Allow Self Credit Repair To Help You
by Lee Beattie No one plans to contend with bad credit when they start out on their own but, unluckily, ... credit repair, is to get a copy of your credit report from the three credit bureaus. To me the chance ... on bills and now your credit is miserable. You can select to work with a credit repair company only [more...]
Date: 2008-08-21 08:40:18
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Allow Self Credit Repair To Help You
by Lee Beattie No one plans to contend with bad credit when they start out on their own but, unluckily, ... credit repair, is to get a copy of your credit report from the three credit bureaus. To me the chance ... on bills and now your credit is miserable. You can select to work with a credit repair company only [more...]
Date: 2008-08-21 08:55:00
Maintaining Excellent Credit Rating
Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]
Date: 2009-01-15 03:41:35
How Women Can Fix Their Credit Before Applying for a Job: Part 1 — Credit Scores and Credit Reports
a guest post by Michelle Dunn credit debit card charge (www.bizchicksrule.com) ... a job interview because of some bad credit they may have. More and more employers are checking ... of the 3 credit bureaus to provide you with a free copy of your credit report annually at your request. Don’ [more...]
Date: 2008-09-18 10:18:26
Careless Friend Lost His Wallet
Over the weekend, my friend had his wallet stolen from a communal locker at work ... cards. Report the theft to credit bureaus. File a police report. Provide details to the FTC ... it in the university’s ‘lost and found’. If in a few years from now, when he checks his credit report [more...]
Date: 2008-09-18 23:59:23
Questions About Collections? Ask Melissa
Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way. Consumer debt is not transferable ... the payment. The agency will report to the credit bureaus that the account is paid, if applicable [more...]
Date: 2009-01-14 13:00:17
Weekly Round-Up
I know it’s been awhile since we’ve done a round-up at MYC and I’m sorry about that guys! ... up. - No Debt Plan reminds us that we should be checking our credit reports again. Remember, you get one report from each of the credit bureaus free each [more...]
Date: 2009-01-18 06:14:20
Find Unbiased Hints - Problems of Financing a Car
Find Unbiased Hints - Problems of Financing a Car Posted on January 17, 2009 (0) Comments Show Bookmarks ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in [more...]
Date: 2009-01-17 17:19:40
Credit Repair In Four Easy Steps
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. This won’t make as great an impact as paying monthly bills on time [more...]
Date: 2008-11-27 12:15:18
Credit Report Dispute
Credit Report Dispute Posted By Matt Douglas on @ 12: ... and etcetera. You must send this letter to each credit bureau. 2. Hire a professional credit repair ... . About the Author: For more tips on credit repair or to read [more...]
Date: 2008-11-12 18:44:56
Review of Lexington Law Firm
by John Cooper Lexington Law is headquartered out of Salt Lake City, Utah. They are a credit repair firm ... it to each credit bureau. Upon receipt of you letter the bureaus will conduct an investigation ... it from you report. What else should I do to repair my credit? We suggest you open a new revolving [more...]
Date: 2008-12-28 21:14:18
DIY Credit Repair
Negative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-21 01:20:30
freecreditreport.com scam exposed AGAIN
I've often written about the freecreditreport.com scam. The website is run by the credit bureau Experian. Over at Smartmoney ... being locked into the $14.95/month credit report monitoring service that the company sells is down ... to the government-mandated annualcreditreport.com site where you can get an actual free credit report required [more...]
Date: 2008-12-07 12:49:45
DIY Credit Repair
Negative comments on your credit report can cost serious money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-21 01:14:53
Are You On The Credit Bureau's Blacklist?
By John Rasor your credit scores are not based on personal information like race, sex, or national origin ... report make up your credit score. Pretend for a moment that you are an underwriter working through ... , and deserve this loan, right? Could you be on the credit bureaus blacklist? Since [more...]
Date: 2008-12-22 16:07:07
Introduction (4)
What should I do if I find mistakes in my report? As you read through your report, make a list of everything out-of-date, such as: Lawsuits, ... , complete the “request for reinvestigation” form the credit bureau sent you or send a letter listing ... C and D, for more information on reviewing and correcting your credit report.) Taken From : Credit Repai [more...]
Date: 2009-01-10 04:35:04
How Credit Repair Process Works
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the claims by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. This won’t make as great an impact as paying monthly bills on time [more...]
