Popular Tags, Blogs, and Videos about with bad credit

Getting Naked

Just wanted to make sure you were paying attention because this is an important topic. What’s the likelihood that public companies are being destroyed by millions of shares of stock that don’t exist? Today, the SEC held a hearing about short-selling, which is essentially betting that a company’s shares are overvalued. Georgetown finance professor James Angel explained the benefits on the Marketplace Morning Report : AMY SCOTT: Angel says short-sellers provide a service. [more...]

Date: 2009-09-30 19:21:56

Blog posts (126) | Videos (123)

Bailed Banks

The Bush-Obama strategy of throwing trillions at the banks to solve the mortgage crisis has been a failure. The banks welcome public money to remove toxic assets from their books, insured by we-the-taxpayers, as well as the hundreds of billions in direct handouts, but they’ve hardly returned the favor. They’ve used these funds to pay mega salaries and prop up stock values, choices that obviously benefit them. They needed public support, no one wanted the system to collapse. [more...]

Date: 2009-09-30 21:58:57

Entrepreneurship 101: Create Marketing Knowledge About Local Conditions And Opportunities

How did you learn how to create demand for the offerings your company provides? Most people either go to school or learn on the job. Sometimes, they do a little of each . . . as I did. When I was studying at Harvard Business School, two methods were used to teach marketing: cases involving specific decisions facing real marketing managers; and unpaid consulting assignments working for companies with unresolved marketing issues. In either course style the issues studied always related to U.S. [more...]

Date: 2009-09-30 20:21:59

Always Use Caution When Using 0% APR Credit Card Offers

Amazon.de Widgets There is nothing wrong with chasing offers of 0% credit cards, in fact many people have benefited greatly from doing just that, but did you honestly expect the credit card companies to allow this card jumping to continue indefinitely?Offers of 0% credit cards have been around for quite a few years now; they are a successful marketing ploy by the credit card industry aimed at stealing customers from competitors and were an overnight success with a public that was fed up of paying [more...]

Date: 2009-09-30 22:17:04

We’re Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:56:25

Bad Credit Debt Consolidation Loan Advice

Before considering a bad credit debt consolidation loan, think very carefully about your financial status. Once a consolidation loan goes into effect, it often has to remain in place if bankruptcy is declared further down the road. In the past, it was a dishonorable thing to declare bankruptcy, but times have changed with our current bad overall economical situation. Consumers are wise to consider all options before deciding upon what the best option is for your unique financial situation. [more...]

Date: 2009-09-30 18:01:54


229 views Nestle Family Blogger DramaAnnouncements — By Trisha-admin on September 30, 2009 at 3:15 pm I wanted to say, on my own little spot of the world that no one else can regulate (and longer than 140 freaking characters), that I don’t find any of this Nestle crap attacking bloggers appropriate.The message has been lost by those that were trying to advocate a true issue. I would be furious if I was trying to get out information on a cause and this was the result. [more...]

Date: 2009-09-30 20:15:36

We're Still a Nation of Spenders, Not Squirrels

Will we be spenders or savers? It is a big question for the economy. Without a rise in consumer spending it is hard to get economic growth. It is also a big question for retailers and other businesses relying on consumer demand. The evidence on what has been happening so far is mixed. Official figures suggest that retail spending has held up better than many other parts of the economy, with a 2.1% rise in sales volume last month compared with a year earlier. [more...]

Date: 2009-09-30 18:03:11

The House Bounce?

Houses bounce too… Not much happened yesterday. The Dow fell 47 points. The newspapers attributed the reversal to surprisingly low consumer confidence numbers. Apparently, consumers aren’t so sure this crisis is over. As we reported yesterday, they’re saving money…maybe even at an 8% rate. Oil didn’t move yesterday. Neither did gold. The Wall Street Journal reported that markets were reacting to “mixed data.” That is to say, some reports were encouraging. Others were not. [more...]

