The Menace Of Credit Card Debt

Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]

Date: 2009-01-16 08:41:46

Blog posts (31) | Videos (31)
 

Hubby’s Surprise

Two days ago, hubby told me that he got a surprise for me ... , for those of you out there who are looking for Instant Approval Cards, Student Credit Cards ... . He wouldn’t tell me what it is but just this morning, I received an email from a credit card [more...]

Date: 2008-10-31 05:19:30

Three Ways to Know When the Credit Crisis Hits Bottom

There is a growing body of data that suggests banks have recognized only a fraction of the overall potential losses - approximately $50 billion to ... t include the additional losses from secondary-prime mortgage loans, auto loans, credit card balances, student loans and the other credit-related flotsam and jetsam floating around in the debt markets [more...]

Date: 2008-12-08 13:42:23

Guest Post - How to avoid debt during the holiday shopping rush

Today’s guest post is from Aryn of Sound Money Matters.  So here’s her take on debt. <!– /* Font Definitions */ @font-face { ... , mostly from student loans and credit card debt related to our degrees. Now we’re determined to stay ... , and leave your debt card and credit cards at home, you can’t spend more than you brought [more...]

Date: 2008-12-21 14:00:01

Student Credit Cards

When I was studying my college I always used to run short of money and the money I earned through part time job was not sufficient ... and annual fee. They provide fraud protection and a manageable credit line to help you keep a tab ... to go in for credit cards but the APR and the hidden costs involved in it forced me to return the card with in few [more...]

Date: 2009-01-03 16:50:13

Wall Street Breakfast: Must-Know News

New acronym on the block... The government unveiled its newest initiative, called TALF, or Term Asset-Backed Securities Loan Facility. The $200B facility will support consumer finance, including student, auto and credit card loans ... $20B of credit protection from TARP funds. This is the first time the Fed and Treasury have stepped [more...]

Date: 2008-11-26 12:14:47

Government Bailouts & Government Lies

“We’ve been suckered again … or so it seems” You might recall that we weren’t terribly fond of the $700 billion Troubled Assets Relief Program ( ... on financial institutions and thaw out the frozen credit markets. As usual, the government and its insider ... markets which supply consumer credit in such areas as credit card debt, auto loans and student [more...]

Date: 2008-11-13 20:06:37

Student Debt Consolidation Loan

by Mary Bush Large numbers of college students make that common mistake each year of signing up for as many credit cards as possible ... tee shirts, water bottles, hats, gift certificates and more in exchange for a signature on a credit application. Of course, once the credit cards start to arrive, they’ll be using them to finance [more...]

Date: 2008-12-30 21:05:55

International Graduate Student Admisison Decreased by 3%

I was browsing to find some interesting article to our blog readers and I stumbled upon this interesting survey by Council Of Graduate Schools about ... Enrollment in U.S. Universities. You can read the full report from here. Image Credit : Tony Shi ... Scores for PhD in 28 Fields GRE and TOEFL Score Forwarding Applying for student Credit Card [more...]

Date: 2009-01-08 01:41:15

Reader Mailbag #30

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... report sexual harassment How I manage my ideas Should you help people who won’t help themselves ... the next 6 months, after which I will have eliminated my credit card debt and half of my student [more...]

Date: 2008-09-29 14:00:56

A Letter from Twenty Years into the Future

One of the nice things about maintaining a blog is that it creates sort of an online journal to track the major milestones in your life ... s see how you did. I’m So Glad You Became Debt Free Next to marrying your soul mate and having kids, this might be the best thing you ever did! You’ve been living credit card and student loan debt free [more...]

Date: 2008-06-16 19:48:37

Free Online FASFA Application

Free Online FASFA Application January 2nd, 2009 Federal financial aid backed college student loans have several advantages over private or alternative college student loans as well as credit cards. Borrowing money for your higher ... just a couple of days. They are very fast with the process and will send you your SAR report [more...]

Date: 2009-01-02 23:30:31

Mommy Auctions New and Used Baby Clothes Discount Children Clothing Baby Kids Consignment Affordable Maternity Clothing Boys sz 6 TCP Tropical Print Camp Shirt EUC Auction ID 225998

Even worse, trans fats lower high-density lipoproteins (HDLs, the good cholesterol), which is needed to help the body eliminate LDLs ... up unwanted calories. The best way of getting rid of paying mortgage insurance if you choose to pay ... , or say, but what we do that really matters. Therefore, if a credit card company can supply students [more...]

Date: 2009-01-17 00:35:18

HEARTS AND MINDS

"Wasn't this kind of decline inevitable?"Home prices skyrocketed over the last eight years to unheard of highs ... in debt. That includes home, car, credit cards, student loans, etc. According to the same report [more...]

Date: 2008-12-30 18:05:00

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans [more...]

Date: 2009-01-06 15:10:32

Prepping Kids (Part 4)

Essential Money Skill #6: Credit is NOT disposable income. Yup, I know it flies in the face of everything everyone else has been saying, but credit is NOT disposable income. Student loans should not be used to go pub-crawling. Credit cards aren’t an “ [more...]

