Store credit cards - when do you need them ?

It is often tempting to apply for store credit cards as they are often accompanied  by 15 to 20% discount on the first shopping.  However these may not be good in long run - regardless of your credit history - good or bad ... on the merchandise as well as on the interest.  They also save on the credit card commission that usually [more...]

Date: 2009-01-05 03:11:00

Blog posts (38) | Videos (29)
 

Higher Ed, Banks and Credit Card Companies

Great commentary from Kevin Carey, which I've linked to just below, along with the NY Times article (below the fold) which spawned the story ... brochure inside encouraging students to apply for a credit card - often their first. This troubling practice has resulted in students completing college with credit card debt - often on top of student loans [more...]

Date: 2009-01-01 21:19:00

What Happened to Your Credit?

During a recent interview, I was asked if the credit crisis has had any affect on our credit card arbitrage ... at Fatwallet where American Express is reducing credit lines. We haven’t gotten a letter yet ... with credit card companies in the last few months. Here are some of my observations. Applying for new cards [more...]

Date: 2008-10-28 13:39:23

Is A Poor Credit Mastercard Getting You Down?

by Kurt Russel There are now thousands of credit cards swamping the marketplace and even when you have a poor credit score, you can still apply for a small number. Nonetheless, people who are in a bad credit predicament ... to supplying a credit card. Obviously your main concern will be, what ensures a poor credit Mastercard a better [more...]

Date: 2008-12-16 19:38:03

Why A Credit Score Is Crutial To You

Credit scoring is nothing new, it’s been used for 4 decades. A good credit grade is crucial in our financially forced order ... you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful ... a house or a car and gaining a charge card, a person must have a good standing in their credit history [more...]

Date: 2009-01-03 21:05:48

You Can Legally Erase Your Credit Card Bill From Your Credit Card Company

American consumers can now legally and ethically discharge 50% of their debts that they owe to their financial institution. Not many Americans have been made aware of this fact because their CC company only wants them to pay the minimum payment each and every month and thus steal away their wealth from them pennies at a time so they go unnoticed.Last 5 posts by When Do You Apply For a Law Suit Loan? [more...]

Date: 2009-08-11 06:00:53

Continental Finance MasterCard - Review

by Dan Moskel The Continental Finance MasterCard is an unsecured sub prime credit card ... if you have a recent bankruptcy on your credit. They offer an instant decision if you apply online. The card ... . This means that this card is designed specifically for individuals with a low credit score [more...]

Date: 2008-12-03 14:11:43

What Exactly Is Credit Scoring?

Credit scoring is nothing new, it’s been used for 4 decades. Credit scoring is an fundamental aspect of life ... years ago. As soon as all your accounts are cleared you can begin to apply for a bad credit or no credit visa Master Card. This will be helpful for a individual to begin gaining a marvelous credit [more...]

Date: 2008-12-22 21:03:43

How Women Can Fix Their Credit Before Applying for a Job: Part 1 — Credit Scores and Credit Reports

a guest post by Michelle Dunn credit debit card charge (www.bizchicksrule.com) ... a job interview because of some bad credit they may have. More and more employers are checking ... of the 3 credit bureaus to provide you with a free copy of your credit report annually at your request. Don’ [more...]

Date: 2008-09-18 10:18:26

You Tell Me: Financial Meltdown

I’ll confess that while we’ve been spending so much time and effort on our house, I haven’t been keeping the closest eye on the news ... Fargo statement from a credit card we never applied for.  The only reason we had an account ... m seriously considering moving my accounts to this bank.  I honestly don’t worry about losing [more...]

Date: 2008-09-19 11:00:39

How to Get Credit in a Bad Economy

If you’ve been impacted by a bad economy or never took the opportunity to establish your credit when it was easy to do, ... card or applied for a car loan doesn’t have bad credit. That person is untried – he has no credit ... and Bad Credit When someone overextends himself and ends up with blights on his credit, he has earned [more...]

Date: 2008-12-23 15:06:42

Find debt consolidation nationwide!

How does payday loans actually work? Although having a loan is not a very welcome idea, the fact is that during emergency situations, ... the rate of interest and helps with your credit report, thus making you able to pay your loans easier ... when we urgently need to pay for our credit card bills, we did apply for a loan, lol! Good news [more...]

