Read Professional Tips - Car Finance Loan

There are varieties of auto finance. Anyway in most of them it is a common thing that if a person has some money for the down payment ... out his credit report first of all. Actually the credit report plays a big role in getting a better deal, which means the loan on a reasonable rate of interest. A bad credit score puts the borrower [more...]

Date: 2008-12-23 22:26:48

Blog posts (39) | Videos (58)
 

6 Personal Finance Sites You Must Visit

What better way to start off the new year than by taking care of some personal finance matters? ... so you can correct errors and see if someone’s been using your report for their credit. https ... of identity theft. https://www.optoutprescreen.com/ Annual Credit Report: You can get one report per year [more...]

Date: 2009-01-05 15:29:57

Real Estate Short Sales and FICO Credit Scores

Real estate "short sale" is a new term of art that has entered the lexicon during what is considered the worst housing crisis in a generation ... is completed. Sammy avoids having a foreclosure haunt his credit rating for the next seven years. Typically, short sales appear on a person's credit report as "Settled for Less" or "Paid in Full For Less [more...]

Date: 2008-09-12 14:20:35

Learn How A Divorce Can Upset Your Credit Report

September 28, 2009 | By Mike Jones In Finance | by Kevin LynchConsiderably too many marriages end in divorce these days. Sadly the splitting up of a marriage is not only an emotional battle but it all too often has a hugely negative outcome on your finances also. Frequently there are folks who have been responsible and trustworthy with their credit for years who end up with major tribulations following a divorce. Divorce is one of the foremost causes of problematic credit for many persons. [more...]

Date: 2009-09-28 10:26:54

4 Free Reports With Your Personal Insurance, Employment, and Tenant History

Most of us know about the free credit reports from AnnualCreditReport.com. This is mandated by the Fair and Accurate Credit Transactions (FACT) Act, which basically says that consumers should be able to see (and dispute) the massive amount of information contained in private corporate databases. But in addition to credit information [more...]

Date: 2008-06-04 11:08:42

Are You On The Credit Bureau's Blacklist?

By John Rasor your credit scores are not based on personal information like race, sex, or national origin ... report make up your credit score. Pretend for a moment that you are an underwriter working through ... , and deserve this loan, right? Could you be on the credit bureaus blacklist? Since [more...]

Date: 2008-12-22 16:07:07

Debt Consolidation - a great way to simplify your credit problem

Debt consolidation is great solution of financial problems that faced by many person in their life ... and repair your credit report if you follow your debt management plan until the end of period. Don’ ... . However, most debt consolidation efforts will have bad effect on credit ratings at first. This is because [more...]

Date: 2008-10-22 15:15:48

Running Criminal Background Checks Explained

by Glen Pearson Ever wondered what went on in someone’s past, but it wasn’t appropriate to ask them? ... about a given person, and may include their criminal record, address history, credit report, marriage ... s all accurate. If you find any errors, you can easily get the right contact information and correct the problem [more...]

Date: 2009-01-04 10:38:51

Is Debt Necessary For Generating Income?

“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]

Date: 2008-11-26 20:00:49

15 Warning Signs of Debt Problems

Image via Wikipedia Posted in Money Matters You can’t eliminate personal debt if you don’t recognize ... about how much you owe or what may be on your credit report. You skip payments on some bills ... for credit or a loan. You panic when faced with an unexpected expense, such as a car repair [more...]

Date: 2008-10-25 14:43:32

The Memorandum of Moratorium!

"Families sleepin' in their cars out in the Southwest No job, no home, no peace, no rest, NO REST!"  ~ Zach MORE TRANSPARENCY!!! ... to shit.  Personal and Business credit, all bad.  Our approval percentage was in the 80% range ... ,  we're looking at credit.  Experian, Equifax, Transunion, DNB reports, tax returns, bank statements [more...]

Date: 2008-12-21 03:19:19

New York City Bankruptcy Lawyer amp; Attorneys - Chapter 7

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... include child support, taxes, student loans etc./ppOne bad aspect of filing for personal bankruptcy is that it will stay on your credit report for ten years. Obviously, this makes applying for new [more...]

