Popular Tags, Blogs, and Videos about credit card for those with bad credit

G. Avoid Credit Repair Clinics

You’ve probably seen ads for companies that claim they can fix your credit, qualify you for a loan or get you a credit card. Their pitches are tempting, especially if your credit is bad and you desperately want to buy a new car or house. Avoid these outfits. Many of their practices are fraudulent, deceptive and even illegal. Some have been caught stealing the credit files or Social Security numbers of people who are under 18, have died or live in out-of-the-way places like Guam or the U.S. [more...]

Date: 2009-07-23 09:02:39

Blog posts (634) | Videos (265)

Bad Credit Doesn’t Mean No Credit

by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]

Date: 2009-06-08 12:30:05

Stuff is Not Salvation

In the slumping economy, I have been asking myself this question "What do I need to be happy?"  I have plenty of clothes ( ... , and maybe we may just find true happiness is not something that can be bought with a credit card ... - Good or Bad Shopping - Good or Bad What passes for the holiday season began before dawn [more...]

Date: 2009-01-03 23:39:18

Why A Credit Score Is Crutial To You

Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful ... a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]

Date: 2009-01-03 21:05:48

Easy Payday Loan

There are many benefits Payday Loans compare to obtain various forms of cash, such as credit cards ... rates on credit cards encourage many more people outside, and this is where payday loans come in this type of credit, far easier to find even if you have bad credit. Usually, they do not require any [more...]

Date: 2009-01-01 19:22:48

Instahoglets for Jan 2, 2009

By BJ And so now I have to remember to start putting '09' down when I sign and date things, just after I finally got used to using '08' ... card companies for profit at their students expense. I refused to get a credit card while ... card companies, bad for the students, (at least those without parents capable and willing to bail [more...]

Date: 2009-01-02 19:22:51

Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point

A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ [more...]

Date: 2009-01-05 11:59:10

Credit Repair Help - Here’s How To Start Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult. It’s hard to repair your credit and it makes life difficult to have bad credit ... coffees. We need to then know what’s in your credit report. There are three credit card companies [more...]

Date: 2009-01-05 11:03:01

What Gives? Is the Economy really that Bad?

Just making a quick observance and summary of my interactions with friends, ... ? I feel it is the latter. You may ask how could the people be responsible? Simple, short answer… BAD CREDIT! 2nd mortgages, more credit cards, etc… all just to make their world seem better because [more...]

Date: 2009-01-16 23:05:16

Credit Card Lenders Clamp Down Hard

Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower [more...]

Date: 2008-10-29 03:50:36

How to Repair Bad Credit – Find Out Just How Easy This Can Be

Lower credit scores are the result of minimum payments, late payments, too many cards and not enough income, and bad financial planning. Most people who have a credit card can not afford the lifestyle they live, and end up using most of their monthly income on credit cards…Last 5 posts by LendingTree Says Google's Getting Into Mortgage Quotes - September 11th, 2009U.S. [more...]

Date: 2009-09-12 06:00:56

Why Cash Offers More Flexibility Than Gift Cards

Photo courtesy of krisandapril We have recently attended a number of weddings, ... with the swipe of a credit or debit card. Gift cards may get lost. I am notoriously bad at keeping ... in your birthday card and get three pennies back it registers.  When you swipe the same amount [more...]

Date: 2008-09-30 18:00:53

Help Your Student Find the Right College Credit Card

If you’re a parent or a guardian of a college student, ... with being a card holder. Yes, the dangers of bad credit can be avoided if youngsters are properly educated ... for students that offer great deals with no annual fees at all. Check credit card review websites [more...]

Date: 2009-01-08 02:36:37

Store credit cards - when do you need them ?

It is often tempting to apply for store credit cards as they are often accompanied  by 15 to 20% discount on the first shopping.  However these may not be good in long run - regardless of your credit history - good or bad ... on the merchandise as well as on the interest.  They also save on the credit card commission that usually [more...]

Date: 2009-01-05 03:11:00

This Week in Credit: Fees and Scores

adele_D_20090115144535.jpg Getty Images Credit card pop art The bad news: ... . Some good news: Free credit scores might be offered more widely. Keepers of the FICO score Fair ... and have not finalized our suite of products and features at this time. Credit-score watchers, keep us posted [more...]

Date: 2009-01-16 17:57:45

Have You Ever Lost It All ?

We are headed for some wicked hard times.  Some of us are already feeling the sting ... credit card debt spread among about 5 different cards, no job, no place to live and if that wasn’t bad ... from my job and lived on credit cards for months while trying find another job.  After several months [more...]

Date: 2008-10-10 11:00:39

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... on to the accounts since they help my credit history. I just got some bad news about my oldest credit ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score [more...]

