A short note on a payroll tax "holiday"

By TigerHawk at 1/13/2009 09:13:00 AM Should we immediately pump money into the economy via a payroll tax holiday? ... will save most of the money or use it to pay down debt, rather than spend it or invest it an actual project ... debt. Why will it help (more than a little) to move yet more liabilities on to the federal [more...]

Date: 2009-01-13 14:13:00

Blog posts (21) | Videos (8)
 

Reader Mailbag #30

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... if it would be a smarter idea to take the money I would be investing to continue paying off my debt over the next 6 months, after which I will have eliminated my credit card debt and half of my [more...]

Date: 2008-09-29 14:00:56

Debt Relief Tips

by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]

Date: 2008-11-30 22:20:05

Getting Out of Debt Now and Improve Your Credit Rating

by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]

Date: 2008-11-24 22:25:53

Debt Settlement, Bankruptcy and Credit Ratings

by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]

Date: 2009-01-08 14:53:06

My Net Worth Is Down Only 10% Since Its August 2008 Peak

So, how did I manage this remarkable accomplishment?  Let me tell you…. I have been tracking my family’s net worth for about eight months now ... to erase the debt. Investing In Education.  My net worth would have actually been the same over ... value, your net worth will increase by the amount of debt you pay off.  Finance is dictated [more...]

Date: 2009-01-10 18:13:54

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... of changing to a rewards card like a rewards credit card. Once this debt is eliminated, take the money ... payoff money, cannot change until you pay off all of your debt for this method to work best.If [more...]

Date: 2008-08-14 05:42:00

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... payoff money, cannot change until you pay off all of your debt for this method to work best ... of changing to a rewards card like the chase flexible rewards card. Once this debt is eliminated [more...]

Date: 2008-08-08 04:46:37

LPs Bristle at Apollo’s Plans for Huntsman Settlement

Laura Kreutzer, of Private Equity Analyst, files this dispatch on the behind-the-scenes rancor at Apollo Management over the deal terminating its $6 ... will invest $250 million in Huntsman in exchange for debt. It is also paying Huntsman $425 million [more...]

Date: 2008-12-22 16:14:11

1 Penny = 1 Billion Dollars

Taking a look at these humorous cartoons about how high gas prices were this summer, ... . We can use that extra money to either pay down our credit card debt, save more money or give our kids ... . Photo Credit: jackslife Advertisement: Real Estate Investing Forums Discuss real estate, network [more...]

Date: 2008-12-05 19:44:34

Retirement Investing During Deflation

 If a recession becomes severe, dollars may suffer from deflation rather than inflation ... by reducing payments or restructuring.   As deflation sets in you’re paying off debt ... in value (real estate, stocks, etc).   Most retirees have no job to lose. They’re living off Social [more...]

Date: 2009-01-14 17:25:11

The Year of Yield

With 2008 having proved a humbling experience for most of the market, many investment managers are embracing a strategy that gives them, at least, some guarantee for returns. And that means a focus on corporate debt, which offers yields at high spreads when compared with government debt, as well as dividend-paying stocks, many [more...]

Date: 2009-01-02 17:48:49

The Year of Yield

With 2008 having proved a humbling experience for most of the market, many investment managers are embracing a strategy that gives them, at least, some guarantee for returns. And that means a focus on corporate debt, which offers yields at high spreads when compared with government debt, as well as dividend-paying stocks, many [more...]

Date: 2009-01-02 18:59:12

IndyMac: Private Equity Gets Smart About Banks

Private-equity firms are getting clever again. Private equity is known as “smart money” but in recent years it has made some less-than-bright investments. After paying billions of dollars in 2006 and 2007 for deals that many considered overvalued and that burdened the targets with too much debt, private-equity firms have before them [more...]

Date: 2009-01-05 17:42:52

IndyMac: Private Equity Gets Smart About Banks

Private-equity firms are getting clever again. Private equity is known as “smart money” but in recent years it has made some less-than-bright investments. After paying billions of dollars in 2006 and 2007 for deals that many considered overvalued and that burdened the targets with too much debt, private-equity firms have before them [more...]

Date: 2009-01-05 20:41:00

Rethinking The Early Mortgage Payoff

By Julie Rains The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our ... mortgage payoff question is: if you weren't using your money to pay off the mortgage, what would you be using the money for? Here are some alternative uses of extra cash: Pay off non-mortgage debt [more...]

Date: 2009-01-09 15:41:42

Book Review: Investing in an Uncertain Economy for Dummies

The winner of the book Killing Sacred Cows is Jane’s Friend. Please contact me at livingalmost at gmail dot com! I hope to hear back from you ... . Later strategies include building a solid financial plan which includes paying off debt [more...]

Date: 2008-12-04 14:00:11

How to Deleverage Balance Sheets

Bouncing around trading desks: Credit Suisse is using a novel approach to deleverage its balance sheet…using its illiquid assets to pay bonuses; ... its real! Credit Suisse Group AG’s investment bank has found a new way to reduce the risk of losses ... bonuses. The bank will use leveraged loans and commercial mortgage- backed debt [more...]

Date: 2008-12-18 19:00:02

Would You Prefer Your Favorite Company To Buy Back Stock or Pay A Dividend?

The companies you invest in generate profits (hopefully) ... they bought back are much lower and they still have the debt loads from the transaction.  Terrible decisions [more...]

Date: 2009-01-12 09:09:12

Value Investing: Value in Dividends

Jon Bruner of Forbes has a screen of some value stocks that can continue to pay their dividend in an economic downturn ... . We removed companies whose debt as a percentage of equity exceed 50%, whose dividend payout exceeded ... ) Packaged Foods and Meats Family Dollar Stores (FDO) General Merchandise Stores Wolverine World Wide (WWW [more...]

Date: 2008-11-11 12:00:00

4 Ways to Not Get Stuck in the Sandwich Generation

Jeff Rose is a Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... the Roth IRA you keep telling yourself you should. Just do something! 2. Watch the Debt Do you really ... the payment will be per month” and what the actual cost will be. If you can’t pay cash, don’t buy it…period [more...]

Date: 2008-12-03 10:53:39

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