Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way.  Consumer debt is not transferable ... the payment.  The agency will report to the credit bureaus that the account is paid, if applicable [more...]

Date: 2009-01-14 13:00:17

Blog posts (12) | Videos (12)
 

Free Webinar on New FTC Guidelines for Background Checks

The new FTC Identity Theft “Red Flags” guidelines take affect on November 1, 2008.  Are you aware of your obligations under these new provisions? ... of consumer reports must implement procedures to deal with any notices of address discrepancies they receive from a nationwide consumer reporting agency (mainly credit bureaus such as Experian, Equifax [more...]

Date: 2008-10-15 19:09:58

FTC Delay Does Not Apply to Employers

Yesterday, the FTC announced a 6 month delay in enforcing their “Red Flags” Identity Theft Guidelines ... ve been in touch with the FTC and we now know that this delay only pertains to Financial ... from National Consumer Reporting Agencies (primarily credit bureaus) when conducting background checks [more...]

Date: 2008-10-23 16:11:42

How and When to Cancel a Credit Card

Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]

Date: 2008-09-16 12:00:22

Inttroduction (3)

Credit bureaus get most of their data from creditors and collection agencies ... of a credit report usually includes names you previously used, past and present addresses, Social ... Chapter 4, Section A, for more information on the contents of a credit report.) How can I get a copy [more...]

Date: 2009-01-09 04:31:36

A LifeLock Review: Protect Yourself From Identity Theft

by Harvey Warmuth These days you really need to understand that there is a good possibility that you might be affected by the crime of identity ... alerts are placed on your credit bureau reports, with the main agencies. You are then contacted [more...]

Date: 2009-01-05 19:34:53

Steeled for trouble

I'VE JUST gotten back from Delhi’s leafy diplomatic enclave, where CNN has a bureau ... , the credit rating agencies are now taking a less forgiving [more...]

Date: 2008-11-17 23:07:50

A Conservationist for the Interior Dept.

A Conservationist for the Interior Dept. By Kate Galbraith Senator Ken Salazar (Photo credit: Jack Dempsey/Associated Press) ... oversees agencies from the National Park Service to the Bureau of Indian Affairs. [more...]

Date: 2008-12-16 14:12:46

Lithuanian Collection Agency Hires Witch to Hunt Debtors

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... bureau."Our new employee will help them to understand the situation, reconsider what is right [more...]

Date: 2009-01-16 18:21:00

The Early Bird: December 2, 2008

It's Official: Recession Is Here The National Bureau of Economic Research's conclusion that the U.S ... housing crisis is far from over. The credit reporting agency TransUnion LLC reports that the percentage ... Monday. Of the key indicators measured by the bureau, manufacturing slowed, jobs were cut, and real [more...]

Date: 2008-12-02 15:15:28

Controldatainc Collection Agency

Tuesday, December 16, 2008 How you feel if you can be able to participate save some companies from bankruptcy ... up" that you should receive. And also most of them are adding in "skip tracing costs" and credit bureau fees [more...]

Date: 2008-12-16 08:00:00

Need Health Insurance? Your Favorite Pharmacy May Be Standing In Your Way

I've told you before about the Medical Information Bureau and how it may come between you and health insurance. The MIB is like a credit reporting agency. It collects information... [more...]

Date: 2009-01-02 14:00:59

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