Date: 2009-09-30 20:00:05

Student Loans Master Plan: Tips to Unearth the Easy Colleges

September 30, 2009 | By Barlena Axelsson In Finance | by Dorothy WestIf you are requiring bad credit student loans, you have fought with ruined finances in recent history, or have not had time to gain a good credit rating. Both of these aspects contribute to what is known as bad credit rating, and getting student cash under either one of those circumstances can be difficult in the ideal scenario.There are several processes you can utilize to make bad credit student loans possible to gain. [more...]

Date: 2009-09-30 18:56:02

Banks want to keep Americans stupid and in debt. A lesson in economics.

The first lesson we learned from the current economic collapse is: The market does not solve everything. Despite what the neo-cons like Ronald Reagan and George Dubbya told us, turning all state responsibility over to the market means that the entire country is motivated by profit and therefore operates under a value system of greed. This market-first government has not benefited most of us. In fact, it's only really benefited the super rich, like Reagan and Dubbya. [more...]

Date: 2009-09-30 17:20:32

Ravens Use Big Fourth Quarter To Put Away Chiefs

September 30, 2009 | By Ross Everett In Blogging | by Ross EverettThe bad news for the Baltimore Ravens in their 2009 NFL regular season opener was that their vaunted defense gave up 24 points despite holding a decided advantage in every other statistical category. The good news was that their offense was more than up to the task, answering with 38 points and a franchise record 501 yards. All told, the Ravens opened their season on a winning note beating the Kansas City Chiefs 38-24. [more...]

Date: 2009-09-30 19:57:52

In The News Today

Barrick and its OTC Short of Gold Derivative Obligations: I am asked constantly how Barrick can cover all their hedges. The answer is quite simple. Barrick does not have to buy one ounce of gold. You buy your way out of hedge contracts with paper money. The simple question is what does the long side want to release the obligation in light of future possible profits on the position? What a hell of a needlessly expensive mess. [more...]

Date: 2009-09-30 19:48:55

Clean Energy Jobs and American Power Act an improvement over House bill on offsets

With respect to offsets, the Kerry-Boxer bill is a distinct improvement over the ACES . It allows a relatively strong approach to offset integrity, avoiding negative social or environmental effects, and facilitating possible integration with other systems. It also addresses some issues that will be important to the functioning of a trading market, but still leaves some uncertainties that could cause problems in the market. [more...]

Date: 2009-09-30 21:05:41

What Is Cesi Debt Free?

by Melinda Harni Each of these websites provides extensive information on different aspects of debt: how to get out of debt, control debt, and on matters related to housing counseling. This is significant, keeping in mind the recent economic recession. Together, all three websites provide all-inclusive information, complete with statistics and figures, in keeping with the CESI philosophy of empowering the consumer on financial matters through knowledge. [more...]

Date: 2009-09-30 23:43:05

The Bank Short Sale – The Best Way Out Of Foreclosure?

by Anthony Mauwer A bank short sale is not the only choice we have to avoid foreclosure – but it is definitely better than some of the other possibilities. If a homeowner is already in this situation, they are already dealing with intense financial anxiety from every angle. If approved for a bank short sale, much of this stress will be alleviated because they’ll be in a great position to purchase another home. [more...]

Date: 2009-09-30 19:33:42

Home Loan Modification – Can You Modify to a Lower Mortgage Rate?

Getting a home loan modification can greatly help you avoid foreclosure and stay in your home.  By modifying to a lower mortgage rate or mortgage payment could go a long way to helping you save your financial career.  If you go through the foreclosure process you are going to find that it will be impossible to buy on credit for almost a decade.  This may not sound that bad but in all reality it makes life extremely difficult. [more...]

Date: 2009-09-30 19:19:52

Bank Bailout Puts Taxpayers At Risk

ABC News' Betsy Stark reports: It all feels less frantic than the government's rescue of the financial system a couple of months ago -- and we can ... , it is reasonable to expect more loan defaults on everything from mortgages to credit cards. And if banks ... these bad assets that are draining bank reserves and investor confidence. In other words, [more...]

Date: 2009-01-16 19:01:22

Just another poly-trickster who happens to be black?

Point of order: I was asked by the Publisher of the News weekly I serve as Senior Op-Ed writer to write a piece suggesting that given Obama centrist ... . It was based losely on a post early this week called: No End in Sight.I feel bad for the next ... GDP, without any strings attached or requirements supposedly to "free up credit markets [more...]

