Best 0% APR Credit Cards

Gone are the days when you couldn’t walk to your mail box without a credit card offering 0% on balance transfers or 0% on purchases hitting you in ... for it. There is absolutely no reason why anyone should pay an annual fee to use a credit card, unless it offers ... the face. With the recent credit crisis and all the bank failures, credit card issuers [more...]

Date: 2009-01-15 12:09:25

Blog posts (688) | Videos (334)
 

Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... unfortunate people with a poor credit score can see straight away which credit card companies will issue ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

President Obama, for better or for worse.

By Ted Belman It is well known that I did my best to make the case against Barack Hussein Obama. To no avail ... coming from untraceable overseas donors via pre-paid credit cards and even stolen credit card ... nail on the Obama campaign coffin with Obama’s Credit Card Scheme Gets Noticed on October 27th [more...]

Date: 2008-11-07 19:51:49

FRAUD ALERT – Adel Services Mystery 25 Cent Credit Card Charges

change Check your credit card statements and check them often is sage advice ... ) on consumers credit cards. Adele Services is listged as being out of Melville New York. There is no Adel ... an illegally obtained credit card number will work before making a bigger charge, or they're trying [more...]

Date: 2009-01-14 08:17:47

Criminal Charges: Volume XVII

About the author: This guest article is presented by Jeremy M. Simon, who writes for Taking Charge ... is nearly here, and credit card misdeeds show no sign of letting up, meaning yet another well-stuffed ... and an athletic duo who swiped credit cards and distributed pot. Malaysian credit card thief could take [more...]

Date: 2008-11-24 12:30:59

Guest Post: Financial Mistakes Couples should Avoid

Hi I’m Mary from Simply Forties! I write a blog about being a female in her 40s, finances, grown children, relationships, the environment, ... ). 2. Not taking credit-card debt seriously Carrying credit card debt is stressful. If one person ... on the other’s credit report. You do not want to find this information out when you are sitting [more...]

Date: 2008-12-22 14:00:07

Obamunists Help Themselves to Credit Card Numbers

Next time you get a credit card statement, make sure to check for generous contributions to Obama you may have made in your sleep. From North Kansas City: Steve and Rachel Larman say a strange credit card charge appeared ... the Obama campaign any help from their pocketbook. They said they notified Chase, their credit card [more...]

Date: 2008-10-15 14:02:35

Fighting poverty, globally and locally, is easier than you might think

Today, Oct. 15, is Blog Action Day, the day that thousands of bloggers, regardless of their genre, unite to discuss a single issue ... , but this has been a learning experience for us over the years. As an aside, we recently paid off our last credit card ... credit card debt to worry about. That is a fantastic feeling! The sad truth though is that [more...]

Date: 2008-10-15 06:01:48

10 Aggressive Tactics to Turn the Tables on Credit Card Companies

This is a guest post from Katrina Ramser, a freelance writer who contributes to various websites, newspapers and magazines. She also writes about swimming at SquidKid. Did you know an average of six credit card offers ... was one of the 8.6 credit cards the average American has stuffed in her wallet. It’s simply not enough [more...]

Date: 2008-09-30 12:00:38

Another silly contest. Year 2, Week 24 Results: 2.2 oz of plastic waste.

Feeling much better this week, thanks to a lot of sleep, hot water, and Thanksgiving dinner! (Thanksgiving dinner is good for everything, right?) ... , which I've requested be stopped; Annual Social Security Statement; New Chase credit cards ... began:3 credit & membership cards. Chase VISA, expired; Cala foods card, expired. One fan club [more...]

Date: 2008-12-02 08:34:23

Which is the bigger problem real estate debt? Credit card debt?

This is one example of why our country is having problems. The following was posted on the web site bankrate.com ... , publisher of the Nilson Report, a payment industry newsletter”. Did I read that right 9.5 credit cards ... scoring model, the number of credit cards a consumer holds is not a factor in the calculation, even [more...]

