How To Fix Your Credit Score

One of ten Americans face the problem of having terrible credit scores or credit reports. If your one of them and are searching for a program to repair your credit, and are a few good solutions for you to look into. Post Excerpt from: BecomingWhoYouWantToBe . Click "read article" to see complete version. Looking for more information on business, success and careers? Visit our affiliate sites: Health Wealth & Happiness and Finding My Passion in Life . [more...]

Date: 2009-09-21 21:35:41

Blog posts (171) | Videos (6)
 

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Bad Credit Unsecured Personal Loans: Feasible Monetary Aid Without Hassles

Getting approval for your loan application form will not be that easy if you are having bad credit problems ... , bank statements along with your past credit report. Once your credibility is established ... . But then, there are still some lenders, who cater to your specific needs and for the same are offering bad credit [more...]

Date: 2008-11-18 03:34:33

Parents Universal Resource Experts (Sue Scheff) Identity Theft and Teens

Source: Connect with Kids“If they’ve managed to get a hold of your Social Security number and take out credit card applications in your name, ... the problem.”– Suzanne Boas, president, Consumer Credit Counseling ServiceIdentity theft is an ever-increasing threat for all consumers -- one that could damage your credit ratings and cost you thousands [more...]

Date: 2008-10-18 12:59:00

Live Peacefully without Credit Problem

Wow ! free credit online... is here to serve you , searched on www.creditnexus.com. This good news to all who need to get their current credit report. Online credit report is one way of monitoring your credit if you are deciding to apply for another loan transaction because the free credit report online provides the complete summary [more...]

Date: 2008-10-22 13:24:11

Beating the credit crunch!

By Jim Connolly - www.jimconnolly.com Whenever times are hard and the economy heads south, people (and businesses) ... and time again during past recessions. However, the ‘credit crunch’ has given us a MUCH BIGGER problem ... or impossible to access credit too!  As a direct result, generating sales or winning business is set [more...]

Date: 2008-08-29 19:57:46

How to Build Credit So You Qualify for a Home Loan

My husband and I are completely debt free right now ... a loan. What should I do to make sure that we don't get dinged for having no credit? (A problem ... he chose to go completely credit card less during college after discovering he could not handle them [more...]

Date: 2008-10-05 18:57:19

Opting For Bad Credit Refinance Is Like Walking On Thin Ice

by Angus Guy Ignorance and indiscipline are the two main detractors who are responsible for destroying our once green credit rating and bringing us to despair to suffer the ignominy of ending up with a Bad Credit rating. Along with this come a host of other problems related to a bad credit history. In the earlier days no bank or lending institution would consider it safe to lend to someone such a history. [more...]

Date: 2009-10-01 10:28:09

How to Repair Your Credit with Credit Cards

Very few people live their entire lives without inflicting any damage upon their credit scores. Whether it be high balances on credit cards, bankruptcy, collections issues or financing troubles, credit problems affect the best of us and are difficult to repair. Fortunately [more...]

Date: 2008-11-26 04:50:00

Sleeping With the Enemy: The Retirement of Special Agent Bill Kowalski

By Debbie Schlussel This past Friday, the FBI celebrated its 100th birthday. As I noted then, it's not cause for celebration ... officials why her husband was in jail because of "credit card problems." She said he was arrested after ... --both Elahi congregants--were later indicted for credit card, bank, and mortgage fraud in a scheme [more...]

Date: 2008-07-30 18:37:13

Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00

Bankruptcy Issue; Privacy and Third Parties

Never underestimate the value of attending a conference ... credit unions and other creditors for discrepancies in credit reports.  The problem stems from the way ... .  You get to pick up great tips from smart people, like Andy Keeney, a credit union attorney [more...]

Date: 2008-11-10 15:44:30

The Community Report

We hope you are enjoying the new year! As we mentioned in our last update, The M & M Team has made some changes ... some changes) we have elected to upgrade our Community Report. This system will periodically send ... s market may be challenging, particularly for those with credit problems or little saved to put toward [more...]

Date: 2009-01-16 22:42:10

Which is the bigger problem real estate debt? Credit card debt?

