I know how to spend stimulus
[ The sign for a Citibank bank branch and a street sign are seen in Cambridge, Massachusetts November 24, 2008. The U.S ... to the taxpayers. It's great that some people were able to save or pay down debt. As far as blowing it on gas ... . This time the amount should be higher to allow us to pay off our debts, mortgages and loans. This would [more...]
Date: 2008-12-01 16:48:13
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How to pay off your HECS Debt from UNI
Not everyone has the ability to pay their HECS (Higher Education Contribution Scheme) ... ways to live around it whilst paying your debt off quickly and easily. Saving Money on University ... voluntarily you will also receive a $70 bonus payment, reducing your debt by $770. Methods to pay [more...]
Date: 2009-01-15 11:17:25
At Last - Looking at the Customer from Their Point of View
Stessa Cohen and Kristin Moyer here. Wells Fargo announced that it is launching an online loan-consolidation repayment program in combination with ... “How to really pay off credit card debt” “How to get a small business loan in a credit crunch” ... a savings tool: the Wells Fargo Debt Pay Down Solution. This solution will let customers [more...]
Date: 2008-12-15 14:46:25
Guest Post: Simple Steps to Start Saving
Trisha Wagner is a freelance writer for DestroyDebt.com, a debt community featuring debt forums ... , such as paying off credit card debt or saving money toward a down payment for a car or house [more...]
Date: 2008-12-24 14:00:29
Bonita Bay Brawl: Are Club Members “Victims” Of Developer Lucas and KeyBank?
By Teri Buhl for BankImplode.com The developer of Bonita Bay Club, an exclusive golf community on Florida’s west coast, is using aggressive tactics to get the club’s members to pay off his debts and save him from bankruptcy, according to some disgruntled investors. Questions continue to swirl regarding whether the club’s group of lenders, led by KeyBank , who had lent the developer $120 million by securing club property, is aiding in the scheme. [more...]
Date: 2009-09-29 16:03:28
Eliminate Debt Now
Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]
Date: 2008-11-26 03:25:11
Emergency Private Pension Plan
The simplest kind of stimulus governments the world over could provide is to cut withholding taxes. Let people keep more of their money from each pay check. People will then do what they have to do. That is, they'll either use the cash to pay down debts, save it, or spend it [more...]
Date: 2009-01-14 04:26:58
Hopeless Economists
Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]
Date: 2008-12-01 21:48:40
The Tightening
Last week, we had a "belt tightening" meeting at work ... , training cuts, and possible elimination of employee recognition events were all mentioned ... as well. Paying off credit card debt, saving more from each paycheck, putting off planned purchases [more...]
Date: 2009-01-10 01:17:17
It’s the economy stupid!
It’s the economy stupid! Remember that being said not all that long ago in a campaign speech? ... of all but essential credit cards, dine at home more often, terminate unnecessary trips ... . He will begin to save and start paying down debt. A company that has reached the limits of its credit [more...]
Date: 2008-12-09 19:16:05
Ask me anything #3rd edition
Photo by: star5112 Each week I give the readers of Gather Little by Little a chance to ask me anything ... who wrote: I have a question about the best way to pay-off a very large debt and save money at the same ... about how we should tackle this debt since it’s so large and the interest rate is so low. Should [more...]
Date: 2008-06-26 09:00:14
Maintaining Success: Keeping Momentum Without Going Crazy
Putting in some extra effort at work can pay off. You can get a promotion or a raise, or wind up on a choice project. The same goes with your personal finances — going the extra mile can help you pay off a debt early or save up for a purchase. You can push through to success in just about anything. But once you’ve [more...]
Date: 2009-01-15 13:30:00
1 Penny = 1 Billion Dollars
Taking a look at these humorous cartoons about how high gas prices were this summer, ... . We can use that extra money to either pay down our credit card debt, save more money or give our kids ... . Photo Credit: jackslife Advertisement: Real Estate Investing Forums Discuss real estate, network [more...]
