How to Live More Simply, and Why It Is So Important

  cades cove sunrise photo by Lee Coursey These days there are a lot of arguments being waged on the benefits of paying down debt, ... paying off their mortgage early, and it was generally well-received.  However, I received a number [more...]

Date: 2008-08-11 11:00:37

Blog posts (11) | Videos (2)
 

Tough Negotiations With Credit Card Companies

One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]

Date: 2009-01-02 21:20:35

Tough Negotiations With Credit Card Companies

One of our readers, Karen, recently left this comment: I opted to pull out my 401k early to pay off debt ... all that I owe in credit card debt and loans, I will be broke. I had to quit my job to pull out my 401k, so the credit card debt has gone up due to late fees and over limit fees. I want to negotiate [more...]

Date: 2009-01-02 14:39:44

Maintaining Success: Keeping Momentum Without Going Crazy

Putting in some extra effort at work can pay off. You can get a promotion or a raise, or wind up on a choice project. The same goes with your personal finances — going the extra mile can help you pay off a debt early or save up for a purchase. You can push through to success in just about anything. But once you’ve [more...]

Date: 2009-01-15 13:30:00

NEXT STEPS - A New Part Of The Crusade - Part 3

I am PUMPED about Next Steps, the newest division of IWBNIN ... you may need can be found on this page. Debt Reduction Tools Calculate your Debt Freedom Date and Actual Cost of Debt here. You can also use the Early Pay-Off Calculator to find out how much sooner [more...]

Date: 2008-10-29 08:00:29

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]

Date: 2009-01-02 19:55:16

How to Set New Year’s Financial Resolutions You Can Keep

(source) Every year it’s the same old story. You start with the best of intentions but somehow never manage to fulfill your New Year’s ... or Equifax. If your credit score is lower than 700 due to some outstanding debt, see if you can get those bills paid off as early in the year as possible. Pay the credit cards with the highest interest [more...]

Date: 2009-01-02 19:55:16

Rethinking The Early Mortgage Payoff

By Julie Rains The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our ... mortgage payoff question is: if you weren't using your money to pay off the mortgage, what would you be using the money for? Here are some alternative uses of extra cash: Pay off non-mortgage debt [more...]

Date: 2009-01-09 15:41:42

All because of a dog~

Dan and I both learned early in life that money does not grow on trees ... on how we are going to pay for it without long-term debt. This usually results in big plans for home ... area did much for looks but little for odor removal. To be blunt, the floor smelled awful. The whole [more...]

Date: 2009-01-09 00:09:00

Whither the newspaper, Part 2

In early December, I wrote a post about the financial troubles facing the newspaper industry as it faces a recession and a transition to a more digital-centric world. In the post, I mentioned reports that the New York Times was facing crippling debt at a time when they couldn’t pay it off, and conditions were unfavorable for them to borrow [more...]

Date: 2009-01-15 15:42:22

Paying the Piper

Lately, I’ve been thinking hard about how I could magically afford an iPhone ... Be debt-free before buying Find a way to weasel out of T-Mobile’s early cancellation fee I think [more...]

Date: 2008-06-17 21:03:33

11 Results