Negative Credit History Timeline

by William Blake Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious ... even get a good job. Fortunately, a negative credit report is not permanent and thus can be made better. After seven years, the majority of the undesirable contents of a negative credit report [more...]

Date: 2008-12-29 13:50:17

Blog posts (369) | Videos (568)
 

Time For the Experian Credit Check

You get a free credit report once a year from http://www.annualcreditreport.com ... .  I just ran my Experian Credit Check and they had 3 minor errors.  So I’m off to dispute them now.  My credit report will still be horrible after the two fixes but it’s just nice to limit the damage as much [more...]

Date: 2009-01-03 01:47:49

Credit Report Contents

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... . These are: TransUnion, Equifax, and Experian. It is possible to receive a free copy of the report from each ... ) there will be a credit inquiry to one of the bureaus. If you inquire for yourself, it will be on the re [more...]

Date: 2009-01-15 21:43:13

Credit Reports can be a Teaching Tool

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... . These are: TransUnion, Equifax, and Experian. It is possible to receive a free copy of the report from each ... for 2 years. There is no problem if your credit report is positive. However, any true negative [more...]

Date: 2009-01-15 21:32:08

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-09 13:46:50

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-14 08:03:09

annual credit report

If you use any kind of electronic commerce--credit cards, atm, on-line bill pay, etc--you must be vigilant in regards to your identity ... (FTC) advises consumers who order their free annual credit reports online to be sure to correctly spell ... just to review and keep up to date with how creditors determine your credit score.This is what the FTC [more...]

Date: 2008-02-19 22:01:00

Personal Finance Links - Aug 30 (pfblogs.org)

Nickel talks about Five Ways to Get Your Free Credit Report for Free. It is important to keep track of your credit score ... . With identity theft on the rise, your credit score is always in danger. A damaged credit score can prevent you from purchasing a home or car. Here’s some of the ways nickel ... ... [more...]

Date: 2008-08-30 12:01:34

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Identity Thieves often Pitch Great Deals to lure their Victims in Quickly.

by: William Roberts Identity theft can impact you as an insurance consumer because insurers often use an individual’s credit score to determine ... of your credit report to determine if any accounts were opened without your consent and request the agency remove inquiries and/or fraudulent accounts stemming from theft. Request a free credit report [more...]

Date: 2009-01-08 01:35:17

Video: Ed McMahon “raps” for O.C. credit-report firm

Former late night TV sidekick Ed McMahon, who may lose his Beverly Hills home to foreclosure, ... out of the program. Consumers can get a free credit report at ANNUALcreditreport.com. In fact, Experian ... -based credit agency Experian. McMahon, best known for co-hosting Johnny Carson’s “Tonight Show” [more...]

Date: 2008-10-16 21:04:50

Steps to Take If You're a Victim of Identity Theft...Part I

When you got your free credit report from Credit Score Cowboy you may have seen unfamiliar entries or wrong addresses ... /coline/pubs/credit/affidavit.pdf · FTC 800-438-4338 or 800-ID THEFT Even if you've never been big ... there in shock – cursing, screaming, or crying – your thief is still using your credit. So, first step [more...]

Date: 2008-11-17 16:03:44

Consumer Advice to Ring in the New Year

December 23, 2008 FTC News Release: Nine Consumer Tips to Make the Most of 2009 As 2008 draws to a close, ... include: Get a free copy of your credit report. Visit www.annualcreditreport.com or call 877-322-8228 to request a free credit report, once every 12 months from each of the nationwide consumer credit [more...]

Date: 2008-12-23 18:24:31

Don’t forget your free credit reports this year!

Copyright © 2006-2008 Clever Dude. All Rights Reserved ... you checked: On April 30, get your credit report from only one of the bureaus (Experian, Equifax ... , but it means one thing about your credit report: Go to AnnualCreditReport.com to get your 3 free credit [more...]

