Debt consolidation

As with most Americans there are few things as bad as being deep in debt ... card consolidation. I will need to get the payment on my credit cards back where I can afford to pay ... . Debt Consolidation is one option that I am looking at and I will need to make up my mind quickly [more...]

Date: 2009-01-08 01:39:30

Blog posts (263) | Videos (200)
 

No Home Equity Often Means No Health Care

Many people have dealt with rising healthcare costs by borrowing against their home. Now that’s gotten tougher, and so is paying the medical bills ... scrapes and stumbles led them to amass a pile of credit card debt and forced them to refinance ... because of medical issues. The connection between medical debt and the current credit crisis isn’ [more...]

Date: 2008-10-28 15:09:05

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... of changing to a rewards card like a rewards credit card. Once this debt is eliminated, take the money ... payoff money, cannot change until you pay off all of your debt for this method to work best.If [more...]

Date: 2008-08-14 05:42:00

What If You Can’t Pay All Your High Priority Debts

by Ian Pelham Although individual priorities may vary, ... I can pay my credit cards.” Not a good idea at all. Virtually every strategy to keep your home ... strategies for dealing with debt problems discussed throughout this course. Occasionally, though it is best [more...]

Date: 2008-12-22 18:55:18

Home Equity Financing Options - Should You Get a Home Equity Loan?

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... for consolidating or eliminating high interest credit card debts. This way, you are able to pay off ... access to emergency cash may opt for an equity line of credit. However, if you are not interested [more...]

Date: 2009-01-12 15:30:50

Reader Pays Off $14,330 In 20 Months With Our Tips [Debt]

Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: "This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of them. In once [more...]

Date: 2008-10-06 20:35:27

Secured Debt Consolidation Explained

When people are faced with a lot of debt, whether from credit card, department store cards or some other form of consumer credit, ... the best solution for paying it off is often to consolidate all the balances with a single loan. In most cases, these consolidation loans are secured by some sort of collateral, such ... [more...]

Date: 2008-07-07 21:20:58

The Paradox of Thrift

Has the economy scared you into cutting back on your spending, paying down your credit cards, getting your budget in order? ... couple profiled in the Journal story: Rick and Noreen Capp recently reduced their credit-card debt ... with that? Haven’t consumers been told they need to be more responsible about debt and spending - the lesson [more...]

Date: 2009-01-06 14:12:53

Pocket Profile: Frugal Babe

This week we spoke with Frugal Babe, who started a blog to chronicle her family’s path out of debt after starting a health insurance agency with her ... more in rent. Student Loan Debt: None! Top percentile. Credit Card Debt: None! Top percentile ... calculators to figure out how long it will take us to pay it off. The Bigger Picture: Tell [more...]

Date: 2009-01-08 16:49:31

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]

Date: 2009-01-01 08:28:50

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]

Date: 2009-01-02 22:12:26

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, ... for skipping a payment, it may come back to haunt you later. Keep your credit card payments at a level ... . Debt consolidation may be a good idea. If you are paying on many debts, the varying interest rates [more...]

Date: 2009-01-10 08:35:57

It will take the average…

…person with $10,000 in credit card debt 30 years to pay off. Consolidate this debt into your mortgage so you have the tax-deduction at the end of the year. [more...]

Date: 2009-01-12 17:32:56

Use Snowball Method Spreadsheet To Pay Off Debts [Snowball Method]

Do you have so many credit cards that you could sew a pair of pants from them? Confused as how to get rid of them? ... style of repayment you want, such as snowball or highest interest first. The program then spits ... Try this handy Excel spreadsheet to generate a custom strategy for becoming debt-free. Just enter [more...]

Date: 2008-08-26 11:13:53

The Plastic Generation

This is guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... can be a quick way to financial disaster. Some signs include: being broke having a credit card balance unpaid ... work for the credit card companies. Here’s an idea to assist you. Pay for everything in cash! Until [more...]

Date: 2008-07-03 15:30:45

Dandelion SaladNote: it takes a little while for the page to load as there are many podcast widgets on the page, ... C. Cook Citizens’ Economic Stimulus Plan: Stop Paying Credit Card Debt by Richard C. CookCook-Richard [more...]

Date: 2009-01-06 12:26:57

20 tips for living on one income

Thanks to everyone who came by with Christmas greetings over the holidays. Hanno and I appreciated them very much ... and one of you loses your job?Your main goal is to keep your home, feed your family and pay off your debt ... it a try. We had already paid off our mortgage but we had a small amount of debt on our credit cards [more...]

Date: 2008-12-29 04:21:00

Kayte Has Drained Her Savings And Can’t Pay The Bills Anymore

Kayte wrote to me through the GetOutOfDebt.org site and asked the following question ... your credit card debt through bankruptcy might be worth looking into. I’d suggest that you speak ... in credit card debt. Due to the economy, we both have experienced a substantial decrease in our income (i.e. [more...]

