China Sourcing Done Right In These Tough Times.

The weakened economy has served to highlight the renewed need to engage in best practices when securing product from China and Ashton Udall over at ... sources (LCCS) are generally not typical of what we might consider a credit check in the U.S. (i.e. running a credit check through Dunn & Bradstreet), informational audits that can be performed through [more...]

Date: 2008-12-22 11:48:47

Blog posts (516) | Videos (168)
 

No Fee Mortgages Coming Soon

Buying a home, especially for the first time, can be a daunting experience. There are endless credit checks, bank checks, employment checks, appraisals and more paperwork ... . It just isn’t possible to obtain a mortgage without a credit check or an appraisal of the property [more...]

Date: 2009-01-15 11:26:00

FRAUD ALERT – Adel Services Mystery 25 Cent Credit Card Charges

change Check your credit card statements and check them often is sage advice ... ) on consumers credit cards. Adele Services is listged as being out of Melville New York. There is no Adel ... an illegally obtained credit card number will work before making a bigger charge, or they're trying [more...]

Date: 2009-01-14 08:17:47

check your credit report

Credit record is an asset here in the U.S. I would say that we must really take care of it ... . And it will help you remove credit report errors. ... and improve credit score. I just recently checked my credit report online. I was glad [more...]

Date: 2009-01-15 20:31:06

Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com" [Annual Credit Report]

You've probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don't check your credit report. It's true, checking your credit report is a good idea ... been fooled by other sites. They want to sell you a trial subscription to some credit monitoring service [more...]

Date: 2008-09-25 17:07:30

Breaking the Monthly Payment Mentality

Local car dealerships have been running a blitz of advertisements here in my local town over the last several weeks in an effort to move inventory ... ’t check your credit and measure you based on some score. Since we don’t check your credit, we do ask that you build a credit history with us by paying a $99.00 initial fee, followed by 52 weeks [more...]

Date: 2008-12-18 19:00:04

Time For the Experian Credit Check

You get a free credit report once a year from http://www.annualcreditreport.com ... .  I just ran my Experian Credit Check and they had 3 minor errors.  So I’m off to dispute them now.  My credit report will still be horrible after the two fixes but it’s just nice to limit the damage as much [more...]

Date: 2009-01-03 01:47:49

Right track

Yes. I am getting there. Slowly but surely ... , it is such a good thing for credit companies to offer instant credit score checks for fast and efficient ... is to know and be keen with my earnings and payables. To check credit is one of the good way to be able [more...]

Date: 2008-11-03 00:20:23

Interesting Reads 26 Sep 2009

Here is a video of Buffet praising a Chinese suit company I found this week. I thought this was pretty interesting because it looks like Buffet doesn’t wear any other suits these days, so their suits must be really good or at least really good value for money. On to some other great posts this week: Savings Account Rates: The Latest on High Returns @ The Digerati Life Credit Monitoring Services check your credit report @ The Smarter Wallet Understanding Marginal Tax Rates @ M is [more...]

Date: 2009-09-26 14:05:47

Consumers advised over action to take if rejected for finance

In the current financial climate an increasing number of consumers are finding themselves being turned down for finance, such as loans, credit cards, ... to check their credit report, as this will show them what their credit rating is like and will give ... they should take once rejected for credit. Many tend to make another application to a different [more...]

Date: 2009-01-02 11:45:58

Learn To Build and Manage Your Credit, While You’re Young

Everyone tells you that these are the best years of your life ... credit bureaus—Experian, TransUnion, Equifax. Your financial activities dictate your FICO (Fair Isaac ... established credit. Bounced checks mess up your credit report, so use that check-writing feature wisely [more...]

Date: 2008-08-16 03:56:51

Tiny Credit Card Charges

Check your credit card bill. Mysterious credit card charge may have hit millions of users. Several Internet complaint boards are filled with comments from credit card customers from coast ... is trying to find out whether an illegally obtained credit card number will work before making [more...]