Date: 2008-12-18 15:21:43

Business: FreeCreditReport.Com is not free

We have all seen the ads on TV or heard them on the radio for FreeCreditReport.Com.Well, I tried it and indeed got my credit report ... really free.Right there on their home page is this:IMPORTANT INFORMATIONWhen you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring [more...]

Date: 2008-12-13 15:50:00

Divorced With a Low Credit Score? Promising News to Raise the Score!

If you’re in the throes of a divorce, or if you’ve just recently gone through one, your credit might have been damaged in the process ... and Experian, are each required by law to provide consumers, upon request, a free copy of their credit report once every 12 months. There’s a free copy for you at www.AnnualCreditReport.com or by calling [more...]

Date: 2009-01-03 21:11:21

FreeTripleScore.com Will Cost You $30 Per Month [Rip Offs]

United Airlines said it would listen to feedback from customers about its proposed plan to ax hot meals for coach passengers on international ... any commercial" cable nets (by which we mean G4). Freetriplescore.com warns you that your credit score ... " credit report website you should ever use is AnnualCreditReport.com. For free credit scores [more...]

Date: 2008-09-02 18:19:37

Weekend Roundup- Xmas Edition

It has been a very busy Christmas season for my family and me, with multiple Christmas parties, school and Sunday school programs, ... #183-The Pre-Holiday Sales Edition, and included my article “Get an Absolutely Free Copy of Your Credit Report from All 3 Credit Bureaus at annualcreditreport.com” My favorites from the COPF: 5 Tips [more...]

Date: 2008-12-22 05:12:25

10 Ways To Protect Your Financial Identity Being Used For Someone Else’s Shopping Spree

Someone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem ... card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers ... your credit report once a year from each of the three credit bureaus to make sure [more...]

Date: 2009-01-05 08:56:49

FreeCreditReport.com scam

I was looking over my checking account transactions for the past year and saw a mysterious $12 ... credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies [more...]

Date: 2009-01-01 02:16:00

Free Credit Reports Through the Generations, Part I

Finances are something that often change dramatically over a lifetime ... no matter what stage of our life we are in is our credit report. Once we begin our lives as consumers making financial decisions, the history of these decisions is played out on our credit report [more...]

Date: 2008-10-28 17:19:20

Checking Your Credit Score

Most people don’t know their credit score. What does that mean? ... debt. Never close your oldest accounts because they can add valuable history to your credit report. Set ... those that do not. Check your credit report regularly. Keep it free of inaccuracies and mixed [more...]

Date: 2008-12-23 11:58:12

Working on Building Credit in Your Name

Being married carries many responsibilities as a couple. One of these responsibilities is applying for loans and credit as a couple ... is to get your free annual credit report. Work with your lawyer to have all joint accounts closed. Transfer ... with high annual fees and interest rates. Find out more from Credit-land.Com. Take your time. Avoid [more...]

Date: 2008-11-28 09:34:19

Free Online Credit Scores

Credit scores are scores that show a person’s financial creditworthiness ... ). Every person can get his/her credit report from each one of the credit bureaus: Experian, Equifax ... , based on whether he has repaid his previous loans satisfactorily. In other words, a credit report [more...]

Date: 2008-12-24 21:06:39

FUNDAMENTALS TO REPAIRING CREDIT

by Rob Kosberg If you have learned that you are referred to in the financial world as a “credit risk” you will want to alter this and once again be ... . There are 3 credit bureaus: Experian, Equifax, and TransUnion. You are entitled to a free report ... to break down the milestones on the way. The “credit risk” label is based on your “credit report” [more...]

Date: 2009-01-03 00:19:55

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

Credit Repair Tips and Tricks

The best part about finding a third party credit counselor to tackle your credit repair is that you won’t feel so alone ... to know there are a a few ways to do so. First, check your free credit score with Experian, TransUnion ... your credit report. Once you know what figures you are dealing with you can work out where to start [more...]