Date: 2009-01-13 03:16:06

Link Roundup: Quilt patterns edition

I’m really excited for my wife. She showed some of her quilt patterns to the owner of a local quilt store, ... in my reader: Mrs. Micah talks about anchoring as it applies to credit card minimum payments. Get Rich ... or bad. Five Cent Nickel reports on the 2009 tax brackets. Don’t Mess with Taxes celebrates three [more...]

Date: 2008-11-18 04:35:29

Building Credit Repair

Building Credit Repair Building credit is more important now than it has ever been. If you have bad credit, it is often hard to get an apartment, a loan for a home, or any form ... is to apply for credit cards that offer no annual fees. Also, make sure the cards have low interest [more...]

Date: 2008-12-21 05:14:09

Debt Consolidation Tips & Resources

Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]

Date: 2008-07-09 12:33:16

Global Investing Roundups Friday, December 19th, 2008

FedEx Announces Profit, Cost Cuts; Report: Wal-Mart to Sell iPhones; GM Denies Chrysler Merger Talks; Discovery Applying for Bank Status; ... reported. Credit card firm Discovery Financial Services (DFS) added itself to the list of companies ... ; Carnival Cruises to 4Q Profit FedEx Corp. (FDX) mixed bad news with good in its latest quarterly [more...]

Date: 2008-12-19 11:29:55

Dubai, Redux

It seems my post about Dubai struck a chord. I wrote that at my lowest — when I was particularly down and angry, for a couple of things ( ... of realism from the city. You’d try to apply for credit cards, and find that nobody at the banks [more...]

Date: 2009-01-17 20:03:43

Grieving Families Suffer Further as Identity Thieves Target the Recently Deceased

There is much to deal with after the passing of a family member, the last thing you think you would have to do is deal with credit applications ... is different than the one in the applicant's main credit file. This new FTC rule just went into effect ... was stolen and used to apply for AMEX and BestBuy among other credit cards. Identity theft accounted [more...]

Date: 2009-01-09 22:31:36

Is Your Credit Application Affected By Your Job?

The following is a guest post by Tisha Tolar. Special thanks to Tisha for filling in while I’m on vacation ... of people who manage okay and are able to maintain a good credit rating, it still may not be good enough anymore to just be “good”. In the days of old, credit cards used to be relatively easy to apply [more...]

Date: 2008-12-01 14:29:30

Recently blogged about this issue: though information about this appears nowhere on the card or in the terms of service, iTunes Cards ( ... with store credit or an iTunes Gift Card in Canada. Customers residing in Canada may only purchase games ... to issue you 10 song credit. Again i apologize and i hope this issue gets resolved. I will also apply [more...]

Date: 2009-01-13 00:53:47

What Is My Credit Score and How Is My FICO Calculated?

If you’re like most people out there, there’s inevitably going to come some point in your life when you’ll need to apply for credit and seek out ... prospects like mortgage loans either - even routine applications for things like credit cards, checking accounts, auto loans, and even new jobs are undergoing greater credit worthiness scrutiny. Both [more...]

Date: 2008-07-08 03:19:44

Consider loan payment protection insurance

Consider loan payment protection insurance January 9th, ... taken into account when you apply for any type of credit whether it is a loan, mortgage, credit card ... have to be maintained regardless of the fact of whether your circumstances change. The bad news [more...]

Date: 2009-01-09 06:57:30

The Cheap Credit Cards Review

The bad credit report is one thing that will stop you from being able to apply for a loan ... will help by serving you the free credit repair. This web site is providing a page in where ... problems and of course in a rush to get the cash fast. Therefore, you will have to enter the cheap [more...]

Date: 2008-11-14 09:06:34

5 Radical Real People Who Escaped Poverty

Do you habitually ignore certain numbers that regularly pop up on your phone? ... , cashing out a life insurance policy, and maxing out those emergency credit cards you applied [more...]

Date: 2008-08-29 00:37:30

The New TARP, Stocks Cheap Enough Yet? Escaping the Global Recession, The Dububble, and More!

Paulson reworks financial bailout: New targets for investment… even you can apply! ... , auto and mortgage loans… even credit card relief. But… what about the ambiguously named “troubled [more...]

Date: 2008-11-14 08:47:45

FlyClear flies clean

I got this from FlyClear.com, a quick-pass, iris-scan lane system at some airports. I don’t recall ever applying for membership ... (but not Social Security numbers or credit card information) recently went missing. None of your information [more...]