Date: 2008-10-13 14:55:26

Like a Drug: Suze Orman on Credit Cards

I recently participated in a conference call with Suze Orman, who is working to promote Best Life Week ... her about maintaining motivation and sticking to goals. She answered with how to avoid credit cards ... and to stop using credit cards, but it’s another thing to actually maintain the dedication for the days [more...]

Date: 2009-01-06 13:00:49

Best Prepaid Credit Card – What To Look For

September 27, 2009 | By Dan Moskel In Finance | by Dan MoskelYou may have heard of these and asked, “why are they called credit cards if you receive no credit?” To answer that question and many others, let’s look at them in detail.Nearly all of the major issuers offer these. The concept is very simple. Once you are approved, and nearly everybody regardless of their history is, you get a card in the mail. It looks identical to a regular one typically with a Visa or MasterCard logo. [more...]

Date: 2009-09-27 18:13:10

The Menace Of Credit Card Debt

Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]

Date: 2009-01-16 08:41:46

Forgiven Debt Isn't Really Forgiven At All

By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]

Date: 2009-09-22 13:00:09

Credit Card Payoff Calculator with Excel

, every little web applet pretty much to determine how long something as “simple” as paying off a credit card seems to be laced with spyware or less ... (b2,-b4,b1) 6 Years to resolve                                =b5/12 And voila, instant credit card ... and go further into the whole. So, that being said, how do we get a calculator for credit card [more...]

Date: 2009-01-16 21:35:36

What to Know When Getting Your First Credit Card

Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]

Date: 2009-01-14 11:52:49

Consolidate credit card debt with debt consolidation - Loan Modification not the answer

Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]

Date: 2009-09-23 18:54:41

Visa’s Take on Debit Cards

A representative from Visa offered to answer a few questions for Consumerism Commentary readers about debit cards ... if unauthorized purchases are made on your Visa Check cards or credit cards when you choose to sign ... . I’ve written previously about five reasons to avoid debit cards, preferring credit cards [more...]

Date: 2008-12-22 11:00:46

The Best Airline Rewards Credit Cards

It’s our last week of vacation and we’ll be heading home this weekend ... updated so you can bookmark it and check back in the future. Airline Rewards Credit Cards Gold ... credit cards! I’m a big fan of frequent flier miles. We used miles for our honeymoon to Hawaii [more...]

Date: 2008-07-18 13:29:37

"Mysterious credit card charge may have hit millions of users"

Hmm, I guess I need to check out our credit card statements: Take a look at your credit card statements, and if the charge is there, don't let it slide. It's what the thieves want you to do. Instead, file a dispute with your credit ... Center, and the Bureau of Justice Assistance. Federal law enforcement officials tend to react [more...]

Date: 2009-01-15 07:13:05

Secured vs. Unsecured Debt

credit card In speaking to a friend recently about credit cards, mortgages, and personal finance, ... to back it, so the creditor can only attack your credit score and not your home. There are secured credit cards, where you pay a specific amount up front to the creditor, for instance, $500 [more...]

Date: 2009-01-14 12:29:37

Emily’s List: Model behavior edition

Today is the birthday of English supermodel Kate Moss, Hungarian model Michelle Wild and British fashion model Lauren McAvoy ... -up of the best credit card-related blog posts. Celebs love credit cards too 1. Get Rich Slowly finally took the time to read his 63-page credit card agreement and found something he wasn't expecting. Models [more...]

Date: 2009-01-16 14:30:59

How Low Apr Credit Cards Work

How Low Apr Credit Cards Work December 8th, 2008 Subscribe To Our Feed Used properly, ... interest rate there may be other charges like an annual fee and check to see if that low interest ... a credit card will be one of the most useful financial aids you can ever own but finding [more...]

