Rx for Arizona Consumers’ [HomeBuyers} Credit
Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]
Date: 2008-12-23 19:30:07
Blog posts
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Videos
(55)
Suze Orman Financial Video - Women and Money
Why is it that women, who are so competent in all other areas of their lives, cannot find the same competence when it comes to matters of money? ... . This Post Was Brought To You By Expert Debt Help - Informative Credit Repair, Credit Reports and Debt Solution. Advice on Home Loans? - Your Guide to Home Improvement, Home Loans and Mortgages. [more...]
Date: 2008-10-13 05:17:23
Rebates – Reward or Rip Off?
Rebates – Reward or Rip Off? The way a rebate works is that you pay the listed price for an item then mail in a form and the bar code to the ... the trouble to back up your claim. Copyright 2007 by Stock Markets Investment .com. All Rights Reserved. This Post Was Brought To You By Expert Debt Help - Informative Credit Repair, Credit Reports [more...]
Date: 2008-12-11 14:16:31
What is an Accurate Credit Listing?
According to the FTC website “No one can legally remove accurate and timely negative information from a credit report ... . In fact, many critics of credit repair and credit repair law firms such as Lexington Law will try to use ... , and that it is a futile attempt and a waste of money to work with any credit repair company. When you take time [more...]
Date: 2008-10-23 18:45:47
Credit Reports can be a Teaching Tool
by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... responsibility to monitor our own credit profile, have errors changed and work to repair our credit ... ever to have excellent credit. For more information check out Rob Kosbergs’ Detailed FREE Guide [more...]
Date: 2009-01-15 21:32:08
Introduction (4)
What should I do if I find mistakes in my report? As you read through your report, make a list of everything out-of-date, such as: Lawsuits, ... , complete the “request for reinvestigation” form the credit bureau sent you or send a letter listing ... C and D, for more information on reviewing and correcting your credit report.) Taken From : Credit Repai [more...]
Date: 2009-01-10 04:35:04
About Online Trading
About Online Trading Online trading has given anyone who has a computer the ability to invest in the market ... Investment .com. All Rights Reserved. This Post Was Brought To You By Expert Debt Help - Informative Credit Repair, Credit Reports and Debt Solution. Advice on Home Loans? - Your Guide to Home Improvement [more...]
Date: 2008-12-25 08:00:12
What You Should Know About Credit Report Repair
by Ray Lam A credit report is a powerful piece of paper. Lenders look at it closely when deciding whether or not to give you a loan ... as filing and handling the disputes yourself. Don’t fall for the ads that claim an agency can erase bad ... information. If you have had a bankruptcy, the only thing that will legally remove it from your credit [more...]
Date: 2008-06-28 11:49:16
Suze Orman Financial Video - Bank Collapse
Rick Sanchez from CNN talks with personal finance guru Suze Orman about what happens when a bank collapses ... To You By Expert Debt Help - Informative Credit Repair, Credit Reports and Debt Solution. Advice on Home Loans? - Your Guide to Home Improvement, Home Loans and Mortgages. Best Life and Car Insurance [more...]
Date: 2008-10-06 04:16:26
Spend Wisely to Save Money
Spend Wisely to Save Money Many of us are the working poor, others are struggling to get out of debt, ... Markets Investment .com. All Rights Reserved. This Post Was Brought To You By Expert Debt Help - Informative Credit Repair, Credit Reports and Debt Solution [more...]
Date: 2008-12-16 14:20:14
CreditLawGroup Credit Repair Blog
CreditLawGroup provides a comprehensive cost-effective way to address inaccurate, outdated, unverifiable, ... reports which resulted from identity theft. The Credit Law Group Blog offers a simple guide to credit ... incorrect or otherwise improper information which may be contained on your credit report [more...]
Date: 2008-07-28 16:32:44
Always Look A Gift Check In The Mouth [Check Fraud]
Fred writes: My brother who is a junior at college sent out a bunch of applications for college grants and other sources of funding to pay for his ... him that he has been reported to the FBI, and that the information would be noted on his credit report. He wasn't really able ... by not answering anything. I was wondering if it would be a negative [more...]
