How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

Blog posts (629) | Videos (120)
 

Credit Report can save your Finances

Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]

Date: 2008-10-23 03:59:41

What is my fico score?

The following post in our Reader Question series is an actual user submitted question ... of Equifax’s credit monitoring service. You get your Equifax FICO score as well as all three bureaus’ credit reports plus 3-bureau credit monitoring and some other goodies. It’s a great service so you may [more...]

Date: 2009-01-14 18:46:28

Bureaus Roll Out New Credit Score Formula for 2009

The three credit bureaus will begin using a new formula to calculate credit scores in 2009 - just as folks were starting to get the hang of what ... as to how much of your available credit you’re using. According to Yahoo! Finance columnist Liz Pulliam Weston, “if your credit card issuer slashes your credit limit — which is increasingly likely [more...]

Date: 2008-12-29 21:48:19

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... from both the uninsured and underinsured. Equifax Inc. and TransUnion LLC, credit-reporting bureaus ... data collected by credit bureaus to help hospitals determine whether patients registering [more...]

Date: 2008-12-10 17:01:16

How Fast Can You Get A Home Loan After Bankruptcy?

One of our readers, Desiree, had this question: Is there any possibility of getting a home loan sooner than 2 years after a bankruptcy discharge? ... in bankruptcy”. If it doesn’t, then it is still counting against your credit score each month. Challenge Any ... reports, the credit bureaus will freeze your credit score until the dispute is resolved [more...]

Date: 2009-01-06 16:28:19

What To Do When Your Credit Card Company Won’t Cooperate

One of our readers, Renee, had this question: Mr Credit Card, We make our payments monthly and have not skipped any, ... that cost money.) I recommend starting with Experian since it looks like they are doing a “Free credit ... of Your Credit Report From all Three Credit Bureaus.” if you have any questions about this stage [more...]

Date: 2008-10-23 09:45:41

Ed McMahon, credit bureau ‘viral rapper’

p2pnet news view | Advertising:- “Jovial TV titan Ed McMahon” is, “on the brink of losing his Beverly Hills mansion, ... by credit bureau Experian,” says the Associated Press, adding: “The videos feature McMahon wearing ... represents ‘a man who is taking charge’.” Yes. Well …. Anyhow, free credit report, eh? There’s always [more...]

Date: 2008-09-25 17:57:22

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

A Review of “People Are Idiots” by Larry Winget (and GIVEAWAY)

People Are Idiots and I Can Prove It!: The 10 Ways You Are Sabotaging Yourself and How You Can Overcome Them* I love the title and cover of ... their late payment to the credit bureaus and their credit score goes down?” In the second chapter ... …and my ultimate favorite: People sign contracts with credit companies, agreeing to pay [more...]

Date: 2009-01-05 19:18:31

Five Ways to Get Your Credit Report for Free

I’ve talked at length in the past about how your credit score is determined and why it’s important ... . When we first discovered the problem, we burned through our free credit reports trying to figure ... provides you with access to reports from all three credit bureaus plus your credit score. Just don’ [more...]

Date: 2008-08-29 10:03:53

Surviving Financial Infidelity: Assessing the Damage

The ugly truth was out in the open. My wife had committed financial infidelity, and it was time to assess the damage. “How much do you owe? ... t any other surprises. We each got our annual free credit report from all three credit bureaus ... on her report. The only hint was that the company in question had made a single credit inquiry [more...]

Date: 2008-11-25 23:13:51

CIBIL frequently asked questions (FAQ) and answers

Sep 15, 2009General Info Q.1 What is CIBIL?CIBIL – India’s first credit information bureau- is a repository of information, which contains the credit history of commercial and consumer borrowers. CIBIL provides this information to its Members in the form of credit information reports.Q.2 Who owns CIBIL?CIBIL’s equity was held by State Bank of India, Housing Development Finance Corporation Limited, Dun & Bradstreet Information Services India Private Limited and Trans Union International Inc. [more...]

Date: 2009-09-15 02:03:33

Debt Management

Debt not only causes stress and worry, but it could also harm your credit rating ... this to the credit bureaus. The negative report in turn has a huge impact on your credibility and your credit score. When deciding whether or not to take on new debt it is important to consider [more...]

Date: 2009-01-16 20:45:59

GMAC Now Officially Requires 700-Plus FICO Score For New Car Loan [Financiapocalypse]

The Financiapocalypse continues. We just received a copy of an e-mail that went out at GMAC, the lending arm jointly owned by GM and Cerberus, ... : you'll now need a minimum 700 credit bureau score to get a car loan at dealer invoice or below from GMAC ... consumers who have a minimum 700 credit bureau score, with an advance rate equal to or less than [more...]