Date: 2008-12-05 19:44:34
The Big Debate #4: Pay Off Debt or Save for Retirement?
This week, The Simple Dollar is taking a deeper look at five common personal finance debates ... , this revelation is coupled with an astounding debt load - quite often, they list their debts, and they add ... hacking away at all this debt, or should I start socking my cash away for retirement? It’ [more...]
Date: 2008-08-14 20:00:04
Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA
Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help. There are two ways to have your question answered. You can simply submit a question online [more...]
Date: 2009-01-13 15:48:59
Make it Automatic
When I posted my 2009 goals many of you asked for me to share some of my tips for living on less. In 2009 I hope to write many articles about how we are able to live below our means. The first tip I have is make it automatic. This can apply to savings as well as debt. While we were paying off [more...]
Date: 2009-01-16 04:32:48
Does The Economy Make You Want To Pay Off Debt Or Build Up Savings?
Editor’s note: I set this post to publish yesterday and made the classic “New Year” mistake of setting the date to 2008! ... , and then systematically started debt-killing. First the credit card, then one student loan, then the car loan. Now, we’re left with a $10000+ student loan, and a minimum payment of $145 versus [more...]
Date: 2009-01-09 15:08:06
Contest and Sale: Dining on a Dime print book from Living on a Dime
Tawra Kellam and Jill Cooper of Living on a Dime are amongst the most renowned frugal-living experts on the internet today. Their books, both in print and e-book have enabled mothers nation-wide to pay down their debts and save money on groceries, children’s items, gifts, home decorations, beauty products and many other household needs [more...]
Date: 2009-01-01 23:16:36
Debt Relief Tips
by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]
Date: 2008-11-30 22:20:05
Daily Links: 5k5k Edition
From time-to-time, I like to highlight GRS-reader projects. Chett wrote to share an idea he’s trying to get off the ground ... a 5,000-meter (3.1-mile) run and saving $5,000 (or paying off $5,000 in debt). As you know, I think ... in Oregon may resurrect mandatory personal finance education. When I was in school, state law [more...]
Date: 2008-10-30 00:30:30
Getting Out of Debt Now and Improve Your Credit Rating
by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]
Date: 2008-11-24 22:25:53
Debt Settlement, Bankruptcy and Credit Ratings
by Eric Jilson Debt is often one of the largest expenses people may have. Paying off a debt should always be of a higher priority than savings and investments. It makes perfect sense that reducing debt quickly will result in a better return to consumers than putting [more...]
Date: 2009-01-08 14:53:06
Saving yourself form debt
When it comes to taking care of your finances, nothing more than ever ruins your financial position than having a large amount of debt which is ... on paying your bills from credit cards, loans and mortgages without realizing that you are barely ... you a black eye with the credit bureau and any applications for new loans or credit cards would probably [more...]
Date: 2008-12-28 01:21:40
Will There Be A Second Stimulus Check? I Hope Not.
Man, do I hope not. The first stimulus check cost us $168 billion dollars, ... ; we are already doing that with the bailout. If they want to create a fund to pay for road repair or fixing ... spent - it was either saved or put on a credit card to pay down debt. It was not used to stimulate [more...]
Date: 2008-10-16 13:00:23
Earn 20 Percent on Your Money - Guaranteed
GW_94 There is no quicker nor sure-fire way to improve your current financial condition than to pay off high interest debt, especially high interest credit card debt. Remember that “a penny saved is a penny earned” ... who carries about $10,000 in credit card debt, you’re probably giving away between $1,800 and $2,600 [more...]
Date: 2008-12-03 06:01:48
bad credit 2nd mortgage
If you are in need of a second mortgage, don’t let bad credit stop you from applying for a loan. Bad credit is a very common problem and lenders have become much more lenient when it comes ... with a bad credit can help you to pay the huge amount of your debt and save extra money for expenditures [more...]
Date: 2009-01-14 04:43:23
extra in terms of extra fee than what you would have saved ... rate and can easily pay off all existing debts and become debt free. Some of the cards come [more...]