Date: 2009-01-16 23:38:00

If You Have A Debt Problem, Then Admit It!

You Can’t Solve A Debt Problem If You Deny Its Existence.  If you have a major debt problem and want to end it, then go look at yourself in a mirror and say, "I have a huge debt problem, it’s suffocating me, and it’s taking away my freedom", or whatever words feel right to you. If it felt real and you shuddered, then you’re most likely ready to start getting out of debt, but if you think that having overwhelming debts is: a) no big deal,b) something that everybody has right now,c) something [more...]

Date: 2009-09-30 20:42:18

Beating Credit Card Debt Collectors at Their Own Game

September 30, 2009 | By Matthew Highlander In Finance | by Matthew HighlanderConsumer debt collectors! Credit Card debt collectors! There ought to be a law against them! Fortunately, there is a law, and educated consumers have learned how to use it to fend off these debt collectors by making their job difficult.Time is money for a credit card debt collector, who is in the business of collecting unsecured consumer debt, most of which happens to be credit card debt. [more...]

Date: 2009-09-30 20:24:54

Opting For Bad Credit Refinance Is Like Walking On Thin Ice

Opting For Bad Credit Refinance Is Like Walking On Thin Ice by Angus GuyWondering whether it is possible to get a bad credit refinanced or not? Well, you can most definitely get a bad credit refinanced as there are several people who take to this recourse. Normally, your credit ratings dictate the future prospects of availing a further credit. However, despite the low credit ratings; Bad Credit Refinance is definitely an option available.The bad credit situation is a result of various factors. [more...]

Date: 2009-09-30 21:56:17

Tax or No Tax?

The good news: nearly 50% of American households (47%, to be precise) won’t pay any federal income tax in 2009. The bad news: the remaining 50% (or so) will have to foot the bill for everyone. You can thank (or blame) the new economic recovery package for bumping the percentage of taxpayers who won’t be paying a wee bit higher (about 10%). But don’t just start pointing fingers at the working poor. [more...]

Date: 2009-09-30 20:42:30

Sunflower Slate Q&A with Washburn LB Zach Watkins

ZACH WATKINS I caught up with Washburn senior linebacker Zach Watkins on Wednesday afternoon and came away extremely impressed — and ready to dole out some serious Sunflower Slate karma. Here’s the skinny on Watkins — the 6-foot, 235-pound linebacker from Independence, Mo. (hometown of Harry Truman) is only the second player in Washburn history to go over 400 tackles, with 403, and could break the career mark of 459 this season. [more...]

Date: 2009-09-30 22:29:29

Busting the Ghosts of Hope

Expectations for Barack Obama’s presidency have continued to soar since his historic election. Millions believe change is possible. But what kind of change? And to whose benefit? Our country and our world are in crisis, and the tepid, incremental reforms Obama has been emphasizing aren’t going to cut it. It’s time to think outside the box [more...]

Date: 2009-01-16 16:44:52

Fed and BOE Shell Games to Bailout Insolvent Banks

The US banking system is insolvent. I gave 25 reasons on Wednesday, July 23, 2008 in You Know The Banking System Is Unsound When.... 1 ... , imploding commercial real estate deals, Alt-A liar loans, Fannie Mae and Freddie Mac bonds, toggle bonds ... loans cannot be paid back.Many things have transpired since then. I could easily list another 25 [more...]

Date: 2009-01-18 01:51:43

Fifth Week: Overcome Your Worry by Overcoming Your Fear of Failure

I don't know about you, but no one ever taught me how to fail successfully. There was no course in college called, "Failure 101" ... . But what is so bad about a failure---now and then? I'll give you an example of someone I know. Let's call ... he was loser. But, much to his credit, he actually decided to study really hard before he took [more...]

Date: 2009-01-16 17:02:00

Home Equity Loans For People With Bad Credit

Home equity loans for people with bad credit are often the only way they have to improve their credit history, and can also help people consolidate their debt to make it more manageable. They are available, and these loans have helped thousands of homeowners improve their finances. Lenders may offer lower interest rates and more points Related posts: Home Equity Fixed Loans Home equity fixed loans are credit extended to homebuyers who... [more...]