Date: 2009-01-11 16:15:36

Suze Orman Financial Video - Bank Collapse

Rick Sanchez from CNN talks with personal finance guru Suze Orman about what happens when a bank collapses ... To You By Expert Debt Help - Informative Credit Repair, Credit Reports and Debt Solution. Advice on Home Loans? - Your Guide to Home Improvement, Home Loans and Mortgages. Best Life and Car Insurance [more...]

Date: 2008-10-06 04:16:26

Personal Decisons When Filing Personal Bankruptcy

by Grace Holt Unemployment has reached a fourteen-year high. Bankruptcies in Florida are no exception ... that should be considered. Bankruptcies stay on your credit report for ten years. Bad credit ... proportions. Deciding to file bankruptcy is not an easy decision for most people. Most people want to pay [more...]

Date: 2009-01-13 12:14:46

Top Ten Ways to Avoid Bad Credit

Your credit rating is one of the essential numbers in your personal financial history ... , combined with missed payments are one of the quickest roads to a bad credit rating and should ... loans. One large balance looks a lot worse on the credit report than multiple small balances. High [more...]

Date: 2008-12-24 08:00:05

50 Financial Skills Every Person Needs To Know

Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report. Contest errors or inaccuracies on your credit history. Apply for a loan (car loan, mortgage). Get a bank [more...]

Date: 2008-10-27 11:00:10

Preliminary version of official minutes from controversial September LNC meeting released

LNC Secretary Bob Sullentrup’s minutes from its controversial September meeting have released. A final version is still pending ... ://www.lncregion7.blogspot.com/. On a more personal note, there is an error of fact in Sean Haugh’s report: “LP member George ... the credit for it, thanks! Also, my research as it was ongoing was published at IPR, LP [more...]

Date: 2008-11-03 21:51:36

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... repair plan for yourself. You will start by collecting all your credit reports, bill payment statements ... the effort and take the time to get your money management and credit use habits back on track [more...]

Date: 2009-01-14 23:03:41

6 Tips To Help To Protect Your Social Security Number

1. Never carry your Social Security card on your person, it should be stored in the same place as your birth certificates, insurance policies, ... you will need to contact the FTC, this may be the beginning to bank and credit accounts that are not yours. It will also be the start of a credit-report nightmare that can last anywhere from a few [more...]

Date: 2008-11-26 01:11:54

How to Keep Criminals away from Your Personal Information

by Michael Benifez Identity theft is becoming the fastest growing crime problem in the United States, ... and using the names, addresses, bank account information, credit card numbers, and Social Security ... when an insider, like an employee or a contractor, gets hold of credit reporting information [more...]

Date: 2008-08-10 20:49:04

UAE expats 'feel the pinch' - report

UAE expats 'feel the pinch' - report Personal Finance Confidence survey shows that concerns over the cost of living have grown amid global credit crisis. Thousands of jobs under threat [more...]

Date: 2009-01-18 07:05:08

Finance - Collection Process on Personal Loans

by Marcel Mahrer Personal loans are acquirable for a variety of uses ... to a collection agency. Neither option works well for the borrower or co-signer. Court costs are expensive ... of payments though it causing a disastrous stroke upon your credit report. The pick up routine for any [more...]

Date: 2009-01-17 08:54:59

Confused about Conficker?

CNN reported that there a new sleeper virus out there. http://www.cnn.com/2009/TECH/ptech/01/16/virus.downadup/index ... who are asleep at the security wheel. CNN reports that Conficker could allow hackers to steal ... . So far it doesn’t try to steal personal information or credit card details.” Huh? Ok, I’ll follow [more...]

Date: 2009-01-16 23:07:11

The Pain Continues For Victims Of Identity Theft

by Darren Cason A person that becomes a victim of identity theft is a victim for life ... for up to three months on a credit report, but this achieves little - nothing is removed ... the problem to the police. Their reaction was to ask a few questions and give me a report number [more...]

Date: 2009-01-14 09:03:24

Posts about Mortgage Market Report as of January 17, 2009

5 Real Estate Investing Tips - ratboy.blogsome.com 01/17/2009 Real estate investors face many new challenges in today’s real estate market … is not ... Personal loans have been accessible for an accumulation of uses … impact on your credit report [more...]

Date: 2009-01-17 12:17:37

The Valley's Proponents Become Its Critics in Hard Times

Friday's stock market roller coaster was one to remember ... 100. In between bites and conversation, I'd pass along a report: "Down 200. Down 100. Even. Up 50 ... personal financial accounts and 401ks, banks have gotten wobbly, and credit has gotten unstable, many [more...]