Date: 2008-11-24 18:27:25

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

How Fake Credit Cards are Made

Crime is way up due to the downward spiriling economy ... parting with our cards and will enocurage you to do the same, and please check your credit report. You can do so by requesting your free annual credit report by going here. [more...]

Date: 2009-01-06 16:29:00

Free Credit Report

Most individuals only think of credit scores if they are applying for loans ... score by keenly monitoring the credit ratings and identifying any problems and discrepancies in the process. In addition, the site also gives idea to people about the factors affects my credit score [more...]

Date: 2008-12-31 02:11:23

freecreditreport.com scam exposed AGAIN

I've often written about the freecreditreport.com scam. The website is run by the credit bureau Experian. Over at Smartmoney ... being locked into the $14.95/month credit report monitoring service that the company sells is down ... to the government-mandated annualcreditreport.com site where you can get an actual free credit report required [more...]

Date: 2008-12-07 12:49:45

Join In The Christmas Cheer Carnival #183 Is Here

Christmas is just around the corner and before you know it it will be here ... when your not living paycheck to paycheck. Think Your Way to Wealth with Get an Absolutely Free Copy of Your Credit Report from All 3 Credit Bureaus at annualcreditreport.com Enjoy! Do You Attrack Money [more...]

Date: 2008-12-16 10:00:51

Credit Suisse Group (NYSE:CS) - The common stock is attractively valued, despite challenging market conditions. Free research report for 3Q 08 results.

In 3Q 08, Credit Suisse Group’s (Credit Suisse) net revenues declined y-o-y, with non-interest income falling well short of our expectations ... report free of charge with free to view access to institutional-quality research on 400 companies ... markets, which eroded trading income and led to higher provisions for credit losses. Nevertheless [more...]

Date: 2009-01-15 17:09:03

Timeline for Negative Credit History

Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious problems you can run into because of having a negative credit history. A person with a negative credit history will have an impaired ability to borrow money, get a good interest rate, and sometimes even get a good job. [more...]

Date: 2009-01-01 08:19:32

Reminder: 9 Months of Free Credit Scores + Monitoring

One of the three major credit bureaus, TransUnion, lost a $75 million class-action lawsuit a while back, ... unlimited daily access to your TransUnion credit report and credit score, as well as e-mail alerts when something changes. This is a good way to know when someone is pulling your credit report [more...]

Date: 2008-09-11 11:20:31

Nothing is Free When It Comes to Protecting Your Identity

by Jed Jenson According to the FTC, an estimated 9 million Americans are affected each year by identity theft ... in Fraud Alerts on your credit report. 2. Do Not Call or Mail Lists - Another way to protect your identity ... lists, and accessing free credit reports, many individuals do not realize that they must [more...]

Date: 2008-06-19 18:15:14

How You Can Stop Identity Theft

The FTC recently released a list of top consumer fraud complaints received in 2007 and not surprisingly, identity theft topped the list for the eighth year in a row at 32% of the overall complaints. Consumers reported over $1.2 billion in losses last year, even though there are many ways to fight identity theft . While we can’t be expected to live an exceedingly paranoid existence, we can be smart by monitoring our free Experian credit report. [more...]

Date: 2009-06-18 19:02:05

linkblog: Jun 25

linkblog: Jun 25 June 26, 2008 – 2:04 am Engagd.com Pull all your APML together and get a clear picture of what gets your attention ... AnnualCreditReport This is a great site to get your free annual credit report from all three reporting agencies. This site is recommended by the FTC. The JavaScript Source: Forms : Clipboard Copy [more...]

Date: 2008-06-26 06:04:57

Free Credit Reports

When I started blogging I became more aware about making transaction in the internet ... . They copy or stole the codes of your credit cards. The owner of the card has no idea ... reports and your credit history rating. You can do this online. It’s so easy and fast, plus hassle-free [more...]

Date: 2009-01-10 05:08:00

The Daily Poverty Post.

