Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Blog posts (25) | Videos (10)
 

How’s My Credit? - Tips To Understanding Your Credit Score

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... . The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2008-12-20 22:07:30

It’s Your Credit - What Is A Good Credit Score?

posted by colin1234 by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... have. The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way of determining ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2009-01-02 08:41:44

Identity Theft: Even Your Child Is Not Safe Any More

Surprisingly, identity theft has begun to take a whole new turn with identity thieves not even sparing children ... -approved credit card offers. You can check with major credit bureaus such as Equifax, Trans Union ... pickings. Often they only find out once they have applied for admission to a college, asked for credit [more...]

Date: 2008-11-11 14:39:19

The Diamond Ring and A Few Peculiar Exemptions - What Creditors Cannot Seize

A fellow being chased by creditors would be smart to give his fiancee' an expensive engagement ring ... of applicant * Call industry contacts * Check with landlords and credit references * Obtain a Credit Bureau Report * Review Dun & Bradstreet Reports * Study court records for information [more...]

Date: 2009-01-09 16:21:00

The Best ID Theft Prevention For You

The crime of identity theft is a huge and rapidly growing issue ... to do so. You need to make a regular habit of checking your credit bureau report to ensure that there has not been any credit opened in your name without your authorization. If you know what should [more...]

Date: 2009-01-08 17:26:11

Your Credit Score - What Is A Good Number?

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... are Experian, Equifax, and Trans Union. Each one has it’s own method of deciding what your credit score ... . Mistakes happen, which is why you should review your credit report annually with all 3 credit bureaus [more...]

Date: 2008-12-19 03:43:07

Time to Check Your Credit Reports

  Happy New Year!  As we start 2009, many people are making resolutions, wanting to do things better and differently than they did in the past ... to do.  To get a copy of your credit report from one, two or all three of the credit bureaus ... on credit monitoring. If you want to know your current FICO scores, you can obtain all three [more...]

Date: 2009-01-03 17:05:27

A Cylon’s Top 10 Tips For Avoiding Identity Theft

Identity theft is one of the fastest growing crimes around the world and can be particularly damaging to it’s victims, ... from the three credit bureaus annually and check them carefully for accuracy. Place passwords ... when absolutely necessary. Never let your purse or wallet out of your sight. Only carry those credit and debit [more...]

Date: 2009-01-16 10:37:43

FTC Delay Does Not Apply to Employers

Yesterday, the FTC announced a 6 month delay in enforcing their “Red Flags” Identity Theft Guidelines ... ve been in touch with the FTC and we now know that this delay only pertains to Financial ... from National Consumer Reporting Agencies (primarily credit bureaus) when conducting background checks [more...]

Date: 2008-10-23 16:11:42

Get Out of FreeCreditReport.com’s “Triple Advantage”

FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... in mind that the place to get truly free credit reports, three times per year (once from each bureau [more...]

Date: 2008-07-25 18:29:44

"Mysterious credit card charge may have hit millions of users"

Hmm, I guess I need to check out our credit card statements: Take a look at your credit card statements, and if the charge is there, don't let it slide. It's what the thieves want you to do. Instead, file a dispute with your credit ... Center, and the Bureau of Justice Assistance. Federal law enforcement officials tend to react [more...]

Date: 2009-01-15 07:13:05

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]

Date: 2008-10-23 11:00:30

Don’t forget your free credit reports this year!

Copyright © 2006-2008 Clever Dude. All Rights Reserved ... you checked: On April 30, get your credit report from only one of the bureaus (Experian, Equifax ... , but it means one thing about your credit report: Go to AnnualCreditReport.com to get your 3 free credit [more...]

Date: 2008-12-18 15:21:43

Avoiding ID Theft and Credit Fraud

Avoiding ID Theft and Credit Fraud Article excerpted from the new book, "How to Do Space Age Work with a Stone Age Brain" TM copyright 2004, ... these credit bureaus remove your name from their lists: TRW (800) 353-0809, Equifax (800) 219-1251 and TransUnion (800) 241-2858. Once a year carefully check out your free credit report from Experian [more...]

Date: 2008-12-01 09:00:08

Getting Your Finances In Check For a Coconut Creek Home Purchase - Part I

jority of people, buying a home is no easy feat especially when it comes to finances ... for a mortgage at all. Review your report with all three major credit bureaus, Experian, Equifax ... you took a look at your credit report? If you haven't reviewed it recently, now is the time [more...]

Date: 2008-12-22 20:42:59

10 Ways To Protect Your Financial Identity Being Used For Someone Else’s Shopping Spree

Someone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem ... card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers ... your credit report once a year from each of the three credit bureaus to make sure [more...]

Date: 2009-01-05 08:56:49

Random Ridiculousness

Posted by Bossip Staff One of our former “When the Checks Stop Coming In” victims Ed McMahon has a new gig: ... sidekick will star in two viral rap videos for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. The videos feature McMahon wearing a tracksuit, being chauffeured around Los Angeles [more...]

Date: 2008-09-25 13:30:19

Free Webinar on New FTC Guidelines for Background Checks

The new FTC Identity Theft “Red Flags” guidelines take affect on November 1, 2008.  Are you aware of your obligations under these new provisions? ... of consumer reports must implement procedures to deal with any notices of address discrepancies they receive from a nationwide consumer reporting agency (mainly credit bureaus such as Experian, Equifax [more...]

Date: 2008-10-15 19:09:58

Recession, Reschmession: Wesbury Predicts 2Q GDP Growth of 3%

Brian Wesbury, whose writings I have quoted often (link is to a BizzyBlog site search on Wesbury’s name) ... Political Calculations) when Uncle Sam’s Bureau of Economic Analysis (BEA) releases second quarter ... tempting for Old Media to exclusively credit the economic stimulus checks for the improvement. But that’ [more...]

Date: 2008-07-23 13:53:16

We Need Our Money, Sears!

We ordered a refridgerator from Sears before we moved in to our new home ... and ordered a second fridge. Sears will NOT credit a debit card back automatically, they send checks ... in two days. It has now been over a week. We have taken our complaint to the better business bureau [more...]

Date: 2009-01-14 17:00:00

Checking In On The Music Mags

Realizing, of course, that the entire publishing industry is cratering, still: it’s been awhile since we checked in on the health of music magazines. Folio just summarized the latest Publishers Information Bureau statistics for 2008. Auto ... is unknown, but you have to give credit to Paste for really pushing their thinking waaaay “outside the box.” [more...]

Date: 2009-01-14 17:13:18

SCREW UP, GET A CHECK!!!

1/16/09As I discussed in my 1/7/09 post, “BUT IT’S GOOD YOU’RE MAKING IT SNOW, ANTHONY, IT’S REAL GOOD ... are telling us, and the Republicans have certainly not made much effort to deflect “credit” ... their losses more than the normal two years. Predictably, these bureaus are now whining [more...]

Date: 2009-01-16 16:44:00

Credit Report can save your Finances

Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]

Date: 2008-10-23 03:59:41

Use TrustedID to Fight Identity Theft

With the incredibly rapid growth of ID theft, there have been several businesses that have been formed with the distinct objective of battling this crime epidemic. These ID theft prevention companies essentially lock down your credit bureau ... supply you with annual credit reports from all three credit bureaus, so that you can check to see [more...]

Date: 2009-01-08 04:06:14

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