Date: 2008-08-08 13:11:57

May you live in interesting times (pfblogs.org)

Things certainly have been difficult around here.The Lexapro is kicking in to a certain extent ... and applied for a card offer in the mail that would give us 0% for 1 year. The good news: We got ... the credit card go up was a good wake up call. I ... [more...]

Date: 2008-10-10 10:04:30

The New TARP, Stocks Cheap Enough Yet? Escaping the Global Recession, The Dububble, and More!

by Addison Wiggin & Ian Mathias Paulson reworks financial bailout: New targets for investment… even you can apply! ... for student, auto and mortgage loans… even credit card relief. But… what about the ambiguously [more...]

Date: 2008-11-13 19:02:15

President Obama to the Aid of Americans Suffering from Debt Apply For Your Government Grant Now

Author : Lindsy Emery It is no secret that the economy is in dire need of a jumpstart With so many out of work, taking cuts in pay, losing homes, cars and having bills that they can no longer afford to meet, Americans are turning to our government for financial help Under the guidance of Barack Obama, our federal government is responding Bills have been introduced that better monitor and control the interest rates and fees credit card companies are allowed to charge Financial institutions [more...]

Date: 2009-09-30 15:50:29

Buyer Beware: ‘Tis the Season

Boy, you’re going to think I’m the Scrooge…and this article may not apply to most of you…but I want to reach out to those of us who rely on our credit cards to help finance the holidays.  You see, years past it was not uncommon for home ... s face when the open the gifts they’ve been longing for…but this year, you may not have the “fix” [more...]

Date: 2008-10-28 01:48:42

Back to Basics Part 3: 11 Things NOT to Do When Applying for a Freelance Writing Job

by Deborah Ng I don’t wish to be redundant, but I’ll say it once again ... off $50,000 worth of credit card debt, your potential client might see you as someone ... . Your freelance writing job application, whether it’s an online form, an emailed cover letter [more...]

Date: 2008-10-13 14:21:57

Protect Yourself from Identity Theft When Applying for Jobs Online

Online identity theft is certainly not new. Most people are aware of it and try to be cautious when shopping on the internet ... , credit card number or banking stuff, just take their contact info. Then you can look them up online [more...]

Date: 2008-11-26 20:25:01

Reforms Make It Harder To Give Credit Cards To College Students

Due to the latest credit card alterations that are starting up next year, card issuers will have a strenuous time getting teenagers on college campuses to apply for credit cards without their parents’ knowledge. As students arrive on campus, card issuers will be there to meet them at many schools. “Issuers will try to continue to market to college students between now and the time the legislation takes effect,” said Bill Hardekopf, chief executive of LowCards.com, a site that tracks cards. [more...]

Date: 2009-09-13 15:21:17

What Is The Leading Poor Credit Mastercard?

by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]

Date: 2009-01-07 18:42:33

Things You Ought To Know Before Applying For A Credit Card

I love credit cards and I couldn’t imagine my life without one ... for a credit card so that I could begin building my credit history. When I asked why I needed ... how evil credit cards are. Personally, I believe that anyone who holds an aversion towards credit [more...]

Date: 2008-07-04 21:04:55

Fed decided to Institute Curbs On Issuers of Credit Cards

On Tuesday rules have been proposed by the Federal Reserve to end banks’ ability to apply credit card payments to balances having lowest interest rates first, implementing legislation Congress passed in May. The Fed also proposed that before charging fees for transactions that exceed credit limits creditors obtain consumers’ consent. The Fed said in a statement that restrictions on lending to people under the age of 21 and subprime credit card fees were also included. [more...]

Date: 2009-09-30 12:56:49

Money Blue Book Weekend Roundup - 6

Since it’s a lazy weekend afternoon for me, here are some finance and frugality reading material I thought you all might enjoy ... To Apply For Instant Approval Credit Cards Four Pillars featured The Best Airline Miles Credit Cards ... Reduction Being Frugal answers questions about How To Eat Healthy On A Budget My Credit Card Blog [more...]

Date: 2008-06-28 18:44:15

How To Avoid Identity Theft

by Mike White With the credit crunch currently in full swing and not looking to improve anytime time soon, ... more sinister and involves the theft of your very existence right down to banking details, credit cards ... do you shred you paperwork or destroy expired credit cards? Applying a little common sense can go a long [more...]

Date: 2009-01-06 11:45:41

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