Popular Tags, Blogs, and Videos about credit check

IVR (Interactive Voice Response) - A Brief Explanation

IVR (interactive voice response) is a telephony technology that allows users to interact with a database through phone keypad or voice commands ... to do things like check bank balances, manage credit cards, check for store hours or locations, or order ... hours. IVR systems are also used to report non-emergency problems to cable or utility services [more...]

Date: 2009-01-17 04:48:05

Blog posts (139) | Videos (48)

The Schwab Bank Invest First™ Visa Signature® Credit Card

The name of the card has clearly too many symbols and arguably too many syllables, but when the daily financial news is consistently dire, ... to literally take advantage of a credit card’s bonus features, check this out: Unlimited 2% “cash” back ... I should just be happy to see something that is this innovative and attractive. It’s a credit [more...]

Date: 2008-12-09 12:56:30

2007 J.D. Power Satisfaction Ratings in Finance

J.D. Power & Associates puts out annual customer satisfaction surveys in all types of industries from automobiles to finance to insurance to travel ( ... I used more - retail banking and credit cards. While I don’t discuss the mortgage ratings, go check ... banking, mortgage related, and credit card groups. At the time I first wrote this, I didn’t think [more...]

Date: 2008-08-10 19:27:39

Why Use A Safe Travel Guide?

by James Redder Unfamiliar locations, when we are on vacation for instance, seem to be the most likely times when things will start to go wrong ... that is of importance in your room or hotel safe. If you place your cash, traveler’s checks and credit ... with you; are all your credit cards, passport and airline tickets for example necessary where [more...]

Date: 2009-01-16 09:39:08

FTC vs Kevin Trudeau

In my opinion, Kevin Trudeau is one of the most notorious snake-oil pushers of our generation. After spending time in prison for bad checks and credit card fraud, he would have us believe that he somehow hit upon “cures they don’t want you do know about.” Isn’t it interesting that convicted con-artists always seems to hit upon such well-guarded secrets. Dennis Lee claims to have found the secret of limitless energy, if only he were not attacked by Big Oil and a corrupt government. [more...]

Date: 2009-09-15 12:00:32

How Low Apr Credit Cards Work

How Low Apr Credit Cards Work December 8th, 2008 Subscribe To Our Feed Used properly, ... interest rate there may be other charges like an annual fee and check to see if that low interest ... a credit card will be one of the most useful financial aids you can ever own but finding [more...]

Date: 2008-12-08 14:55:05

Identity Theft: Even Your Child Is Not Safe Any More

Surprisingly, identity theft has begun to take a whole new turn with identity thieves not even sparing children ... -approved credit card offers. You can check with major credit bureaus such as Equifax, Trans Union ... pickings. Often they only find out once they have applied for admission to a college, asked for credit [more...]

Date: 2008-11-11 14:39:19

Do To 2009

I'm getting more and more stressed about being "homeless". I've been trying to figure out how to get my credit report ... " which check your credit every month and automatically debits your credit card. Thanks but no thanks. The above site is the way to do it for free.Unfortunately, the way that a so-called "credit score [more...]

Date: 2008-12-28 17:20:00

Consumerists Ten Commandments On Credit

In the past, I have reviewed other financial web site’s rules about credit, and I have even offered some of my own ... offered by most cards 3) Thou Shalt Check Your Credit Report. Kind of like flossing your teeth ... my credit report many times before, but checking all three major agencies for my wife and I, once [more...]

Date: 2009-01-02 23:52:33

0% on Purchases With the Advanta Net-90 Card

Check this out… The Advanta Net-90 Platinum BusinessCard offers no interest on all purchases for 90 days on an ongoing basis ... program that pays 1 point per dollar spent, and there is no annual fee. If this card isn’t your cup of tea, check out these other 0% APR credit card offers. But if it is, then you should… --- Related [more...]

Date: 2009-01-16 11:00:34

Looking for Info About Credit Cards - Check Out this Publication

I don’t know who you are, but I bet you’ve heard at least once in your lifetime of the convenience and effectiveness of credit cards and how they are easy to get. They are advertised everywhere, you are agitated to get one anywhere you go, you receive credit card offers in your mailbox, you hear [more...]

