Best Of 2008 And Wishing You A Happy 2009
It’s hard to believe how fast time flies, but here we are already in 2009. Before we look forward, let’s reflect back on 2008 ... Network — This is actually a great collection of frugal ideas for your trips to various locales ... . The Correct Way to Pay Off Personal Debt: The Debt Avalanche at Consumerism Commentary — Step aside [more...]
Date: 2009-01-01 15:09:51
Blog posts
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Videos
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Free credit report for a brighter tomorrow
The family encounters those financial problems arising. They make budgets for the family use and those debts to pay ... all at the same time? Like bills, mortgages, other loans, and credit card that way it’s beyond ... . With the use of debt consolidation, you can pay your multiple debts in one debt. Meaning, combining [more...]
Date: 2008-10-05 06:49:10
How to pay off your HECS Debt from UNI
Not everyone has the ability to pay their HECS (Higher Education Contribution Scheme) ... ways to live around it whilst paying your debt off quickly and easily. Saving Money on University ... voluntarily you will also receive a $70 bonus payment, reducing your debt by $770. Methods to pay [more...]
Date: 2009-01-15 11:17:25
Need a game to learn to manage your credit?
By Philip Brewer Everybody learns best in their own way ... under the fair debt collection practices act, debt collection agencies, bankruptcy (chapter ... calculators for budgeting, debt pay-off schedules, and the actual cost of items bought on credit. Among other [more...]
Date: 2008-09-18 11:51:03
Pay Me My Money Down
Pay Me My Money Down—Bruce Springsteen In a healthy real estate market, people only take on as much debt as they can afford, and they work to pay it off as quickly as possible. Debt is something to be retired not endlessly ... ways: Speculation. Inflation. Debt Retirement. Types of Equity A truth that everyone [more...]
Date: 2009-01-08 20:30:56
Makers of Crap Sandwich Now Pitching It With 10-Percent More Corn
The big three automakers are back in Washington, trying to convince Congress to give them your hard-earned money so they can keep afloat businesses ... refinance their companies' debt, cut executive pay, seek concessions from workers and find other ways ... changes, including the elimination of lavish executive pay packages and assurances that taxpayers [more...]
Date: 2008-12-02 12:57:12
Do You Know How to Renegotiate Your Loan?
September 13, 2009 | By Wendy Polisi In Finance | The economic recession has too many people wondering how they can possibly pay their loans and debts the way they agreed. Too many people have lost jobs or are dealing with a pay decrease, or may even have new expenses they have to meet. These are very stressful situations for everyone. [more...]
Date: 2009-09-14 02:00:49
What if we change our minds?
The day after Obama won might be the day when blacks stopped being so sweet and docile. Didn't feel like being meek, humble or kind ... be a way to 'pay the debt' owed to millions of Black people. We would right the wrongs of the past; we would show the world how progressive we are. I trust the debt has been paid. Personally, I've always [more...]
Date: 2008-11-18 15:30:43
Credit Repair For A Better Life
by Mike Carbeck Repairing your credit is never an easy thing. But, there are several things you can do to get yourself out of debt ... . If you find yourself in need of help, there are ways to pay your bills and get out of debt. The ever ... agency will be forced to remove it from your record. If you notice any errors or inconsistencies [more...]
Date: 2009-01-06 09:37:28
3 Ways To Consolidate Debt and Avoid Bankruptcy
If you’ve racked up a little more debt than you can handle, you’re not alone ... , that promise to erase or consolidate your debt for an outrageous fee. Although you will have to pay for debt ... want to consider consolidating your debt into a home equity loan. The interest rate is usually [more...]
Date: 2009-01-10 15:42:12
Can Debt Consolidation Help To Overcome Credit Card Debts?
The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]
Date: 2009-09-15 15:05:02
Debt Consolidation
Times are not easy. The salary doesn’t grow, but every day the bills to pay come in my mail box ... me in debt counselling and debt loans, in order to find a way of solving all this debts with a credit ... solution to may problem. I like de idea of reducing unsecure debt by up 50% and save $1000sAnd [more...]