Date: 2008-12-08 14:55:05

Unemployed With Credit Card Debt

One of our readers, Brandi, asked this question: Hi, I’m a college student and my credit card debt got a bit out of hand…I have two cards ... your credit card company. Do not ignore their phone calls, or avoid talking to them. If you are already [more...]

Date: 2008-11-25 09:45:36

Take Control of Your Finances Part 1-B: Take an Inventory

An acquaintance of mine formerly owned a store that sells “country” products like hand-crafted wood furniture, candles, ... much did you buy it for or how much do you think it’s worth now? Mortgage: Are you paying off ... ? Credit cards: If you have credit cards and don’t pay the balances in full each month [more...]

Date: 2008-11-11 13:30:47

On Credit Cards and Free Credit Reports.

Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... so I was just lax about it. That’s how I am usually when our budget’s not that tight. My hubby insist [more...]

Date: 2009-01-15 06:40:58

eBay Item Holds Explained

I’ve received a few emails in recent weeks asking me to talk about PayPal holding payments from transactions on eBay ... the seller ships the item. It’s like the statistical formula that your credit card company runs ... to a credit card representative to verify that you are really making the purchases and not someone [more...]

Date: 2009-01-16 18:07:55

Helper In Getting Credit Cards

Every day we receive invitations or pre-approved credit card applications in the mail or emails. All these credit companies are offering different benefits and there are a lot of hidden ... . Is there such a way that we can make our life easier with regards to credit card applications. Yes [more...]

Date: 2008-07-14 02:20:47

Consolidating Credit Cards

Lots of folks out there are or are soon to be overwhelmed by credit card and other debt payments ... loan for some credit cards. He just bought a home last year, and his main goal is not to lose ... , pulled his credit, and analyzed his debt-to-income ratio and interest rates on all his cards [more...]

Date: 2008-06-10 23:41:34

Ten for Tuesday (January 13, 2009)

Here’s this week’s Ten for Tuesday. Enjoy! 1. My friend, Lindsay, details how she and her husband are handling allowances. 2 ... , same-as-cash, and no-interest-no-payments. 6. Protect your FICO score as more inactive credit card ... break out the credit cards. 7. The Digerati Life offers up some pointers on preparing for a job [more...]

Date: 2009-01-13 17:39:22

Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]

Date: 2009-01-16 23:12:15

Finance Fiesta #7: Mamma Mia Edition

Welcome one and all to the 7th Edition of the Finance Fiesta!  This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best.  I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]

Date: 2008-07-17 13:00:20

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

The Ultimate Pandemic: Identity Theft

If you’ve ever been a victim of identity theft, you know first hand the stress and problems it can cause ... only and not online. 4.  When paying bills with a check, especially credit cards, write ... . 6.  Make photocopies of your license and credit cards.  Keep your social security card at home.  Also [more...]

Date: 2009-01-15 15:24:48

Get a $50 or $100 Gift Card From American Express

If you’re responsible with credit cards and looking for a bonus, ... of your credit score. Opening and closing a credit card in quick succession may affect your credit score ... Membership Rewards points after spending $500 over the first three months. The points [more...]

Date: 2008-10-02 23:50:19

Don’t Swipe That Plastic Without Reading This First

by Rice Amire Are you worried about bad credit? Well, you should be more worried if you can not get another credit card because of your record ... cash and to using a credit card. They are a great way to be able to keep your finances in check ... . Because of the demands and the sky rocketing fees that most credit card issuers give [more...]

Date: 2009-01-15 06:13:45

Credit Uncertainty

With the economy the way it is right now, it can be a little uneasy trying to find a credit agency to extend a line of credit to you ... , annual fees or spending capabilities. Being smart using your credit card starts with find the right ... about finances. Credit Cards provide an excellent back for those unforeseen emergencies. Check [more...]

