Totally Free Credit Report
While we were out at the mall, I can’t seem to count how many credit card agents handed me their flyers and leaflets plus asking me if wanted to get ... on to pay! But what’s good in getting credit cards now are the additional perks that they offer to new clients like totally free credit report and the immediate response to one’s running credit score [more...]
Date: 2008-11-17 23:11:25
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Why Is It Essential To Have A Good Credit Score?
by Jason Bishop A healthy credit score is principal in our financially driven order ... are entirely wiped clean, an individual can begin obtaining a no credit or bad credit Master Card ... . This will enable you to use your credit card to purchase luxury items like holidays. There are free ways [more...]
Date: 2009-01-12 19:41:17
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]
Date: 2008-12-27 07:59:27
Your Credit Report Card
Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]
Date: 2009-09-29 18:00:31
Thriving on Less - A Guide to Getting Out of Debt
“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my ... that got me out of debt: 1. Canceled the credit card This item always draws a lot of debate, but I’ll say it anyway, because it’s been crucial in getting myself debt free: credit cards [more...]
Date: 2009-01-08 15:55:47
The valuable things I learned from being in debt in the past…
… I used to have a high amount of consumer credit card debt years ago, but am very proud to have been debt-free ( ... within my means. Credit cards make it easy and tempting to spend excessively. The lender gives you a credit limit which can be high, so without the proper tools or experience, it can be remarkably [more...]
Date: 2009-01-09 14:00:25
How Young People Should Handle Credit Cards
This week I’m featuring a few guest posts. First up is an article from the Studenomist, who writes over at the new personal finance blog, ... .” It feels like an honour that someone is willing to loan you money and provide you with credit ... it is not even free. Chances are that if you are a college student credit card companies are literally [more...]
Date: 2008-12-02 11:00:23
Blog Carnival Edition 3
Here is the submission received into the blog carnival edition 3 of The Money Maniac ... at fivecentnickel.com. CreditAddict presents How to Evaluate Balance Transfer Credit Card Offers posted ... Sale? Think Again! posted at Debt Free Destiny. Credit Card Assist presents You Can Prevent Hidden [more...]
Date: 2008-12-19 07:43:00
Catching Up
So. I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]
Date: 2009-01-16 05:41:49
They're giving none away
This past week came not only the blizzard of catalogs (say, did you know it was the holiday shopping season?) ... "activating" the cards. I usually only use one card, my Amazon Visa (me likee free books ... ), a Discover account (my first credit card, back when they were just starting out), and a MasterCard [more...]
Date: 2008-11-17 17:07:04
My First Time…Using Credit
I managed not to accrue any debt coming out of college. One of the big factors? I didn’t have a credit card until a few months ago ... I might not be debt-free right now. I assumed having a credit card was the only way to generate ... my Student Visa with a $500 credit limit and let it get comfy in my wallet. The first time I busted [more...]
Date: 2008-10-02 21:55:19
There’s No Such Thing As A Free Credit Report
It is a basic law of economics: there’s no such thing as a free lunch ... free” credit report. Too often, those sites are merely a lure, intended to get people to paying money out of their credit card account on a monthly basis. Once again, before you sign up for any “free” [more...]
Date: 2008-09-14 08:24:30
Get Out of FreeCreditReport.com’s “Triple Advantage”
FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... if you sign up for a trial offer for their monitoring service with a monthly fee. They have huge [more...]
Date: 2008-07-25 18:29:44
Year 2, Week 27 Results: .6 oz of plastic waste.
I failed to notice last week that another 6 months had gone by since the inception of Fake Plastic Fish ... and found out that while they don't currently offer paperless billing, Safeco plans to go paper-free within the next 6 months) and two from Chase credit card company containing my new credit card and paper [more...]
Date: 2008-12-22 22:34:15
Naivité RevealedJanuary 14, 2009
I am angry enough that I think my fingers will have cramps after about 2 minutes from the fast and furious typing I will do ... mistakes.Keywords: Free trial.You know, in the age of credit card fraud and identity theft, I always thought I was safe. Yes, I use my credit card to order books on amazon or sign up for netflix [more...]
