Pay Me My Money Down

Pay Me My Money Down—Bruce Springsteen In a healthy real estate market, people only take on as much debt as they can afford, and they work to pay it off as quickly as possible. Debt is something to be retired not endlessly ... ways: Speculation. Inflation. Debt Retirement. Types of Equity A truth that everyone [more...]

Date: 2009-01-08 20:30:56

Blog posts (108) | Videos (107)
 

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... of changing to a rewards card like a rewards credit card. Once this debt is eliminated, take the money ... payoff money, cannot change until you pay off all of your debt for this method to work best.If [more...]

Date: 2008-08-14 05:42:00

How to pay off your HECS Debt from UNI

Not everyone has the ability to pay their HECS (Higher Education Contribution Scheme) ... ways to live around it whilst paying your debt off quickly and easily. Saving Money on University ... voluntarily you will also receive a $70 bonus payment, reducing your debt by $770. Methods to pay [more...]

Date: 2009-01-15 11:17:25

1 Penny = 1 Billion Dollars

Taking a look at these humorous cartoons about how high gas prices were this summer, ... . We can use that extra money to either pay down our credit card debt, save more money or give our kids ... . Photo Credit: jackslife Advertisement: Real Estate Investing Forums Discuss real estate, network [more...]

Date: 2008-12-05 19:44:34

Tell All Tuesday - Everything’s The Same And Everything Changes

Since we paid off my spouse’s student loan this month, everything else just got the minimum treatment last week.  This week, we haven’t done anything towards paying off debt as far as paying money out directly ... month. I figured out last week that I’d need about $490 above and beyond the snowballed debt payments [more...]

Date: 2008-10-28 19:16:41

8 Tips for Talking About Money With Your Significant Other

About the author: Margaret is a recent college grad who writes at love God, not money about how she and her boyfriend are saving up money to get married, pay off student loan debt and head to seminary. Money is one of those things you’re not supposed to mention in polite [more...]

Date: 2008-11-25 18:00:44

3rd time is not a charm

By Fester: I support significant deficit spending this year.  I support massive public expenditures this year.  I don't support stupidity ... by many people to pay down debt, rather than spending the money and boosting the economy ... per paycheck that couples will receive will most likely go towards paying off debt.  Given [more...]

Date: 2008-12-31 12:42:23

Glam Media Blames Economy, Slows Down Payments To Publishers

Glam Media, the always interesting womens network (and now men’s network) is back in the news this morning ... of their business model is float management - making sure that they collect money before they pay it out to partners. If they pay too soon, they could get hit with bad debt when advertisers don’t pay. Pay later [more...]

Date: 2008-11-04 18:57:21

The Federal Government may be counting on Middle America's spending to shore up the economy, ... accounts. In the past few months, we've begun paying down debt and putting money aside for a rainy day ... , there's no ladder tall enough to help them see over the top. Some have ended up in this position [more...]

Date: 2009-01-15 14:26:27

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

20 Ways to Bring Love and Good Fortune in the New Year

Human beings, by nature, are superstitious. Perhaps because we live--and will always live--in an uncertain world ... is guaranteed. Pay your bills before January 1st as the new year should not begin with debt. Conversely, don’t loan any money or pay loans as you’ll be paying out the rest of the year. The same goes [more...]

Date: 2008-12-31 15:17:43

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11

Guest Post: Simple Steps to Start Saving

Trisha Wagner is a freelance writer for DestroyDebt.com, a debt community featuring debt forums ... , such as paying off credit card debt or saving money toward a down payment for a car or house [more...]

Date: 2008-12-24 14:00:29

Donating Bodily Fluids for Cash

The following is a guest post from Tina at Frugal Sisters. Tina found that while she was paying off debts, she wasn’t getting anywhere fast. She has gotten serious about her finances, and is working hard to pay off debt and make better choices. Hard Times and Desperate Measures People are having a harder time raising the money to pay [more...]

Date: 2008-12-29 14:29:18

Seven Lessons Learned from Working Retail

By Andrea Dickson I took a part time holiday job in the evenings at a local retail store - I'm hoping to earn extra money to pay down some medical debt, and honestly, I just wanted something extra to DO in the evenings. Something that didn't involve running out and spending money on drinks and dinner, or lounging around my house watching [more...]

Date: 2008-12-10 23:37:24

Debt Consolidation Mortgage Refinance - Pros And Cons

Amazon.de Widgets Many people are in need of a strategy for paying back their loans. Some people just need a point in the right direction in order to get on the right track. Sure, if we had piles of money lying around our living rooms, paying off our debts wouldn’t be an issue. Since that is not the case, unfortunately, we must weigh all of our available options in order to find the one that best caters to your financial needs. [more...]

Date: 2009-09-23 18:25:44

War On Vice

2009-01-14 Labels: Canadian Society 0 comments The nanny-state expands further.This is just plain scary ... ? Charging a blackjack dealer with murder if a known gambler kills someone for money to pay for debts ... and then walks into a bar. They proceed to have one drink and leave. They drive off and kill someone [more...]