Date: 2009-01-11 17:42:34
The Daily Poverty Post.
Yesterday, Suze Orman went on Oprah to talk about her latest book, Suze Orman’s 2009 Action Plan, ... are a few of Bossy’s notes from the show: Pay off your credit card debt before anything else ... to your credit card debt or savings by making a list of all your expenditures, and separating the things [more...]
Date: 2009-01-09 13:28:31
8 Tips for Talking About Money With Your Significant Other
About the author: Margaret is a recent college grad who writes at love God, not money about how she and her boyfriend are saving up money to get married, pay off student loan debt and head to seminary. Money is one of those things you’re not supposed to mention in polite [more...]
Date: 2008-11-25 18:00:44
“turn assets into tax relief” by selling crown assets, paying down the debt and applying interest savings toward tax relief, ... of the attempted elimination of the $2-(or so)-a-vote subsidy to major political parties [more...]
Date: 2008-11-28 02:38:25
My Resolutions For 2009!
I spent a long time yesterday reading the resolutions from many of my blogging compadres and it made mine feel a tad inadequate ... Event* in 2010.Continue to save 10% of my salary for retirement.**Pay off all short term debt - don't ... of $40 a month, I will only reduce this debt by $72. Yes, you read that right friends. This loan [more...]
Date: 2009-01-02 17:14:00
"Is The Deficit A Threat To A Future Recovery?"
Jamie Galbraith responds to the question posed by the National Journal, "Is the deficit a threat to future recovery?" James K ... problem is not that it is too big, but that it is too small. Far too small. In principle ... device to promote expansion, since tax savings will be used first to try to pay down debt... A major [more...]
Date: 2008-12-03 20:24:00
Clinton Derangement Syndrome Watch
For the price of just 15 cups of coffee – at Starbucks – you can help save Hillary Clinton from having to personally pay off her campaign debt, ... into the camera, "It takes a village to bail out wealthy politicians whose dreams were dashed … please help [more...]
Date: 2009-01-13 02:43:59
$2.3 billion in crown assets for sale. Will Flaherty spend the cash or pay down the debt?
The Canadian Press is reporting that Finance Minister Jim Flaherty hopes to keep the government out of deficit in part by selling $2 ... proposing a temporary removal of the right to strike in the public service, perhaps indicating ... the national debt, and use the interest savings for tax relief stimulus. Kevin Gaudet with the Canadian [more...]
Date: 2008-11-28 02:11:48
A short note on a payroll tax "holiday"
By TigerHawk at 1/13/2009 09:13:00 AM Should we immediately pump money into the economy via a payroll tax holiday? ... will save most of the money or use it to pay down debt, rather than spend it or invest it an actual project ... debt. Why will it help (more than a little) to move yet more liabilities on to the federal [more...]
Date: 2009-01-13 14:13:00
Debt Consolidation
Times are not easy. The salary doesn’t grow, but every day the bills to pay come in my mail box ... me in debt counselling and debt loans, in order to find a way of solving all this debts with a credit ... solution to may problem. I like de idea of reducing unsecure debt by up 50% and save $1000sAnd [more...]
Date: 2008-12-24 02:30:00
No Graft?
From Megan McArdle a STIMULUS PROPOSAL: If the Government wants to stimulate the economy, ... you have with fiscal stimulus. People will save some of the tax cuts, but people need to pay down debt too ... . And a critique: The main problem with a payroll tax holiday is that it minimizes Congressional [more...]
Date: 2009-01-14 02:33:57
Goals for 2009
After the whirlwind of a year I had in 2008, I’m looking forward to this new year ... to pay off $8,000 of debt from college. This year, I’d like to pay off and save at least as much. Help [more...]
