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Save your identity, have Credit Report

A credit report holds the most personal and vital information anyone can have. The information contained in the report influences crucial decisions on loans, insurance coverage, employment—even housing. Although this information is supposed to remain top secret and extremely confidential (according to the Federal Fair Credit Reporting Act—FCRA), it’s relatively easy for anyone to get their hands on these personal records. [more...]

Date: 2009-05-23 06:09:47

Blog posts (782) | Videos (406)

Just two F’s amid nearly straight A’s on 2009 progress reports

Just two schools got F’s on their progress reports this year, bearing out reports that Schools Chancellor Joel Klein would tout high scores when he released this year’s grades today. Eighty-four percent of elementary and middle schools earned A’s, up from 38 percent last year, promising to stir up questions about how useful the progress reports are for parents and principals. A few other highlights: Of the lowest-performing schools, most opened under Klein’s watch. [more...]

Date: 2009-09-02 16:33:18

We must do something about the poor reporters

Despite the dire warnings of cold snaps, the depressing weather forecasts that call for highs in the range of -20 and wind chills that drop right ... are prepackaged reports. In both cases, reporters have to stand much longer than they appear on camera ... with their bodies. Valerie Boyer Global’s Valerie Boyer reports on computer hacking. In the [more...]

Date: 2009-01-17 03:15:06

Most People Think a Rising Housing Market Makes Them Richer

The Daily Reckoning Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. [more...]

Date: 2009-10-01 02:38:40

Most People Think a Rising Housing Market Makes Them Richer

Houses bounce too... Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren't so sure this crisis is over. As we reported yesterday, they're saving money...maybe even at an 8% rate. Oil didn't move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to "mixed data." That is to say, some reports were encouraging. Others were not. [more...]

Date: 2009-10-01 01:00:48

FreeCreditReport.com Review: Not a Free Credit Report

Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]

Date: 2009-09-29 04:01:28

Western “Civilization”

Goldstone Report Offers Chance to End Impunity (Geneva, September 30, 2009) – The failure of the United States and European Union governments to endorse the report of the Gaza fact-finding mission sends a message that serious laws-of-war violations will be treated with kid gloves when committed by an ally, Human Rights Watch said today. On September 29, 2009 Justice Richard Goldstone presented the mission’s report on the conflict in Gaza last December and January to the UN Human Rights Council. [more...]

Date: 2009-10-01 01:13:43

The House Bounce?

Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. Others were not. [more...]

Date: 2009-09-30 20:00:05

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion

Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website  (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the “credit monitoring” service certainly isn’t.Aand it’s no walk in the park to cancel it either. [more...]

Date: 2009-07-27 10:54:03

NRMLA Questions Validity of Consumer Reports Reverse Mortgage Investigation

When researching a product, be it a flat-screen television or a car, many of us often turn to Consumer Reports for an evaluation of what is available.   But after reading their reporting on reverse mortgages in the September 2009 issue (“Reversals of fortune: The next financial fiasco?  Can it be reverse mortgages”), one has to question whether there is any validity to anything that ever appears in the magazine. [more...]

Date: 2009-09-03 18:18:01

Your Credit Report Card

Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]

Date: 2009-09-29 18:00:31

"The Largest Credit Contraction in History is Here"

"There was a report from Mish’s Global Economic Trend Analysis * who in turn was commenting on a report from Martin Weiss who publishes research at his Money and Markets site. Weiss takes a look at the Flow of Funds report for Q1 published by the Fed. Weiss’s conclusion: The first quarter brought the greatest credit collapse of all time. Open Market Paper: Instead of growing as it had in almost every prior quarter in history, it collapsed at the annual rate of $662.5 billion. [more...]

Date: 2009-07-12 01:58:00

The Bush Legacy - gifting Obama with a Muslim world rejecting jihad

The latest NIC Global Trends 2025 Report is out… and it’s not good news for those determined to insure the Bush legacy is portrayed as one consisting of nothing but of utter failure. Download the 120 pg, 8.2MB report here ... , despite events - and having few reporters willing to go out on the limb to report the unthinkable (a Bush [more...]

Date: 2009-01-05 23:46:27

The Sunday Funnies

To Honor Ted Kennedy, GOP Proposes That His Seat NEVER Be Filled By Don Davis - Satirical Political Report “THE ONLY WAY TO ENSURE THAT THE LEGACY OF SUCH A MONUMENTAL FIGURE IS PROPERLY HONORED IS TO LEAVE HIS SEAT PERMANENTLY VACANT … WHICH MIGHT BE A GOOD PRECEDENT FOR ALL DEMOCRATS WHO LEAVE THIS HALLOWED CHAMBER.” Bush Questions Brevity of Obama's Vacation Andy Borowitz - The Borowitz Report Short Break ‘Sends Wrong Message to Terrorists' Former president George W. [more...]