This is one example of why our country is having problems. The following was posted on the web site bankrate.com ... , publisher of the Nilson Report, a payment industry newsletter”. Did I read that right 9.5 credit cards ... scoring model, the number of credit cards a consumer holds is not a factor in the calculation, even [more...]

Date: 2008-10-13 14:55:26

Fed Researchers: Credit Vertigo Bigger Problem Than Funds to Lend

Corporate borrowers are so unsure about the lending landscape, and bankers are so concerned about risk that a “credit vertigo” has been created, ... that the credit crunch is the result of banks being short of cash to lend is not accurate, the researchers found. Instead, there is a complex mix of lower demand, higher standards and poor credit quality [more...]

Date: 2008-12-17 11:55:00

It is soooo coold.. brr. Post Roundup

YEAH! Its melting Creative Commons License photo credit: *Micky The past few days have been extremely cold here in Minnesota, ... With Good Ones Time To Chck Your Annual Credit Report! Problems with Gift Receipts? Debt? What Debt? Mortgage Refinance Rates Continue to Fall The New Frugal Forum @ frugalhacks.com Free Advice [more...]

Date: 2009-01-14 16:21:15

Target 800 – Credit Score (pfblogs.org)

Because of an identity theft incident, I subscribe to Equifax's credit monitoring services. While reviewing my credit report for any problem entries, I noticed Equifax is offering Scorewatch free for 30 days. Well – I haven't hit my target of 800, but things aren't bad. Has anyone made [more...]

Date: 2008-08-31 02:04:17

How to Report Identity Theft

by Paul Wilcox Identity theft has now become a major problem. It grows more each year and can nearly destroy people in the process ... on your reports and by informing them, you are more likely to recover from this problem with your credit still ... or even people not included here. Notify the Federal Trade Commission (FTC). You can do this via [more...]

Date: 2008-11-09 13:48:37

Swiss National Bank Cut Rates 100 BPS!

Trading Theme returns…  Automakers’ bailout vote today…  Not using all your arrows…  Housing Starts go back to 1959! And Now… Today’s Pfennig! ... into the problems (credit markets and the Fed and Treasury’s response to the crisis), and does a great ... ) we have warned about the consequences of unbridled credit expansion. We argued that artificially low [more...]

Date: 2008-11-20 17:17:19

Four at Four: Looking for Cash

Whatever remaining euphoria that existed on expectations for the passage of a mighty bailout package that will cure all bad debts and even ... s not ideal.” Business as usual means looking forward to the jobs report due out in the morning, the lackluster demand for consumer goods, and ongoing credit problems that have reduced borrowing [more...]

Date: 2008-10-02 11:40:00

Avoid Credit Trouble By Having A Plan For Financial Emergencies.

This is a guest post from Trisha Wagner. One of the leading causes of credit problems for financially responsible people occurs during  or after a financial emergency.  You may pay your bills on time, use your credit wisely and make ... check goes directly into your savings account. If you don’t ever see it, you will likely not miss [more...]

Date: 2009-01-08 12:22:20

Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.

Wired, reports that a credit card company has come under fire and FTC investigation for “behavioral scoring”: ... wouldn’t have any problem if my credit card company did things like this. And even the FTC itself doesn’ ... reducing credit limits for people who use a variety of services. These services included, “Direct [more...]

Date: 2008-06-23 16:12:59

November Prices Sparks New Deflation Concerns

By: Roshawn WatsonA couple of months ago in a post entitled Why Those Dropping Gas Prices May Not Be A Good Thing, ... cycle that can cripple an economy.Image Credit: ClanThe real problem is the psychology of deflation ... that the economy is in a deep recession.Patrick Jackman, an economist with the Bureau of Labor Statistics [more...]

Date: 2008-12-26 12:00:00

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score ... , is there anything you can think of that might help me to minimize the hit on my credit score? Other readers [more...]

Date: 2009-01-06 19:00:00

Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]

Date: 2009-01-16 23:12:15

Why Student Loans Cheaper and Bigger

The credit crunch has deterred many who want to go to college but the federal government has once again risen to the occasion ... because of lack of employment no longer can support their college bound student. The federal government ... the economy has been in such a state some parents find that their credit has run into problems [more...]