Date: 2009-01-12 16:04:43

Buying A House? Check Your Credit History Now

A lot of my friends are thinking about buying, or have already bought, a home this summer ... each year, which means there’s a uncomfortable chance your credit report will have something wrong ... your claim. Check your credit history for free at the government mandated AnnualCreditReport website [more...]

Date: 2008-06-06 17:53:23

Consumerists Ten Commandments On Credit

In the past, I have reviewed other financial web site’s rules about credit, and I have even offered some of my own ... offered by most cards 3) Thou Shalt Check Your Credit Report. Kind of like flossing your teeth ... my credit report many times before, but checking all three major agencies for my wife and I, once [more...]

Date: 2009-01-02 23:52:33

Looking Back: Resolutions in Perspective

Yes, I know it's so expected to make New Year's Resolutions. But I am a planner by nature. I am always looking ahead and preparing for the future ... my credit report, and those of my other family members. Everyone is allowed one free credit report check annually. I just want to make sure ours are accurate. Not only did I check my credit report [more...]

Date: 2008-12-31 15:08:00

What Are Benefits Of Good Credit?

By Darren Cason Most people know that if you have a good credit score, you get good interest rates and better offers on new loans and credit ... requirements. Many apartment managers, landlords, and those who offer leases will check your credit ... the credit report is only to verify past employment, but often the credit score is considered as part [more...]

Date: 2009-01-10 12:00:16

Check Credit.

In my opinion, owning credit cards are advantageous in these difficult economic times..but ONLY if you are a responsible and disciplined user ... or loan makers, there’s this site that can help you know your score. This credit report is based ... transaction that involves credit activities. At checkcredit.pro, you’d be able to request instant [more...]

Date: 2008-11-06 10:11:14

Should you Use Background Checks?

Background check is a very important and essential element of making yourself comfortable with people you might be looking forward to having a ... record search · Credit check · Driving record check The above mentioned aspects are most common in an employment screening process. However a more complicated process of background check [more...]

Date: 2009-01-13 09:47:00

Bad credit risk, bad driver?

This is a good year for drivers in California. Way back when in 1988, Proposition 103 received more than enough support from voters to pass ... . Add in lack of consistency in employment and multiple lines of credit getting close ... insurance quotes , check out your credit score and, if necessary, repair the score. The Fair Credit [more...]

Date: 2009-01-06 12:06:34

Happy Holiday: Watch Out for Credit Fraud!

Credit Fraud I wrote an article on online shopping for office equipment before, and I would like to stress the importance of safe shopping, ... scam that requires me to enter personal info to redeem. Credit cards transaction - do a double check ... to you. If your business accept credit cards payment, be prepared to double, or even triple check [more...]

Date: 2008-12-13 15:13:30

It’s Your Credit - What Is A Good Credit Score?

posted by colin1234 by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... have. The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way of determining ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2009-01-02 08:41:44

IVR (Interactive Voice Response) - A Brief Explanation

IVR (interactive voice response) is a telephony technology that allows users to interact with a database through phone keypad or voice commands ... to do things like check bank balances, manage credit cards, check for store hours or locations, or order ... hours. IVR systems are also used to report non-emergency problems to cable or utility services [more...]

Date: 2009-01-17 04:48:05

Prepaid cards glitter in gloomy economy

As the economy nosedives, consumers are looking for new ways to manage their finances ... boost its use. It also helps that there is no credit check or employment verification. The RushCard ... , such as MoneyGram, and is used just like a debit card. There is also no credit check when someone applies [more...]

Date: 2008-12-17 23:35:59

Why Use A Safe Travel Guide?

by James Redder Unfamiliar locations, when we are on vacation for instance, seem to be the most likely times when things will start to go wrong ... that is of importance in your room or hotel safe. If you place your cash, traveler’s checks and credit ... with you; are all your credit cards, passport and airline tickets for example necessary where [more...]

Date: 2009-01-16 09:39:08

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Attorney’s Advice - No Charge

Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice ... or your first name, but your bank will know how you sign your checks. Do not sign the back of your credit cards. Instead, put “Photo ID Required.” When you are writing checks to pay on your credit card accounts [more...]

