Once Bitten Twice Shy: What is Credit Security Worth to You? (pfblogs.org) (pfblogs.org)

By Nora Dunn Anybody who has had their identity stolen is usually willing to pay good money to ensure it never happens again ... and Monitoring Services Most credit agencies like Equifax, Experian, and TransUnion have a credit reporting ... payments, and in some cases pleading a case for wrongly damaged credit is among the giant task list [more...]

Date: 2008-08-23 04:20:41

Blog posts (24) | Videos (33)
 

Don't Ignore The Fourth Credit Reporting Agency: Innovis [Innovis]

Did you know there are more than three credit reporting agencies? Sure, you've heard of Experian, Equifax, and TransUnion, but what about Innovis? Smaller agencies can do just as much damage to your ability to get a good deal on credit as their bigger brethren. Learn how to pull your credit report from Innovis, inside. Innovis can actually [more...]

Date: 2008-10-04 14:00:18

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

Don't Ignore The Fourth Credit Reporting Agency: Innovis [Innovis] (pfblogs.org)

Did you know there are more than three credit reporting agencies? Sure, you've heard of Experian, Equifax, and TransUnion, but what about Innovis? Smaller agencies can do just as much damage to your ability to get a good deal on credit as their bigger brethren. Learn how to pull your credit report from Innovis, inside. Innovis can actually [more...]

Date: 2008-10-04 16:31:43

2 Weeks Later: Experian Removes Mystery Accounts from My Credit Report

Finally got thru to Experian (the number for disputes that worked was 1 800 208 9232) and cleared 21 accounts from my credit report that weren’t mine as well as at least a dozen ... that the issue didn’t exists on either my TransUnion or Equifax credit reports. If anything, it only felt [more...]

Date: 2008-06-06 21:40:27

freecreditreport.com scam exposed AGAIN

I've often written about the freecreditreport.com scam. The website is run by the credit bureau Experian. Over at Smartmoney ... being locked into the $14.95/month credit report monitoring service that the company sells is down ... to the government-mandated annualcreditreport.com site where you can get an actual free credit report required [more...]

Date: 2008-12-07 12:49:45

How to Prevent Identity Theft

Identity theft is still around. Of course, it always has been, but sometimes it takes a story to bring things back into the spotlight ... to their credit report from all three major agencies — Experian ... Identity Theft Survey Report shows that 16% of the time the victim actually knew the thief — often [more...]

Date: 2008-07-22 19:36:23

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... For Hospitals Credit-reporting bureau Experian PLC said it agreed to acquire SearchAmerica Inc ... and their revenue cycle," said Kerry Williams, Experian's group president of credit services and decision [more...]

Date: 2008-12-10 17:01:16

Free Credit Reports and How to Use Them

... when consumers who were responding to an ad for a free credit report found themselves enrolled in a monthly service.  The FTC stepped in and amended the Fair Credit Reporting Act to require each [more...]

Date: 2008-10-08 08:05:49

Find Unbiased Hints - Problems of Financing a Car

Find Unbiased Hints - Problems of Financing a Car Posted on January 17, 2009 (0) Comments Show Bookmarks ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in [more...]

Date: 2009-01-17 17:19:40

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... from the credit reporting agencies (Experian for example). Now go through them and if you see any ... at a good rate it is important that your credit history looks good. Therefore a few months before [more...]

Date: 2009-01-17 14:51:05

Setting Long-Term Goals and Getting There after College

by Landon McGehee I had a relative graduate from college recently, ... . 1. Know your credit score. You will have a credit report once you borrow money from a lender or have a creditor that reports to one of the three major credit bureaus (Equifax, Experian [more...]

Date: 2008-11-05 19:53:11

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-17 15:03:29

Memphis Home

by S. Kim When you are buying a home this can be a very stressful period in your lives ... from the main credit reporting agencies like Experian. Spend time going through them and if you see ... idea to make sure that your credit history is looking good beforehand. A few months before you start [more...]

Date: 2009-01-17 15:02:04

Buying Memphis Home

By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-14 20:13:24

The Memorandum of Moratorium!

"Families sleepin' in their cars out in the Southwest No job, no home, no peace, no rest, NO REST!"  ~ Zach MORE TRANSPARENCY!!! ... to shit.  Personal and Business credit, all bad.  Our approval percentage was in the 80% range ... ,  we're looking at credit.  Experian, Equifax, Transunion, DNB reports, tax returns, bank statements [more...]

Date: 2008-12-21 03:19:19

Your FREE credit report

The FTC enforces the Fair Credit Reporting Act (FCRA) ... for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm ... , which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit [more...]

Date: 2009-01-06 16:47:10

The Credit Repair Organizations Act (CROA)

If you have negative information in your credit file, as reflected by the Big Three reporting companies, Experian, Equifax, and TransUnion, ... or life insurance in excess of $150,000. If you decide to seek professional help, the Credit Repair ... . The most obvious provision is that no credit repair company can make deliberately false or misleading [more...]

Date: 2008-12-27 06:13:19

Kings Bay Saint Marys & Kingsland Georgia Real Estate - Getting a Home Loan with Damaged Credit

So, you have made the decision that you would like to become a homeowner. As lenders, we have to perform a credit check ... to repair the credit. How much does this cost? Nothing,provided you get your mortgage through ... . The credit we review are provided by all three reporting agencies. Equifax, Experian [more...]

Date: 2008-12-14 08:54:12

Dead Man Spending

Perhaps the fastest growing crime in the world right now is that of identity theft. More specifically, the UK identified Impersonation of the Dead ( ... , records of those who have died recently are going to be freely shared with the main credit reporting agencies and the law enforcement services. Any organisation, such as Experian who are already [more...]

Date: 2009-01-08 02:21:07

Study Reveals Hispanics’ Attitudes Toward Finances

Hispanic consumers in the US say they feel more financially secure than they have in the past and are using credit cards more, ... but their self-reported lack of knowledge about financial matters also has increased, according to a study from Experian Consumer Research. The study, which is part of a broader body of research that ... [more...]

Date: 2008-11-11 18:55:19

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

Price comparison traffic up 37% thanks to economic downturn

With prices rising and the credit crunch biting, consumers are taking more time to find the best deals online. Last week we contributed to an Experian Footfall report which highlighted the downturn on the high street and in out of town shopping centres, compared with the increase in online retail traffic [more...]

Date: 2008-07-15 10:54:15

I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were ... on credit scores.  Since we’re considering buying another house, we decided to take a peek at our cre [more...]

Date: 2009-01-09 08:15:42

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