9 Reasons for a good credit rating or FICO score
Does my credit rating really matter? That question goes through a lot of people’s heads as they max out their credit card or don’t pay their ... . They check your credit score when you fill out a rental application because they like to know what kind ... kind. Having good credit can mean the difference between homely and homeless! 3. Employment [more...]
Date: 2008-12-22 12:22:27
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Debt And Bill Consolidation
Debt and bill consolidation is the practice of paying off many loans with one loan ... the chances of missing a payment, which could adversely affect one’s credit score. Sometimes, debtors ... . There can be sizeable gains from reduced interest rates, since credit card interest rates are substantially higher [more...]
Date: 2009-01-16 13:16:08
2007 J.D. Power Satisfaction Ratings in Finance
J.D. Power & Associates puts out annual customer satisfaction surveys in all types of industries from automobiles to finance to insurance to travel ( ... I used more - retail banking and credit cards. While I don’t discuss the mortgage ratings, go check ... banking, mortgage related, and credit card groups. At the time I first wrote this, I didn’t think [more...]
Date: 2008-08-10 19:27:39
FICO Fitness Fundamentals
A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]
Date: 2008-11-25 16:08:53
Consolidating Credit Cards
Lots of folks out there are or are soon to be overwhelmed by credit card and other debt payments ... loan for some credit cards. He just bought a home last year, and his main goal is not to lose ... , pulled his credit, and analyzed his debt-to-income ratio and interest rates on all his cards [more...]
Date: 2008-06-10 23:41:34
The Importance of GOOD Credit
by Rob Kosberg We all should know that good credit is a “must have ... to get a loan, a mortgage, credit card depends on a good credit rating. Our “Credit Score” is most ... FREE Guide on Maintaining and Repairing your Credit [more...]
Date: 2009-01-03 12:23:01
Debt Consolidation Loans For Bad Credit Dont Get Stung
It isn’t uncommon these days for consumers to be facing problems meeting their monthly payment obligations on loans and credit cards ... and have seen their good credit ratings suffer because of it. At this point they may be looking for a way ... things in mind to protect yourself from becoming a victim: Be Confident Your credit score may [more...]
Date: 2009-01-14 03:04:51
Identity Theft and Your Online Job Search
By Sharon Davis While identity theft is nothing new, the Web has opened up whole new world of opportunity for identity thieves ... of all complaints, in 2001. The thief will use your personal information to open credit card accounts, cell ... and ruined credit ratings. Identity thieves may pose as representatives of banks, Internet service [more...]
Date: 2009-01-10 04:02:59
Headline News - October 24, 2008
New Mercator Advisory Group Report: Re-examining Debit Rewards at the Top Fifty Banks Prepaid Card Holdings, ... pose special concerns CreditCards.com: Weekly Credit Card Rate Report The PayPal Blog: New Button ... , No Card Issuance Fee and No Activation Fees Canadian Payments Association: CPA Board Decides [more...]
Date: 2008-10-24 11:43:58
Consumers advised over action to take if rejected for finance
In the current financial climate an increasing number of consumers are finding themselves being turned down for finance, such as loans, credit cards, ... to check their credit report, as this will show them what their credit rating is like and will give ... they should take once rejected for credit. Many tend to make another application to a different [more...]
Date: 2009-01-02 11:45:58
How Low Apr Credit Cards Work
How Low Apr Credit Cards Work December 8th, 2008 Subscribe To Our Feed Used properly, ... interest rate there may be other charges like an annual fee and check to see if that low interest ... a credit card will be one of the most useful financial aids you can ever own but finding [more...]
Date: 2008-12-08 14:55:05
Four. One Million Use Credit Cards for Mortgage or Rent
4.1 Million Use Credit Cards for Mortgage or Rent According to housing and homelessness charity Shelter, about 85% of the UK’s £1 ... Breaking point’ report revealed that ‘4.1 million households (16%) used credit cards to help meet ... , is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts [more...]
Date: 2009-01-08 08:18:32
Loan For Bill Consolidation - An Attractive Alternative?
