Best Credit Repair - Outdated Credit Fixing Techniques

Having bad credit report affects you in all financial aspects of your life, there is strongest reasons then, ... for resolving your presentation. Secondly, take in consideration that several credit repair ... , and they are not accurate enough for considering as trusted sources of credit repair techniques [more...]

Date: 2008-12-27 19:00:59

Blog posts (27) | Videos (7)
 

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way.  Consumer debt is not transferable ... the payment.  The agency will report to the credit bureaus that the account is paid, if applicable [more...]

Date: 2009-01-14 13:00:17

DrumBeat: December 12, 2008

U.S. Northeast Heating-Oil Delinquent Bills Top $100 Million (Bloomberg) -- Heating-oil dealers in the U.S ... -credit debt that is ranked in credit-reporting agencies and that affects their credit directly,” ... Petro-Canada in no rush to find U.S. refining space CALGARY, Alberta -- Petro-Canada will not look [more...]

Date: 2008-12-12 13:55:16

If I check my credit score does it affect my FICO?

The following post in our Reader Question series is an actual user submitted question ... scores.  You can read our comparison and reviews of credit report services by visiting NextAdvisor.com. ... your credit report is what is known as a “soft pull” and will not negatively impact your credit score [more...]

Date: 2009-01-16 14:44:35

Bankruptcy

Bankruptcy is an individual’s legally declared inability to pay back debt owed to creditors. There are several different types of bankruptcies ... not require you to liquidate your assets. How does bankruptcy affect my credit and credit score? Bankruptcy does not look very favorable on your credit report and should be considered a last resort [more...]

Date: 2008-12-16 03:00:27

How to Clean Up Identity Theft

Identity theft can turn life as you know it upside down ... , I was not able to have a phone connected in my apartment. Additionally, my credit report was negatively affected. If you find that your identity has been stolen, be sure to file a credit report [more...]

Date: 2008-07-02 12:59:55

Considering Credit Counseling?

by Rob Kosberg Although repairing your own credit is highly recommended, it is sometimes beyond what you believe to be our capability ... you will find an abundance of agencies with magical sounding claims about fixing your credit ... questions. You’re going to want to find out how the process may affect your credit report, debt [more...]

Date: 2009-01-11 17:38:53

Home Buying 101 - Step Two: Know Thy Credit

This is the second in my Home Buying 101 Series, now updated for 2009 ... rates. Your credit report will also affect the rates you pay for auto and home insurance ... for credit cards, loans, medical bills, leases, anything reported to a collection agency, liens [more...]

Date: 2008-12-30 21:06:36

5 Factors Affecting Your Credit Score

Here’s the bottom line. I'm told all the time: “I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT STINKS ... as a roadmap to building a good credit report. Here are 5 factors impacting your credit score ... is positive, rather than a concentration in credit cards only. 5. Inquiries have a 10 percent [more...]

Date: 2009-01-16 18:53:07

Recession Gets Worse - The Fix Won’t Kill Ya

Recessions have a ripple effect on countries. Problems that start in one sector quickly spread to another ... and the real estate bubble, is now affecting job (the highest unemployment level in 16 years), credit ... released a report today highlighting the crisis. Here’s the key finding: Nationally, to maintain [more...]

Date: 2009-01-09 22:08:39

Your Credit Score Affects Your Reputation

Reputation is a measure that all of us have ... . This will ensure that you can get the payoff put on your credit report. What you should then do is to stop ... ; your financial reputation is what stands between you and loans, credit cards, apartments, rentals [more...]

Date: 2009-01-07 13:45:30

Become Versed On How A Divorce Can Ruin Your Credit Report

September 19, 2009 | By Mike Jones In Blogging | The amount of marriages that finish off in divorce is a discouraging statistic. A great deal too many people are subjected to these painful breakups. As one goes through a separation not only is there the emotional sting but all too often it harmfully affects their money also. Oftentimes there are individuals who have been conscientious and unfailing with their credit for years who end up with major problems following a divorce. [more...]

Date: 2009-09-19 23:28:34

AutoNation Reports Operating Profit

AutoNation (AN) reported an operating profit this morning..... ... on the numbers: Other recent dealers reports: Sonic Automotive (SAH), the number three auto retailer ... financial crisis, which affected consumer confidence, and lenders raising credit standards had hurt [more...]