Date: 2009-08-29 23:41:00

Repair A Bad Credit Report - Is it possible to have it done for you?

A credit report is an important piece of paper. Lenders look at it closely when basing their decision on whether or not to give you a loan. Insurance companies can use it to determine your rates or whether they will consider covering you at all. Employers can make use of this report and use it [more...]

Date: 2009-09-26 12:09:42

Avoiding suspicious activity reports in cash transactions

Many people ask “just what is deliberate bootleg or questionable wake up when relocating cash?” Some people have left to a bank with a income deduction of a garage sale or a automobile sale on a weekend, and recounted abhorrence stories of mixed questions by bank employees and have infrequently been reported to a supervision as suspected criminals.The being is which such stating is really plausible. Most horse opera countries have enacted income stipulate legislation which mandates it. [more...]

Date: 2009-09-25 20:48:42

January Effect for Credit But Not Equities

Good Evening: 2009 has put seven trading days into the books, and it already bears a passing resemblance to the opening days of 2008 ... drivers of price action were a further digestion of Friday’s payrolls report and some weakness ... . And, as the BAC/MER report you see below points out, the downward revisions to previously reported [more...]

Date: 2009-01-13 03:49:07

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]

Date: 2008-10-23 11:00:30

GAO issues report on proposed auto bailout

The Government Accountability Office (GAO) has issued a report advising Congress on the factors they should consider in negotiating a rescue package for the auto industry. The summary of that report states: The current economic downturn ... , real estate, and labor markets have reduced consumer confidence and available credit [more...]

Date: 2008-12-08 13:00:13

What Sarah Palin didn't know, as reported by Fox's Carl Cameron

(UPDATE: See below.) Now it can be revealed, Fox News Channel reporter Carl Cameron just told network anchor Shepard Smith. [ ... presidential ticket, said he had been told by unnamed sources -- and on the condition he not report the details ... American Free Trade Agreement. He did not mention which one (or ones) she whiffed [more...]

Date: 2008-11-06 01:07:12

Friday Worries Arrive Ahead of Schedule

Good Evening: Investors decided today not to wait until Friday to begin worrying about large scale job losses in the nonfarm payrolls report ... have to wait to see how the markets react to Friday’s employment report before deciding whether bad news ... . With global markets already on the defensive, the Challenger job loss survey and ADP report [more...]

Date: 2009-01-08 00:32:09

Legislative panel finds Palin abused authority, ethics laws

An investigator for an Alaskan legislative panel issued a report Friday night saying that as governor, Sarah Palin, ... the influence of alcohol and Tasering his young son. The report is not a legal indictment; the panel has no power to prosecute. Members said they'd await a state Personnel Board report before considering [more...]

Date: 2008-10-11 02:52:53

"There is a Credit Crunch"

Tyler Cowen does some digging and concludes: I still cannot agree with Alex and Bryan: ...I remain stubborn in my belief that there is a credit crunch. Here is one report: How is trade ... ." The trouble is that credit ... has evaporated... Here is another report. Here are other reports [more...]

Date: 2008-10-25 20:08:00

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. Since creditors do not have to send a report to Equifax, TransUn [more...]

Date: 2009-09-27 16:11:07

New report claims 95 percent of music downloaded is pirated

musicpirate The International Federation of the Phonographic Industry has released its annual report for 2008, stating in short that piracy is indeed becoming a very large problem. The rather large report makes many claims and tries to help better understand how to prevent it while educating people [more...]

Date: 2009-01-16 21:29:49

How To Get Your Free Government Credit Report

Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies [more...]

Date: 2009-09-24 11:08:43

Read All About It In the Sunday Papers-Aug. 23 Edition

LEAD STORY-Miami Herald: How Cyberthief Committed ‘Heist of the Century’Nobody does crime reporting like the Miami Herald does crime reporting. Albert Gonzalez stole to his heart’s content, while on the Secret Service payroll.What happens when snitches go terriblyterribly wrong:On May 7, 2008, federal agents swept through Miami-Dade looking for evidence that one of their best informants was also one of the world’s biggest cyberthiefs. Searching three homes and a luxury hotel room in South Beach, [more...]