Many people in the US today are deep in debts that they are not in a position to repay ... over them Correct your dropping credit scores. Boost your credit ratings Leaves you without any debt ... . Many people to own several credit cards and bad debtors, usually would have bad repayment record [more...]
Date: 2009-01-16 17:50:56
Free Credit Reports
When I started blogging I became more aware about making transaction in the internet ... . They copy or stole the codes of your credit cards. The owner of the card has no idea ... reports and your credit history rating. You can do this online. It’s so easy and fast, plus hassle-free [more...]
Date: 2009-01-10 05:08:00
Gun Sales Up Over Gun Grabbing Fears - and Yes I Will...
...tell you that I told you so. As a matter of fact, I told you so here: http://ballseyesboomers.blogspot ... interest rates for credit card purchases. Oh well.Hopefully the order for the Yugo SKS will not fall through. I lost my credit card right after ordering it, and have since had to cancel it, and VISA [more...]
Date: 2008-11-08 03:12:00
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie ... ). You are essentially earning the interest rate of your credit cards and car loans when you pay them [more...]
Date: 2009-01-10 18:13:54
I-Card Movement Gets Boost From Equifax
081113_infocard Credit rating giant Equifax released an digital information card for verifying age Thursday, ... go a long way towards eliminating the potential for fraud or identity theft in online transactions ... the Information Card Foundation, a consortium of tech companies including big names like Google, Microsoft [more...]
Date: 2008-11-13 21:26:24
Goldspeed
Ratings For This Site Rating: ★★★★½ About This Site 30-Day Money Back Guarantee If for any reason you are not fully satisfied with your ... us at 1-800-GOLD-340 for an R.A. (return authorization) number. When sending back your return, please ... or marks. Refunds for orders paid by credit card can only be refunded to original credit card account [more...]
Date: 2008-12-31 07:11:32
The Affects of the Fed's Rate Cut on Consumers - December 17, 2008
So what does yesterday’s Fed rate cut mean for the average consumer? In a statement made Tuesday afternoon, Fed Chairman Ben Bernanke confirmed the report ... . It would be here that home-equity line of credit and certain credit cards with variable interest rates [more...]
Date: 2008-12-17 20:49:00
Basic Credit Scoring 101 For A Better Mortgage Rate
by Rob Kosberg Credit scoring is becoming more important to mortgage pricing so now would be a terrific time to brush up on your credit education ... balances should hold steady at no more than 30% of the card limit. The credit bureau believes ... is one of the major credit scoring companies. All can learn from the numerous pages of financial tips [more...]
Date: 2008-12-30 08:22:00
The Daily Poverty Post.
First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]
Date: 2008-12-06 17:33:45
Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point
A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social [more...]
Date: 2009-01-05 11:59:10
Fed slashes interest rates, but stocks lose again
Wall Street bounced higher and lower Wednesday trying to make up its mind about an unprecedented coordinated interest rate cut by central banks ... becomes cheaper. Home equity loans, credit cards and other floating-rate loans all fluctuate depending [more...]
Date: 2008-10-09 00:36:14
Nike Bauer Iihf Face Off Women S Short Sleeve Hockey Shirt Usa
Your website is a crucial part of your online business. This class of Astral entities avoids the presence of man and prefer the solitudes of nature ... , interest rates, debt consolidation using your airline credit card so that you may secure maximum ... distance learning courses under the categories Independent Agent, Airlines, Cruise, Tours and Travel [more...]
Date: 2009-01-16 20:35:45
The Credits Secrets Bible Can Help Your Credit Score
Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair a damaged credit rating. A product called Credit Secrets Bible (CSB) is now available from the Consumer [more...]
Date: 2009-01-11 14:35:09
Japanese stocks gain on optimistic view of US economy
Japanese stocks gain on optimistic view of US economy Japan stocks continued to gain Tuesday morning as investors become optimistic about a massive U ... , thieves and foreign agents, according to a new report from a panel of leading government ... ' from banks, governments Ad forecaster expects mild recovery in Q3 of 2009 Credit card interest rates [more...]