Date: 2009-10-01 17:31:40

What to Know When Getting Your First Credit Card

Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]

Date: 2009-01-14 11:52:49

Credit Uncertainty

With the economy the way it is right now, it can be a little uneasy trying to find a credit agency to extend a line of credit to you ... , annual fees or spending capabilities. Being smart using your credit card starts with find the right ... about finances. Credit Cards provide an excellent back for those unforeseen emergencies. Check [more...]

Date: 2008-10-20 04:13:18

Attorney’s Advice - No Charge

I’ve been meaning to post this for some time. Good, practical, and free advice for all from an attorney ... of your credit cards. Instead, put “PHOTO ID REQUIRED”. 3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the “For” line. Instead, just put [more...]

Date: 2009-01-05 14:00:41

9 Reasons for a good credit rating or FICO score

Does my credit rating really matter? That question goes through a lot of people’s heads as they max out their credit card or don’t pay their ... . They check your credit score when you fill out a rental application because they like to know what kind ... kind. Having good credit can mean the difference between homely and homeless! 3. Employment [more...]

Date: 2008-12-22 12:22:27

Get Out of FreeCreditReport.com’s “Triple Advantage”

FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... in mind that the place to get truly free credit reports, three times per year (once from each bureau [more...]

Date: 2008-07-25 18:29:44

Debit Cards

Debit cards look like regular MasterCard and Visa cards but are linked to your bank checking account instead of a line of credit.  They work like an electronic check.  When you use one, the amount you spend is withdrawn ... those credit cards.  So if you’re at a restaurant, short on cash, and don’t want to rack up charges [more...]

Date: 2008-12-30 14:26:30

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

Don’t Swipe That Plastic Without Reading This First

by Rice Amire Are you worried about bad credit? Well, you should be more worried if you can not get another credit card because of your record ... cash and to using a credit card. They are a great way to be able to keep your finances in check ... . Because of the demands and the sky rocketing fees that most credit card issuers give [more...]

Date: 2009-01-15 06:13:45

Prepaid cards glitter in gloomy economy

As the economy nosedives, consumers are looking for new ways to manage their finances ... boost its use. It also helps that there is no credit check or employment verification. The RushCard ... , such as MoneyGram, and is used just like a debit card. There is also no credit check when someone applies [more...]

Date: 2008-12-17 23:35:59

My Brief Bitch Session

My Brief Bitch Session July 7th, 2008 by Evil Beet Okay, so I have to tell you guys this story ... and bodies, and the lotions are awesome, and it’s all good. Today, I check my credit card bill online ... THE TAN. I mean, in fairness, I guess I did sign the credit card receipt without looking too carefully [more...]

Date: 2008-07-08 05:26:52

Protect Yourself from Identity Theft

Several steps can protect against identity theft There is no real way to prevent someone from stealing your identity or swiping financial and ... sites - check them daily Order a free credit report once a year from annualcreditreport.com Debit cards ... personal information, unless you have no bank accounts, credit cards or Social Security number [more...]

Date: 2009-01-08 20:07:11

East Orlando Residents: Protect Yourselves From Identity Theft

November 18, 2008 This link, http://topbusinessresources ... your checks. 2. Do not sign the back of your credit cards. Instead, put “PHOTO ID REQUIRED”. 3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number [more...]

Date: 2008-11-18 16:10:16

Money for nothin’, chicks for free?

Ahhh, January. Playoffs and payoffs. The henhouse gets a little crowded when more than a few of the credit chickens come home to roost ... the check as income, even though it was…last year. That’s what debts are like. Like the credit card bill ... s like for people who buy everything with credit cards, don’t pay them off, and end up just making minimal [more...]

Date: 2009-01-15 15:34:08

ONE Tip for 2009 - Identity Theft Still Rampant so Sign up for Lifelock.com

I got this email from some very close friends yesterday who were asking to spread the word about their identity thefts: ... in custody. We have had credit card fraud, checks cashed, new accounts opened on line and in stores ... more issues on my credit report before it is over. I am going to have to testify against the woman [more...]