Date: 2008-12-24 02:30:00
brand utility for tough times
Obviously, it's critical to make sure your brand and products are relevant to current consumer needs ... the Wells Debt Down Solution. It's a new product that allows consumers to consolidate their high interest debt and find a workable way of paying it off. We are used to banks being slow [more...]
Date: 2008-12-09 16:19:07
Money Hacks Carnival #39
Looks like another another miscue in the Carnival Land ... for your participation. carnival Photo by Meagen via Flickr Credit and Debt Five Ways to Help You Quickly Eliminate Credit Card Debt posted at CreditShout. Should You Pay a Debt Consolidation [more...]
Date: 2008-11-20 03:25:15
Consolidating Debt
With the bad market now, a lot of people turn to get help to consolidate debt ... or pay off credit card bills. By the way, various programs are available for consolidating debt ... that is applicable to you. Technorati Tags: Debt,Consolidation,Credit Problem [more...]
Date: 2008-09-18 19:32:03
Home Equity second mortage Loans - Good For Building
Homeowners sometimes find that after they have moved into their dream home, ... mortgage. This extra money you take out against the home can be used to pay off credit card debt, medical ... as a way to improve the atmosphere of the home. Others will use it to consolidate their bills [more...]
Date: 2009-01-14 07:53:00
Eliminate Debt Now
Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]
Date: 2008-11-26 03:25:11
Home Equity Financing Options - Should You Get a Home Equity Loan?
div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... for consolidating or eliminating high interest credit card debts. This way, you are able to pay off ... access to emergency cash may opt for an equity line of credit. However, if you are not interested [more...]
Date: 2009-01-12 15:30:50
It’s Time To Trade Debt for Wealth
The Credit Exchange is a Debt Consolidation Company and the only one of its kind in existence. They want to help you out of the “debt trap ... program. Because, of course, one of the best ways to avoid credit card or other types of debt ... the actual debt? Under that scenario you can spend as much as 6 years paying off $3,000 in debt. Credit [more...]
Date: 2009-01-14 03:36:32
Ask me anything #3rd edition
Photo by: star5112 Each week I give the readers of Gather Little by Little a chance to ask me anything ... who wrote: I have a question about the best way to pay-off a very large debt and save money at the same ... about how we should tackle this debt since it’s so large and the interest rate is so low. Should [more...]
Date: 2008-06-26 09:00:14
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Can Debt Consolidation Help To Overcome Credit Card Debts?
by Ann Collin The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]
Date: 2009-09-21 11:48:57
Debt Management
Debt Management December 16th, 2008 How do you define debt consolidation? ... in paying off your original debt. Many credit counseling services recommend consolidation on extreme ... is always the solution to debt problems. A credit counselor must also suggest practical ways on how [more...]
Date: 2008-12-16 15:58:04
(untitled)
Amazon.de Widgets If you want to take a loan to repay others, debt consolidation is the best bet. For paying down credit cards the most easiest way is to try a credit counseling program. One of the most assured measures to lower all your debts swiftly is here. Stop being at stake with striking debts, put them together into one debt consolidation program to have one low monthly payment. This can even help you control your monthly payment structure and keep you within a budget. [more...]
Date: 2009-09-15 23:43:02
Tap My 401(k) or Borrow From Family?
A while back (actually, almost a year and a half ago now… how time flies…), I talked about using a 401(k) to pay off credit card debt ... with a person who used my credit recklessly. I am now left with about $30K in debt, almost all of it high ... union and have no way to consolidate that debt. This leaves me with two options: tap into my 401 [more...]
Date: 2008-11-20 14:00:33
How to Avoid Filing for Bankruptcy
Bankruptcy is an ugly word in the financial world. But many people see it as their only way out of financial trouble ... . Instead, steps should be taken in order to pay back debts and clear credit, like debt consolidation ... is also affected by our society’s recent dependence on credit cards, as well as our debt to income ratio [more...]
Date: 2009-01-06 14:45:08
More Article about Debt Consolidation
Credit cards and medical bills are all unsecured with no leverage on your home till such time as you make the mistake of a debt consolidation loan ... that you pay the credit counselor each month. Credit counseling services help individuals regain control over their finances by helping them reduce their debt in various ways. These services often serve [more...]
