If I check my credit score does it affect my FICO?
The following post in our Reader Question series is an actual user submitted question ... scores. You can read our comparison and reviews of credit report services by visiting NextAdvisor.com. ... your credit report is what is known as a “soft pull” and will not negatively impact your credit score [more...]
Date: 2009-01-16 14:44:35
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How to Understand Credit Report
How to Understand Credit Report posted on January 8th, 2009 Now that you have obtained your credit report, ... the company name is a description of the type of account (such as student loans, credit card or line ... the first thing you need to do is read through it and understand what it all means. Don’t feel bad [more...]
Date: 2009-01-08 08:35:23
Introduction (4)
What should I do if I find mistakes in my report? As you read through your report, make a list of everything out-of-date, such as: Lawsuits, ... , complete the “request for reinvestigation” form the credit bureau sent you or send a letter listing ... C and D, for more information on reviewing and correcting your credit report.) Taken From : Credit Repai [more...]
Date: 2009-01-10 04:35:04
Weekend Reading: August 24, 2008
I’m going to keep this round up nice and short since my family isn’t doing so well with cold and fever running rampant ... closer before forming your opinion. Credit Report Versus Credit Score at Free From Broke – A nice primer that distinguishes credit report from credit score. 4 Things That We Can Do to Fix Our National [more...]
Date: 2008-08-24 04:31:38
Credit clean-up
"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]
Date: 2008-10-27 19:40:13
Read Professional Tips - Car Finance Loan
There are varieties of auto finance. Anyway in most of them it is a common thing that if a person has some money for the down payment ... out his credit report first of all. Actually the credit report plays a big role in getting a better deal, which means the loan on a reasonable rate of interest. A bad credit score puts the borrower [more...]
Date: 2008-12-23 22:26:48
Your FREE credit report
The FTC enforces the Fair Credit Reporting Act (FCRA) ... for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm ... , which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit [more...]
Date: 2009-01-06 16:47:10
Credit Report Dispute
Credit Report Dispute Posted By Matt Douglas on @ 12: ... and etcetera. You must send this letter to each credit bureau. 2. Hire a professional credit repair ... . About the Author: For more tips on credit repair or to read [more...]
Date: 2008-11-12 18:44:56
How To Fix Your Credit Score
One of ten Americans face the problem of having terrible credit scores or credit reports. If your one of them and are searching for a program to repair your credit, and are a few good solutions for you to look into. Post Excerpt from: BecomingWhoYouWantToBe . Click "read article" to see complete version. Looking for more information on business, success and careers? Visit our affiliate sites: Health Wealth & Happiness and Finding My Passion in Life . [more...]
Date: 2009-09-21 21:35:41
Debt Validation: The ultimate weapon against the collection agencies
You could try to use debt settlement methods (including our do it yourself online training for debt settlement) ... . (If you are wondering how a collection got on your credit report in the first place, read ... The FDCPA does not cover collection tactics employed by original creditors (like credit card [more...]
Date: 2008-06-19 11:12:40
Project Humanbeingsfirst Index
Honorific of the day “you are a completely stupid fool, a disgrace to humanity” -- Paul Craig Roberts, ... Analysis in ContextLatest Reports Response to Ellen Brown's 'How to Resolve the Credit Crisis' January ... the economics gibberish (MUST READ) More Essays N Reports ...Latest Letters Letter to Editor – [more...]
Date: 2009-01-14 00:03:00
Debt Is Up! Debt Is Down! Which Is It?
Two recent stories regarding consumer debt caught my eye because I read them practically right after each other … From the Associated Press on ... to end this cycle, I wonder - and how bad is it, really? Although the delinquency rate on credit ... trillion, the Federal Reserve reported Friday. Consumer credit rose at a 3.1 % pace in September [more...]
Date: 2008-12-16 01:28:57
Emerging Market Trends Report Bearish On Real Estate
Emergingtrends2009 After reading most financial reports put out by think tanks over the past few years they tended to temper bad news with some ... was that leverage is gone from real estate for a while, cash is king. If you are selling to buyers that have cash you should do okay. And I am not talking all cash deals, it is more so good credit and [more...]
Date: 2008-10-22 14:09:48
Time To Ask A Lot Of Questions About Obama’s Unreported Campaign Donations
Allahpundit is reporting: Via Andy McCarthy, who sets an example I’ll follow by keeping his own commentary short to get you to read the whole thing: ... back to a credit card. But the most recent report, filed on Sept. 20, showed a net cumulative balance ... In a letter dated June 25, 2008, the FEC asked the Obama campaign to verify a series of $25 [more...]