Date: 2009-01-16 22:56:40

Don’t take your laptop on your holiday: psychologist

London, Aug 8 (IANS) Though laptops and wireless Internet connections are considered inseparable tools for the new-age executives, ... in mobile phone and Internet technology has already affected our weekends and now it is invading annual ... . Coopers said the current credit crisis has aggravated the problem with people keeping themselves glued [more...]

Date: 2008-08-08 06:26:59

Credit Reports can be a Teaching Tool

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... . These are: TransUnion, Equifax, and Experian. It is possible to receive a free copy of the report from each ... for 2 years. There is no problem if your credit report is positive. However, any true negative [more...]

Date: 2009-01-15 21:32:08

Wow! Times have changed…

I found a pile of Time magazines from the 50s and 60s and this ad was in a 1965 issue. ... on a budget How a man retired on less than $600 a month. The IRS is going to be increasing the mileage rates ... A quick reminder: Credit cards are not the problem, the lack of self control is the problem [more...]

Date: 2008-07-06 13:50:20

Ukraine Wobbles As The Financial Ground Beneath It Trembles

The medium-term outlook (for Ukraine) is sensitive to both external developments and policy responses ... 2006 Article IV Consultation Staff Report (February 2007) Ukraine’s economy is in trouble ... market and credit crunchg problems at this point in time (but here, of course, there is no strength [more...]

Date: 2008-10-12 12:15:13

Consumer Headaches: 15 ways to get help

My two-month-long fight with Qwest, which barring a stroke of luck will no doubt go on a lot longer, ... serious problems that might damage your credit rating or cost you big bucks requires you to roll ... and all sorts of enlightening reports will come up. This is where I learned that Qwest had pulled the “let [more...]

Date: 2008-10-26 02:56:28

Borrowing future growth

By Fester: Today's employment and unemployment numbers were ugly. The unemployment rate went to 6 ... . Some credit the short term rebate check stimulus. but there is another reason that sounds very plausible for this good number despite all of the labor, income, and credit market problems. Dave Altig [more...]

Date: 2008-09-05 19:20:39

A Rare Bank Without Defaults

No Credit… No License… No History? No Problem? Even before our current mortgage meltdown, ... of loans - all to customers who have no credit history, zero credit scores, no drivers license and nothing ... default on a loan. And that’s thousands of customers over a 20-year period. How can this possibly [more...]

Date: 2008-12-19 20:22:33

Protecting Yourself from Identity Theft

Are you being paranoid? Some people consider being paranoid is normal if they deal with anything that involves the share of ... to obtain credit. All causing reputation damage, and most cause financial problems for the victims ... your identity is linked to your credit report - when identity thieves apply for a credit (and of course [more...]

Date: 2008-10-30 03:47:28

Five Ways to Get Your Credit Report for Free

I’ve talked at length in the past about how your credit score is determined and why it’s important ... . When we first discovered the problem, we burned through our free credit reports trying to figure ... provides you with access to reports from all three credit bureaus plus your credit score. Just don’ [more...]

Date: 2008-08-29 10:03:53

Don’t take your laptop on your holiday: psychologist

Though laptops and wireless Internet connections are considered inseparable tools for the new-age executives, ... in mobile phone and Internet technology has already affected our weekends and now it is invading annual ... . Coopers said the current credit crisis has aggravated the problem with people keeping themselves glued [more...]

Date: 2008-08-09 04:28:01

Debt

This isn’t a new years thing, just a … “fuck, I need to get a handle on this” thing. And I’ve been working on this for a while anyway ... . (Theoretically, I could try to get my credit line increased and pay off with everything with that, but … I’m not convinced that getting MORE credit is the solution to my problems.) Anyway, because I’ [more...]

Date: 2009-01-16 18:26:57

Credit Problems?

Have you ever really sat back and thought about what happens in the back round while you go on with your life ... you live it. One of the those items that constantly over shadows you is your credit report. Good, bad ... ! Did you know that 25% of Americans contain errors on their credit report that are serious enough [more...]

