Bad credit risk, bad driver?

This is a good year for drivers in California. Way back when in 1988, Proposition 103 received more than enough support from voters to pass ... . Add in lack of consistency in employment and multiple lines of credit getting close ... insurance quotes , check out your credit score and, if necessary, repair the score. The Fair Credit [more...]

Date: 2009-01-06 12:06:34

Blog posts (24) | Videos (1)
 

Debit Cards

Debit cards look like regular MasterCard and Visa cards but are linked to your bank checking account instead of a line of credit.  They work like an electronic check.  When you use one, the amount you spend is withdrawn ... those credit cards.  So if you’re at a restaurant, short on cash, and don’t want to rack up charges [more...]

Date: 2008-12-30 14:26:30

ONE Tip for 2009 - Identity Theft Still Rampant so Sign up for Lifelock.com

I got this email from some very close friends yesterday who were asking to spread the word about their identity thefts: ... in custody. We have had credit card fraud, checks cashed, new accounts opened on line and in stores ... more issues on my credit report before it is over. I am going to have to testify against the woman [more...]

Date: 2009-01-01 19:51:24

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

second residential mortgage

If you are still confused about what a second residential mortgage loan is and how you can use it to your advantage, you are literally losing money ... mortgage, check your personal credit report to ensure that your credit score has improved. Lenders ... loans.The other type is a “home equity line of credit” or HELOC. The main difference between the two [more...]

Date: 2009-01-14 10:43:37

When you overdraw your checking account does that effect credit??

don't mess with your credit That is exactly what someone plugged into a search engine to get to my site! I love it - bad grammar and all ... , you can bet that your credit score will take a hit. Also, if you use an overdraft line of credit ... the bank is going to report you to the credit agencies. But if, however, you continue doing so every [more...]

Date: 2008-09-10 16:07:32

It's the Economy, Stupid

The Labor Department today reported that business productivity surged to a revised 4.3 percent annual rate in the second quarter of the year ... measure quality of output.)Higher productivity keeps inflation in check. When companies can produce ... of their lines of credit because the housing bubble has burst. The result? Employers can't sell [more...]

Date: 2008-09-04 12:27:00

Credit Uncertainty

With the economy the way it is right now, it can be a little uneasy trying to find a credit agency to extend a line of credit to you ... , annual fees or spending capabilities. Being smart using your credit card starts with find the right ... about finances. Credit Cards provide an excellent back for those unforeseen emergencies. Check [more...]

Date: 2008-10-20 04:13:18

Paulson: Feeding failure at Fannie, Freddie…Legislate in haste, repent at leisure.

Reform: transitive verb1 a: to put or change into an improved form or condition b: ... /Freddie debt, many of whom are foreigners. Paulson has asked Congress for a blank check ... are unlikely to draw on the credit line. But the nonpartisan Congressional Budget Office estimates [more...]

Date: 2008-07-24 12:48:25

The Next Batman 3 Villain

The Next Batman 3 Villain Add comments Top Rising Stories Tough Weather At British Open Sends Golf Scores Soaring ... to check it out. Get the full story... Credit Lines FREEZE, But Not For Reverse Mortgages Frozen ... Gusting winds of 30mph and heavy rain sent the average score on the first morning [more...]

Date: 2008-07-18 12:42:13

Who’s At Fault for Economic Crisis - Everyone: Tom Friedman

I would encourage everyone to read Thomas Friedman’s column in the New York Times today.  Along those same lines check out PBS’ Now and their report on the credit rating agencies and their role in the financial crisis.  The first three grafs: I spent Sunday afternoon brooding over [more...]

Date: 2008-11-26 14:57:32

The “Mini Trend”: Is Bigger No Longer Better?

Jump to CommentsWhile reading the Sun this afternoon, I stumbled upon an intriguing concept emerging from this recession, the “mini trend” ... have the cash (or more likely, the credit line to buy a full outfit), may instead buy one item ... to check out the Fashion Sensei Services page for more information on Fashion Consultations in the Metro [more...]