Date: 2009-01-06 19:00:00

Finance Issues Online

A good financial resource online can be found at Monitorbankrates.com, an abundant amount of financial quotes, articles, and links all at one site. With so much talked and written about credit that can be had while dealing with bad credit scores, I was surprised to see them talk concerning the issue of Excellent Credit Credit Cards receiving [more...]

Date: 2009-01-17 05:48:23

Why Credit Report Scores Are Important

Many of the younger generations are less concerned with their credit report scores than ever. Record numbers of young people are developing bad credit from the moment they turn eighteen and receive credit card offers. However, younger generations need to understand that they can put their entire futures in jeopardy by digging themselves a financial hole. [more...]

Date: 2009-09-26 08:27:38

Real Estate investing and bad credit reports

by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit can reduce the opportunities of things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]

Date: 2008-12-31 15:40:09

Procrastination will kill me, but I am not ready yet...

Doing my bills this morning, as I try to correct the yaw in my course - and I look at my annual percentage rate on one of my credit cards... yikes! ... that bad boy into bits. Step one taken, sigh. No wonder there is a credit crisis - who could pay ... my checking account. [more...]

Date: 2009-01-05 16:06:00

Membership Has Fewer Rewards

For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]

Date: 2009-01-14 19:00:18

Theft By Any Other Name

Let’s try a little experiment.  The next time you have a bill due, whether it’s a utility bill, your mortgage or rent, credit card payment, ... s bad enough that tax agencies treat this overflow as a sort of zero-interest loan, now they’re ... to soften the sting) and you’ll have some grasp of the shenanigans the California Controller’s office [more...]

Date: 2009-01-02 03:32:40


.fullpost{display:inline;}The most common problem is financial. same financial problems that contribute to this problem in the bad credit loans ... for you to secede from debt in bank and also credit card, requirement of house, health, insurance ... of your family. Eliminates taste is anxious about debt, with bad credit loan of all your requirement [more...]

Date: 2009-01-13 09:47:00

Bad Mortgages Are Just The Beginning

credit card health Yesterday I talked a bit about how, through the bailout bill, ... be looking at credit card companies such as American Express following suit. I thought ... . Americans have almost $2.6 trillion in consumer credit outstanding, according to the Federal Reserve [more...]

Date: 2008-10-16 17:29:00

“Living beneath your means”

While most of America was busy trading home equity for a TV, RV, and SUV, I was busy renting apartments and driving an economy car ... times or bad. If you can’t stop using your credit card, get rid of it. An easy check to see ... bad it was. My father once said “I got a 21% rate on my loan, and I was glad to get it.” We may [more...]

Date: 2009-01-06 15:36:19

Bank Bailout Puts Taxpayers At Risk

ABC News' Betsy Stark reports: It all feels less frantic than the government's rescue of the financial system a couple of months ago -- and we can ... , it is reasonable to expect more loan defaults on everything from mortgages to credit cards. And if banks ... these bad assets that are draining bank reserves and investor confidence. In other words, [more...]

Date: 2009-01-16 19:01:22

Get the Best Out of Business Credit Cards

by Mary Bush Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, ... with the financial issues. Today’s business credit cards makes it possible to get cash advances, keeps ... people who have a bad credit history. Many banks boast that they can issue a tailor made business [more...]

Date: 2009-01-06 11:04:39

Get the Best Out of Business Credit Cards

by Mary Bush Whatever kind of business you might be involved in, be it a small business or a big one, to run the errand of business dealings, ... with the financial issues. Today’s business credit cards makes it possible to get cash advances, keeps ... people who have a bad credit history. Many banks boast that they can issue a tailor made business [more...]

Date: 2008-12-30 21:37:03

You Say You Want a Regulation?

As if the economic news weren't bad enough at the moment, ... lenders from raising interest rates on existing balances unless a payment is received late. Credit card ... . Enter new "credit card regulations" issued by the Federal Reserve, Office of Thrift Supervision [more...]

Date: 2008-12-29 14:00:48

40 Key Elements to Getting Started In Social Media

By Mike Fruchter of MichaelFruchter.com (Twitter/FriendFeed) ... of the credit card you have on file as well. Auto-renewal notices, getting marked as spam, combined with an expired credit card is bad news. This happened to a friend, just a word of advice [more...]

Date: 2009-01-05 22:52:52

Obama getting bad economic advise

terrorismanti-terrorisminsurgentsal qaedaterrorism+toolbaranthropologistBlogroll Me!al qaeda The Government can not pull USA out of a depression ... /key issue.And will have to be addressed.And the bad paper the criminalBanks and credit card ... that high cripple theeconomy, and this still has not come home to roostyet.Banks and Credit card [more...]

Date: 2009-01-09 00:13:00

Jim’s Mailbox

Marty’s thought for 2009 "Doing more than is expected is what makes the difference between the exhilaration of achievement, ... my credit card if things get bad. Gold, what’s that? Don’t worry, Washington will fix it. Driving ... is where you need to be for the long term. Just use an Index Fund. Housing always goes [more...]