Date: 2009-01-14 18:47:12
Out of the Hospital and Back at Home
Well, it looks like I got a break. I will not be needing surgery to fix my gallblabber after all ... s a quick video I shot from my hospital room. This Post Was Brought To You By Best Credit Card Offers Get up to $250 or even FREE round-trip plane tickets by signing up for hot credit card offers [more...]
Date: 2008-12-04 00:07:32
Free Credit Score Online!
Credit Score is an important factor considered by creditors, money lenders and other financial institutions ... a good credit score: The Potential lenders, banks, credit card companies and employers measure ... not be under this misconception that a bad or poor credit score will always remain poor. You can improve [more...]
Date: 2009-01-14 10:33:46
Some call centers are returning to the US
This post has perfect timing for me. I received a sales call today from someone overseas, I assume in India as I could not understand him ... card. I called the toll free number on the back of the credit card. I got a call center in I assume ... at the Dell call centers and they couldn't help me. Finally, I paid a local computer repair person [more...]
Date: 2008-12-12 03:08:00
My Scaling Hero
Inspiration for Stack Overflow occasionally comes from the unlikeliest places. Have you ever heard of the dating website, Plenty of Fish? ... . Its tagline is: "100 percent free. Put away your credit card." For hand-holding, users must rely ... it or not) since the last time I looked, is almost horrifyingly bad; it literally looks like a high school [more...]
Date: 2008-12-11 07:59:59
New Year Resolution #1: Financial Fitness in 2009
Worried about the economy? Been hoarding all your pennies lately? You’re not alone ... t it? Free credit report comparing all your debts, rainy day funds, budget tool…yes, we need ... ? If you have credit card debt, ask yourself why. That list on your credit card statement….was each [more...]
Date: 2009-01-07 22:51:21
This Week in Credit: Fees and Scores
adele_D_20090115144535.jpg Getty Images Credit card pop art The bad news: ... . Some good news: Free credit scores might be offered more widely. Keepers of the FICO score Fair ... and have not finalized our suite of products and features at this time. Credit-score watchers, keep us posted [more...]
Date: 2009-01-16 17:57:45
How Women Can Fix Their Credit Before Applying for a Job: Part 1 — Credit Scores and Credit Reports
a guest post by Michelle Dunn credit debit card charge (www.bizchicksrule.com) ... a job interview because of some bad credit they may have. More and more employers are checking ... of the 3 credit bureaus to provide you with a free copy of your credit report annually at your request. Don’ [more...]
Date: 2008-09-18 10:18:26
Wimbledon Live - Stream or Download Matches
Wimbledon 2008 starts today and runs to July 6 and I discovered that Wimbledon provides a two week ‘Wimbledon Live‘ service. For a flat fee of $24 ... them my credit card. This kind-of defeats the “free” part of the ‘Download (FREE)’ offer. Read ... of the 2005 Federer vs. Roddick Wimbledon Final. The quality wasn’t great (see pic above), but it [more...]
Date: 2008-06-23 11:46:43
An Inside Look at Blueprint: Split, Finish and Track It
As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]
Date: 2009-09-18 11:55:09
The Cheap Credit Cards Review
The bad credit report is one thing that will stop you from being able to apply for a loan ... will help by serving you the free credit repair. This web site is providing a page in where ... problems and of course in a rush to get the cash fast. Therefore, you will have to enter the cheap [more...]
Date: 2008-11-14 09:06:34
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans ... conditions, remember that credit cards can only guarantee 6-12 months of a low rate, and home equity loans [more...]
Date: 2008-12-14 14:30:58
Basics of Reverse Mortgages
Basics of Reverse Mortgages Posted by Dark Spider at January 17, 2009 What is a reverse mortgage? ... profile fortune 500 bank, for whatever reason. If you have bad credit or questionable financial ... free card. It is a serious loan and therefore must be treated as one - if you know for sure [more...]