Date: 2008-10-02 01:24:13
GWAS Latte Post
Your regular dose of Monday morning snippets to read, click and skip over with brekkie and a cuppa...Crunch month... and we're not talking Kellogg's ... shaping up as a crunch month for many families as Christmas credit card bills fall due, report Jessica Irvine and John Huxley in The Sunday Telegraph. Credit card company slashes limits! In a case [more...]
Date: 2009-01-11 20:00:00
Types of FHA Loans
Types of FHA Loans Section 203(b) is the centerpiece of FHA’s single-family insurance programs-the successor of the program that helped save ... qualify for conventional loans on affordable terms, as well as for those who live... Read the full story ... income sources Last 2 months of asset statements Credit report Information on all real estate owned [more...]
Date: 2008-11-19 21:05:26
Weekly Carnivals
So this week I’m starting a turbotax giveaway. Subscribe to my RSS or Email feeds in the left sidebar, and EMAIL me the secret word; ... of Money Stories 12-22-08 Carnival of Credit Report Stories 16th Carnival of Bankruptcy and Debt 12-20-08 Carnival of Financial Planning 2nd Everything Credit Carnival I admit to not really reading [more...]
Date: 2009-01-04 20:35:39
George Osborne - Get the right perspective!
To read the ludicrous reporting of the recent events surrounding holiday visits to a yacht in Corfu it is clear that the story has led to a loss of ... to know him well but he must be given credit as the best tactician we have; he is an authentic Conservative ... with it in good times and bad. Who has made a bigger or more meaningful contribution [more...]
Date: 2008-10-23 09:44:41
More Consolidation Debt Help
Debt got you down? You’re not alone. Consumer debt is at an all-time high and it’s not getting any better any time soon ... on your credit report for 10 years, and can hinder your ability to get credit, a job, insurance, or even a place to live. The Federal Trade Commission (FTC) cautions consumers to read between the lines [more...]
Date: 2008-12-07 14:49:49
Headlines, snapshots and misc. stories of interest
Here are recent stories of interest from around the web. Click on the hotlinked headlines to read more ... to bloggers? William Azaroff, Vancity Credit Union’s Director of Online Banking & Engagement, explains ... interaction.” The Credit Union Brand: What Is It Good For? This Filene report is yet another [more...]
Date: 2009-01-16 15:34:41
Entrepreneur Media president retires
Another top executive has left Irvine-based Entrepreneur Media, publisher of Entrepreneur magazine and entrepreneur.com ... greenbacks to workers Calif.’s small firms cut staffs, increased pay in ‘08, report says Entrepreneurs ... last summer but the deal fell through because of the tough credit climate. Click here to read [more...]
Date: 2009-01-07 21:00:40
Internet 1, Print Media 2, the winner in the Tenth Medieval Incredulity Contest
I love the Internet, obviously. Quite apart from its social function and its various commercial and academic possibilities ( ... , I invite someone to set it to their students for extra credit by the hundred words they can produce ... it there so the printed paper wins this one. How often have you wanted, when reading a site report or even [more...]
Date: 2008-12-22 16:57:17
Tough Times For Retailers - And Shopping Center Owners
It looks like that there will be a great deal of downward pressure on retail landlords in the coming year ... s LLC, have sought bankruptcy protection this year as the credit squeeze and recession drained sales ... when they file financial reports, said Burt Flickinger. via Bloomberg.com Thanks for reading this post [more...]
Date: 2008-12-30 12:32:50
Twitter Terror
I was amused to read that a draft Army intelligence report identified micro-blogging service Twitter as a potential tool for terrorists ... are our tools: sneakers, sandwiches, credit cards, cars, steak knives, box cutters, cameras, cell phones ... digital communications, Twitter is a pretty weak medium for planning bad things. Copies of every post [more...]
Date: 2008-10-27 15:12:22
How Will Print Media’s Financial Problems Affect Its Coverage?
The question that is this post’s title occurred to me as I read through this report earlier today by Seth Sutel of the Associated Press ... for an industry awash in bad news, the newspaper business went through one of its most severe ... troublesome: Given the current poor climate for the business, (Emile Courtney, a media industry credit [more...]
Date: 2008-06-30 01:59:32
How Will Print Media's Financial Problems Affect Its Coverage?
The question that is this post's title occurred to me as I read through this report earlier today by Seth Sutel of the Associated Press ... for an industry awash in bad news, the newspaper business went through one of its most severe ... credit analyst for Standard & Poor's) said: "I have doubts banks will be as willing as they were [more...]
Date: 2008-06-30 01:46:06
Ireland Won’t Be Going To The IMF
This is very reassuring news. I slept a lot better last night after reading it ... the report by broadcaster RTE which was picked up by other media outlets, sending the euro falling ... sleep. Irish credit default swaps, which measure the market’s view of the probability a country [more...]