Date: 2009-01-14 21:21:00

Saving Money, Even When You Have None to Save

Even as I thought about making the goal of saving  €1500 in 2009, I cringed inside ... just by living? Shouldn’t I be tossing as much money as possible into paying down our debt instead ... , one of the cats, a major household appliance, I would like to know that we could solve the problem without having [more...]

Date: 2009-01-14 11:00:34

Think bums are poor? They’re actually richer than you!

Donald Trump and his daughter, Ivanka, were driving one-day and on the corner of a street they spotted a bum ... you spend your money: Pay off your debt – list out every penny you owe and the interest rate next ... millionaires pick up change off of the ground. You’ll be amazed how fast all of those pennies add [more...]

Date: 2008-12-15 03:38:37

To Loan or Not To Loan

I got a SMS from an old friend this morning at 6am.Can you lend me $2,000 as I need to pay off my debts this week? I will pay you back in monthly installments when I get my pay. If you dont have the money, then its alright.Firstly, it was a surprise to hear from this friend after more than a year. But it came [more...]

Date: 2009-01-15 09:20:00

Ask me anything #3rd edition

Photo by: star5112 Each week I give the readers of Gather Little by Little a chance to ask me anything ... who wrote: I have a question about the best way to pay-off a very large debt and save money at the same ... about how we should tackle this debt since it’s so large and the interest rate is so low. Should [more...]

Date: 2008-06-26 09:00:14

Animal Crossing classic GameCube review. Nintendo debuts its “sim life” communication series

Animal Crossing was one of Nintendo’s new franchises for the Nintendo GameCube ... quarters, which you do by collecting money and paying off your debt. Not knowing exactly ... speaking to other characters, going on little “missions” (I use mission loosely), collecting items [more...]

Date: 2008-12-08 08:45:57

Cheap and Easy

Lately I've been bad at lunch. There are several scenarios that fall into this category ... the money for other priorities, like paying off debt, updating our home, going on a date ... that cry straight to the drive-thru line at some McNasty fast food chain. A whopping $6 bucks [more...]

Date: 2009-01-15 01:18:00

Rethinking The Early Mortgage Payoff

By Julie Rains The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our ... mortgage payoff question is: if you weren't using your money to pay off the mortgage, what would you be using the money for? Here are some alternative uses of extra cash: Pay off non-mortgage debt [more...]

Date: 2009-01-09 15:41:42

Debt Management Ideas

by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]

Date: 2008-11-01 07:23:58

A short note on a payroll tax "holiday"

By TigerHawk at 1/13/2009 09:13:00 AM Should we immediately pump money into the economy via a payroll tax holiday? ... will save most of the money or use it to pay down debt, rather than spend it or invest it an actual project ... debt. Why will it help (more than a little) to move yet more liabilities on to the federal [more...]

Date: 2009-01-13 14:13:00

Should I Pay Down My Mortgage FASTER ???

Homeowners who find themselves with extra cash may be considering paying down their mortgage. While this can help some people in certain situations, like seniors close to retirement age ... interest rates, to use extra money to pay down high-interest debt and build up an emergency fund. [more...]

Date: 2009-01-16 02:36:39

Contest and Sale: Dining on a Dime print book from Living on a Dime

Tawra Kellam and Jill Cooper of Living on a Dime are amongst the most renowned frugal-living experts on the internet today.  Their books, both in print and e-book have enabled mothers nation-wide to pay down their debts and save money on groceries, children’s items, gifts, home decorations, beauty products and many other household needs [more...]

Date: 2009-01-01 23:16:36

Hopeless Economists

Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]

Date: 2008-12-01 21:48:40

Another $500 a person handout?

I thought we tried this last year, and it didn't work ... by many people to pay down debt, rather than spending the money and boosting the economy ... is what we want them to do in order to help the economy (reportedly, only a third of the earlier $300/person [more...]

Date: 2008-12-30 15:40:44

Your Future without Debt!

There is a lack of financial and investment education in our schools, among the many things not taught ... payoff money, cannot change until you pay off all of your debt for this method to work best ... of changing to a rewards card like the chase flexible rewards card. Once this debt is eliminated [more...]

Date: 2008-08-08 04:46:37

Reader Mailbag #30

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... if it would be a smarter idea to take the money I would be investing to continue paying off my debt over the next 6 months, after which I will have eliminated my credit card debt and half of my [more...]

Date: 2008-09-29 14:00:56

Never Ever Lend Money to a Friend - my story

I look back and I can’t believe how stupid I was. Expensive lesson learned… don’t lend more money to a friend than you can afford to lose ... him his money from home and he would pay it all back no problem. We were also waiting on this money ... for me for free until the debt was paid. Great. But the idiot got ripped off by the person he had bought [more...]

