Your Credit Score - What Is A Good Number?

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... are Experian, Equifax, and Trans Union. Each one has it’s own method of deciding what your credit score ... . Mistakes happen, which is why you should review your credit report annually with all 3 credit bureaus [more...]

Date: 2008-12-19 03:43:07

Blog posts (14) | Videos (1)
 

10 Ways To Protect Your Financial Identity Being Used For Someone Else’s Shopping Spree

Someone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem ... card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers ... your credit report once a year from each of the three credit bureaus to make sure [more...]

Date: 2009-01-05 08:56:49

Your Credit Report Still Matters

It may seem that all conventional wisdom and rules we lived by have gone out the window in the face of this chaotic economy ... report from each of the three credit bureaus – Experian, Equifax, and TransUnion – once within every ... report our credit score – a number that is reflective of our ability to make on-time payments [more...]

Date: 2008-11-20 16:13:48

FICO Fitness Fundamentals

A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]

Date: 2008-11-25 16:08:53

Unknown annoying caller calling from 925-429-5083 (Concord, CA)

Frog88 reported a Unknown annoying caller (9254295083 from Concord area, CA) . The following comments were posted: Three calls today on my cell phone. No message, no ID. When concatenating all the complaints, it seems that these people sometimes "Hallmark TravelPulaski Tickets", another times a "Credit Repair Bureau", yet another a "Refinance Broker") are using the phone numbers "farmed" at the Alameda County Fair in Pleasanton in May 2009. I whish they would stop calling even after 6 months. [more...]

Date: 2009-10-01 20:20:09

California Bar Journal Article “Will A Bad Economy Force More Changes In The Profession?”

Thanks to Adrianos Facchetti over at the California Defamation Law Blog for sending me this interesting article from the California Bar Journal ... from the article: According to the Bureau of Labor and Statistics, the number of legal jobs declined ... on lines of credit when business gets slow.  At same time, associates ignore billable hours [more...]

Date: 2009-01-08 17:48:12

Helping Yourself Qualify for a Home Loan

There are a fair number of specific helpful suggestions to make in helping you purchase a home. All of them revolve around the loan ... , but if you don't have at least two open lines of credit, a given reporting bureau may not report a score ... thing is to get a credit score above 720. If you're there already, keep doing what you're doing [more...]

Date: 2008-06-20 13:39:52

Mysterious credit card charge may have hit millions of users

Source: Boston Globe - Several Internet complaint boards are filled with comments from credit card customers from coast to coast who have noticed a ... out whether an illegally obtained credit card number will work before making a bigger charge, or they’re ... at the moment. The Better Business Bureau in Louisville reports that, at least so far, those [more...]

Date: 2009-01-09 03:56:32

Well! Now we know why Emperor Paulson wanted retroactive immunity in his trillion dollar bailout plan!

How did Paulson try to get retroactive immunity? Why, via the infamous Clause 8, of course: the clause Krugman caught Paulson lying about ... , Lehman Brothers and American International Group, bringing to 26 the number of bureau investigations ... into disclosure and valuation of housing-related investments at banks, insurers and credit rating [more...]

Date: 2008-09-24 02:53:58

Foreclosure Crisis of 2008 Should Serve as a Lesson for Steering Through 2009

There is no doubt that many will be relieved to bid adieu to 2008 and its record breaking number of house foreclosures, jumbo unemployment figures and pathetic credit markets. However there are lessons to be learnt ... of Department of Commerce Bureau of Economic Analysis. In fact in May 2008 the savings rate had shot [more...]

Date: 2009-01-12 19:00:39

Bernanke drops pretense of secrecy and airs Fed's plans

McClatchy Washington Bureau With its benchmark lending rate effectively at zero, Federal Reserve Chairman Ben Bernanke on Tuesday, ... be doomed if problems in the financial and credit markets aren't fixed. Bernanke outlined a number [more...]

Date: 2009-01-14 18:46:44

The Devastating Bush Years

The Devastating Bush Years Wow. MSNBC First Read put together some impressive numbers that show just how better off WE ARE NOT since George W ... Then: 4.2% (Bureau of Labor Statistics, January 2001) Now: 6.7% (Bureau of Labor Statistics ... ’ mentality that led tot he financial and credit crisis, were all his doing. I hear [more...]

Date: 2009-01-07 20:47:31

BLS BS Exposed: Commercial Bankruptcies Soar

The McClatchy Washington Bureau is reporting Commercial bankruptcies soar, reflecting widening economic woes ... , tighter credit and a reticence among consumers to part with discretionary income. From April ... in California, which logged 3,141 bankruptcies in the second quarter. Texas fielded the next highest number [more...]

Date: 2008-07-20 20:10:33

2008 By The Numbers

It’s been a wild year.  A 700 billion dollar bailout, a 50 billion dollar Ponzi scheme, ... fallen: Unemployment: November 2007: 4.9% November 2008: 6.9% (from http://www.bls.gov - Bureau ... institutions overnight” - in short, that’s the rate banks loan each other money.  With the credit [more...]

Date: 2008-12-31 15:48:47

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