Date: 2009-01-15 07:44:58
Excellence WITH Money?!?
(Image Credit: The Carnegie Corporation of New York, 12/16/08)OMG, kids! ... Historiann, and we already have a major victory to report! (To read up on our joint effort to save ... system. Moose nearly spat her coffee across the breakfast nook as she looked at the letter, signed [more...]
Date: 2008-12-17 01:03:00
Who’s At Fault for Economic Crisis - Everyone: Tom Friedman
I would encourage everyone to read Thomas Friedman’s column in the New York Times today. Along those same lines check out PBS’ Now and their report on the credit rating agencies ... , with nothing down and nothing to pay for two years; people who had no business pushing such mortgages [more...]
Date: 2008-11-26 14:57:32
Blair: Steps to Middle East Peace; A Gaza strategy
Home Tony Blair Office Blair disagrees with MacMillan, ... agrees with Blair’s analysis. Their report can be read here. Asked ‘Why is Russia still a part ... and Secretary Rice deserve much credit - have yielded a genuine platform for the future [more...]
Date: 2008-12-04 10:26:31
On Ethics
On Ethics Posted by Jay Tea Published: October 13, 2008 - 5:30 AM As I read about the report on Governor Palin's alleged violation of ethics laws and rules ... credit crisis, and they mentioned the World Bank. That triggered it: Paul Wolfowitz. Wolfowitz [more...]
Date: 2008-10-13 09:47:46
Conservatives up in arms over Browner's socialist ties
The front page of Monday's Washington Times features rather explosive lead story: "Obama climate czar has socialist ties," the headline reads ... . The D.C. Examiner had it last week, actually, and the conservative blogosphere is all over the report. To the Times' credit, the story is true -- Carol Browner, who was also EPA head under Bill Clinton [more...]
Date: 2009-01-13 04:01:46
Fed?s Bullard: Regional Feds Active in Discount Window Lending
Emily Barrett reports from San Francisco. There is no single measure to determine the success of the liquidity programs the Federal Reserve is ... the flow of credit in the private sector. Reading the signs of recovery will therefore ... s balance sheet swell to $2.3 billion through the end of last year. They have included special credit [more...]
Date: 2009-01-03 19:38:00
Farewell
Farewell Posted by Lorie Byrd Published: January 15, 2009 - 6:47 PM I have not read any advance reports of what President Bush will be saying in his farewell ... from perfect, but has had some great achievements for which he has received little, if any, credit [more...]
Date: 2009-01-15 23:17:28
Weekly Audit for 1/15/09
Lot’s of thought provoking reads this week: Politico reports on the story of the week: Geithner’s tax oops. I’m so curious what you all think ... interactive exercise to reassess and reinvent our businesses! Image Credit: orangeacid, Flickr Tags: links [more...]
Date: 2009-01-16 14:37:36
0% APR, Same As Cash, and No Interest No Payments. Upon closer reading of the final rules adopted by the federal regulators in December, ... t included in the highlights, news media like New York Times and Wall Street Journal didn’t report ... decisions regarding the cost of using credit. Accordingly, the Agencies conclude that an exception [more...]
Date: 2009-01-08 02:19:07
MortgageNewsClips: Ira’s Best Must Read, Loan Mods R Ezier, CU Rescue, 33 Act & Lawsuits, Only 4 Homes?, Right & Wrong, Diane Swonk, Chris Whalen, Denying Blame, 5 more
ANOTHER MUST READ - Ira Artman has a thoughtful post on the future of securitization and the revival of ... is foreseen. … - Reuters 2. Regulators preparing rescue of credit unions: report - Federal regulators are preparing a rescue plan to shore up the finances of some large credit unions, using [more...]
Date: 2008-12-11 01:54:43
Homoeconophobia
As I listen to the pundits, read the reports, and try to understand the zeitgeist, ... to become knowledge workers? Tree of Knowledge credit: Knilram at Flickr It seems [more...]
Date: 2008-06-23 20:25:41
MortgageNewsClips: MUST READ: Forced To Lend, MUST READ pt 2, Reverse Slow Down, OTS Review, CSFB Bonuses Lump of Coal, Tax Break Cause Bubble?, John Mauldin, Bailout Chart, Bond Bubble, Obama’ Fed Pick, ZIRP and Ben, Walk Away, Sheila Bair, Extreme Makeover in Reverse
Today’s MUST READ: Forced to lend? ... -logo OTS Annual Report for Fiscal Year 2008 ———— Lump of coal in your stocking? - Credit ... s Weekly E-Letter - has interesting rates commentary ———— sfgate1 sf-chronicle nifty chart [more...]