Date: 2009-01-16 19:55:03

Attorney’s Advice - No Charge

I’ve been meaning to post this for some time. Good, practical, and free advice for all from an attorney ... of your credit cards. Instead, put “PHOTO ID REQUIRED”. 3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the “For” line. Instead, just put [more...]

Date: 2009-01-05 14:00:41

Are we spending enough yet?

Some wise and admonitory words from Ron Paul about the current mania for government spending/stimulus/bailout: How did we get here? ... of a bailout check. The debate seems to focus on whether this will cost enough to save the economy ... . Then open up a line of credit and do the same thing. Both stacks are “legal tender for all debts, public [more...]

Date: 2009-01-16 13:33:05

10 Tips To Utilizing Payday Loans

by katie George With a large number of individuals and families literally living from one paycheck to the next, ... that you do not understand before signing on the dotted line. $When dealing with a payday loan lender, check ... and are becoming unmanageable, consider applying for a credit card that offers 0% APR for 6-12 months [more...]

Date: 2008-12-27 09:39:40

10 Tips To Utilizing Payday Loans

by katie George With a large number of individuals and families literally living from one paycheck to the next, ... that you do not understand before signing on the dotted line. $When dealing with a payday loan lender, check ... and are becoming unmanageable, consider applying for a credit card that offers 0% APR for 6-12 months [more...]

Date: 2008-12-31 14:18:51

Did America Get Punk’d on the Bailout?

Did America Get Punk’d on the Bailout? Posted by James O'Rourke on December 18, 2008 By David Sirota, Campaign for America’s Future ... , the major claims about a credit crisis that justified Congress cutting a trillion-dollar blank check ... false. For instance, take a look at line 1 and line 5 of this December Federal Reserve report on bank [more...]

Date: 2008-12-18 16:01:10

Are You Overpaying CPP and EI?

Tax Tips - CPP and EI If this is your first time here, You may want to subscribe to ADJ via RSS ... to check your T4 slip every 2/3 years to find out if you are paying more than you require ... by claiming the excess amount as a refundable credit on line 448 of the T1. Here  is the calculation [more...]

Date: 2008-11-23 23:42:27

Handheld Supermarket Scanners

A few months ago, my local Stop and Shop added three more self-service checkout lines, ... such as avocados) is separate from the credit card interface, which is separate from the signature pad ... them. You can cancel an item if you change your mind. You can check prices, so if you are alert [more...]

Date: 2009-01-03 17:07:37

Game Day New York

Game Day New York 6:20 AM Dave Johnson checking in from New York… ... left knee)…full credit to him after a sluggish perioed he worked hard..got back in the line ... Report Posted: January 14th, 2009 under Wizards. [more...]

Date: 2009-01-14 11:36:52

Gm Janesville Closing today, A sign of the Times???

GM closing Janesville assembly plant Hugs, tears as GM workers leave Janesville plant By DINESH RAMDE , Associated Press Last update: ... production line here Tuesday, Karen Green promised herself she would keep her emotions in check ... for the final day. The recession and a new reluctance to extend credit have further hurt GM [more...]

Date: 2008-12-24 04:50:05

G.A.C. Fat Ass - No Fees, No Awards, No Wimps

Have you ever wondered why you do some of the things you do? I was in this state of mind as I stood at the starting line of the 11th (Gilly thinks it’s only the 10th) annual running of the G.A.C. Fat Ass 50K at Bradley Palmer State ... of each loop you had to check in with one of the volunteers so you could get credit for completing [more...]

Date: 2009-01-15 00:18:00

Verizon is a Dishonest Company!

My husband bought me a blue tooth for Christmas. I did not like it, it hurt my ear ... me I can get a check, but it will take 4 to 6 weeks to reach me or I could get credit. Again I voice ... and go to a store close to my employment. I waited 30 min's on line so I could be told again they also don't [more...]

Date: 2009-01-14 06:33:13

Five ways readers can save on books

NEW YORK (AP) — One budget line Wendy Li isn’t watching even in this tight economy is her spending on books. That’s because she uses PaperbackSwap ... to high food and gas prices. Start swapping If you’ve got books to barter, check out sites ... you’re willing to trade. Every time you mail a title out, you get a credit or point, which [more...]

Date: 2008-11-21 22:49:38

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