Date: 2009-01-01 19:51:24

Stores cut prices to entice post-holiday shoppers

Two hours before the doors were set to open Friday morning, a Miami-area Wal-Mart parking lot was full of cars - and possibility ... - which typically account for 30 percent to 50 percent of a retailer’s annual total - have been less than ... to preliminary data from SpendingPulse, which tracks purchases paid for by credit card, checks or cash [more...]

Date: 2008-12-27 04:39:41

Reader Question on Unused Credit Accounts

First off, I don’t give out financial advice because I’m not an advisor ... your mind. A strategy you might want to try is to get a credit score report and then close ... check my credit report and found that I have five credit cards open that I have not or never used [more...]

Date: 2008-06-12 13:21:22

Do You Want to Know How to Get Out of Debt Fast?

This is a question that millions of people across the United States want an answer to everyday ... is to stop accumulating more debt. Most debt is in the form of credit cards so it’s time to get rid ... up all your bills and credit card statements for one month; you’ll also need your check book register [more...]

Date: 2009-01-17 00:24:25

Fees to see how your taxes are spent?!

According to new research from the SC Policy Council, the big-spenders in the K-12 public education machine aren’t big fans of disclosure ... . Last year, lawmakers introduced legislation calling for an online check register in each school district. This low-cost high-tech method of releasing spending ledgers, credit card statements and check copies [more...]

Date: 2008-12-08 17:13:40

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... accounts and getting local credit cards. You see, your check - or should I say cheque? - drafted ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack [more...]

Date: 2009-01-15 20:29:06

Payday Loan Ballot Language Approved… But Law Is Already Killing Off Ohio Jobs in Steubenville

From WTOV: Despite a push to repeal a statewide crackdown on payday lenders in Ohio, some local companies are still closing ... worse economic decisions- such as bouncing checks, paying late fees on credit cards, or taking a black ... been media reports of an increase in fraudulent short-term loans being conducted through the mail, where [more...]

Date: 2008-07-15 12:28:03

Credit Report can save your Finances

Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]

Date: 2008-10-23 03:59:41

Is it time for you to get a merchant account

Starting a business is hard but maintaining a business for it to be consistently profitable is a lot harder ... your costumers to be able to pay conveniently. To help you regarding this matter, Online Check can help ... , inexpensive credit card processing for your e-commerce site. You can rely on them since they have over 25 [more...]

Date: 2008-09-04 08:46:22

Are We Breaking the Law or Being Broken by Technology?

New technology overcomes old challenges. It also raises new ones. Nuclear plants generate the most electricity but have cleanup questions ... . When giving was by check or cash, it was harder to cheat; cash deposits had to be accounted for and checks left paper trails. Credit card internet giving is the new way around the law. Timmerman writes [more...]

Date: 2008-10-08 19:53:16

As Gas Prices Rise, Consumption Declines by 4.1%

A report compiled by MasterCard Inc. showed that gasoline consumption in the U.S. declined by 4.1 percent, to the lowest it’s been in two months ... early November 2008. The MasterCard figures are based on credit-card swipes and cash and check ... Administration released a report highlighting the weakening global demand for crude oil. “The oil price [more...]

Date: 2009-01-08 02:57:12

An Anonymous Bank Executive Speaks Up

I was tipped off to an article late last month, but I neglected to blog about it right away ... . For some reason, we had (and still have) more credit limit available to us than our annual income ... to check a credit report to see limits. They were definitely enablers when it came to our credit card [more...]

Date: 2008-12-22 06:18:42

Financial programs for the mac.

Many people have written about this before, and many more will follow. What can I say, I couldn’t help myself ... X, Linux, open source, free) - MoneyWell (OS X, $49.99 / currently $39.99) First a list ... has data on a savings account, a credit card and a joint checking account. Comparison of the programs [more...]