Date: 2008-10-20 04:13:18

Use Your Inactive Credit Cards At Least Once A Year

I just got a letter from Washington Mutual / Chase telling me that they have closed my credit card account with them effective November 14th, 2008 ... Providian) which helps your credit score and it also gave me a free FICO score update each month. Doh ... like a more reasonable response. The easy solution is to remember to use each of your credit cards [more...]

Date: 2008-12-06 17:32:34

More Trouble Ahead

by hilzoy From the Washington Post: "Consumers are increasingly unable to pay off their credit cards, ... credit, the latest downturn to whack Americans after the housing slump and mortgage meltdown ... a spike in credit card loans going bad, putting further pressure on already-stressed balance sheets [more...]

Date: 2008-10-22 02:21:35

Brief Interview With a Visa Representative

You may have noticed a new sponsor lately. Yep it’s Visa ... to use as a credit card? Despite the popularity of debit cards, consumers are often confused ... of the same features and protections provided by their credit card are also offered with debit cards [more...]

Date: 2008-12-23 16:49:43

Credit Card Fraud That Could Easily Happen To Me And You

This story came to me from my boy the Golden Child in New York today. It was initially run in the Boston Globe on Sunday ... else.Mysterious credit card charge may have hit millions of usersBy Mitch Lipka, Globe Correspondent | January 11, 2009Several Internet complaint boards are filled with comments from credit card customers [more...]

Date: 2009-01-13 18:09:00

Watch Out for Possible Credit Card Scams

I am constantly amazed by the creativity of thieves when it comes to ways to scamming people ... will be so much better. Currently in the United States, the credit card companies take the burden off customers for any fraudulent activities. What this simply means is that if someone steals my credit card [more...]

Date: 2008-10-30 15:25:07

The Schwab Bank Invest First™ Visa Signature® Credit Card

The name of the card has clearly too many symbols and arguably too many syllables, but when the daily financial news is consistently dire, ... to literally take advantage of a credit card’s bonus features, check this out: Unlimited 2% “cash” back ... I should just be happy to see something that is this innovative and attractive. It’s a credit [more...]

Date: 2008-12-09 12:56:30

Mortgage Delinquencies Continue to Climb, Watch Out for Other Loans

It's beginning to get really ugly out there... unfortunately 13 months ago when we were told "this is just a subprime issue" ... of the iceberg - we have alt A mortgages, option ARMs, prime mortgages, credit card loans, auto loans, student loans, credit card debt. It's all coming down the pike. It appears the pike is coming right [more...]

Date: 2008-09-23 17:13:49

Guest Post - How to avoid debt during the holiday shopping rush

Today’s guest post is from Aryn of Sound Money Matters.  So here’s her take on debt. <!– /* Font Definitions */ @font-face { ... , mostly from student loans and credit card debt related to our degrees. Now we’re determined to stay ... , and leave your debt card and credit cards at home, you can’t spend more than you brought [more...]

Date: 2008-12-21 14:00:01

Ris Low, a beauty queen, resigns after lingerie fraud - ?

I thought I will never be more confused by the intricacies of English than I already am. But this news item simply disabused me of this, obviously erroneous, notion. Local media last week reported she was sentenced to two years of probation for stealing credit cards and spending $5,642 on lingerie, cell phones and meals at fancy restaurants. So, when you steal a credit card and use it to purchase stuff, the kind of fraud (and, probably, the punishment) depends on what you purchase. [more...]

Date: 2009-10-01 14:31:00

Tiny charges could mean big trouble

Ever charged 19 cents on your credit card? I never have, and I imagine most of you haven't either ... like this, dispute it with your credit card company. Also, report the crime to the Federal Trade ... . But several Internet message boards are on fire with complaints from credit card users [more...]

Date: 2009-01-12 22:37:24

A Standard hoax

Yesterday, The Times received an e-mail headed “Dear Standard Bank Client”, stating that because we had two accounts operating off the same card, ... . We recently reviewed your credit card and it seems that you are using the same credit card for 2 accounts [more...]

Date: 2009-01-16 09:00:32

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