Date: 2008-10-13 22:20:00

Things you may want to know before submitting a package

What is happening today in mortgage lending:As of Jan 24th Du will be updated. The up date will now show the correct county limits ... will not get an ineligible just because the loan amount is exceeded. Non Traditional Credit will now require that the credit bureau provide Names and address of the trade line being verified. As of Jan [more...]

Date: 2009-01-16 15:20:00

Capital One Mails Fraud Claim To The Person Committing Fraud [Defeating The Purpose]

"Lisa" writes, "I recently found out that I was a victim of identity theft ... at all three Credit Bureaus— why ON EARTH would they still send out a card? I called Capital One immediately ... the customer BEFORE processing ANY requests with mismatched information from the credit bureaus [more...]

Date: 2008-09-17 01:51:59

Bad Credit Repair Guides

Thursday, October 30, 2008 Do you often rejected in applying for loan because of your bad credit record? ... now. You still can evaluate your credit record from the three major credit bureaus and audit them ... If yes, that means you is one of most people in our community who have problem with credit record [more...]

Date: 2008-10-30 07:29:00

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. Since creditors do not have to send a report to Equifax, TransUn [more...]

Date: 2009-09-27 16:11:07

Bailout interim boost. What do YOU think?

Get out of your feed reader and comment on this post- we PROMISE that the ShamWow guy won\'t pop out when you do... ... reporting to the credit bureaus? Say they could make it retroactive that anyone that’ ... on their credit. Think how many people would miraculously become “credit worthy” again. After [more...]

Date: 2008-11-26 07:06:54

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-21 10:01:51

Credit Repair The DIY Way

by Bob jones Negative remarks on your credit report can cost you serious money. You do not have to despair though, since it is never too late to make yourself credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-23 10:40:11

Reminder: 9 Months of Free Credit Scores + Monitoring

One of the three major credit bureaus, TransUnion, lost a $75 million class-action lawsuit a while back, ... unlimited daily access to your TransUnion credit report and credit score, as well as e-mail alerts when something changes. This is a good way to know when someone is pulling your credit report [more...]

Date: 2008-09-11 11:20:31

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-27 16:11:07

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-22 07:27:52

Old Debts Under $100 Don't Matter Under FICO '08 [Fico]

An update to how the new FICO '08 scoring system got revamped this year: Collection ammounts where the original debt was under $100 will be totally disregarded, MarketWatch reports . Back in Feb we reported that they would still be taken into account but only matter less. Also, FICO'08 has been rolled out to all three credit bureaus since last month. Before it was only being tested at one and there was some disagreement over whether all the bureaus would accept it. [more...]

Date: 2009-09-24 17:00:00

DIY Credit Repair

Negative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-21 01:20:30

DIY Credit Repair

Negative comments on your credit report can cost serious money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-21 01:14:53

Lithuanuan firm engaged witchcraft in debt collection

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... -styled witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... collecting bureau. “Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-15 17:02:00

Fix Your Bad Credit

Lately, have you heard from a friend or from a family member that nowadays, ... points or more in their credit scores as reported by each of the three major credit bureaus. 54 ... it's pretty much alarming that there are already a numerous cases of bad credit [more...]

Date: 2008-12-20 14:03:00

A Guide to Repairing Your Credit Score

by Mary Bush In the United States, as well as many other countries, there are laws in place allowing people to mount disputes regarding their credit reports ... goes quickly and efficiently. You just can’t call the credit bureau in disgust and start hollering [more...]

Date: 2009-01-10 08:35:57

Update on Fraud

Last month/year I reported on a fraudulent scheme to separate $0.25 from me. Today I got a link to a news item about said fraud. News is slow here ... I closed it, got my money back too, and reported it to the three credit bureaus, stuff to do first ... . But they have two very useful links. Instead, file a dispute with your credit card company [more...]

Date: 2009-01-14 17:49:24

Lithuanian Collection Agency Hires Witch to Hunt Debtors

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... bureau."Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-16 18:21:00

Lithuanian firm hires witch to hunt debt dodgers

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... collecting bureau."Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-16 10:06:00

I Get Money

First the fat boys break up, then Isis gets booted off Americas Next Top Model, now Ed McMahon is a rapper ... site owned by credit bureau Experian. The videos feature McMahon wearing a tracksuit, being ... nothing could touch me/Until my credit went south, and debt started to crunch me/Next thing [more...]

Date: 2008-09-25 21:10:58

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way.  Consumer debt is not transferable ... the payment.  The agency will report to the credit bureaus that the account is paid, if applicable [more...]