Date: 2009-09-30 18:58:52

Obama’s Government Grants to Aid with Debt Relief – Pay off All Personal and Unsecured Debt

If you’ve been getting under further and further with debt, you know the feeling of despair that can come from seeking help and being met with empty promises or a lot of red tape. The bottom line of needing debt relief is that your name is on the line and the people you are indebted to have a claim against your reputation or property and can damage your credit or repossess your belongings. [more...]

Date: 2009-09-30 17:50:48

Behind on the posting

On January 12th me and Jolynn hit 6 months of being a couple. It is very exciting to be in a great relasonship ... and the 1 bill I left her I am now stuck with paying. The bad thing with it all is that it was a credit ... out of my comfort bubble and do some things I would just say no, no it is to hard or there is to much bad [more...]

Date: 2009-01-18 04:47:11

Man loses $150,000 in Nigerian scam

A Leamington man has fallen prey to international scam artists who strung him along for more than a year with the ... . Rempel said he borrowed $55,000 from an uncle in Mexico and his parents gave him $60,000 on credit ... things will work out, but it doesn’t. It’s a very bad feeling. I had lots of friends. “I never [more...]

Date: 2009-01-17 04:25:04

God is in the Detail

I have a friend who has just received mistletoe injections to help treat cancer and she has written so clearly and movingly about this I asked if I could share this with you. She kindly agreed and here is what she said, first for our local online magazine ‘Viva Lewes’ and then from her own blog ‘100 Monkeys’: [more...]

Date: 2009-01-17 23:32:57

Home Stinker: Calgary 3 - Phoenix 4

An eight game home winning streak came to an end as the Calgary Flames struggled to play against a team they should have dominated ... : inconsistent play. Star players aren't star players, defensive breakdown, bad goaltending. Elite ... junky teams. Albeit credit to a much improved Phoenix squad, Calgary still dropped their gameplay [more...]

Date: 2009-01-18 05:35:11

weight loss tips: All about Weight Watchers Online

If you’re a regular reader, you’ll know that I recently lost that pesky last 10 pounds I was carrying around. It took just shy of 2 months, but as of this week, I am officially at my goal weight: 120 pounds. (which also means that my Points Tracker on the Weight Watchers website added another THREE WHOLE POINTS for me. EVERY DAY! [more...]

Date: 2009-01-18 02:20:34

FSR’s Weekly Report Card for 01.16.09

MY BLOODY VALENTINE 3D Studio: Lionsgate Rated: R for graphic brutal horror violence and grisly images throughout, ... who plan to rob the stores in the mall of their credit card information. What I liked: This movie is stupid, and not always in a bad way. It’s a typical January release, as it’s not going to win any [more...]

Date: 2009-01-16 18:24:44

Cops: Runners And Liars

In two back-to-back episodes of Cops, officers get involved in some heated pursuits and deal with some dishonest suspects ... join us on the new Reality TV Magazine message boards and talk about your favorite show! Photo Credit: FOX ShareThis Related posts:Cops Airs Liars And Bad Girls SpecialsCops: Christmas EpisodeCops [more...]

Date: 2009-01-17 15:00:06

Matt Weiner: Post-Golden Globes interview

This is a chat between Deborah Lipp and Matthew Weiner on Monday, January 19, 2009, the day after Mad Men won the Golden Globe award for Best Television Drama. It was before he signed the contract with Lionsgate, as you’ll see. My experience with interviewing Matt is you maybe get one question in and then he’s off and running; full of thoughts, [more...]

Date: 2009-01-18 02:36:39

The Farce that Launched the Great Depression II

The idiocy never ends. Putting on her best Howdy Doody face, Sheila C. Bair now suggests that a national bank be created to BUY all the bad bank debt! So, our new national bank is to be a repository for all the bad debt. That's not my idea ... 5% credit cards; have no stake holders but we citizens. It would renegotiate or issue mortgages [more...]