Date: 2008-12-11 08:40:45
Do-It-Yourself Credit Repair
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. Since creditors do not have to send a report to Equifax, TransUn [more...]
Date: 2009-09-27 16:11:07
Setting Long-Term Goals and Getting There after College
by Landon McGehee I had a relative graduate from college recently, ... . 1. Know your credit score. You will have a credit report once you borrow money from a lender or have a creditor that reports to one of the three major credit bureaus (Equifax, Experian [more...]
Date: 2008-11-05 19:53:11
Understanding Credit Repair
If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the claims by sending a letter to the credit bureau. Secondly, you should begin paying down your debts to repair credit history. Although it certainly helps, it doesn’t have as much impact as paying [more...]
Date: 2008-12-12 00:28:43
Do-It-Yourself Credit Repair
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It takes serious dedication and perseverance to start with a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-06-15 12:28:23
Do-It-Yourself Credit Repair
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-21 10:01:51
Inttroduction (3)
Credit bureaus get most of their data from creditors and collection agencies ... . And they go through county records to find recorded liens (legal claims) against property. Non-credit data made part ... on obtaining a credit report.) Taken From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin [more...]
Date: 2009-01-09 04:31:36
Do-It-Yourself Credit Repair
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-27 16:11:07
Remove a Foreclosure from Your Credit Report
by John Cooper The maximum amount of time a foreclosure can be on your credit report is seven years ... . This is done through a dispute letter sent to each credit bureau. In this dispute letter ... if it is verified then I suggest you hire a credit repair service. They have more advanced dispute [more...]
Date: 2008-10-24 19:03:54
How and When to Cancel a Credit Card
Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]
Date: 2008-09-16 12:00:22
Your Credit Repair Solution
.fullpost{display:inline;}As a businessman, the credit is a matter that is not a secret anymore ... bureaus or Credit Repair company, I suggest to visit DSI Solutions. They are not only fast to handle ... you have a bad credit history?.Negative credit comes from a bad credit report and the creditors reject [more...]
Date: 2008-10-17 12:51:00
Credit Repair The DIY Way
by Bob jones Negative remarks on your credit report can cost you serious money. You do not have to despair though, since it is never too late to make yourself credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-23 10:40:11
DIY Credit Repair
Jun 20th, 2009by Owen Jones. by Bob jonesNegative remarks on your credit report can cost a lot of money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again.How to Get Started: You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-06-20 07:26:05
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-22 07:27:52
Remove NCO Financial From Your Credit Report
by Justin Hutto NCO Financial is a collection agency. They collect for retail, financial services, healthcare and other industries ... bureaus. Another option is to hire a professional credit repair company ... is your legal way of telling the credit bureaus that you are disputing the accuracy or validity [more...]
Date: 2008-10-02 16:12:02
BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy
Certainly it's more politically correct but they're exactly the same thing ... For Hospitals Credit-reporting bureau Experian PLC said it agreed to acquire SearchAmerica Inc ... and their revenue cycle," said Kerry Williams, Experian's group president of credit services and decision [more...]
Date: 2008-12-10 17:01:16
Bad house, car debts mount in O.C.
TransUnion, one of the big three credit bureaus, reports that delinquencies rose in the third quarter on homes and cars in Orange County but remained flat on credit cards. The ratio of home loans 60-days past due climbed to 4.6 ... % a year ago. Credit card 90-day lates were flat in O.C. at 1%. The chart (click on it for larger image [more...]
Date: 2008-12-17 11:00:03
Review of Lexington Law Firm
by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, this is legal and credit repair is your responsibility. The Fair Credit Reporting Act gives ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau [more...]
Date: 2009-01-15 00:09:02
What Happens AFTER You Get Your Identity Stolen
Having your identity stolen is far more damaging than just losing money ... . Get a new license. Close bank accounts. Open bank accounts. Contact all credit bureaus to freeze your credit and activate fraud alerts. Contact the FTC and report ID theft. Call here, email here, drive [more...]
Date: 2008-07-29 19:02:03
White House Throws GMAC $6 Billion Rescue Line
Remember when the Bush administration was opposed to tapping the $700 billion Wall Street bailout to help Detroit’s Big Three? Fugetaboutit ... percent fewer loans worldwide than it did a year before, Dow Jones reports.) The $6 billion — ... from a minimum credit bureau score of 700 two months ago down to a score of 621. From a statement from GMAC [more...]
