FRAUD ALERT – Adel Services Mystery 25 Cent Credit Card Charges

change Check your credit card statements and check them often is sage advice ... ) on consumers credit cards. Adele Services is listged as being out of Melville New York. There is no Adel ... an illegally obtained credit card number will work before making a bigger charge, or they're trying [more...]

Date: 2009-01-14 08:17:47

Blog posts (19) | Videos (2)
 

Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com" [Annual Credit Report]

You've probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don't check your credit report. It's true, checking your credit report is a good idea ... been fooled by other sites. They want to sell you a trial subscription to some credit monitoring service [more...]

Date: 2008-09-25 17:07:30

As I wrote last year, regular checks of your credit report are an important as aspect of fiscal management and under the Fair and Accurate Credit ... , and TransUnion to provide consumers with one free credit report per year. The official website through which ... AnnualCreditReport.com. Thus Americans abroad remain unable to exercise their legal right to [more...]

Date: 2008-12-31 17:23:16

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

Consumers advised over action to take if rejected for finance

In the current financial climate an increasing number of consumers are finding themselves being turned down for finance, such as loans, credit cards, ... to check their credit report, as this will show them what their credit rating is like and will give ... they should take once rejected for credit. Many tend to make another application to a different [more...]

Date: 2009-01-02 11:45:58

Six

Katy tagged me. I am supposed to write six things about me. I am slow in responding. I already revealed 5 things ... "instant credit" applications from stores off a fax machine, running a credit check through ... . By my arithmetic, I owe one more.When I was 16, I worked as a credit analyst for the consumer [more...]

Date: 2008-11-23 18:43:00

FTC Delay Does Not Apply to Employers

Yesterday, the FTC announced a 6 month delay in enforcing their “Red Flags” Identity Theft Guidelines ... ve been in touch with the FTC and we now know that this delay only pertains to Financial ... from National Consumer Reporting Agencies (primarily credit bureaus) when conducting background checks [more...]

Date: 2008-10-23 16:11:42

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]

Date: 2008-10-23 11:00:30

Employers Beware: Red Flag Rules On Address Discrepancies Not Delayed

If you've been following the story of the Red Flag Rules, that we posted about last winter you'll know that on October 22, 2008, ... your business uses consumer reports. If you do background, criminal or credit checks on employees ... the FTC announced a delay in enforcing the rules, moving the date from November 1, 2008 to May [more...]

Date: 2008-10-27 17:21:00

Deja Vu All Over Again

Didn’t we see this kind of news flow and trading before? ... . So, it may be premature to think that selling is over. Commercial mortgage paper spreads ... In terms of our sector, we expect consumer loans and credit cards to continue to get worse.” Check [more...]

Date: 2009-01-14 23:57:46

Prepaid cards glitter in gloomy economy

As the economy nosedives, consumers are looking for new ways to manage their finances ... boost its use. It also helps that there is no credit check or employment verification. The RushCard ... , such as MoneyGram, and is used just like a debit card. There is also no credit check when someone applies [more...]

Date: 2008-12-17 23:35:59

The European Privacy Partnership warns that consumers may lose more that their credit rating if they default on loans; jobs are at stake

This month's UK bankruptcy figures show that UK business and individuals are still choosing bankruptcy as a seemingly easy way out of debt problems ... and employers often check credit history to ascertain an applicant's reliability or risk rating. In many ... may be refused employment due to a bad credit rating."In the current climate perfectly honest [more...]

Date: 2008-11-19 18:32:00

How To Purchase A Used Car

How To Purchase A Used Car 14 January 2009 Buying a used car is a bit trickier than buying a new car although you can follow most of the same ... of information online. Check the car manufacturers web site, consumer reports and the edmunds.com. ... or to your credit union before you go shopping and see how much money they’ll be able to lend [more...]

Date: 2009-01-16 10:12:37

Manage Your Checking Account and Stay On Top of Your Finances

This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling. Many consumers underestimate the potential cost of a mismanaged check account so let’s look [more...]

Date: 2008-07-22 15:30:03

Free Webinar on New FTC Guidelines for Background Checks

The new FTC Identity Theft “Red Flags” guidelines take affect on November 1, 2008.  Are you aware of your obligations under these new provisions? ... of consumer reports must implement procedures to deal with any notices of address discrepancies they receive from a nationwide consumer reporting agency (mainly credit bureaus such as Experian, Equifax [more...]

Date: 2008-10-15 19:09:58

News and Blogs: Friday, November 14, 2008

America’s 20 Best Health Plans. Unsurprisingly, my plan is not on this list from MSN and US News & World Report ... higher interest rates on consumer credit cards. For the “News and Blogs” features, which I plan ... . I should take advantage of my Aetna plan more by visiting a doctor for a check-up once in a while [more...]

Date: 2008-11-14 18:30:08

Marketing in Recession

In my earlier post , I had pointed out some strategies for marketers to counter the recession ... . For that you may check out Harvard University Professor Greg Mankiw 's blog ( warning : its full ... marketers are pressuring governments to allow liberal credit to the consumers. That means banks [more...]

Date: 2008-12-11 10:42:00

User-generated Content Impacts Health Determinations

User-generated Content Impacts Health Determinations WOMMA member GolinHarris’ latest blog post cites a Manhattan Research report that nearly half of ePharma consumers, 47% to be exact, credit user-generated descriptions, opinions and reactions ... in an uproar. Their huge response: trash the Amazon rating of “Spore.” At last check, 92 [more...]

Date: 2008-09-10 08:29:36

FreeCreditReport.com scam

I was looking over my checking account transactions for the past year and saw a mysterious $12 ... credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies [more...]

Date: 2009-01-01 02:16:00

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