one, call to discuss your situation [more...]

Date: 2009-01-15 15:54:49

Is Debt Management the only solution?

by Phillip Evans Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) ... , admitting their finances are entirely out of control. The report suggests that over 3.7 million people are reported to be struggling to cope with mounting credit card bills and just over a million [more...]

Date: 2009-01-09 13:18:26

Debt Consolidation in Canada Can Be an Attractive Solution

With the way things are in the economy at the moment, ... benefits to debt consolidation in Canada including making your debts easier to manage with one single ... that charged punitive interest rates such as credit cards. There are many different ways [more...]

Date: 2009-01-15 16:59:58

Money Tips for a Bad Economy - How to Spend Less and Save More

With big corporations like Washington Mutual, AIG, and Merrill Lynch unable to pay their debts, ... important. A financial planner can help you with a reality check of your current spending and help ... logo are typically welcome at most stores where credit cards are accepted. This way, you pay cash [more...]

Date: 2008-10-01 18:12:45

The economy

CNN By Stephen Gandel and Paul J. Lim Last Updated: October 9, 2008: 12: ... with easy credit, snapped up properties as if they were playing Monopoly. As prices soared, buyers ... their highest ratings on the “best” of this debt. This house of cards came down when subprime [more...]

Date: 2008-10-11 18:40:36

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... report and score, and put that information to use ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults [more...]

Date: 2009-01-16 10:50:23

Christmas Shopping And The Debt It Creates

Christmas Shopping And The Debt It Creates Posted in January 17th, 2009 Category:Debt Relief Tis the season to be jolly and of course giving! Our favorite Christmas motto states, “It is better to give than to receive. make money online ” It is very common for families during the holidays to run up tremendous high-interest credit card [more...]

Date: 2009-01-17 04:22:17

2008 Debt

Our homeowners insurance company decided to cover all our expenses for the new A/C unit at our house ... that I hope to get this weekend, best news of all NO CREDIT CARDS! All paid with CASH! Click ... I have some bad news to report, the balance on the CITI Premier Pass card is up this month. The current [more...]

Date: 2008-12-31 06:27:58

5 Simple Ways To Increase Your Savings

Many people get into debt because they often spend more than they can afford ... all purchases, whether they were paid with money from your bank account or placed on your credit card [more...]

Date: 2008-11-17 02:13:58

Stop patient bad debt from putting you out of business

By Carl Mays IIIn a recent Transunion survey of hospital administrators, ... of payment on-line and for patients to pay in a self-serve manner. - Do not allow you credit card [more...]

Date: 2008-12-13 08:44:00

Guest Post: Financial Mistakes Couples should Avoid

Hi I’m Mary from Simply Forties! I write a blog about being a female in her 40s, finances, grown children, relationships, the environment, ... ). 2. Not taking credit-card debt seriously Carrying credit card debt is stressful. If one person ... on the other’s credit report. You do not want to find this information out when you are sitting [more...]

Date: 2008-12-22 14:00:07

One Simple Way of Consolidating Credit Card Debt

Debt is something that has to be managed, and can easily get out of control if you’re not careful ... to a credit card that has a lower annual interest rate. For instance, you may have two or three credit cards ... . Credit card debt in particular is among the most burdensome financial problems for consumers [more...]

Date: 2009-01-08 00:02:16

Credit Repair Service - Get Help For Credit Card Debt

by William Blake Credit cards are great, but if not used with common sense and self-control, can easily break your bank and peace of mind ... Commission (FTC) has come up with some safety tips for those of you to choose a credit repair or debt ... credit reports a year. Just contact the three companies who offer this free service ” Equifax [more...]

Date: 2008-11-05 10:42:42

The Menace Of Credit Card Debt

Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]

Date: 2009-01-16 08:41:46

Fighting poverty, globally and locally, is easier than you might think

Today, Oct. 15, is Blog Action Day, the day that thousands of bloggers, regardless of their genre, unite to discuss a single issue ... , but this has been a learning experience for us over the years. As an aside, we recently paid off our last credit card ... credit card debt to worry about. That is a fantastic feeling! The sad truth though is that [more...]

Date: 2008-10-15 06:01:48

Credit Cards: A Blessing or A Curse?

There is nothing more important than to be able to manage your finances well ... make nowadays is by piling on a huge mountain of debt via their credit card. Credit card has become something common nowadays, what with the annual fee waiver and gifts dished out if you are willing [more...]

Date: 2008-12-21 16:57:28

101 - 150 of 176 Posts
Page: First | < Preceding | Next >
0 | 1 | 2