Date: 2008-12-23 00:51:15
Afternoon Reading: An Auto Bailout and CEO Commuters
Give Detroit’s Big Three credit, they at least learned from one past mistake ... U.S. News & World Report. But there might be another reason for the secrecy: “The only hybrid vehicles ... & Inquisitions has tips for writing a cover letter that won’t sink your chances. Paul Kedrosky writes [more...]
Date: 2008-12-02 09:46:00
Killer of Sean William Kennedy in SC Could Be Out Next Month
Those of you who have been reading the site for a while will remember our coverage of the murder of Sean William Kennedy outside a Greenville, ... years in prison, but suspended his sentence to three years with credit for the seven months ... violence since his death, reports that Moller is being considered for a parole hearing, and could [more...]
Date: 2009-01-06 15:32:28
Car, RIP: Now for Argentine Automaker Bailouts
Reading today's headlines, you cannot help but think that the days of the internal combustion engine-powered automobile are numbered ... of bad news for the global auto industry get you down. It appears that even LDCs are getting ... on a plan to provide consumer credit to finance the purchase of locally made cars. Reuters reports [more...]
Date: 2008-12-07 13:55:00
End of The Year Market Report for Charlottesville Region
Copyright RealCentralVA.com, LLC. If you are not reading this at RealCentralVA.com the site you see is likely stealing content ... ‘em … wait! yes he does , Auto Bailouts, Investment Banking Bailouts, Credit Card companies ... - - Interest rates are ridiculously low, and loans are absolutely still available. - It is a Buyer’ [more...]
Date: 2008-12-22 14:00:36
PF Links Sunday While Other Blog is Doing Great
PF Links Sunday While Other Blog is Doing Great I’m happy to report that my new golf blog is coming along great! ... to read and learn from. Frugal Dad checks out and explains to us how we can dispute credit card charges [more...]
Date: 2008-06-15 15:30:50
In Credit Default, AMI Skirts Bankruptcy Filing
As part of its quarterly financial report, American Media Inc. said it is has again extended its loan payment, which was originally due September 25, until January 26. The payment was previously extended until January 15. read more [more...]
Date: 2009-01-12 14:46:24
Your opinions requested! Plus Year 2, Week 30 Results: 1.9 oz of plastic waste.
Here's the weekly tally. But please read down to the bottom of the page. I have an Announcement, a Survey, and a Discount Coupon for you ... Direct, Safeco Insurance, credit card company, and Financial West Group. I think I've been doing ... and report back? And finally, To-Go Ware is offering a 40% discount coupon to everyone [more...]
Date: 2009-01-12 19:44:00
Questrade Gives Back Trailer Fees and Weekend Reading
Questrade Mutual Funds and Trailer Fees I noticed over at Questrade that, in addition to offering a low cost TFSA, ... for a newborn. Where does the time go? As CBC reports, it seems that the once mighty Nortel has finally ... Rate Savings Accounts MBNA SPG Credit Card Review Questrade Review Are Hybrid Vehicles Worth it? Tax [more...]
Date: 2009-01-16 11:30:34
Read FDA Failing on Food Safety, Needs Money
FDA Failing on Food Safety, Needs Money by Joaquin Sapien - June 13, 2008 11:43 am EDT Credit: Rosi Maslarska ... tomatoes that have sickened 228 people across the U.S., a Government Accountability Office report ... a letter to Leavitt, stating this "submission undermines the work we have been doing to obtain [more...]
Date: 2008-06-16 22:07:35
MortgageNewsClips: Today’s Must Read, Jumbos and CBs, Should Not Be, Net Worth, CRA Idiocy, Chicago Hi-Rise, Reworked at IndyMac, 4 Loan Limit, Caroline Baum, Buy or Sell?, Ira has 5
Today’s Must Read - The Future Of Residential Mortgages - Maybe - … The premise I’m starting with is that we really don’t ... with that Credit Default Swap?; Oil Does a Strange Contango Dance; The Tragedy of Bernie Madoff - John Mauldin’s Weekly E-Letter ———— latimes Fed report on Americans’ net worth is a painful [more...]
Date: 2008-12-16 00:26:17
Would the Last Honest Reporter Please Turn on the Lights?
An open letter to the local daily paper — almost every local daily paper in America: I remember reading All the President’s Men and thinking: ... , but when they can’t make the payments, they lose the house — along with their credit rating. They end up worse ... loan? It’s a loan that the recipient is likely not to be able to repay. The goal of this [more...]
Date: 2008-10-31 05:00:52