Date: 2009-01-02 04:57:23
Basics About The Finance Information - Part 1
Savings. Pay yourself unrivaled. Start now stashing 10% of your income in an “Emergency” savings. Don’t aid it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can essence (e.g. Christmas, insurance, taxes, etc.). Also have a Buy Stuff account. If you do, you’ll symbolize producing to flee many financial disasters which bequeath face you, and you can escape borrowing iva or debt management from high-rate lenders. Borrowing. [more...]
Date: 2009-04-30 10:46:55
Debts..yikes how do i overcome it
It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]
Date: 2008-09-02 20:03:23
a stimulus plan you’ll never see
http://feedproxy.google.com/~r/instapund… If the Government wants to stimulate the economy, ... you have with fiscal stimulus. People will save some of the tax cuts, but people need to pay down debt too ... then why not just declare a payroll tax holiday immediately? It’s fast to turn on, fast to turn [more...]
Date: 2009-01-13 14:16:16
Select the Best Refinance Lender to Save Money
Replacing, refunding or repaying any new equity or debt or a combination of both is referred to as refinancing ... things that you must know while you approach best refinance lenders are: 1. Objective for mortgage refinance - Consolidation of bills or debts, to pay off your mortgage loan faster, lowering the hoemploy [more...]
Date: 2009-01-02 06:03:30
Dear House, I Want You. Love, Craig
Remember that house I told you about a while back when I regaled you with the story of my bottle of Tanqueray? Well to sum up, I couldn’t afford it. The mortgage guy told me that I had too much debt (student and car loans). He advised me to take almost my entire savings and pay off my car loan, which I did, and it was one of the hardest things [more...]
Date: 2009-01-15 17:02:52
Save Yourself From Debt Drowning
Credit cards today is I think one of the most fast and easy ways to pay anything that is payable with it in this planet ... ? For your information, they specialize at professional debt negotiation and debt settlement. For over years already ... months! There are great benefits of this debt settlement service. Here are the following. Lower [more...]
Date: 2008-12-18 04:30:14
Money Saving Tip: Check Your Account Statements
Photo courtesy of GoldenEel The other night on the way home I caught a bit of The Clark Howard radio show ... (probably after they sold the debt for pennies on the dollar) and contacted him to work ... to pay the debt off in full. He faithfully sent along his payments for $500 each month, and at the end [more...]
Date: 2008-11-05 11:00:42
Saving Money, Even When You Have None to Save
Even as I thought about making the goal of saving €1500 in 2009, I cringed inside ... just by living? Shouldn’t I be tossing as much money as possible into paying down our debt instead ... , one of the cats, a major household appliance, I would like to know that we could solve the problem without having [more...]
Date: 2009-01-14 11:00:34
Top 10 Ways To Save Money - Number 2 - Live On A Budget
Let’s take ten minutes and create your new budget for December. Write down your expected monthly income. (Use your take-home pay.) ... , mortgage, insurance, food, clothing, gifts, miscellaneous, cell phones, credit card payments, etc. Need ... ! This is the amount that you can budget for extra savings or extra debt reduction payments. Did [more...]
Date: 2008-11-29 21:41:51
Ask the Readers: Twenty-Something Needs Help!
In general, when I share reader questions, I try to keep them as broad as possible ... is $100/month. I pay an additional $200 in debt payments to my grandfather for a loan for school ... currently, and have taken drastic steps to save money, but I never have enough to last till payday [more...]
Date: 2008-10-30 19:14:53
Save to send Your Children to College
by Basdeo Paul Whether you went to college or not you probably will have big plans for your children ... towards paying off your debt. You can give up little things like trips to Starbucks or fast food ... of all of your debt. You need to know all of your balances, interest rates and minimum monthly payments. Now start [more...]
Date: 2008-11-14 15:10:07
Kayte Has Drained Her Savings And Can’t Pay The Bills Anymore
Kayte wrote to me through the GetOutOfDebt.org site and asked the following question ... your credit card debt through bankruptcy might be worth looking into. I’d suggest that you speak ... in credit card debt. Due to the economy, we both have experienced a substantial decrease in our income (i.e. [more...]
Date: 2008-11-11 22:11:33