Date: 2008-11-11 22:11:33

How To Pay Off $14,330 In 20 Months

Written by Ben Popken Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: “This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of [more...]

Date: 2008-10-07 18:29:39

October 2008: Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]

Date: 2008-11-05 18:10:55

Debt Consolidation

Times are not easy. The salary doesn’t grow, but every day the bills to pay come in my mail box ... me in debt counselling and debt loans, in order to find a way of solving all this debts with a credit ... solution to may problem. I like de idea of reducing unsecure debt by up 50% and save $1000sAnd [more...]

Date: 2008-12-24 02:30:00

A Way To Make a Million Dollars

by Mark Roberts The steps to become a millionaire are not much different than any other successful endeavor ... a paycheck that pays the bills and credit card debt [more...]

Date: 2009-01-15 18:50:19

Paid Estimated Taxes, Who Sold Their Car? @ The Roundup

On Estimated Taxes The weekend was uneventful but we did have to pay our estimated taxes a few days ago ... out after reading about John McCain’s credit card liabilities. Over $100,000 in credit card debt ... month. Interesting bit here on the credit card habits of our political candidates. Five Cent [more...]

Date: 2008-06-16 16:02:44

Reduce Your Debt Significantly!

A careful study of your finances reveal to you a numbing reality that you are in debt, and deeply so! You just can’t pay all your bills ... the new card. The most common form of consumer debt is credit card debit. Another way ... of its obvious benefits, a bill consolidation loan is always very attractive. Debt consolidation [more...]

Date: 2008-11-29 18:07:42

6 Powerful Easy Tips for Living Debt Free.

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... when paying the bill. Credit cards are notorious for using low interest as bait for new customers ... in the pay and, therefore, your credit rate would be negatively affected. Additionally, use [more...]

Date: 2009-01-15 08:38:53

Credit Repair Help - Here’s How To Start Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... , but it soon will be liberating. When you get rid of your credit cards, be sure to pay off and close ... . It’s hard to repair your credit and it makes life difficult to have bad credit [more...]

Date: 2009-01-05 11:03:01

Debt Consolidation

Debt Consolidation December 29th, 2008 It is quite alarming to know that families find it hard to get by from day to day on average combined ... from and they have more than their loaned amount to pay from interest alone. Most credit card companies charge a whopping 400% interest per year if you aren’t really able to completely pay your credit card [more...]

Date: 2008-12-29 02:07:05

Bankruptcy - Is It the Answer?

Bankruptcy - Is It the Answer? October 11th, 2008 Subscribe To Our Feed If your finances are in a mess, you may have considered bankruptcy ... to pay back a portion of the debt that is owed to creditors. Your credit will be damaged ... laws. They were allowed to file more than once for Chapter 7 so many used it to beat credit card [more...]

Date: 2008-10-11 21:47:58

Pay Off Your Debts in 2009: 3 Strategies To Being Debt-Free

Today’s post is a guest post By Rachel Karl, a student of MakeMoneyFromWriting.com ... there! 3.    Now comes the third and final task: The debt snowball. Look over all of your credit card bills ... you have three credit cards: “A,” “B,” and “C.” “A” has a balance of $800 with a minimum payment [more...]

Date: 2009-01-09 12:20:36

Need a game to learn to manage your credit?

By Philip Brewer Everybody learns best in their own way ... under the fair debt collection practices act, debt collection agencies, bankruptcy (chapter ... calculators for budgeting, debt pay-off schedules, and the actual cost of items bought on credit. Among other [more...]

Date: 2008-09-18 11:51:03

After Conceit: Recovering from the Credit Crunch

Wealth is created through an economic sleight of hand ... , but of the future value that people have promised to create. When you pay for groceries with a credit card ... by what we already have. Debt creates real opportunities for equality. Without debt, the impoverished [more...]

Date: 2008-10-13 12:29:58

November 2008 Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but netted out to ($622.09) because I have a recurring subscription charge [more...]

Date: 2008-12-03 19:04:57

The ARM of Satan

Dear United States of America, I have decided to ask you, the government for a bailout ... I have too much credit debt and that is probably crimping my cash flow, but the truth is, I am too important to fail. If I don’t pay off this debt then the financial institutions that I owe money [more...]

Date: 2008-12-15 07:03:46

Flat is the new up!

rich, just like it didn’t stop Donald Trump. Instead, it should make you adjust how you control your finances ... : Pay off your debt – list out every penny you owe and the interest rate next to it. Chances ... from the bank. So instead of making the minimum payment on your credit cards each month, pay them off. Spend [more...]

Date: 2008-12-09 04:01:41

Should you take a second job?

By Andrea Dickson Right now is actually the perfect time to take a second job ... .  If you, like most Americans, are deep in credit card debt, you might be wondering how exactly you are going to pay it off. Or maybe you're not in debt, but need to make some extra cash to put a down payment [more...]