Date: 2009-08-23 13:58:15

Corporations: pay no taxes, get federal funding

What's wrong with this picture? According to a new report by the Government Accountability Office (GAO) ... , the report said. Bank of America received an additional $20 billion in government aid on Friday ... not. You can read a complete copy of the GAO report here. [more...]

Date: 2009-01-17 03:48:38

Delhi rejects Sachar Committee recommendations on Indian Muslims

The Rajindar Sachar Committee’s report on the social, economic and educational status of the Muslim community in India struck a blow to the Congress’ democratic and secularist assertions made over the decades. It lays out the actual conditions the Muslim minority faces and how it lags behind in terms of human development indicators. It reports that only a small percentage of them are in government service and involved in areas of socio-political life. [more...]

Date: 2009-09-26 01:51:09

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Forex Report

August 23rd, 2009 Forex ReportWe would like to market our forex trading report subscription based service “TradeVestment”. We need to increase viewership and unique visitors to atleast 2000 per day. Also, improve google ranking and ranking in other search engines. If proved successful, long term support service will be considered.Similar freelance jobsMarketing AssistantI need search engine marketing assistant for a monthly contract. This is an ongoing project working on several of my clients. [more...]

Date: 2009-08-24 01:20:02

Annual Report - Sasken - 2008-2009

SASKEN COMMUNICATION TECHNOLOGIES LIMITEDANNUAL REPORT 2008-2009DIRECTOR'S REPORTYour Directors have pleasure in presenting the report on the business and operations of the Company along with the Audited Accounts for the financial year ended March 31, 2009.Result of Operations (Consolidated) - Extract Amount in Rs. [more...]

Date: 2009-09-16 03:37:00

Old Debts Under $100 Don't Matter Under FICO '08 [Fico]

An update to how the new FICO '08 scoring system got revamped this year: Collection ammounts where the original debt was under $100 will be totally disregarded, MarketWatch reports . Back in Feb we reported that they would still be taken into account but only matter less. Also, FICO'08 has been rolled out to all three credit bureaus since last month. Before it was only being tested at one and there was some disagreement over whether all the bureaus would accept it. [more...]

Date: 2009-09-24 17:00:00


Three stories underline an unsettled issue discussed in an earlier post ( The Real Thing ): what is the administration up to in Afghanistan. The New York Times reports that General Staneley McChrystal rejected, in a speech before the International Institute for Strategic Studies, the notion of scaling down the war before achieving the desired goals. The NYT reported: The top military commander in Afghanistan, Gen. Stanley A. [more...]

Date: 2009-10-01 23:21:19

How You Can Stop Identity Theft

The FTC recently released a list of top consumer fraud complaints received in 2007 and not surprisingly, identity theft topped the list for the eighth year in a row at 32% of the overall complaints. Consumers reported over $1.2 billion in losses last year, even though there are many ways to fight identity theft . While we can’t be expected to live an exceedingly paranoid existence, we can be smart by monitoring our free Experian credit report. [more...]

Date: 2009-06-18 19:02:05

Richard Angelico, dean of local TV investigative reporting, to retire Oct. 15

BY ALLEN JOHNSON JR. After an often spectacular 40-year career uncovering the dark acts of powerful public officials, mobsters, sex offenders –- and, famously, even meter maids — WDSU-TV investigative reporter Richard Angelico is taking on a new assignment: more time playing with his grandchildren.   Angelico, 65, said today that he plans to retire Oct. 15, ending a 26-year career at WDSU.  “It’s time for me to go,” the dean of New Orleans TV journalists says. [more...]

Date: 2009-10-01 16:00:28

Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00

Headline News - September 29, 2009

U.S. Bank Introduces Downloadable Mobile Banking Application Bling Nation - La Junta, Colo. Embraces Mobile Payments The Red Tape Chronicles - MSNBC.com: Consumer groups blast banks' card 'tricks' CashEdge Signs First Round of Banks for Popmoney™ New Javelin Report: Multi-Channel Authentication Via Mobile Banking US News and World Report: Credit Card Fees: 5 Things You Should Know Alaska Option Joins Acculynk Internet PIN Debit Pilot Transaction Wireless Signs AMC [more...]

Date: 2009-09-29 11:31:08

Malawi ranked 132nd out of 183 countries in economic survey

The World Bank’s Doing Business (DB) 2010 Report has position Malawi as number 132 out of the 183 ranked economies in the world. The report measures a set of regulations affecting ten stages of a business’s life, namely starting a business, dealing with construction permits, employing workers, registering property, getting credit, protecting investors, paying taxes , trading across borders, enforcing contracts and closing a business. [more...]