Date: 2008-12-17 01:10:48


For employees not wishing to receive a check (because of problems of encashment or security), several banks offer payroll ATM cards ... about the mechanics of the program. Companies can require direct deposit as a condition of employment ... s free checking, discounted mortgage or home loans, free credit card programs, or other promotions [more...]

Date: 2008-12-30 07:29:01

Check Your Credit Regularly To Minimize The Risk Of Identity ...

Every year, the cost of credit card fraud comes to billions of dollars. While this may seem like a large amount, numerous organizations report that crimes related to credit cards are one the rise. The increased use of the Internet has opened additional opportunities [more...]

Date: 2009-01-04 02:45:10

From the desk of Debbie Ryba

I hope everyone had a beautiful and peaceful holiday season and I wish you all a very Happy and Healthy New Year ... , as long as it has a credit card logo on it (such as VISA or MasterCard). As always, we also accept cash, checks made payable to Weight Watchers, and all the major credit cards – MasterCard, VISA [more...]

Date: 2009-01-05 12:32:00

Back to the future

This just in: China is NOT the 4th largest economy in the world as we have all been thinking, reporting and generally drooling over ... . But let’s just look at this like regular humans: you know, people with checking accounts, credit cards [more...]

Date: 2009-01-17 02:30:29

More Panhandling

The summer 2008 fundraising drive is off to a good start. I want to thank you for your generosity ... is busted, so I have to get that fixed before the next annual smog check. I presume a catalytic converter ... deductible credit card contributions to me here (click on the first "Make a Donation" button [more...]

Date: 2008-09-12 10:54:33

The Importance of Background Checks

It is important for all businesses considering hiring someone to take the critical step in performing a background check ... Credit Reporting Act, some information cannot be used in conjunction with a background check ... at some level. This may range from handling social security numbers, credit card information, drivers license [more...]

Date: 2009-01-02 03:49:50

Rat City Rollergirls Annual Auction Is Jan. 31st

The White Center Blog’s favorite group of ass-kickin’ women is of course the one and only Rat City Rollergirls, ... to the event (cash, check, credit card) as all bids are to be settled that evening ... up Saturday, Jan. 31st is their annual “Black & Blue Tie Auction,” which should be just about as kick-ass [more...]

Date: 2009-01-16 01:28:19

How to Clean up and Get a Higher Credit Score

At the moment, about 30 million credit card users in the United States have low credit score (below 620) ... . Insurance companies, employment firms and even landlords also use this system to check an applicants paying ... . Low numbers in the credit score sheets means slimmer chances for them to obtain loans [more...]

Date: 2008-12-03 07:00:10

Making Credit Card Master Card Free

How?Only with you, you can get a free debit card output from Royal Bank of Scotland ... business from internet services if compared to even check through paypal, especially for those who do not have a credit card.You do not need to worry, the card is a legal, safe and reliable and the most [more...]

Date: 2008-12-31 06:24:00

Clergy brace for downturn in giving

From the Boston Globe, 11.30.2008. The new Church-reform group Send the Bishops a Message could be another reason for an expected downturn in ... withhold financial (cash, check, and credit card) donations on designated “Withholding Sundays,” [more...]

Date: 2008-11-30 17:58:04

We Need Our Money, Sears!

We ordered a refridgerator from Sears before we moved in to our new home ... and ordered a second fridge. Sears will NOT credit a debit card back automatically, they send checks ... in two days. It has now been over a week. We have taken our complaint to the better business bureau [more...]

Date: 2009-01-14 17:00:00

4 Tips to Spend Less Than You Make

Do  you find yourself reaching the end of the month with less money than you want (or need) to handle all of your living expenses and bill payments? ... that money. 2. Use Paper, Not Plastic.  At least until you’ve got your spending in check, get into the habit of paying with actual cash instead of credit cards or debit cards.  You have to physically [more...]

Date: 2008-12-09 20:04:30

Deja Vu All Over Again

Didn’t we see this kind of news flow and trading before? ... . So, it may be premature to think that selling is over. Commercial mortgage paper spreads ... In terms of our sector, we expect consumer loans and credit cards to continue to get worse.” Check [more...]

Date: 2009-01-14 23:57:46

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