Date: 2009-01-08 13:30:42

My Financial Story : Part 1 - Important lessons of Childhood

A little over fifteen years ago I was 22 years old, unemployed, living with my parents and in debt with credit cards and student loans. Today I'm gainfully employed making over $100k, married, own [more...]

Date: 2009-01-12 23:25:00

The New TARP, Stocks Cheap Enough Yet? Escaping the Global Recession, The Dububble, and More!

by Addison Wiggin & Ian Mathias Paulson reworks financial bailout: New targets for investment… even you can apply! ... for student, auto and mortgage loans… even credit card relief. But… what about the ambiguously [more...]

Date: 2008-11-13 19:02:15

Van Jones Testifies on Green Collar Jobs, Makes Complicated Things Seem Simple

I’ve written about how much of a relief it is that adults have been put back in charge of our energy policy ... will be in the history books. 100 years from now students will study this Congress, and they will ask ... on credit cards. Lets get back to building rather than borrowing in the United States. … [more...]

Date: 2009-01-16 04:26:25

Operation HOPE Rolls Out Unprecedented Financial Literacy Program as a Result of White House Initiative With HBCUs

Banking on Our Future College Edition Launches at Spelman College; ... with thousands of dollars of student loans and credit card debt. The Banking on Our Future College Edition [more...]

Date: 2009-01-16 06:27:28

Consumer Reviews Cell Phone Camera

Using Google as a research aide for her thesis on money laundering was a common occurrence of one individual law school student ... to another party. Not only are the user's keystrokes and browsing history examined in this type ... of the program, such has tracking credit card data. Anti-spyware programs that are kept updated [more...]

Date: 2009-01-17 01:04:49

Information Security Literacy

I was browsing around and I incidently stumbled across an article from Wikipedia ... students showed that they had failing scores - that is, they answered fewer than 60 per cent of the questions correctly - on tests designed to measure their ability to choose and manage a credit card [more...]

Date: 2009-01-16 01:48:05

Reviews On Nikon - Coolpix 10.1-Megapixel Digital Camera

With a thesis on money laundering, a certain law student frequently used Google to find her online references ... to repair problem with the internet or the search engine were dashed as the glitch refused ... activity, spyware is frequently used for purposes such as gathering credit card information [more...]

Date: 2009-01-16 01:06:56

Top Dogs

By SANDY BARNOSKY The Pet Lady The 11th annual Top Dog Contest resulted in hundreds of entries from fourth grade students in the county who ... can be purchased with a check by mail, with a credit card through the auditor’s Web site, at the auditor’ [more...]

Date: 2008-12-23 14:33:19

5 Elementary School Lessons That Can Help You Today

Written on 10/14/2008 by Ali Hale. Ali runs Alpha Student, a blog packed with academic, ... Credit: striatic It's a funny thing about elementary school, many of the lessons learned ... ' seem to neglect every single day. If your current report card would have “could do better” [more...]

Date: 2008-10-14 10:41:29

Other districts join Grand Rapids in search for ways to help failing students meet state standards

Comstock Park High school students who find failing grades on their report cards next month will have three weeks to make up the work and gain credit. It is another new approach as local districts [more...]

Date: 2008-12-29 10:40:39

The Global War on Terror Report Card

TomDispatch.com. posted October 21, 2008 3:23 pm Tomgram:  [ ... of a report card on Bush’s economic policies. In other words, the Yale legacy student with the C average ... by an insurgent stock market heading into chaos, killer squads of credit default swaps [more...]

Date: 2008-10-22 15:27:09

Kohl introduces his 'priority' bills as Senate convenes

Sure, the U.S. Senate convened this morning, but all you saw on the teevee was its refusal to seat Burris (Roland, not Plaxico!) ... : Student Credit Card Protection Act: Kohl’s legislation will help curb abusive lending practices to our nation’s college student population. Credit card companies aggressively target credit cards [more...]

Date: 2009-01-06 21:33:04

Mortgage Delinquencies Continue to Climb, Watch Out for Other Loans

It's beginning to get really ugly out there... unfortunately 13 months ago when we were told "this is just a subprime issue" ... of the iceberg - we have alt A mortgages, option ARMs, prime mortgages, credit card loans, auto loans, student loans, credit card debt. It's all coming down the pike. It appears the pike is coming right [more...]

Date: 2008-09-23 17:13:49

Why Don’t We Teach Money Management

Another report out this week showed credit card companies are pounding the pavement harder than ever where college students are concerned. The number of companies issuing student credit cards are rising despite no one else being able to get credit. I have to ask myself why this is. granted most college freshman don’t have any negative [more...]

Date: 2008-12-31 18:13:49

Unemployed With Credit Card Debt

One of our readers, Brandi, asked this question: Hi, I’m a college student and my credit card debt got a bit out of hand…I have two cards ... your credit card company. Do not ignore their phone calls, or avoid talking to them. If you are already [more...]

Date: 2008-11-25 09:45:36

31 Results