Date: 2008-09-19 16:14:23
How to Keep Criminals away from Your Personal Information
by Michael Benifez Identity theft is becoming the fastest growing crime problem in the United States, ... and using the names, addresses, bank account information, credit card numbers, and Social Security ... when an insider, like an employee or a contractor, gets hold of credit reporting information [more...]
Date: 2008-08-10 20:49:04
Rapid Credit Rescoring - What it Can and Cannot Do For Your Score
by Cliff Pape Too many people have been losing loans or just paying too much interest because of some inaccurate information that has been reported ... to repair (or restore, or whatever you want to call it) your credit FIRST because the services require ... by the credit bureau on their credit report. You may be able to get your credit score recalculated [more...]
Date: 2008-12-31 08:15:40
Your FREE credit report
The FTC enforces the Fair Credit Reporting Act (FCRA) ... for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm ... , which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit [more...]
Date: 2009-01-06 16:47:10
Find Unbiased Hints - Problems of Financing a Car
Find Unbiased Hints - Problems of Financing a Car Posted on January 17, 2009 (0) Comments Show Bookmarks ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in [more...]
Date: 2009-01-17 17:19:40
Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]
Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]
Date: 2008-07-20 19:00:00
Will a short sale hurt my credit score?
When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage ... my report and if it appears that their only option is to sell their house in a short sale, I always [more...]
Date: 2009-01-15 20:14:24
Thinking of credit repair? Think twice
You’ve probably heard ads promising to fix bad credit ... having money trouble. No one can remove accurate negative information from anyone’s credit report ... to the FTC’s brochure titled Credit Repair: How to Help Yourself, here’s how to tell if the company [more...]
Date: 2008-11-03 12:06:26
Credit Reinvestigation Procedures - Part 2
Can every bureau and/or furnisher meet this 30-day deadline? ... , one that verifies adverse data so that it remains on the credit report) places a labor burden ... that the information be deleted from the report. Furthermore, if the furnisher lends incomplete information or simply [more...]
Date: 2009-01-02 07:04:30
Types of FHA Loans
Types of FHA Loans Section 203(b) is the centerpiece of FHA’s single-family insurance programs-the successor of the program that helped save ... qualify for conventional loans on affordable terms, as well as for those who live... Read the full story ... income sources Last 2 months of asset statements Credit report Information on all real estate owned [more...]
Date: 2008-11-19 21:05:26
How To Find Out Anyone’s Past With a Criminal Background Check
by Glen Pearson Have you ever needed to check up on someone to see what was in their past? ... if the information which comes up is correct. If you find errors in this report, you will also be given ... record, credit report, address history, marriage history along with other information. It’s easy [more...]
Date: 2008-12-09 16:15:09
Credit Karma Uses Ad Model to Provide Free Credit Information
According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]
Date: 2008-11-25 19:39:56
4 Free Reports With Your Personal Insurance, Employment, and Tenant History
Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) Act, which basically says that consumers should be able to see (and dispute) the massive amount of information contained in private corporate databases. But in addition to credit information [more...]
Date: 2008-06-04 11:08:42
How To Fix Your Credit Score
One of ten Americans face the problem of having terrible credit scores or credit reports. If your one of them and are searching for a program to repair your credit, and are a few good solutions for you to look into. Post Excerpt from: BecomingWhoYouWantToBe . Click "read article" to see complete version. Looking for more information on business, success and careers? Visit our affiliate sites: Health Wealth & Happiness and Finding My Passion in Life . [more...]
Date: 2009-09-21 21:35:41
Many firms don’t protect against identity theft
Many businesses, especially small ones, are not protecting customers from identity theft as required by federal law, ... customers’ private information Identify potential red flags for identity theft, a credit report that doesn ... and Accurate Credit Transactions Act - better known as FACTA - are mandatory as of Nov. 1. Penalties [more...]
Date: 2008-07-14 14:19:12
Are You On The Credit Bureau's Blacklist?