Date: 2008-12-31 19:15:09

Watch Out for Possible Credit Card Scams

I am constantly amazed by the creativity of thieves when it comes to ways to scamming people ... card. Bad Photography A lady paid by using my Visa Check Card, and the young man behind ... will be so much better. Currently in the United States, the credit card companies take the burden off [more...]

Date: 2008-10-30 15:25:07

*Crosstalk Today*

The always fascinating Andrew Gause is with us on Crosstalk today to discuss Bailout Madness. Listen live here, 2pm Central ... you can just have the feds keep printing money and take care of everybody’s bad mortgages, everybody’s credit card debt from pizzas they ate 5 years ago, etc. OK, brilliant Americans, where do you think [more...]

Date: 2008-11-19 20:00:31

Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected

Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... people find that they have many small debts on credit cards, store accounts, plus car loans, etc ... get a consolidation loan at a lower rate of interest than many of your other bills. Credit cards and [more...]

Date: 2008-12-29 15:51:16

Pakistani Bailout Plan

Governor of The State Bank of Pakistan Dr. Shamshad Akhtar has at last woken up after days of uncertainty of the banking sector and has admitted ... ballooned, and has generated bad habits of credit cards, auto loans, house loans and other types ... put the fear of God in the public about the fact that something can also go bad, while leaving them [more...]

Date: 2008-10-17 20:00:23

A Bright Light From Home Depot (HD)

95129c The first reaction a lot of investors would have to Home Depot's (HD) is that they are bad. Very bad. Earnings bet Wall St ... lines and credit card capital, the consumer should be doing almost no home improvement work ... economy. Stopping to reflect on the housing market and lack of available consumer credit, the figures [more...]

Date: 2008-11-18 11:33:04

Credit Card Companies Cutting Credit, Rewards; Upping Interest Rates.

Wall Street gets a bailout, regular old Americans see their available credit decrease, their interest rate go up, ... a bad thing in the long run; but right now with people getting laid off, grocery prices skyrocketing, and small businesses trying to make ends meet, is it a good or a bad thing to cut off credit [more...]

Date: 2008-10-29 16:00:06

Uncommon Money News (Vol. 42)

By: Roshawn WatsonIn preparing to write my posts, I often come across noteworthy and sometimes bizarre financial and business news ... from more bad debt, credit problemsCitibank to receive $43 billion bailout but agreed to limit executive payCollege profit as banks market credit cards to studentsCredit card companies willing to deal over [more...]

Date: 2009-01-08 12:00:00

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

High Yield Spreads at Everest Proportions

One would think that given the 10%+ gain in equity markets that we would have seen some relief in the high yield credit market ... treasuries, companies with less than investment grade credit, will not get funding unless they are willing to pay upwards of 20% interest per year. Too bad those credit card offers aren't coming in the mail [more...]

Date: 2008-10-13 23:45:44

Free Credit Score Online!

Credit Score is an important factor considered by creditors, money lenders and other financial institutions ... a good credit score: The Potential lenders, banks, credit card companies and employers measure ... not be under this misconception that a bad or poor credit score will always remain poor. You can improve [more...]

Date: 2009-01-14 10:33:46

25+ ways I save money

Whether because it’s that new-beginnings time of year or because the economy stinks, how to save cashola is always a popular topic ... is good and what is just someone trying to sell me something. Or maybe some things that would be bad ... for larger/distant organizations) on credit cards [more...]

Date: 2009-01-12 18:22:41

Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46

Guilty By Association

Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building ... of association. The commentators asked me how many people I know who never run a Credit Card balance ... between good debt and bad debt. I don’t hang around people who are financially irresponsible [more...]

Date: 2009-01-04 23:45:11

the customer is not always right

i've never worked in retail, but i get plenty frustrated with people in lines at stores. i can only imagine how bad it must be to put up with people ... :(Our credit card machine went down, and we started to make signs for the doors alerting the customers ... m sorry; our credit card machine is down.”Customer: “Well, I don’t see any signs!”Me: “The machine [more...]

Date: 2009-01-08 05:39:00

Building New Credit For Credit Repair Success

By katie George Build New Credit Now The most common credit repair mistake people make is putting off building new credit ... with MasterCard, Visa, American Express, and Discover. Avoid store cards and consumer credit like furniture ... . If bad financial times have left you without open accounts you must start the rebuilding process [more...]

Date: 2009-01-03 16:29:15

Interest Only and Credit Card Debt

by Mary Bush Well, here is an example of the system that isn’t functioning as intended: a mortgage loan that encourages paying off one debt, ... as if to say, ‘You mean you can’t pay?’ What do these loan and credit companies think they’re going ... product, let’s give the bad credit crowd a chance to make an even worse decision, and finance a home [more...]

Date: 2009-01-01 10:19:52

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