Date: 2009-01-03 09:06:04
"Let us all strive to be heroes"
Go read Cincinnati vocations director Fr. Kyle Schnippel's heroic, iconic vision of the priesthood in the latest edition of the Catholic Telegraph:( ... like to think that way, but I have to pay off the debt!'The difficulty is trying to identify that even [more...]
Date: 2009-01-08 20:21:00
Reduce Your Debt Significantly!
A careful study of your finances reveal to you a numbing reality that you are in debt, and deeply so! You just can’t pay all your bills ... the new card. The most common form of consumer debt is credit card debit. Another way ... of its obvious benefits, a bill consolidation loan is always very attractive. Debt consolidation [more...]
Date: 2008-11-29 18:07:42
First Update of the Year
The Berg household hasn’t changed much in the past few months. Our days consist of working, spending time with family, friends and our animals ... : -Paying off Debt!! -Jonn to finish school -Refinancing home -Jonn and Becca’s Future Farm ... and not to argue about it (not like we did). We both can’t wait to be debt free and we are on our way [more...]
Date: 2009-01-15 03:22:08
Debt Consolidation
No debt ..no worries. You live freely and comfortably without thinking debt that might reclaimed your own house ... . Wikipedia says debt consolidation loans is taking out one loan to pay off many others ... ? American debt consolidation resources is here to provide you the right way of consolidating [more...]
Date: 2008-12-09 02:50:09
Mecom emerges from debt trap — for now
Mecom’s sale of its German newspapers will allow the company run by David Montgomery to pay off around one-quarter of its €650m net debt ... loss. Either way, David Montgomery appears to have secured his company’s future and emerged ... . But presumably their jobs look a mite safer this week. If you’re a debt-laden publisher, finding a buyer [more...]
Date: 2009-01-15 10:39:23
5 Signs You Need To Speak To A Bankruptcy Attorney
Are you leading a ‘buy now pay later’ way of life? If yes, ... your relationships with creditors. In case, you are already in a bad debt trap, then one way ... bankruptcy attorneys offer a free evaluation or consultation so in most cases you will not need to pay [more...]
Date: 2008-12-28 21:45:00
Earn 20 Percent on Your Money - Guaranteed
GW_94 There is no quicker nor sure-fire way to improve your current financial condition than to pay off high interest debt, especially high interest credit card debt. Remember that “a penny saved is a penny earned” ... who carries about $10,000 in credit card debt, you’re probably giving away between $1,800 and $2,600 [more...]
Date: 2008-12-03 06:01:48
Find Out More Information About IVA inside this Blog Post
The main advantage of the debt management companies is that they have the experienced in negotiations agents who are well aware of the ways that allow to make good deals with the credit lenders in order to arrange the debts of a client for less than the entire sums. This service comes usually instead of paying the money back in an entire amount. The reduction of the whole amount of debts in such a way is very good idea and it can really help you to avoid much stress. [more...]
Date: 2009-09-25 02:39:32
10 Tips on Saving Money
Tip 1 ” Although credit cards are a convenient way to pay for things they can lead to trouble if you cannot afford to keep up with the total repayments. Interest on credit cards is often offered at an extremely low rate for the first few months and increased dramatically therein after. Debt can quickly spiral out of control and become unmanageable for many people therefore it is sometimes necessary to consolidate all of the debt into one manageable package by engaging in one small low cost loan. [more...]
Date: 2009-09-19 11:18:31
Save Yourself From Debt Drowning
Credit cards today is I think one of the most fast and easy ways to pay anything that is payable with it in this planet ... ? For your information, they specialize at professional debt negotiation and debt settlement. For over years already ... months! There are great benefits of this debt settlement service. Here are the following. Lower [more...]
Date: 2008-12-18 04:30:14
Five Ways to Consolidate Your Debts; or is There Another?
Debt consolidation is always tricky and if you don’t go by the rules, you might land up in great trouble ... the 20%-plus you’re now paying to the credit-card company. 5. Negotiate with others: This final bit ... . First of all you must remember that debt consolidators are not doing everything [more...]