Date: 2008-11-06 15:20:22

DrumBeat: January 14, 2009

DrumBeat: January 14, 2009 Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... in energy prices, but this would not affect its $2.3 billion credit facility, the independent oil ... (Bloomberg) — Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-16 17:22:13

Giving Buyers Back To The Rental Market

The Times Call reports from Colorado. “Randy Wilber moved his wife and two kids to Longmont in 2003 ... was kind of a relief, but at the same time I felt bad - terrible,’ Wilber said. “I felt bad ... tried to buy another home and was told the short sale would affect his credit for another year. ‘That’ [more...]

Date: 2008-07-06 15:15:02

DrumBeat: January 14, 2009

Obama energy goal hard to meet: Bodman WASHINGTON (Reuters) ... prices, but this would not affect its $2.3 billion credit facility, the independent oil and gas ... (Bloomberg) -- Crude oil fell after a U.S. government report showed that stockpiles climbed [more...]

Date: 2009-01-14 13:55:13

Timothy Geithner: Obama's Teflon Treasury Secretary

by James Pethokoukis, USA News & World Report Who is Timothy Geithner that upon news of his impending nomination by Barack Obama, ... in creating the housing and credit crisis?" "How does tax policy affect economic growth?" "What should be done to fix Social Security?" "Should the government more directly aid homeowners?" "What is the growth [more...]

Date: 2008-11-26 16:32:17

22 States Face Tax Shortfalls, Frugality To Hit State Budgets

The Los Angeles Times is reporting States face new budget shortfalls ... 1, has proven to be even lower."States have been confronted with bad economic circumstances in the past ... layoffs are cutting into payroll taxes. The credit crisis and housing slump are affecting taxes levied [more...]

Date: 2008-10-20 10:20:00

Oil Will Surge Again… Here’s 7 Ways To Profit When It Does

HIDDEN VALUE Dear Value Seeker, We hope you had a happy holiday. We’re on our way back to our home in Buenos Aires tonight ... to affect our ability to pay off our mortgages… and our credit card debt? As my dad, Bill Bonner, and his colleague James Dale Davidson have been warning in their emergency report, How to Survive [more...]

Date: 2008-12-29 23:18:40

Getting Real: Hope is not a Strategy

Reality hit our company, Logo Design Guru in the 4th quarter, and clearly, logos and websites are not immune to some recessional affects also ... cash, which is critical. Go through your P&L report item by item, and start eliminating any unnecessary expenses. Be sure to review your credit card statements. I can almost guarantee you’ll find [more...]

Date: 2009-01-18 04:51:38

How Will Print Media’s Financial Problems Affect Its Coverage?

The question that is this post’s title occurred to me as I read through this report earlier today by Seth Sutel of the Associated Press ... for an industry awash in bad news, the newspaper business went through one of its most severe ... troublesome: Given the current poor climate for the business, (Emile Courtney, a media industry credit [more...]

Date: 2008-06-30 01:59:32

How Will Print Media's Financial Problems Affect Its Coverage?

The question that is this post's title occurred to me as I read through this report earlier today by Seth Sutel of the Associated Press ... for an industry awash in bad news, the newspaper business went through one of its most severe ... credit analyst for Standard & Poor's) said: "I have doubts banks will be as willing as they were [more...]

Date: 2008-06-30 01:46:06

On Credit Cards and Free Credit Reports.

Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... . I know that paying on time affects my credit score so I always try oblige to my hubby’s reminder. Sometimes [more...]

Date: 2009-01-15 06:40:58

Liens

If you do not pay State or Federal taxes or pay a debt owed to a creditor, they can make a claim against your property ... from the mortgage and the lien! How does a lien affect my credit report and credit score? This type of security interest looks very bad on your credit report. Potential lenders see a lien on file [more...]

Date: 2009-01-04 00:30:06

Credit Nexus : Get 3-in-1 Free Credit Report

Posted on Wednesday, January 14, 2009 No Comments Labels: affects my credit score, improve credit score, ... one website that teach you how to remove credit report errors? One thing is sure, first time I realize ... remove credit report errorsCredit Card - is a part of a system of payments named after the small [more...]

Date: 2009-01-13 20:04:00

New Year’s Financial Resolutions

Guest Post by Dara DuguayEach year, the most popular New Year’s Resolutions usually alternate between losing weight and getting one’s finances under ... an emergency fund will give you peace of mind.3. Pay more than the minimum on your credit ... report and affect your credit history.4. Contribute the maximum to a retirement savings plan [more...]

Date: 2009-01-09 05:34:00

Best Credit Repair - Outdated Credit Fixing Techniques

Having bad credit report affects you in all financial aspects of your life, there is strongest reasons then, justifying a credit fixing as soon as you can, you will get the benefits of lower interest rates on all kind of loans you apply for. However, there some important points to take in consideration when you ... [more...]

Date: 2008-12-27 19:00:59

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