Date: 2009-01-17 00:07:33
Profiting from Payday Loans in 2009
On an otherwise normal evening in 1964, a woman known as “Miss Witness” received a disturbing telephone call from alleged loan shark Frank Sacco ... . Prices are still crashing - currently sitting about 35% below a year earlier. Credit is nearly frozen. Banks and credit card companies alike are buckling down and leaving very little money free [more...]
Date: 2009-01-16 19:38:12
Finance - Books on Personal Loans
by Jorg Maurer Personal loans and all the terminology that goes with it can make your head spin after awhile ... issues including fixing up homes, then this book will give you calibre information in both areas. “ ... you information on how to pay off debt, including credit cards and personal loans. “Live Debt Free” (3rd Edition [more...]
Date: 2009-01-16 11:31:03
Credit Nexus : Get 3-in-1 Free Credit Report
Posted on Wednesday, January 14, 2009 No Comments Labels: affects my credit score, improve credit score, ... one website that teach you how to remove credit report errors? One thing is sure, first time I realize ... remove credit report errorsCredit Card - is a part of a system of payments named after the small [more...]
Date: 2009-01-13 20:04:00
The Daily Poverty Post.
First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]
Date: 2008-12-06 17:33:45
6 Ways to Save Big on Magazine Subscriptions
There’s no question that magazine sales and subscriptions are on the decline ... points on your rewards credit card? Cash them in for free magazines. With American Airlines ... . This is bad news for the major magazine publishers who rely on key ad dollars, but very good news [more...]
Date: 2008-12-08 19:00:00
Why Alternative Income Streams Are Part of My Long Term Plans
I have always had an entrepreneurial spirit. When I was young, I worked the playground economy and traded baseball cards and other trinkets, ... , or money I get from bank bonuses, credit card bonuses, or other sources of free money. Other [more...]
Date: 2008-11-10 12:33:44
Beginning To Earn Rewards
Yesterday, I received an unusually good question: “Hi, Came a cross your site today it’s really great. I currently have two credit cards a Chase Rewards Visa Signature (3% on gas 1% everything else ... year free and a credit of 50,000 MR points if we spend 500 on the card by Jan 31. Those 50,000 would [more...]
Date: 2008-11-28 23:17:29
A Letter from Twenty Years into the Future
One of the nice things about maintaining a blog is that it creates sort of an online journal to track the major milestones in your life ... , this might be the best thing you ever did! You’ve been living credit card and student loan debt free [more...]
Date: 2008-06-16 19:48:37
What Are Your New Years Plans?
How do you plan to ring in the new year? Are you going to a big party or staying home? ... was with her friends and we just kind a bumped into each other. The rest as they say, is history. I don’ ... . What will you be doing? This Post Was Brought To You By Best Credit Card Offers Get up to $250 or even FREE round [more...]
Date: 2008-12-29 02:08:41
What is PCI DSS Credit Card Compliance?
PCI DSS stands for Payment Card Industry Data Security Standard ... and just pay a fee per report. Some SSL certificate companies can scan your domain for free ... . This standard was developed back in 2004 by the main credit card companies like Visa and Master [more...]
Date: 2009-01-15 01:00:23
Joe Sixpack and the Subprime Crisis
The Subprime Crisis is a broken promise to Joe “Sixpack”. One Day in early 2006, Joe was feeling pretty darned good about himself. He was making $65,000 a year at a job he held for over 6 years. He had $30,000 saved up in the bank. He had no credit card debt. He owned his car free and clear. He looked at his pregnant wife [more...]
Date: 2008-10-11 20:31:04
Freebie Roundup and Giveaways!
Free Brand Name Health Samples Click Here. These include samples like Neutrogena, Kleenex, etc... Get a FREE Robert Allen book and consultation! ... Magazines! No Credit card required. No Shipping Costs. 100's of magazines to choose from, All 100% Free ... Free Sleep Guide - Get Your Free Guide to Sleep Disorders. Click Here Enfamil LIPIL® Formulas [more...]