Date: 2009-01-17 20:45:37

Sundance Review: Tyson

I don’t think I’ve been awake at 8:30 in the morning more than 7 days over the course of the last year ... t the uncensored expose that I naively believed it might be. I realized this fact during the opening credit ... , the result is more annoying than anything else. To his credit, Mike comes off as incredibly honest [more...]

Date: 2009-01-17 02:10:40

Wista Antivirus Is Almost Believable

I have to admit, the images that you see with the Wista Antivirus bug are almost convincing ... the Vista operating system was launched, and presumably targets those users more than others.  Beyond ... is infected by an unrealistically immense amount of viruses. Your computer would not work under those [more...]

Date: 2009-01-18 08:00:56

Good Bank - Bad Bank

What a turbulent three weeks of the New Year it has been! It began with the hope that major stock markets around the world ( ... at resuscitating the credit markets. After the TARP approach of investing in Banks’ preferred stock ... bureaucrats is to segregate the “bad” assets on Banks’ balance sheet from the good ones [more...]

Date: 2009-01-18 04:32:12

Top 10 at 10: MAF warned last year (by Carter); PGC and Jacks Point; Norris attacks Kiwibank; Dilbert

Here are my top 10 links from around the Internet over the last couple of days. My apologies to regular readers disappointed by the non-appearance of the Top 10 at 10 yesterday and today’s late appearance. I was simply swamped with the news, tips and interviews from the Crafar story, where the wider economic and financial implications are now becoming apparent. [more...]

Date: 2009-10-01 00:26:58

Your Credit Rating And You

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]

Date: 2009-01-17 22:23:20

Sunday Papers 18 Jan 2008

Pushed for time this week, so the Bloggosphere round-up is a little short - I’m off on another real-world assignment to the darkest corners of Asia this coming week, but I’ve left you with plenty to read below, and have scheduled a load of articles to appear each day while I’m away - have fun y’all [more...]

Date: 2009-01-18 06:41:32

Class Wasted on Crass

Obama disses Bush despite Bush’s extraordinary efforts to ease transition! President George W. Bush and President-elect Barack Obama meet in the Oval Office of the White House Monday, Nov. 10, 2008. White House photo by Eric Draper In the series of interviews President Bush has given in the last few weeks you won’t hear him [more...]

Date: 2009-01-17 06:47:07

?Foreclosure Auctions: A Bargain Hunter’s Dream

by Michael Geoffrey Buying a home at a foreclosure auction could be perfect for you if you are interested in purchasing a home for the lowest price ... these payments by credit card or personal check. The house will be resold immediately if the winning ... . The winning bidder will need to get a loan to cover the rest of the price of the foreclosure home [more...]

Date: 2009-01-18 08:34:36

Kieran Culkin Joins Scott Pilgrim and His Fight Against The World

If you haven’t read the “Scott Pilgrim” series of comic books, you probably won’t know what I’m talking about, ... that was. This project is basically an Indie Kid’s dream, and Culkin’s casting only adds to that credit ... ? Are you excited to see Kieran Culkin acting again? Have you read the comics? Good casting or bad cast [more...]

Date: 2009-01-16 21:14:34

TECH SUPPORT INTERVIEW: the crafts of ‘The Reader’

The past week has been exceptionally good to Stephen Daldry’s “The Reader” on the awards circuit.  The film followed up its five Golden Globe nominations with the same number from BAFTA, not to mention Kate Winslet’s BFCA and Globe awards for her performance as Hanna Schmitz [more...]

Date: 2009-01-17 23:49:53

Airport Saturday

So, got the holler from the weekend employer that there was a cancellation for the 1300 go, ergo an empty seat ... and all. It was a perfect day for flying. Hizzoner was a credit to the service, taking the first hack by powering ... was, I think, happy to have us all home again. alldone Not a bad day at all. [more...]

Date: 2009-01-18 03:44:17

1/29: Free Seminar “Investing During Uncertain Times” (RSVP Required)

Black United Fund of Oregon and Unitus Community Credit Union are sponsoring a free seminar called “Investing During Uncertain Times.” Description: Find out how to best invest in a bad economy. Some helpful tips will include how time is your friend, how to make the best use of the fact that everything is on sale and how [more...]

Date: 2009-01-18 04:25:23

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