Date: 2008-10-11 23:04:36

Antivirus 2008 and Personal Finance

Sunday morning, I woke up feeling pretty under the weather ... the crisis has past, particularly in the form of your credit report, depending on how the crisis ... to the Antivirus 2008 virus is that it wants you to buy an “antivirus” program to fix what’s goig [more...]

Date: 2008-08-12 09:52:19

Seller Needs To Be Braced And Not Take Things Personally

The Seacoast reports from Maine. “A study released by Maine Real Estate Information System Inc ... . “First-time home buyers with good credit histories currently have many opportunities, said Georgia [more...]

Date: 2008-07-29 13:13:29

Business Is Booming for the Repo Man

At least it's not "Hot Shots: Part Deux" The Miami Herald reports that not everyone is taking the credit crunch as hard as kids in Britain: ... on this day, its loan hasn't been paid for months, with $200,000 overdue. I grew up in a Florida ... Fair story about the collapse of Bear Stearns, one person's (or company's) bad news, is another [more...]

Date: 2008-07-18 15:16:00

Princess Caroline Declines To Reveal Info About Personal Finances

The Caroline Kennedy for Senate story gets more and more interesting ... . Kennedy would have to file a 10-part, publicly available report disclosing her financial assets, credit card debts, mortgages, book deals and the sources of any payments greater than $5,000 [more...]

Date: 2008-12-23 15:38:33

Finance - Books on Personal Loans

by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas ... , there have been a couple of which yield we report upon how to compensate off debt, together with credit [more...]

Date: 2009-01-16 02:40:29

Blog Trends And Statistics: The State Of The Blogosphere 2008 - The Technorati Report

Blogs are not just an opportunity to have a personal online press, or to express one's own thoughts and ideas freely ... -of-the-blogosphere-2008-chart_id1878031_size485.jpg Photo credit: Mario Lopes “From a journalistic perspective: Blogging and other ... skeptical of everything. We need to use judgement, to get more information — and to go outside [more...]

Date: 2008-09-23 09:30:12

Poole: The Fed is printing money

#fullpost{display:inline;}My personal list of former members of the Federal Reserve who merit respect for their contributions to the world is rather ... of authorizing new credit facilities. What's being done now is that the board's new credit facility are being ... Mae and Freddie Mac were insolvent in this Bloomberg report that appeared about two months [more...]

Date: 2009-01-08 01:52:00

Questions to Ask a Credit or Debt Counseling Agency (2)

5. What kind of security measures do you take to protect my information? It is important that the agency you select has sufficient security in place to protect your confidential information. 6. Can I get up-to-date, regular reports of the status of my accounts? If access is by telephone only, will a knowledgeable person be available when you call to give you the information you need? 7. [more...]

Date: 2009-09-06 01:51:21

Deals of the Day: Citi’s Split Personality

Deals of the Day gathers all the biggest news of the morning related to mergers and acquisitions, bankruptcies, financing and private equity ... of America’s credit-loss provisions surged, while a preliminary loss of $15.31 billion at Merrill Lynch ... to Citigroup on business cards, brochures and marketing materials, Bloomberg reports. Bloomberg Today [more...]

Date: 2009-01-16 14:02:58

FICO Toolkit for 50% Off

We wanted to share with our readers a great deal on learning about your FICO score and helping to get out of debt. Not sure what your FICO score is? ... is some of what it offers: Action Plan personalized to your credit report and goals 3 Credit Reports (from all three ... which cards to pay off first, etc. Fairness - It checks the fairness of rates to [more...]

Date: 2009-01-16 19:02:07

What is in a Credit Report?

What is in a Credit Report? by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, ... his/her own credit profile, fix errors, and repair personal credit. About the Author ... it would be wise to obtain your credit report. You know that it is a document [more...]

Date: 2009-01-15 21:41:02

Free Credit Report and Scores

Free Credit Report and Scores January 14th, 2009 Subscribe To Our Feed Are you kind of person that is regularly updated about the state of your credit report? such thing has become very important nowadays, considering the current ... moves need to be taken with care, a credit report checking could save you problems in the near future [more...]

Date: 2009-01-14 14:47:36

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

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