Date: 2009-01-14 13:00:17

Recent Bankruptcy? It’s Not Impossible to Obtain a Home Loan

Because the new bankruptcy laws go into effect on October 17, 2005, more Americans than ever are filing for relief using the federal bankruptcy laws ... (unless creditors report incorrectly). By filing simple dispute letters with the three credit bureaus ... a bankruptcy. How is that possible? An example of this is Dave Olson (a fictional character). He [more...]

Date: 2009-01-15 00:11:26

Nowhere to Hide from Inflation

by The Mogambo Guru It is inflation that makes me crazy until I am crying like a baby in fear and locking myself in the closet under the stairs ... out there and kill them all, which makes them slide under the door Doug Noland's Credit Bubble Bulletin ... Bureau of Statistics (NBS) of China announced. During the period, producer prices of plantation [more...]

Date: 2008-08-06 18:58:33

Unknown annoying caller calling from 925-429-5083 (Concord, CA)

Frog88 reported a Unknown annoying caller (9254295083 from Concord area, CA) . The following comments were posted: Three calls today on my cell phone. No message, no ID. When concatenating all the complaints, it seems that these people sometimes "Hallmark TravelPulaski Tickets", another times a "Credit Repair Bureau", yet another a "Refinance Broker") are using the phone numbers "farmed" at the Alameda County Fair in Pleasanton in May 2009. I whish they would stop calling even after 6 months. [more...]

Date: 2009-10-01 20:20:09

How and When to Cancel a Credit Card

Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]

Date: 2008-09-16 12:00:22

Random Ridiculousness

Posted by Bossip Staff One of our former “When the Checks Stop Coming In” victims Ed McMahon has a new gig: ... sidekick will star in two viral rap videos for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. The videos feature McMahon wearing a tracksuit, being chauffeured around Los Angeles [more...]

Date: 2008-09-25 13:30:19

PiQ Subscribers Out of Luck on Refunds?

Since PiQ magazine went defunct in June, subscribers have been asking about how to get their money back. I’m afraid the news isn’t good. The parent company, ADV, isn’t responding to emails on the subject. If you paid by credit card ... Business Bureau won’t be of much help in this situation, since they can only provide assistance [more...]

Date: 2008-09-25 17:32:19

A Cylon’s Top 10 Tips For Avoiding Identity Theft

Identity theft is one of the fastest growing crimes around the world and can be particularly damaging to it’s victims, ... from the three credit bureaus annually and check them carefully for accuracy. Place passwords ... when absolutely necessary. Never let your purse or wallet out of your sight. Only carry those credit and debit [more...]

Date: 2009-01-16 10:37:43

Ed McMahon Rapping

Ed McMahon Rapping October 16, 2008 “Ladies and Gentlemen, introducing “Ed McGangsta.” Somebody is going to Hell for this. Freecreditreport.com has released the first set in a series of new commercial promos starring cash-strapped television icon Ed McMahon. Experian Credit Bureau, who is sponsoring the ad campaign, hopes Ed’s “ [more...]

Date: 2008-10-16 12:54:21

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]

Date: 2008-10-23 11:00:30

Introduction (6)

Creditors like to see evidence of stability, so if any of the following information is not in your report, ... . Again, the credit bureau doesn’t have to add these, but often it will. (See Chapter 4, Sections F and G, for more information on adding positive data to your credit report.) I’ve been told [more...]

Date: 2009-01-12 04:41:40

Ed McMahon Rap Videos FreeCreditReport.com

We’re filing this under “Oh My God, Are You Serious? ... for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. Poor Ed. The things ... I had money and glory/I bought a house for 6 mill/I thought nothing could touch me/Until my credit went [more...]

Date: 2008-09-25 16:41:27

Camdenton Mortgage Market Update: Jan 14

In this week’s radio broadcast, Andrew Conner talks about the possible risk of identity theft arising from the sharing of your mortgage and loan ... Credit Reporting Industry;  or call 888-567-8688. This is a permitted re-broadcasting of a radio ... activity by the credit bureaus….. and how to opt out. Click here to view the embedded video [more...]

Date: 2009-01-15 01:01:53

Ed McMahon Rapping Videos FreeCreditReport.com

Ladies and Gentlemen, introducing “Ed McGangsta.” Somebody is going to Hell for this. Freecreditreport.com has released the first set in a series of new commercial promos starring cash-strapped television icon Ed McMahon. Experian Credit Bureau, who is sponsoring the ad campaign, hopes Ed’s “ [more...]

Date: 2008-10-16 00:00:37

LifeLock Review

LifeLock is the company that has a picture of their CEO, Todd Davis, ... service guarantee, everything else is free to the public. You May Not Need It If you are diligent ... . They will remember to put fraud alerts on your credit history at the three bureaus every 90 days [more...]

Date: 2009-01-14 12:19:44

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