By John Rasor your credit scores are not based on personal information like race, sex, or national origin ... report make up your credit score. Pretend for a moment that you are an underwriter working through ... , and deserve this loan, right? Could you be on the credit bureaus blacklist? Since [more...]
Date: 2008-12-22 16:07:07
Credit information
The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... It is said that inquiries can cost you 3-5 points each time your report is pulled. If your credit score i ... much of a risk you really are is by using a mysterious number we all know as a credit score [more...]
Date: 2009-01-10 14:20:37
How and When to Cancel a Credit Card
Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]
Date: 2008-09-16 12:00:22
How to Fix Bad Credit and Reduce Stress
All of us have made financial mistakes at one point or another; after all, we are only human. However, the trick here is to not live with the problems that come along when you have bad credit any longer than necessary.All information, regardless if it is good or bad, will stay on your credit report ... [more...]
Date: 2009-09-27 19:17:09
Guest Post: Financial Mistakes Couples should Avoid
Hi I’m Mary from Simply Forties! I write a blog about being a female in her 40s, finances, grown children, relationships, the environment, ... on the other’s credit report. You do not want to find this information out when you are sitting ... Mistakes a Couple Makes 1. Having a 30-year mortgage The amount of interest you pay over [more...]
Date: 2008-12-22 14:00:07
The Credit Repair Organizations Act (CROA)
If you have negative information in your credit file, as reflected by the Big Three reporting companies, Experian, Equifax, and TransUnion, ... or life insurance in excess of $150,000. If you decide to seek professional help, the Credit Repair ... . The most obvious provision is that no credit repair company can make deliberately false or misleading [more...]
Date: 2008-12-27 06:13:19
One Way to Protect Against Identity Theft
When information gets stolen, it is used in various ways. Sometimes the thief may use it to drain your bank account, for example ... will not extend credit without first pulling a consumer’s credit profile. If you place a “security freeze” on your credit profile, the reporting agencies are prohibited from releasing your credit [more...]
Date: 2008-09-22 21:10:55
An Easy Background Check You Can Use To Find Out Anyone’s Past
by Glen Pearson If you have a need to learn more about what may be in someone’s past, ... comes up is correct. If you find errors in this report, you will also be given contact information ... and will typically include things such as a criminal background record, credit report, address [more...]
Date: 2008-12-03 13:14:11
Reverse Convertible Notes: A Real Safe Haven
Traditionally safe dividend stocks have been whacked along with everything else by this credit crisis, ... or so publicly traded companies that report dividend information to the S&P, 138 decreased their dividends ... you how you could get those same companies to “guarantee” to pay you a dividend [more...]
Date: 2008-11-24 12:55:14
How To Deal With Bill Collectors
In today's unstable economy people are consumed with financial matters ... , the credit card company may report you to a collection agency. This debt collection company is hired ... . Initially, you'll receive calls from your credit card company informing you of your late payment [more...]
Date: 2008-12-04 01:40:51
Maybe Someday We Can Be Like That
Wow. Europeans actually have elected officials who look out for their privacy interests! ... allowing law enforcement and security agencies to obtain private information — like credit card ... Ocean. The potential agreement, as outlined in an internal report obtained by The New York Times [more...]
Date: 2008-06-28 10:59:03
If It Stops Moving, Subsidize It
Naturally, now that government plans to intervene in the economy with a massive stimulus package, everyone wants their “fair” share. Robert D ... that wouldn’t be there otherwise. A new report by the Information Technology and Innovation ... grid. And a Silicon Valley petition calls for a tax credit for companies that spend more than 80 [more...]
Date: 2009-01-06 03:15:11
How You Can Remove a Tax Lien
How You Can Remove a Tax Lien Posted By Matt Douglas on @ 2: ... validated; you must do this directly with the bureau. Simply send them a letter and ask them ... on your credit. It is estimated that 1 in 4 people have inaccurate information on their report [more...]