Date: 2008-10-30 23:58:58

Resolution

Last year I posted my New Year's resolutions. Today I will review those resolutions (how did I do?) and post my resolutions for 2009.2008: My first resolution was to Pay Off As Much Debt As Possible. In this category, I give ... of the year, I can say with confidence that I paid off approximately $10,000 in credit card debt [more...]

Date: 2009-01-08 15:23:00

Understanding Financial Aspect and Debt Consolidation

I am back now guys. I just watched some news in a television program while having some chat with my husband ... that you will also pay it later every time you swipe that credit card. Credit here, loans ... if you have problems right now about your finances and those tons of credits you have. How to become debt free [more...]

Date: 2008-12-12 22:11:29

Unsecured Debt Consolidation Loans - What You Should Know

Unsecured loans can be the answer for anybody who is having trouble managing their expenditure and does not have anything to offer as security for ... of monthly bills. A Debt consolidation loans is a loan that pays off all of your other loans ... on credit cards, store accounts, plus car loans, etc that they are paying each month [more...]

Date: 2008-12-26 08:15:00

Fair Debt Collection - Know Your Rights!

  FAIR DEBT COLLECTION If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor ... Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe.   This brochure [more...]

Date: 2008-12-27 18:39:33

bad credit 2nd mortgage

If you are in need of a second mortgage, don’t let bad credit stop you from applying for a loan. Bad credit is a very common problem and lenders have become much more lenient when it comes ... with a bad credit can help you to pay the huge amount of your debt and save extra money for expenditures [more...]

Date: 2009-01-14 04:43:23

Free Credit Report

With all the previous talks about financial freedom, even taking steps towards being free of debts, ... free credit report. This will enable you to get hold of what your running credit score is and allow ... and get started. It is always best to choose a free credit score than to have to pay [more...]

Date: 2009-01-15 04:32:07

Should I Declare Bankruptcy?

One of our readers, Alicia, asked: I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3, ... then to have to file Bankruptcy and they get no money it’s all i can sent (not only Debt i have) should ... of my debt within the next 5 - 7 years? There are two reasons for the 5-7 year question. The first [more...]

Date: 2008-11-19 13:59:48

Capitalism Derailed--it's a Good Thing

(Author's note: this is a revised version of a previous post.  I received some great and critical feedback, which, hopefully, is reflected here.) ... , our collective credit card is beyond maxed out: the national debt is estimated around $10.6 trillion ... Whether you recently lost your home or your job, had a pay cut, had to run up your credit [more...]

Date: 2009-01-04 23:33:36

Debt Management Ideas

by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]

Date: 2008-11-01 07:23:58

Debt Consolidation Headquarters

Eliminate credit card debt. Surfers who participate in this offer can receive a free consultation and help paying down their debt. (U.S) [more...]

Date: 2009-09-26 06:05:21

Does The Economy Make You Want To Pay Off Debt Or Build Up Savings?

Editor’s note:  I set this post to publish yesterday and made the classic “New Year” mistake of setting the date to 2008! ... , and then systematically started debt-killing.  First the credit card, then one student loan, then the car loan.  Now, we’re left with a $10000+ student loan, and a minimum payment of $145 versus [more...]

Date: 2009-01-09 15:08:06

Criminal Charges: 2008 in review

It's been an eventful first year for Criminal Charges, my weekly look at what happens when criminals and credit cards meet ... , shouts-out Leprechaun film Debt can make you do some crazy things -- like stealing Lego blocks using ... . Hegarty apparently hoped to use the profits she earned to pay down debt. Although the links [more...]

Date: 2008-12-29 15:03:46

Credit Card Consolidation Service - Financial Peace Of Mind

Are you one of the many people having trouble paying your bills on time every month? it does seem to be an epidemic at this point in our society ... things going reasonably well financially. How do you find consumer credit counseling service? Debt ... on the payments for your debt consolidation loan. The more rational course to take when money [more...]

Date: 2008-10-25 14:28:17

Did collection calls contribute to Floridian's death?

Filed under: Credit , Debt Florida law firm Morgan and Morgan filed a first-of-its-kind lawsuit alleging that a company's collection calls were so frequent and harassing that they contributed to a person's death because they increased Stanley McLeod's blood pressure and stress levels. McLeod's debt problems stemmed from the fact that he had difficulty paying his mortgage because he had to quit his job at Sears after suffering a massive heart attack. [more...]

Date: 2009-09-17 19:00:00

Help Me With My Debts

We have been living in a two bedroom condominium since 2004 and as the baby grows I think we need a bigger space and a backyard for barbecues, ... . Right now, we are still paying two car notes and some credit card bills so we are looking to consolidate debt first to ease up with our monthly payments. At least, if we would be able to lower [more...]

Date: 2008-09-10 18:36:07

101 - 150 of 263 Posts
Page: First | < Preceding | Next >
0 | 1 | 2