Date: 2008-10-22 14:11:01
THE REAL OBAMA
"We are seeing the dawn of a new era of the current Democratic leadership trying to muzzle free speech and the First Amendment"-Air Force Lt. Gen ... by accepting donations from non-Americans, and deliberately set their credit card donation system to not bother with any security; just the number and amount. Why? A credit card software expert [more...]
Date: 2008-11-03 15:37:00
Happy New Year!
2009 Happy New Year from all of us here at Ask Mr. Credit Card.com! ... to get your first free flight and how to dispute an item on your credit report. Wishing you a joyous ... the viability of a class action lawsuit against the credit card companies - they are lowering people’ [more...]
Date: 2009-01-01 19:57:28
Anyone Can Fall In Debt
You wouldn't know it from their Bresson-like hyperrealistic depiction on TV, ... by Callcredit, a credit report agency which also offers free advice for the debt-impaired. Donning ... to pay back loans and credit cards taken out over 12 months ago.”. No sh*t, Holmes! We've taken [more...]
Date: 2008-11-20 15:35:30
Free Living
In this complicated financial status due to non-stop daily expenses, monthly bills, children's educational expenses, ... . The overflowed using of more than one credit card is really sink us into a big debt when unable to use in minimal expenses. Not realizing that we are already sinking into big credit card debt. It's time [more...]
Date: 2008-12-02 01:16:10
Bookmarks and Links SITE garden banners
Later, she left an anguished message saying that she loved him, but couldn’t deal with his angry, hurtful outbursts ... is, debt costs! If you are paying interest on credit cards, a car payment, and a house payment ... of free traffic to your site is by writing and creating your own free report or ebook, based [more...]
Date: 2008-12-29 16:33:59
Latest News in Stock Market Investment- Oct 3
PepsiCo plans $1B investment in China - CNN Money 3 Nov 2008 at 5:59am NEW YORK (AP) — Beverage and snack maker PepsiCo Inc ... Make sure to visit www.streetinvesting.com to keep updated and signup for free with no credit card [more...]
Date: 2008-11-03 16:47:26
MortgageNewsClips: Spreadsheet Resource, Realtors Beware, Credit Cards, Lou Ranieri, Securitization Primer, Popular Sells, Asymmetric Risk, Damage Report, Disparity, NY Mortgages, Freddie Automates, 3 more News Clips
RESOURCE: has list of sites offering free spreadsheets - Spreadsheets: Free to Learn - No-cost tutorials, instruction, ... Ross - Inman News ———— BusinessWeek_logo Credit-Card Rage - Debt-strapped consumers vent ... -old concept of securitization a bad name, IMF Economist Andreas Jobst writes. Securitization [more...]
Date: 2008-09-02 10:37:39
Rear in Gear 09 - Stuck between gears
I slacked off a little last week because I wasn't feeling great and because I had more free time than usual, ... . That's my excuse and I'm sticking to it. - Revise resume - Shop for bed - Cash in credit card points for Visa gift card (to buy bed!) - Reorder Franklin Planner pages - Schedule massage to take [more...]
Date: 2009-01-12 17:17:59
Paying for Patient Telephone Calls
For years, BIDMC has required patients to pay for toll calls. Local calling was made free to them over a decade ago. Periodically, I receive complaints from patients about having to use telephone debit cards, credit cards or collect calling to reach parties in Massachusetts area codes. Today, we use [more...]
Date: 2009-01-07 11:00:00
Netflix Free Trial Offer
Netflix, Inc. Two weeks ago I wrote about the Blockbuster Total Access free trial offer which is currently available ... up bonuses, credit card bonuses, and other freebies ... . Well, after a little research, I found a similar offer from Netflix. The main difference between [more...]
Date: 2008-06-20 11:40:53
COMODO Internet Security 3.5.61373.458 Beta/3.5.57173.439 - Final
Integrates COMODO Antivirus, COMODO Firewall and COMODO Defense+ in a seamless manner ... your computer. All free, really! No Credit Card Required for this download. • Award-winning Firewall [more...]
Date: 2009-01-16 18:40:39