Date: 2009-01-15 08:39:22
Running Criminal Background Checks Explained
by Glen Pearson Ever wondered what went on in someone’s past, but it wasn’t appropriate to ask them? ... about a given person, and may include their criminal record, address history, credit report, marriage ... s all accurate. If you find any errors, you can easily get the right contact information and correct the problem [more...]
Date: 2009-01-04 10:38:51
Consumer Alert: Incredimail Fraudulent Charges
Please, anyone who visits my homepage: do not use, install, give money to, give credit card information to, or associate with this company. I am so disgusted with them I’m about to report them to the BBB. First off, the program ... their contact form and still have not heard back from them. I had to call my bank and dispute the charge [more...]
Date: 2009-01-06 16:30:10
Beware of Background Screening Checks
Employee background screening is an unregulated industry with easy money and not a huge emphasis on compliance or on hiring quality people to do the screening. The federal Fair Credit Reporting Act covers background screeners, but it hasn't ... applicants. An applicant can dispute the information, but the Federal Trade Commission (FTC) has said [more...]
Date: 2008-06-03 17:50:00
37 Killer Free eBooks to Improve Your Wealth
The Internet is full of wonderful information, and much of this information can be found in ebooks ... Report: In this ebook, you’ll learn about methods for legally improving your credit score, spotting ... Trust Offers: The FTC commision’s pamphlet explains the details of living trusts and how [more...]
Date: 2008-09-15 04:51:31
Is there a crack in your Xperia?
(Credit: XDA Developers) Update: Sony Ericsson has informed us that there have been no reports of the mentioned cracks in Asia so far. The company says that any complaints will be assessed ... [more...]
Date: 2008-12-30 02:08:03
Big Victory in Fight Against Spam: Major Spam Host Axed
The Washington Post is reporting that a US host allegedly responsible for a whopping 75% of the junk email sent out globally on on a daily basis has ... porn, and a Trojan horse operation that apparently swiped banking and credit card information ... . In addition to controlling spam-producing botnets, MyColo’s bad practices extended to other illegal [more...]
Date: 2008-11-12 18:42:03
US Fails to Protect Against the Living Dead & Other Dangers
The week of August 7th, 2008 the amount of malicious spam a single computer user received finally overtook health and product spam. Meant to exploit holes in your operating system, get credit card information from you, or simply ... for American Progress and the Center for Democracy and Technology have released a report which shows [more...]
Date: 2008-08-13 18:56:59
“Worst kind of criminal: I just wanted to kill an officer…”
U.S. Concealed Carry “Armed American Report” Visit Here for Membership Information! Want to get your own copy every week? LEARN MORE HERE! ... to “Anonymous but Brilliant”. If anyone knows the true author, give me a shout and I’ll give credit where credit is due! Ten minutes of google-research turned up nothing though, so here goes. You’re [more...]
Date: 2008-12-19 14:59:07
MORE MILLIONS SEIZED FROM THE NARCOS
NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERS Visit our website: http://www.nafbpo.org Foreign News Report The National Association of Former Border Patrol Officers (NAFBPO) extracts and condenses the material that follows from Mexican and Central and South American on-line media sources on a daily basis. You are free to disseminate this information, but we request that you credit NAFBPO as being the provider. Tamaulipas en Linea – Cd. Victoria, Tamps. [more...]
Date: 2009-09-30 16:08:15
Placement and Data
We finally got some data from the folks in Outer Administan with information about how students have done in math classes ... biggest problem is students with transfer credit. Seems that we have a lot of students ... that they need to bring to class a grade report or other information showing that they passed [more...]
Date: 2009-01-10 12:54:00
NUMEROUS COPS DISCOVERED WORKING WITH CARTELS ARE DETAINED
NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERS Visit our website: http://www.nafbpo.org Foreign News Report The National Association of Former Border Patrol Officers (NAFBPO) extracts and condenses the material that follows from Mexican and Central and South American on-line media sources on a daily basis. You are free to disseminate this information, but we request that you credit NAFBPO as being the provider. [more...]
Date: 2009-09-29 23:28:48