Date: 2008-12-20 18:24:33
Cross Bay Bridge Rebate May Be Voided by Tonia Cimino - The Queens Courier
Read original...With these tough economic times, any kind of rebate or freebie helps ... to plummeting tax revenues, higher fuel costs and elevated debt service obligations. The MTA awaits ... with E-ZPass pay $1.55 each way; $2.50 for cash.“Elimination of the resident rebate program at Cross [more...]
Date: 2008-12-04 03:51:00
5 Real Ways to Get High Straight Out of Science Fiction
Eventually technological advancement comes to every profession– even if that profession is just burn-out, hippy, or full-time junkie ... that are typically associated with sleep deprivation, and no “sleep debt” to pay off. After two days awake ... to generally improve your problem solving abilities, and because of this fact it’s quickly becoming [more...]
Date: 2009-01-14 14:14:18
A Sign of the Times - Hyundai Assurance
I just caught a commercial on TV. Hyundai is offering a different kind of “assurance” program ... as a way to sell cars…well, I guess it’s a sign of the times. Random PostsA Dream or Debt?A Very ... ShopperDebt Reduction Strategies that Work, Being Abnormal and Paying Off a Mini CooperConsumer Debt vs [more...]
Date: 2009-01-16 03:02:28
Money Saving Tip: Check Your Account Statements
Photo courtesy of GoldenEel The other night on the way home I caught a bit of The Clark Howard radio show ... (probably after they sold the debt for pennies on the dollar) and contacted him to work ... to pay the debt off in full. He faithfully sent along his payments for $500 each month, and at the end [more...]
Date: 2008-11-05 11:00:42
5 Simple Steps to Making Your “Get Out Of Debt” Resolution Stick - Part 4
Welcome back. It’s January 10 as I write this, almost half-way through the month already! ... was to get your debt paid off. If you’ve been following along with the series so far, you’ll have a plan for paying off your debt. You’ll ... [more...]
Date: 2009-01-10 18:06:33
What Does “Late” Really Mean? Beware of Sneaky Credit Card Fees
I spend a lot of time watching and listening to financial news reports; and since we’re officially in a recession, ... , and the people who always payoff their balances. Here’s How Credit Card Companies Hit Responsible ... debts low and paying bills on time. However, it appears that credit card companies have found a way [more...]
Date: 2008-12-16 15:04:11
Tips a Home Owner Should Know Before Refinancing
by katie George Mounting debt has many homeowners considering refinancing their mortgage for the purpose of cashing out the equity to consolidate credit card debt at a lower interest rate. Homeowners should not consider real estate mortgage refinance as a way to pay for a vacation unless it will be your last, a new car or a boat. A good [more...]
Date: 2008-12-29 22:15:15
Rays, A’s and Marlins: Still Good
Us, nine weeks ago: Somebody wake the A’s, Marlins and Rays from their collective wet dream. There’s no way they can all keep this up ... and is quick to pay off a gambling debt. I was not forced to send in any hired goons to try to exact [more...]
Date: 2008-07-08 20:45:46
Gospel-Centered Conflict Resolution; Reflections on The Peacemaker
“You can take or extract payments on a debt from others’ sin in many ways: by withholding forgiveness, by dwelling on the wrong, ... is to make payments on the debt and thereby release others from penalties they deserve to pay [more...]
Date: 2009-01-15 02:30:01
What You Can Do To Keep Your Credit Score Afloat
Are you ready for a fresh financial start this year? Here are a few easy ways to spring clean your credit score, and begin today to pay down your debt ... or not you are searching for new credit. Every department store card you apply for reflects as a negative [more...]
Date: 2008-04-29 21:58:58
Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA
Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help. There are two ways to have your question answered. You can simply submit a question online [more...]
Date: 2009-01-13 15:48:59
Why Can't You Ever Make On-Time Payments?
By Tisha Tolar How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, ... are no longer as forgiving about grace periods and payment timelines. It is now more important ... . You need to change your financial habits to eliminate late fees and help you on your way to living a debt [more...]
Date: 2009-01-12 22:28:05
