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Showing off your elegant neckline is an excellent way to draw attention to your well-formed upper body, and to bring a natural glow to your face. Oftenitmes we forget dreams as soon as we wake up. Small business credit cards are unsecured ... copy of my credit report? Yes. - Avoid shaving as much as possible; while shaving takes care to avoid [more...]

Date: 2009-01-17 00:34:22

Blog posts (10) | Videos (14)

Foreclosures linked to 2005 Bankruptcy Reform law

For those readers not familiar with the Bankruptcy Abuse Prevention and Consumer Protection Act ("BAPCA"), prior to October of 2005, unsecured debt ( ... credit cards, for example) could be discharged under a Chapter 7 bankruptcy (liquidation) therefore ... of their credit card debt, and that would free up income to pay the mortgage. The new law blocks [more...]

Date: 2009-01-13 16:03:13

Four. One Million Use Credit Cards for Mortgage or Rent

4.1 Million Use Credit Cards for Mortgage or Rent According to housing and homelessness charity Shelter, about 85% of the UK’s £1 ... Breaking point’ report revealed that ‘4.1 million households (16%) used credit cards to help meet ... , is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts [more...]

Date: 2009-01-08 08:18:32

Types of Credit Repair Services

Types of Credit Repair Services December 31st, 2008 Subscribe To Our Feed Unfortunately, the world is set up to encourage borrowing ... loan, you’ll need an unsecured credit card and a lender to get by. Americans with credit scores from 300 to 700 are all wondering how they can boost their credit scores to that much-coveted 850 [more...]

Date: 2008-12-31 20:38:00

TANSTAAFL - Ya gotta pay it sometime!

When TMEW and I spend more than we should, we end up paying for it later - by not buying much later ... more debt than they took on... Seasonally adjusted consumer debt -- including credit cards, auto loans and other unsecured debts -- fell by a record $7.5 billion, or a 3.7% annual rate, to $2.58 trillion [more...]

Date: 2008-12-16 18:44:16

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

What Can You Expect After a Bankruptcy? The Time Line

Recently, someone called this article to my attention, which extolls the advantages of bankruptcy ... because of BK 4 years to 7 years: Credit score below 680, forget about getting an unsecured credit ... : No credit cards, loans, insurance rate skyrocketed. 1 year to 2 years: No credit cards except secured cards [more...]

Date: 2009-01-09 15:35:08

Secured vs. Unsecured Debt

credit card In speaking to a friend recently about credit cards, mortgages, and personal finance, ... to back it, so the creditor can only attack your credit score and not your home. There are secured credit cards, where you pay a specific amount up front to the creditor, for instance, $500 [more...]

Date: 2009-01-14 12:29:37

Life After Debt

By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... an annual fee as high as $155! However, let’s think about what having an unsecured credit card ... new way. Good credit is a goal. If you find that you have made some mistakes and now have less than [more...]

Date: 2008-12-15 20:03:13

End Your Bad Debt

This article should give debtors a chance to look at their fianancial position and help put their debt in order ... . Debtors struggle to pay back almost all the monies they owe on credit cards. Debt collectors might ... you are supposed to make on any unsecured credit such as personal loans, overdrafts and credit cards [more...]

Date: 2008-12-19 01:33:15

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