Date: 2009-10-01 16:37:46

Arecibo Observatory ‘uniquely powerful’ for detecting near-Earth objects

Published By MattOn:30 September 2009 8:58 AM CEST  Source The Arecibo Observatory provides “unmatched precision and accuracy” in detecting asteroids or comets that could hit the Earth, says a report by the National Academy of Sciences. That statement could help secure the observatory’s future.The world-famous, Cornell-run radio telescope’s unsurpassed capabilities for taking precise, clear pictures of these near-earth objects (NEOs) are laid out plainly in the recently released interim report, [more...]

Date: 2009-09-30 08:58:15

Do-it-yourself Credit Repair

There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... a fraud by creating a new credit identity and report or any illegal undertaking. Customers should ... by the federal law. credit report In order to avoid scams, people should not pay a service fee as long [more...]

Date: 2008-08-23 04:47:53

Formula One teams Singapore Grand Prix free practice report (+results)

Singapore  Grand Prix Formula One free practice report Today’s report from Formula One teams & drivers in Singapore.   1 Vettel Red Bull 1:48.650 104.324 mph 2 Alonso Renault 1:48.924 0.274 3 Kovalainen McLaren 1:48.952 0.302 4 Heidfeld BMW 1:49.098 0.448 5 Button Brawn 1:49.311 0.661 6 [more...]

Date: 2009-09-25 16:26:06

The Pointless Pursuit of More: When is Enough Enough?

Photo by Andrea I hope you had a great holiday this past week, and that they were as restful as they were fun; ... report on a newly introduced concept called the “standard of living.” A new idea, this was developed soon ... t have much motivation to work. In this report, the government noted: “..The survey proved [more...]

Date: 2008-12-29 17:01:07

Following Complex Financial Times You Can Rebuild Your Credit

Upgrading credit after a interval of monetary hardships, bankruptcy, repossessions or other monetary strain that blemishes any credit report can be scary and baffling. For most people these are times of hideous strain. But times change and situations change so don't let the relief than comes when the wages and money get back in line be overshadowed by the tribulations left on the credit report. [more...]

Date: 2009-09-30 14:11:53

Selective reporting

I like the IAB . They’re nice people, and do good work. I’m even a member. But… Internet overtakes TV to become UK’s biggest ad sector ? No. As I pointed out this time last year , their reporting is a bit disingenuous (click through to see a nice chart – a product of my ability to devote greater time to blogging). [more...]

Date: 2009-10-01 23:16:32

William Blum: Anti-Empire Report, Number 74 Ridding the world of the sickness of pacifism

29 September, 2009 — Anti-Empire Report, Number 74Picture the scene: Afghanistan, two hijacked tankers filled with highly inflammable fuel, surrounded by a crowd of Afghans eager to syphon off some for free … What’s the last thing you want to do? Right — drop bombs on the tankers. That’s what a German military commander signaled an American drone airplane to do September 4. Kaboom!! At least 100 human beings incinerated. [more...]

Date: 2009-09-30 09:52:55

The College Football Report

By Mike Luce Patrick Wayne Swayze bowed from the stage last week at the age of 57. I would like to dedicate this week's Report to the departed. Here is a recap of Week 3, punctuated by some of Swayze's best lines. I'd like to think he would get a kick out of it. Game: # 14 Georgia Tech 17 @ #20 Miami 33 (-4) Beachwood Baseball: How Milton Bradley will spend his suspension . In The Cub Factor Hendry's Folly . [more...]

Date: 2009-09-22 06:56:19

UK Conservatives Call for Smart Grid

The Conservative Party in the UK may be trying to one-up Prime Minister Gordon Brown of the rival Labor Party with its latest cleantech proposal, ... commissions could result in a patchwork approach. A recent report on smart grids from the Department ... utilities within one state.” A DOE report from a few years ago said that the confusion over federal [more...]

Date: 2009-01-16 23:00:13

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras

Those songs from a certain misleading ad campaign sure are catchy - and I don't just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that... 3 Vote(s) [more...]

Date: 2009-07-27 15:01:16

Another Environmental “Solution” Starts To Fall Apart: EU Infatuation With Ethanol Grows Cold - Canada, Too [Reader Post]

Give some credit to environmentalists: they don’t just tell us that we are killing the Earth they do frequently have “environmentally sound” ... of biofuels. At the same time, a new report for the British government cast fresh doubt on using ... down, citing a newly released report warning that current targets for biofuel production could cause [more...]

Date: 2008-07-08 17:21:35

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