How Women Can Fix Their Credit Before Applying for a Job: Part 1 — Credit Scores and Credit Reports
a guest post by Michelle Dunn credit debit card charge (www.bizchicksrule.com) ... a job interview because of some bad credit they may have. More and more employers are checking ... of the 3 credit bureaus to provide you with a free copy of your credit report annually at your request. Don’ [more...]
Date: 2008-09-18 10:18:26
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Maintaining Excellent Credit Rating
Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]
Date: 2009-01-15 03:41:35
Rx for Arizona Consumers’ [HomeBuyers} Credit
Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]
Date: 2008-12-23 19:30:07
Finally got my credit score: 698
I held off getting my free annual credit report until after November 30, ... site refused to give me my report or credit score, vaguely suggested that there "might" be some sort ... out how to unlock my account at Equifax so that I could then access both my free credit report [more...]
Date: 2009-01-13 16:46:00
linkblog: Jun 25
linkblog: Jun 25 June 26, 2008 – 2:04 am Engagd.com Pull all your APML together and get a clear picture of what gets your attention ... AnnualCreditReport This is a great site to get your free annual credit report from all three reporting agencies. This site is recommended by the FTC. The JavaScript Source: Forms : Clipboard Copy [more...]
Date: 2008-06-26 06:04:57
Catching Up
So. I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]
Date: 2009-01-16 05:41:49
Throwing Pennies Down A Drain
Some housing bubble news from Wall Street and Washington ... . Today, the SEC released its report on credit rating agencies and their role in the subprime mess. Moody ... s first annual report on the credit rating agencies since Congress gave it express oversight in 2006 [more...]
Date: 2008-07-09 18:36:25
50 Financial Skills Every Person Needs To Know
Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report. Contest errors or inaccuracies on your credit history. Apply for a loan (car loan, mortgage). Get a bank [more...]
Date: 2008-10-27 11:00:10
Taxpayer Advocate’s Recommendation: Go Easier on Taxpayers Experiencing Economic Hardship
Nina Olson, the National Taxpayer Advocate, has released her Annual Report to Congress (PDF) ... their car loans, credit card balances, student loans, or medical bills probably do not realize ... -payment installment agreements, may be more effective at collecting liabilities from taxpayers [more...]
Date: 2009-01-08 02:37:42
Resolutions 2009
I'd like to hear about any resolutions for this year that are on your mind.I admit: nothing specific comes to mind for me.. ... : Protect your identity. Download your free annual credit report (US only). Build your network before [more...]
Date: 2009-01-01 13:21:41
Three Legislative Proposals That Could Have Major Consequences for Your Finances
J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]
Date: 2008-12-18 13:00:42
Headline News - January 7, 2009
Hypercom Appoints Stuart Taylor Vice President, Global Marketing New Mercator Advisory Group Report: Small Business Credit Card 2008 Update: ... in credit card terms Economix Blog - NYTimes.com: Crisis Comparisons: How Bad Might It Get? Laru ... from Credit Cards, Could Save Consumers $500 Million Annually Over Competing Prepaid Cards Get Rich Slowly [more...]
Date: 2009-01-07 13:30:03
Is Nortel a Victim of the Global Financial Crisis?
Some would paint Nortel as a company that was on the verge of making a big turn around, but was blindsided by the financial crisis. If only the credit markets were in better shape, Nortel wouldn’t have been forced ... at its earnings history. I dug through old Nortel annual reports and tried to resolve all the inconsistencies [more...]
Date: 2009-01-15 05:08:00
MortgageNewsClips: MUST READ: Forced To Lend, MUST READ pt 2, Reverse Slow Down, OTS Review, CSFB Bonuses Lump of Coal, Tax Break Cause Bubble?, John Mauldin, Bailout Chart, Bond Bubble, Obama’ Fed Pick, ZIRP and Ben, Walk Away, Sheila Bair, Extreme Makeover in Reverse
Today’s MUST READ: Forced to lend? ... -logo OTS Annual Report for Fiscal Year 2008 ———— Lump of coal in your stocking? - Credit ... s Weekly E-Letter - has interesting rates commentary ———— sfgate1 sf-chronicle nifty chart [more...]
