To Loan or Not To Loan

I got a SMS from an old friend this morning at 6am.Can you lend me $2,000 as I need to pay off my debts this week? I will pay you back in monthly installments when I get my pay. If you dont have the money, then its alright.Firstly, it was a surprise to hear from this friend after more than a year. But it came [more...]

Date: 2009-01-15 09:20:00

Blog posts (23) | Videos (61)
 

Hopeless Economists

Hopeless Economists December 1st, 2008 By MICHAEL SILVERSTEIN I had a simple notion to help ease the economic crisis ... , Namely, that consumers might not spend the extra money they get but save it or pay down debt ... . And the mechanism to do this? Suspend the payroll tax for a year and pay Social Security benefits [more...]

Date: 2008-12-01 21:48:40

Donating Bodily Fluids for Cash

The following is a guest post from Tina at Frugal Sisters. Tina found that while she was paying off debts, she wasn’t getting anywhere fast. She has gotten serious about her finances, and is working hard to pay off debt and make better choices. Hard Times and Desperate Measures People are having a harder time raising the money to pay [more...]

Date: 2008-12-29 14:29:18

Debt Management Ideas

by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]

Date: 2008-11-01 07:23:58

Debts..yikes how do i overcome it

It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]

Date: 2008-09-02 20:03:23

Debt Consolidation Can Help

I know it must be very hard these days for a lot of families that are facing foreclosure or worse because of the downturn in the economy ... get you the money you need to pay off those ugly credit cards but they also believe in debt prevention ... consolidation loan. Put simply, this takes all the debt you have, rolls it all into one lump sum and uses [more...]

Date: 2008-10-30 04:01:05

Oy

We found out yesterday that John’s job is basically doing away with all overtime, bonuses, and basically holiday pay ... , but it was tough. I am stressing myself into an ulcer over how we can get debt paid off and still have money ... ). We are shopping for cheaper car insurance. No more eating out, buying things just because [more...]

Date: 2009-01-15 17:56:43

Debt Consolidation Mortgage Refinance - Pros And Cons

Amazon.de Widgets Many people are in need of a strategy for paying back their loans. Some people just need a point in the right direction in order to get on the right track. Sure, if we had piles of money lying around our living rooms, paying off our debts wouldn’t be an issue. Since that is not the case, unfortunately, we must weigh all of our available options in order to find the one that best caters to your financial needs. [more...]

Date: 2009-09-23 18:25:44

Should I Declare Bankruptcy?

One of our readers, Alicia, asked: I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3, ... then to have to file Bankruptcy and they get no money it’s all i can sent (not only Debt i have) should ... of my debt within the next 5 - 7 years? There are two reasons for the 5-7 year question. The first [more...]

Date: 2008-11-19 13:59:48

Rethinking The Early Mortgage Payoff

By Julie Rains The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our ... mortgage payoff question is: if you weren't using your money to pay off the mortgage, what would you be using the money for? Here are some alternative uses of extra cash: Pay off non-mortgage debt [more...]

Date: 2009-01-09 15:41:42

Money Monday, 1/12/09

TODAY! (she declared, boldly!) Is the first day of the rest of my life!! ... all these thousands and thousands of dollars needed to beef up the emergency fund, pay off the debts and perhaps even ... start turning my attention to the debts – because frankly, each of those I get paid off reduces how [more...]

Date: 2009-01-13 00:55:00

: I Could Not Get That Money:

Ok I don’t need to elaborate here again on this blog since I have shared it on my bravejournal blog already about the person who owes me money long ... and never in my wildest dream that he’ll pay me back so if only I have debt collection agencies I think [more...]

Date: 2008-09-11 10:51:27

Accepting a down payment

Well I’ve discussed borrowing money from family in times of need, boomeranging home, and finances for a young couple starting out ... they were fortunate to get a $50k gift from a relative to pay off their student loans.  So should ... off debt, take it.  BUT not at the expense of your parents. My roomie will get a paid for wedding [more...]

Date: 2008-11-13 13:00:16

You Need A Budget

We all know how difficult life is if you are financially short. Leaving paycheck to paycheck is very hard ... properly. Let us face it money is a big problem of most of us. How we got into this problem is also our fault. We get ourselves into debt that what happened is later we are having hard time paying [more...]

Date: 2009-01-15 00:39:00

What Truly Matters, Part 2

For those of you new to Free Money Finance, I post on The Bible and Money every Sunday. Here's why ... or vacations that we go into debt or try to get by without savings, even if doing so adds stress ... to your friends be too much to exchange for the higher pay? Would a house with more space best serve your family [more...]

Date: 2008-11-17 19:43:23

How to survive a layoff

Financial crisis has forced many companies to save the money, by letting some of the employees go, in order to survive ... do with the money you get from your ex-employer is to make a payment for any debt you have, home loan, creditcard payment or personal loans. If you are failing to pay up it may come to hound you later, via [more...]

Date: 2008-10-21 12:29:06

Selfishness in Affiliate Marketing

So last night I was up all night with my allergies, didn’t get to sleep until 7:30am ... . When he doesn’t pay the loan back, he’s charged 400% in interest and ends up being in debt for years. Rather ... allowance” out of it, less the money they deducted as “repayment” on the loan. All told, they took [more...]

Date: 2008-09-05 20:54:30

Obama's Brilliant Idea? Spend More Money On The Deadbeats Who Couldn't Pay The Mortgages They Shouldn't Have in The First Place

Great fiscal dem policy to start off a new administration, get or save mortgages for people who are here illegally, or those who have no SS #s, ... to pouring it towards bad debt after bad debt? I paid off my mortgage per the rules set forth ... or no jobs, most importantly with no way to pay the present mortgage a second lifeline [more...]

Date: 2009-01-15 06:13:00

IndyMac: Private Equity Gets Smart About Banks

Private-equity firms are getting clever again. Private equity is known as “smart money” but in recent years it has made some less-than-bright investments. After paying billions of dollars in 2006 and 2007 for deals that many considered overvalued and that burdened the targets with too much debt, private-equity firms have before them [more...]

Date: 2009-01-05 17:42:52

IndyMac: Private Equity Gets Smart About Banks

Private-equity firms are getting clever again. Private equity is known as “smart money” but in recent years it has made some less-than-bright investments. After paying billions of dollars in 2006 and 2007 for deals that many considered overvalued and that burdened the targets with too much debt, private-equity firms have before them [more...]

Date: 2009-01-05 20:41:00

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

8 Tips for Talking About Money With Your Significant Other

About the author: Margaret is a recent college grad who writes at love God, not money about how she and her boyfriend are saving up money to get married, pay off student loan debt and head to seminary. Money is one of those things you’re not supposed to mention in polite [more...]

Date: 2008-11-25 18:00:44

Glam Media Blames Economy, Slows Down Payments To Publishers

Glam Media, the always interesting womens network (and now men’s network) is back in the news this morning ... of their business model is float management - making sure that they collect money before they pay it out to partners. If they pay too soon, they could get hit with bad debt when advertisers don’t pay. Pay later [more...]

Date: 2008-11-04 18:57:21

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