Date: 2008-12-02 03:50:00

Taking on Twitter with open-source software

Earlier this summer, just as Twitter started to really pick up steam, the microblogging service began to have major stability problems ... Prodromou Evan Prodromou(Credit: Evan Prodromou/Indentica) One such service that seemed to come out of nowhere and get instant buy-in from influential digerati around the Web was Identica, an open [more...]

Date: 2008-10-06 17:42:00

Don’t Be Tempted by File Segregation Schemes

Sometimes, credit problems can seem insurmountable ... . Clinics who claim to be able to create a brand new credit identity and a brand new credit report ... and it is not just the credit repair clinic that is breaking the law. It is also illegal for you to obtain an EIN under false [more...]

Date: 2008-11-26 22:56:29

Obama - McCain - Obama Can Win; The Economic Problem Is Why

This video was created just before the debate, but my prediction seems to have held and for the reasons I state here ... : 1) According to the Bureau of Labor Statistics, the Civilian Labor Force Participation Rate topped out 10 years ... problems consumer credit shot to rapid rates of annual increase starting just before the turn [more...]

Date: 2008-10-08 07:30:37

Highlights and Lowlights of BofA’s Earnings Call

Bank of America moved its earnings announcement up to this morning to soothe investors after The Wall Street Journal’s report that BofA would need ... and $27 billion in credit costs. Many of the problems originated at Merrill Lynch, which had a loss ... Goldman Sachs research analysts noted wryly in a research report this morning. BofA CEO Ken Lewis [more...]

Date: 2009-01-16 16:01:30

How To Buy A House

There has been a lot written about the mechanics of how to buy a house ... changes are reflected in your credit score, you may be able to apply again and get a mortgage loan ... . But what if you can’t get preapproved? What if you have little income, bad credit or other serious problems [more...]

Date: 2009-01-13 02:01:00

The credit card sized tool

Keep this in your wallet and you will be the toast of party whenever there are any problems with machinery or just about anything, that needs to be fixed. All you have to do is whip out your tool and fix the problem. Features: Convenient credit card sized multi-function Pocket Survival Tool Made of high quality Stainless [more...]

Date: 2009-01-14 16:04:56

What’s the deal?

The Pubs are already obstructing the stumulus bill, which ‘Bama was hoping to put in place immediately; ... our way out of it — the ‘liquid’ money that was to calm the credit problems hasn’t really ... Khanna, Matt Corley, Benjamin Armbruster, Ali Frick, and Ryan Powers, The Progress Report January [more...]

Date: 2009-01-05 21:09:51

PayPal vs. Google Checkout and Why You Should Offer Both

By now, you’ve probably heard of this great “war.” Blogs have been written about it ... with promotions and credit card deals are any indication, they’re finding ways to try and recoup losses ... and navigation problems. 4. Linkable only to credit cards and debit cards: Google does itself an incredible [more...]

Date: 2009-01-06 16:37:37

The European Privacy Partnership warns that consumers may lose more that their credit rating if they default on loans; jobs are at stake

This month's UK bankruptcy figures show that UK business and individuals are still choosing bankruptcy as a seemingly easy way out of debt problems ... and employers often check credit history to ascertain an applicant's reliability or risk rating. In many ... may be refused employment due to a bad credit rating."In the current climate perfectly honest [more...]

Date: 2008-11-19 18:32:00

Bad Credit Repair Guides

Thursday, October 30, 2008 Do you often rejected in applying for loan because of your bad credit record? ... now. You still can evaluate your credit record from the three major credit bureaus and audit them ... If yes, that means you is one of most people in our community who have problem with credit record [more...]

Date: 2008-10-30 07:29:00

Four at Four: Half Empty?

Annelena Lobb reports: All three major stock indexes fell Wednesday, though not as badly as they did Tuesday. Stocks declined on fear of more credit-related problems emerging, a rally in crude-oil prices ... , after a inventory report showed a draw in gasoline stocks more than three times as large [more...]

Date: 2008-08-13 11:32:00

No Turndown Payday Loans

The presence of large number of lenders offering the same loans, it raises the bar of competition. So to attract maximum number of borrowers, the same set of rules for fixing their fees ... . All this is possible for the online from the financial support. In fact those with credit problems to perceive [more...]

Date: 2009-01-15 20:17:37

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