Date: 2008-12-30 16:29:15
Credit clean-up
"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]
Date: 2008-10-27 19:40:13
Eleven Ways To Improve Your Credit Score
Credit scores are one of those little things in life that while they can have a significant impact on people's financial bottom lines, ... your score. 1) Order a copy of your credit report. Review it carefully. Correct any significant errors. This can be done by sending in letters to all three of the credit bureaus. 2) Pay your bills [more...]
Date: 2008-12-12 18:02:36
Back In Business @ The Roundup
I’m just getting settled here at home after getting back from a 14 hour flight ... to be. Frugal Dad tells us how to resolve credit bureau reporting errors. Money Smart Life: shares [more...]
Date: 2008-10-26 16:24:35
Identity Theft
by Landon McGehee Immediately upon becoming aware that your identity has likely been stolen, it’s easy to begin to panic ... . In addition, reporting to the FTC (or their Consumer Alert website) will alert the three credit bureaus ... and still allows a thief to use your existing credit. Often the FTC requests that you change [more...]
Date: 2008-12-20 13:16:13
Removing Bankruptcy From Credit Report
by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit ... , a dispute letter must be sent to each bureau disputing the accuracy of the mark. Upon receipt [more...]
Date: 2008-12-26 09:47:42
Heck Mulls Jump into CD 3 Race
Nevada News Bureau An Independent News Service The following newswire report is offered free of charge to newspapers and online blogs provided it is printed intact and credit is given to the Nevada News Bureau. For editing requests or additional information, please contact NNB editor Elizabeth Crum at (702) 324-3176. Or via email at: e@citizenoutreach.com September 28, 2009 4:53 pm Nevada News Bureau Staff HECK MULLS JUMP INTO CD 3 RACE Republican gubernatorial candidate Dr. [more...]
Date: 2009-09-29 15:36:53
Credit Reinvestigation Procedures - Part 2
Can every bureau and/or furnisher meet this 30-day deadline? ... , one that verifies adverse data so that it remains on the credit report) places a labor burden ... that the information be deleted from the report. Furthermore, if the furnisher lends incomplete information or simply [more...]
Date: 2009-01-02 07:04:30
Keep Watch For The Missing Quarter
How secure is yours? How secure is yours? HARRISBURG PA - Internet chat rooms are filling with complaints from credit card customers nationwide ... : File a dispute immediately with your credit card company; Call Pennsylvania’s Bureau of Consumer ... business with. The company, Adele Services of Melville NY, doesn’t exist, according to a report Sunday [more...]
Date: 2009-01-16 10:40:26
More miscellanous roundup--Internet spying, car fraud and more
Over at Slashdot, an item reports that Wikileaks has posted an internal British Telecom report on the secret trials of the extremely controversial ... advertising based on a user's browsing habits."FTC has a new website on telephone fraud ... the credit bureau Trans Union's (TU release) long-running and insolent violation of the Fair Credit [more...]
Date: 2008-06-05 22:00:33
Identity Theft - Are you protected?
I work in the computer services industry ... . In discussing the report, Lydia B. Parnes, the Director of the FTC's Bureau of Consumer Protection ... by the Fair and Accurate Credit Transactions Act (FACT Act) and see how safe it makes you feel [more...]
Date: 2008-06-23 22:28:00
How You Can Remove a Tax Lien
How You Can Remove a Tax Lien Posted By Matt Douglas on @ 2: ... validated; you must do this directly with the bureau. Simply send them a letter and ask them ... on your credit. It is estimated that 1 in 4 people have inaccurate information on their report [more...]
Date: 2009-01-15 08:39:22
How Can Lawsuit Funding May Help To Avoid A Bad Credit
Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]
Date: 2009-09-30 13:20:28
How to Resolve Credit Bureau Reporting Errors
Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... it resolved through the credit bureau. Write a letter to the credit reporting agency. In the letter ... idea to check your credit report to make sure things are being reported correctly. Inaccuracies [more...]
Date: 2008-10-23 11:00:30
Rx for Arizona Consumers’ [HomeBuyers} Credit
Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]
Date: 2008-12-23 19:30:07