First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]

Date: 2008-12-06 17:33:45

President’s Advisory Council: Tips to Managing Your Money in Challenging Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT’S ADVISORY COUNCIL ON FINANCIAL LITERACY “We believe that the current economic crisis underscores the need ... controlyourcredit.gov. Also, to protect against identity theft, get a free copy of your credit report ... in Challenging Times 1. Understand how your bank or credit union account is insured. The Federal [more...]

Date: 2008-12-16 15:58:07

FUNDAMENTALS TO REPAIRING CREDIT

by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... you know they are errors and send this in writing (with a copy of the credit report) to any or all, if needed ... to have excellent credit. For more information check out Rob Kosbergs’ Detailed FREE Report [more...]

Date: 2009-01-03 00:45:05

Protect Yourself from Identity Theft

Several steps can protect against identity theft There is no real way to prevent someone from stealing your identity or swiping financial and ... sites - check them daily Order a free credit report once a year from annualcreditreport.com Debit cards ... personal information, unless you have no bank accounts, credit cards or Social Security number [more...]

Date: 2009-01-08 20:07:11

Nader v. Obama

Part 11 (”The Anti-Reagan”). The daily videos involved are from NeverFindOut.org, a project of Let Freedom Ring (donation link is here) ... . In 2005, he was ranked to the left of such notable fiscal conservatives such as Chuckie “Free Credit Report” Schumer, Joe “Plagiarists ‘R Us” Biden, Robert “KKK” Byrd , John Francois Kerry, Ted “ [more...]

Date: 2008-10-30 15:45:25

Keys to improving your credit score

Credit I don't mean to brag, but my wife and I have a credit score that's better than almost 97 percent of the population. OK, I do mean to brag ... a free credit report once a year from each of the three consumer reporting companies (Equifax ... this for a while. We've always had a pretty good credit score, but it's higher than ever right [more...]

Date: 2008-12-01 04:49:30

35 Million Data Records Exposed in 2008 to Identity Theft

Last year over 35,000,000 personal data records were exposed via656 separate security breaches representing a 47% increase from2007 ... by following these simple steps:1) Get a copy of your free credit report to check for any fraudulentcredit ... 400 data sources containing your name that arenot covered by your credit report.* Criminal identity [more...]

Date: 2009-01-04 21:04:00

Obtain Helpful Recommendations About Orlando Realtor

Part I Step 1: Spiff up your credit Good credit can lower your mortgage interest rates, potentially saving you hundreds of dollar a month ... . Order a credit report (usually free online). You can dispute any mistakes, but the most important thing is to build up good credit from here out. Lenders want clients who can pay bills on ... [more...]

Date: 2008-12-31 00:00:10

what? no gifts?!

Merry Christmas bitches! I hope all you little sluts end up getting what you asked for, and not the urinary tract infection you’ll get instead ... , and pour it over your dick. Maybe this will help you last longer than those damn free credit report . com singing song commercials, because seriously. If you’re fuckin’ and one of those shits comes [more...]

Date: 2008-12-24 16:06:59

Ed McMahon, credit bureau ‘viral rapper’

p2pnet news view | Advertising:- “Jovial TV titan Ed McMahon” is, “on the brink of losing his Beverly Hills mansion, ... by credit bureau Experian,” says the Associated Press, adding: “The videos feature McMahon wearing ... represents ‘a man who is taking charge’.” Yes. Well …. Anyhow, free credit report, eh? There’s always [more...]

Date: 2008-09-25 17:57:22

Council Vice Chairman John Hope Bryant Shares Council Tips for the Public During Tough Times

AN IMPORTANT MESSAGE FROM THE PRESIDENT???S ADVISORY COUNCIL ON FINANCIAL LITERACY November 25, 2008 ??? ... theft, get a free copy of your credit report at annualcreditreport.com. ... how your bank or credit union account is insured. The Federal Deposit Insurance Corp. (FDIC [more...]

Date: 2008-12-08 03:23:03

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