Date: 2008-12-23 00:51:15
Banks Supposedly Will Cut Consumer Credit Card Lines by $931 Billion if Reforms Mandated
There is a rather amusing story at the Financial Times tonight, "Credit card reforms ‘to cost banks billions’". Let's look at the particulars ... that banks will lose $10 billion in interest annually, reduce credit lines by $931 billion, and put ... not get anyone well known for banking expertise to put its name on a self-serving report [more...]
Date: 2008-12-15 01:59:42
Top Stock Picks '09: First Banks (FBS.A)
Filed under: Newsletters, Stocks to Buy, Financial Crisis, Best Stocks for 2009 This post is part of a special annual report -- Top Stock Picks '09 ... A (NYSE: FBS-A). "The major response to the credit and market bubble's popping is of course the Troubled [more...]
Date: 2009-01-11 16:00:00
Sony Ericsson reports results for fourth quarter and full year 2008
.fullpost{display:inline;} Highlights:Global economic slowdown leads to contracting consumer demand Previously announced annual Euro 300 million cost ... of credit. Gross margin became 15% due to negative impact from exchange rate fluctuations [more...]
Date: 2009-01-16 07:56:00
New Home Sales Up Slightly – Analyst Blog
New home sales in August rose a less-than-expected 0.7% to a seasonally adjusted annual rate (SAAR) of 429,000. Sales had been expected to come in at 440,000. Sales were also 3.4% below the year-ago level of 444,000. The result was especially disappointing since this was probably the last month that one could buy a new home and still close on it in time to get the first-time homebuyer tax credit. Still, there was some good news in the report. [more...]
Date: 2009-09-25 16:54:02
LEED certified buildings on the rise!
Adobe headquarters in San Jose received three platinum LEED ratings Photo credit kqedquest According to the US Green Building Council (USGBC) ... building by the numbers report (.doc warning): By 2009, 82% of corporate America is expected ... $30-$40 billion annually by 2010 With that in mind it was great to see the report that AMD’s Lone [more...]
Date: 2009-01-14 18:16:45
LEED certified buildings on the rise!
Adobe headquarters in San Jose received three platinum LEED ratings Photo credit kqedquest According to the US Green Building Council (USGBC) ... building by the numbers report (.doc warning): By 2009, 82% of corporate America is expected ... $30-$40 billion annually by 2010 With that in mind it was great to see the report that AMD’s Lone [more...]
Date: 2009-01-14 18:16:45
Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending
During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]
Date: 2009-01-10 08:00:00
6 Personal Finance Sites You Must Visit
What better way to start off the new year than by taking care of some personal finance matters? ... so you can correct errors and see if someone’s been using your report for their credit. https ... of identity theft. https://www.optoutprescreen.com/ Annual Credit Report: You can get one report per year [more...]
Date: 2009-01-05 15:29:57
I Hate Equifax
I wish I could turn my pure emotion into words on the screen to fully express my hatred for Equifax. It is pure. It is flowing. I. Hate. Equifax. Why I Hate Equifax I’ve recently reminded you to check your annual credit report ... running there has been an issue that results in us not getting her annual credit report. This doesn’ [more...]
Date: 2009-01-16 13:00:13
Real Car Deals for Those Ready to Buy Now
If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]
Date: 2008-11-13 15:22:23
Credit Reports can be a Teaching Tool
by Rob Kosberg All of us have probably been informed that our credit report is a very important document ... on each report, locate any and all errors. It is up to each individual to monitor his/her own credit ... credit. We can obtain copies of our credit report for free, on an annual basis, from the three major [more...]
Date: 2009-01-17 15:18:02
I Guess Our Mortgage Is Officially Considered Small
As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now. We went to the annual credit report site and picked Experian. Credit scores were ... on credit scores. Since we’re considering buying another house, we decided to take a peek at our cre [more...]
Date: 2009-01-09 08:15:42
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