Date: 2008-12-17 21:35:14

Reader Question on Unused Credit Accounts

First off, I don’t give out financial advice because I’m not an advisor ... your mind. A strategy you might want to try is to get a credit score report and then close ... check my credit report and found that I have five credit cards open that I have not or never used [more...]

Date: 2008-06-12 13:21:22

How To Maintain A Good Credit Report

by Jim Bransby Your credit is a necessary part of securing a financial future ... when it comes time to apply for credit. Annual credit report checks are a great way to keep track ... to ensure good credit, you must utilize credit report tips and take advantage of free credit report [more...]

Date: 2008-11-20 18:25:16

Get Out of FreeCreditReport.com’s “Triple Advantage”

FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... in mind that the place to get truly free credit reports, three times per year (once from each bureau [more...]

Date: 2008-07-25 18:29:44

2009 looms ahead

Do you still make resolutions?  Well here are a few that you might want to think about as 2009 draws closer and a few key dates to make a ... has made it possible for individuals to obtain one free annual credit report from each of the three major ... your rebate check. Review your credit:  you are entitled to a free credit report once a year [more...]

Date: 2008-12-26 17:00:32

Debit Cards

Debit cards look like regular MasterCard and Visa cards but are linked to your bank checking account instead of a line of credit.  They work like an electronic check.  When you use one, the amount you spend is withdrawn ... those credit cards.  So if you’re at a restaurant, short on cash, and don’t want to rack up charges [more...]

Date: 2008-12-30 14:26:30

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

Sandisk Clip 1GB MP3 Player - $9.99

Hello and welcome to Village Towne Landing, the tri-county area’s premier apartment community for young professional singles! ... a criminal background check, credit history report, Homeland Security background check, drug screening, employment verification, and college transcript report. IDs should be issued within three weeks [more...]

Date: 2009-01-14 06:00:45

Hudson River Plane Crash

and this is why i fly jetblue out of jfk: (ed: and before you get all whiney on me...ahem, bonnie, yes, i realize it was birds that did it ... these sorts of mishaps.) planehudsno.JPG for more pictures of the hudson river plane crash, check flickr, and eventually, gothamist. credit: grego! update: check out this picture, taken by janis krums [more...]

Date: 2009-01-15 21:01:22

A couple of things

by Phil Johnson his evening Darlene and I went to the Hollywood premiere of Kirk Cameron's movie: We gave it two thumbs up ... , I linked it in the sidebar. Check it out. Photo credit: Sharon Devol Photo Credit: Sharon Devol ... of the month with Dan Phillips's annual Reformation Day post. Between now and then, Frank [more...]

Date: 2008-09-26 05:45:07

The Diamond Ring and A Few Peculiar Exemptions - What Creditors Cannot Seize

A fellow being chased by creditors would be smart to give his fiancee' an expensive engagement ring ... of applicant * Call industry contacts * Check with landlords and credit references * Obtain a Credit Bureau Report * Review Dun & Bradstreet Reports * Study court records for information [more...]

Date: 2009-01-09 16:21:00

second residential mortgage

If you are still confused about what a second residential mortgage loan is and how you can use it to your advantage, you are literally losing money ... mortgage, check your personal credit report to ensure that your credit score has improved. Lenders ... loans.The other type is a “home equity line of credit” or HELOC. The main difference between the two [more...]

Date: 2009-01-14 10:43:37

Credit Repair Advice

Credit Repair Advice November 24th, 2008 Subscribe To Our Feed The best part about finding a third party credit counselor to tackle your ... is to check your free credit score with Experian, TransUnion and Equifax and be sure to be on the watch for any facts about identity theft while you are going over your credit report. Once you see [more...]

Date: 2008-11-24 05:33:00

An Anonymous Bank Executive Speaks Up

I was tipped off to an article late last month, but I neglected to blog about it right away ... . For some reason, we had (and still have) more credit limit available to us than our annual income ... to check a credit report to see limits. They were definitely enablers when it came to our credit card [more...]