Date: 2008-12-09 04:42:16
News and Blogs: Friday, November 14, 2008
America’s 20 Best Health Plans. Unsurprisingly, my plan is not on this list from MSN and US News & World Report ... higher interest rates on consumer credit cards. For the “News and Blogs” features, which I plan ... . I should take advantage of my Aetna plan more by visiting a doctor for a check-up once in a while [more...]
Date: 2008-11-14 18:30:08
Wow! Times have changed…
I found a pile of Time magazines from the 50s and 60s and this ad was in a 1965 issue. ... on a budget How a man retired on less than $600 a month. The IRS is going to be increasing the mileage rates ... A quick reminder: Credit cards are not the problem, the lack of self control is the problem [more...]
Date: 2008-07-06 13:50:20
Will carrying a credit card balance through month end hurt your credit score
As I vaguely mentioned in my $100,000 by Age 30 year end recap post my wife and I are starting to save for a house we want to build down the road ( ... and research. One thing that I want to start preparing for is upping my credit score to get it as high as possible to make sure that I would qualify for the best rates. My credit score is not bad [more...]
Date: 2009-01-16 06:00:12
Credit Card Laws and Court Rulings–Have They Helped Consumers?
This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]
Date: 2009-09-25 19:18:38
Parents Universal Resource Experts (Sue Scheff) Identity Theft and Teens
Source: Connect with Kids“If they’ve managed to get a hold of your Social Security number and take out credit card applications in your name, ... the problem.”– Suzanne Boas, president, Consumer Credit Counseling ServiceIdentity theft is an ever-increasing threat for all consumers -- one that could damage your credit ratings and cost you thousands [more...]
Date: 2008-10-18 12:59:00
Debt Consolidation in Canada Can Be an Attractive Solution
With the way things are in the economy at the moment, ... benefits to debt consolidation in Canada including making your debts easier to manage with one single ... that charged punitive interest rates such as credit cards. There are many different ways [more...]
Date: 2009-01-15 16:59:58
New Year’s Financial Resolutions
Guest Post by Dara DuguayEach year, the most popular New Year’s Resolutions usually alternate between losing weight and getting one’s finances under ... report and affect your credit history.4. Contribute the maximum to a retirement savings plan ... , come with fees and interest rate charges that are usually higher than your credit card purchases [more...]
Date: 2009-01-09 05:34:00
Yes, Virginia, There IS a Santa Bernanke!
So, lenders are not apt to move as quickly or as far down on rates as purchasers of mortgages would like ... , defaults, judgments or employment gaps on your loan application. Of course, if you do, then it’s too late and you’re already screwed. One caveat: Many credit card companies have lowered credit limits [more...]
Date: 2008-12-25 06:26:36
5 Important Things About Business Credit Cards
Simplify your bookkeeping and profile with the Centennial® Gold MasterCard®/Visa® * Reports monthly to 4 ... reflect on your credit report. The key to maintaining an excellent rating is to know how to manage ... Major Credit Bureaus * Low APR on purchases * All credit types welcome to apply! >>Full [more...]
Date: 2008-11-17 08:24:20
TLC Says Drivers Won't Lose on New Green Fleet Plan
himself is the prime example. And though some political operatives can do it, ... interest rates on millions of credit-card customers." AllAfrica.com: 'Kenya: What the Global Left Can Learn From Obama's Victory' Washington Post: 'Free the GOP: The Party Won't Win Back the Middle [more...]
Date: 2008-11-15 00:38:20
Pitfalls of Bad Credit Credit Cards
Having lousy FICO scores, as we all know, affects our ability to pull out loans ... you for what you’ve done, they’ll report you to credit rating ... . As for the lending companies that do accept our request to borrow money, the rates [more...]
Date: 2008-12-27 14:35:46
Tips on Declaring Bankruptcy
If you know you’re going to declare bankruptcy, there’s probably not much I can say to make you change your mind but there are a few things I can ... to have a ding on your credit report for years to come. What does this mean? Kiss the good interest rates goodbye and kiss the annual-fee free credit cards away as well. You’re most likely going [more...]