Date: 2009-01-15 00:37:49

HOW I PAY OFF MY CREDIT CARDS

When year 2008 started, I made a list of what I should do. Most of my entries were about paying off my credit card debt. And here are the things I did to generate enough money to pay for those credit card balances ... name. They are earning me about P50.00 (US$1) a month on interest. My credit card charges [more...]

Date: 2008-11-09 02:36:11

The Case Against Michael Steele

Among the candidates for Republican National Committee chairman, ... wasn’t on the ballot. The money probably went to pay off Steele’s 2006 campaign debt. It also ... banks threatened to place liens on his house. Although Steele cleared his debts, these financial [more...]

Date: 2009-01-04 23:18:11

Emergency Private Pension Plan

The simplest kind of stimulus governments the world over could provide is to cut withholding taxes. Let people keep more of their money from each pay check. People will then do what they have to do. That is, they'll either use the cash to pay down debts, save it, or spend it [more...]

Date: 2009-01-14 04:26:58

Tony Boeckh: It's time to open the money spigot

Jim Flaherty, the Finance Minister, continues to receive a lot of conflicting budget advice ... to pay down debt. Monetary policy alone cannot turn this situation around. It doesn’t matter how ... . Businesses and consumers are trying desperately to pay off debt and to survive. To prevent [more...]

Date: 2009-01-08 01:36:11

bad credit 2nd mortgage

If you are in need of a second mortgage, don’t let bad credit stop you from applying for a loan. Bad credit is a very common problem and lenders have become much more lenient when it comes ... with a bad credit can help you to pay the huge amount of your debt and save extra money for expenditures [more...]

Date: 2009-01-14 04:43:23

How Government Grant Relieves From Debt?

Americans have a superb advantage of the government grants. People may have financial problem sometime in life. And many people go for borrowings. In order to pay off those borrowings, they borrow some more money and likewise the debt starts piling up. But thanks to government grant programs that you can become debt free or at least reduce [more...]

Date: 2009-01-14 19:20:03

The ARM of Satan

Dear United States of America, I have decided to ask you, the government for a bailout ... I have too much credit debt and that is probably crimping my cash flow, but the truth is, I am too important to fail. If I don’t pay off this debt then the financial institutions that I owe money [more...]

Date: 2008-12-15 07:03:46

Makers of Crap Sandwich Now Pitching It With 10-Percent More Corn

The big three automakers are back in Washington, trying to convince Congress to give them your hard-earned money so they can keep afloat businesses ... refinance their companies' debt, cut executive pay, seek concessions from workers and find other ways ... changes, including the elimination of lavish executive pay packages and assurances that taxpayers [more...]

Date: 2008-12-02 12:57:12

The Economic "Stimulus"

The Economic "Stimulus"by Thomas Sowell Two centuries ago, when there were plans to create a huge fund of money to pay off Britain's national debt, the great classical economist David Ricardo [more...]

Date: 2009-01-09 21:29:00

What are the Differences Between an REO Property and a Short Sale?

If you are new to the San Diego area housing market, there are lots of terms to learn ... -foreclosure, they still have a few options. They can borrow money from a family member and pay up their debt [more...]

Date: 2009-01-15 10:20:32

Fair Debt Collection - Know Your Rights!

  FAIR DEBT COLLECTION If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor ... Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe.   This brochure [more...]

Date: 2008-12-27 18:39:33

Social Security: Can Banks Garnish My Money?

For individuals who rely on their Social Security checks, the notion that the bank can garnish this money seems cruel, at best ... garnished, or are currently under threat of such an action, go to: Fair Debt Collection.  Here ... agree to pay $300.00 a month towards the debt owed and they would return the amount taken in full [more...]

Date: 2009-01-08 15:32:16

Find Out More Information About IVA inside this Blog Post

The main advantage of the debt management companies is that they have the experienced in negotiations agents who are well aware of the ways that allow to make good deals with the credit lenders in order to arrange the debts of a client for less than the entire sums. This service comes usually instead of paying the money back in an entire amount. The reduction of the whole amount of debts in such a way is very good idea and it can really help you to avoid much stress. [more...]

Date: 2009-09-25 02:39:32

Are Bailouts Fair?

Paul Solman of The Business Desk on the PBS website received a question from an individual wondering if government money wouldn’t better be spent to pay off all of the outstanding credit card debt of Americans.  While to some extent we’ve already got a system to handle out of control credit card debt - known as bankruptcy, the thought [more...]

Date: 2009-01-08 23:46:33

Debt Consolidation Can Help

I know it must be very hard these days for a lot of families that are facing foreclosure or worse because of the downturn in the economy ... get you the money you need to pay off those ugly credit cards but they also believe in debt prevention ... consolidation loan. Put simply, this takes all the debt you have, rolls it all into one lump sum and uses [more...]

Date: 2008-10-30 04:01:05

Debts..yikes how do i overcome it

It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]

Date: 2008-09-02 20:03:23

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