Date: 2008-12-22 06:18:42

Credit Report can save your Finances

Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]

Date: 2008-10-23 03:59:41

How to Prepare for Buying a Home

This is a guest post from Jim, my friend and colleague at Blueprint for Financial Prosperity ... t change your job. This won’t necessarily affect your credit score (some banks will do a hard credit check, which negatively affects your score) but it will give the lender headaches when they try [more...]

Date: 2008-09-03 12:00:29

FTC vs Kevin Trudeau

In my opinion, Kevin Trudeau is one of the most notorious snake-oil pushers of our generation. After spending time in prison for bad checks and credit card fraud, he would have us believe that he somehow hit upon “cures they don’t want you do know about.” Isn’t it interesting that convicted con-artists always seems to hit upon such well-guarded secrets. Dennis Lee claims to have found the secret of limitless energy, if only he were not attacked by Big Oil and a corrupt government. [more...]

Date: 2009-09-15 12:00:32

FINANCIAL PANIC SWEEPS LATIN AMERICA

While the United States wrestled with financial meltdown this fall, ... banks have been strangled by the global credit freeze. ADVERTISEMENT Don’t Sign the Blank Check ... , as the effects of the U.S. credit crunch and an international downturn wreak havoc on Latin America’s formerly [more...]

Date: 2008-10-24 00:35:29

Are You Saving Enough In Your 401-k Retirement Accounts? See How You Compare

US News and World Report recently conducted a survey of 401-k participants and broke them down by age group, job tenure, and asset allocation ... ® Credit Score Estimator Related posts:Use a Credit ... ?  Check out the full story on US News and World Report’s site. © Own The Dollar - This posting [more...]

Date: 2009-01-07 16:48:56

The Importance of Background Checks

It is important for all businesses considering hiring someone to take the critical step in performing a background check ... Credit Reporting Act, some information cannot be used in conjunction with a background check ... at some level. This may range from handling social security numbers, credit card information, drivers license [more...]

Date: 2009-01-02 03:49:50

Real Car Deals for Those Ready to Buy Now

If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]

Date: 2008-11-13 15:22:23

$200 Savings Bond Bonus for Checking Account at Wainwright Bank

Wainwright Bank, a regional bank based in Massachusetts, is offering a $200 Series EE U.S ... no credit check, but they do a Efunds/ChexSystems background check. You can open online, but they just end ... of checks with application, or decline. I forgot to ask the cost. It is unknown if you can simulate [more...]

Date: 2009-01-14 11:58:10

Getting A No Credit Check Personal Loan

by Jimi Morrison There are dozens of people who take advantage of the opportunity to apply for personal loans such as payday loans. These are also called cash advances. To obtain one of these loans, someone can look at businesses found in their town or there are places which approve online. However, it is good to look for reputable businesses because there are many predatory lenders. In order to find one of these businesses, search under loans and payday loans either in your telephone book or internet. [more...]

Date: 2009-10-01 16:56:11

Easy No Credit Check Loans

September 20, 2009 | By Preston West In Blogging | For those people with low credit scores or low wages, “No Credit Loans”, are an excellent alternative. Although this loan is linked with much higher interest rates it is an option for those with few choices. Because the loans are usually paid back over a shorter amount of time the huge interest rate may not be a deterrent to borrowing funds. For people that need quick cash for a short term, this could be ideal. [more...]

Date: 2009-09-20 22:50:50

Monday links: fundamental design flaws

Earnings revisions are at a two-year high.  ( Bespoke ) Emerging market bond spreads have been halved YTD.  ( EconomPic Data ) Everyone thinks interest rates are going higher .  ( Clusterstock ) Checking in on some credit market indicators .  ( Calculated Risk ) Taking a look at the longer term cycles for the VIX .  ( VIX and More ) Research into the relationship between the dispersion in equity returns, the VIX and forward alphas.  ( SSRN ) Research shows hedge [more...]

Date: 2009-09-28 16:20:34

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