Date: 2008-11-29 20:11:42
#4 - Welcome to my Planet by Shannon Olson
... by: My friend Hillary Purchased (well, traded) from: www.bookins.com My rating: 8 out of 10 Synopsis ... credit-card-fueled Target binges and a too close relationship with her mother, Flo, and to slowly inch [more...]
Date: 2009-01-16 17:34:07
Downgrades of European Real Estate Companies More Likely
The European real estate sector’s business model resilience and companies’ financial policies will be tested over the coming months, Standard & Poor’s Ratings Services says in a new Industry Report Card. In the context of lower investor ... . Technorati Tags: credit-ratings, European real estate, standard-and-poors [more...]
Date: 2009-01-12 15:24:08
Debt relief solutions are assisting thousands to get out of debt
Many consumers have been falling prey to the unscrupulous actions taken by the money grubbing credit card companies, ... negative slight against the debtor’s credit report. These practices are forcing consumers to look ... a negative on their credit report and giving the creditors the ability to raise the rate and basically [more...]
Date: 2009-01-16 14:48:15
Buzz Out Loud 861: Ice blue and the hot breaths
We've got a host of Black Friday news today, like Apple retail stores matching online promotions; Sony still refuses to lower the price on the PS3, but they will let you get a PlayStation credit card and a $150 discount (along with whopping interest rates, of course, so pay that sucker off right away, mmkay?); and Nintendo has a couple of new [more...]
Date: 2008-11-26 19:49:00
Is Your Credit Application Affected By Your Job?
The following is a guest post by Tisha Tolar. Special thanks to Tisha for filling in while I’m on vacation ... for and obtain. Now, the application process of a new credit card is much less guaranteed. For many ... of people who manage okay and are able to maintain a good credit rating, it still may not be good enough [more...]
Date: 2008-12-01 14:29:30
Conducting Pre-employment Background Checks
With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]
Date: 2009-01-16 18:24:08
Los Angeles Mortgage Rates Report: January 14, 2009
The US Treasury Department has been supporting the mortgage bonds market, in order to keep mortgage rates under 5% ... , their funding line gets filled up. Imagine a funding line (sometimes called a warehouse line of credit) like a big credit card, Normally, a big bank needs, say $100 Billion for its line. The unexpected [more...]
Date: 2009-01-14 06:35:15
Beware! Downadup virus exposes millions of PCs to hijack
.fullpost{display:inline;}LONDON, England (CNN) -- A new sleeper virus that could allow hackers to steal financial and personal information has now ... mechanism to monitor an exponential infection rate, despite Microsoft's issuing of a patch to fix ... information or credit card details.Who is affected?We have large infections in Europe, the United States [more...]
Date: 2009-01-16 20:00:00
Apple Keynote Liveblog Starts Now!
Thanks for reading the MacWorld Live Blog! The last few posts are up on the main page, but if you want the full live blog, ... mil accounts with credit cards. 10:23 AM Environmental report card: new Macbook Pro is EPEAT Gold ... today. 10:26 AM iTunes Plus. DRM-free, higher bit-rate, and one click upgrades (all the old features [more...]
Date: 2009-01-06 16:48:14
FSR’s Weekly Report Card for 01.16.09
FSR's Weekly Report Card MY BLOODY VALENTINE 3D Studio: Lionsgate Rated: R for graphic brutal horror violence and grisly images throughout, ... who plan to rob the stores in the mall of their credit card information. What I liked: This movie [more...]
Date: 2009-01-16 18:24:44
My Brother’s Nasty Bank of America Experience
Make a couple of late payments and Bank of America will jack your interest rate up to 29.99%! ... . So I called Bank of America and mentioned that I had Credit Score that was around 750 ... of America credit card so I pulled up a statement online and come to find out it was 29.99 [more...]
Date: 2008-09-05 01:47:49
Wednesday morning headlines
Economic UnrestFed cuts key interest rate to nearly zero (Washington Post)Drop in consumer prices is most since 1932 (MarketWatch)Bush says he sacrificed free-market principles to save the economy (AFP)Canadian PM Harper says ... Republican (James P. Pinkerton)Warning: A new credit card scam (Ted Twietmeyer)Misc.Bettie Page is laid [more...]
Date: 2008-12-17 11:34:00
