Credit Repair The DIY Way
by Bob jones Negative remarks on your credit report can cost you serious money. You do not have to despair though, since it is never too late to make yourself credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-23 10:40:11
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Credit Repair The DIY Way
Negative comments on your credit report can cost serious money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-09-21 01:24:15
How long does credit repair take?
Filed under: DebtWe've been getting a lot of desperate comments from people who are seeing their credit destroyed as their personal financial lives ... will it take to get a clean credit record? Most of the negatives on your credit report will drop off after ... facing major drops in their credit scores and not able to get new credit in the tight market [more...]
Date: 2008-11-03 21:30:00
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-22 07:27:52
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-09-25 21:05:30
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-09-21 10:03:24
Credit Repair Agencies - is it a scam ?
It is important to have a good credit history in difficult economy. It is especially important if you are buying or refinancing a house ... fix for creditworthiness. You can improve your credit report legitimately, but it takes time ... is that negative, yet legitimate info can stay on your credit report for 7-10 years, under federal law [more...]
Date: 2009-01-05 03:36:53
How to Raise My Credit Score
A common question many people have is how to raise their credit scores ... score is just a bunch of statistics! Get a copy of your credit report and scan for any errors ... it down! When you have an account with no negative reports, it looks good on the credit report. Don’ [more...]
Date: 2009-01-16 07:26:13
Credit Repair Firms In Crosshairs of Federal Trade Commission
Credit repair, or how to make your credit report lie, is not something you want to get involved with ... that deceptively claim they can remove negative information from consumers’ credit reports, even ... , the Commission charged seven operations with violating the FTC Act and the Credit Repair Organizations Act [more...]
Date: 2008-10-24 19:46:53
Debt Management
Debt not only causes stress and worry, but it could also harm your credit rating ... this to the credit bureaus. The negative report in turn has a huge impact on your credibility and your credit score. When deciding whether or not to take on new debt it is important to consider [more...]
Date: 2009-01-16 20:45:59
FTC Crackdown on 36 Credit "Repair" Companies
sweep.jpg Ever wonder if those TV ads claiming to help you repair your credit are legit? ... information from consumers' credit reports, even if that information is accurate and timely. The FTC ... they are able to scrub your credit reports of accurate, negative information for a fee are lying - plain [more...]
Date: 2008-10-28 11:15:52
How to Resolve Credit Bureau Reporting Errors
Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly. Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]
Date: 2008-10-23 11:00:30
Thinking of credit repair? Think twice
You’ve probably heard ads promising to fix bad credit ... that deceptively claim they can remove negative information from consumers’ credit reports, even ... to the FTC’s brochure titled Credit Repair: How to Help Yourself, here’s how to tell if the company [more...]
Date: 2008-11-03 12:06:26
Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]
Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]
Date: 2008-07-20 19:00:00
After the Bell Wrap-Up - January 8, 2009
The markets gave a valiant effort today to shrug off more disappointing economic news to trade higher, ... for the S&P and the NASDAQ. With a mixed report for jobless claims, the key negative news ... . In a late afternoon reading, the Federal Reserve reported that consumer credit, such as credit cards [more...]
Date: 2009-01-08 21:10:00
Options for financial freedom
During the time when you were taking out your loans or using your credit cards, it seems like a very good idea, I am sure ... that you have with the credit bureau. Bill consolidation which is relatively new, works ... off all your loans and more, this does not have the negative impact on your credit report [more...]
Date: 2008-12-26 13:28:02
Goodwill Adjustment Letters
If you’ve ever gotten an insufficient funds fee or a over-the-limit penalty fee or a late payment penalty fee, ... like you to consider removing the negative payments from my credit report. I have been a very happy ... ), you can employ this strategy in a vareity of places… including your credit history [more...]
Date: 2008-11-12 12:52:21
FTC's 'Operation Clean Sweep' Targets 'Credit Repair' Companies
The Federal Trade Commission, in cooperation with 25 state agencies in 23 states, ... they can remove negative information from consumers’ credit reports – even if that information is accurate and timely. WHEN: October 23 – 10:30 a.m. WHERE: FTC Headquarters 600 Pennsylvania Avenue, N.W. [more...]
Date: 2008-10-22 09:09:40
Credit Score - An Introduction
Tip! Closing unused accounts is a negative strategy to raising one’s credit score ... in the data bases of the big three credit reporting agencies - Equifax, TransUnion and Experian ... . Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score [more...]
Date: 2008-12-24 13:17:45
Retail Sales Sends Markets Spiraling
Retail Sales Sends Markets Spiraling The markets were greeted today with an economic report that disappointed even negative expectations ... expectations. Although the report is being heralded as “the worst holiday spending in decades,” ... . Consumers are essentially maxed out on much of their available credit. Since the financial institutions [more...]
Date: 2009-01-14 17:15:00
Another Unusual Risk
Another Unusual Risk Here’s another risk for companies to consider disclosing in their financial statements: ... of credit cards to the fiscally challenged, has included this risk factor in every quarterly and annual report since its 2005 annual report: “Negative publicity may impair acceptance of our products. Critics [more...]
Date: 2008-08-08 02:28:00
UAE banks assigned negative outlook
Financial Times: Moody’s Investors Service, the credit rating agency, has placed the United Arab Emirates banking sector on a negative outlook, ... . ... Tightening credit conditions, liquidity constraints, a collapse of regional equity markets and tumbling oil prices will also contribute to increased strains at UAE banks, Moody’s added in its report [more...]
Date: 2009-01-15 16:23:15
UAE's Loan Quality To Worsen: Moody's
Source : The Business Times, January 15, 2009(DUBAI) ... the past four to five years,' John Tofarides, a Dubai-based Moody's analyst said in a report. 'These factors will negatively affect the credit environment over the next 12 to 18 months.' UAE's small [more...]
Date: 2009-01-16 16:20:00
Learn How A Divorce Can Upset Your Credit Report
September 28, 2009 | By Mike Jones In Finance | by Kevin LynchConsiderably too many marriages end in divorce these days. Sadly the splitting up of a marriage is not only an emotional battle but it all too often has a hugely negative outcome on your finances also. Frequently there are folks who have been responsible and trustworthy with their credit for years who end up with major tribulations following a divorce. Divorce is one of the foremost causes of problematic credit for many persons. [more...]
Date: 2009-09-28 10:26:54
Always Look A Gift Check In The Mouth [Check Fraud]
Fred writes: My brother who is a junior at college sent out a bunch of applications for college grants and other sources of funding to pay for his ... him that he has been reported to the FBI, and that the information would be noted on his credit report. He wasn't really able ... by not answering anything. I was wondering if it would be a negative [more...]
Date: 2008-09-19 16:14:23
Video-Rama: Will Markets Bail You Out in ‘09? (December 27, 2008)
Despite a litany of bleak economic and corporate news confronting investors during the past week, ... that liquidity was still being hoarded. (Also see my “Credit Crisis Watch“.) 13-dec-v1.jpg Source ... a black hole,” remarked Bill King (The King Report). Financial markets reacted negatively [more...]
Date: 2008-12-27 14:29:25
Words from the (investment) wise for the week that was (Dec 8 – 14, 2008)
Despite a litany of bleak economic and corporate news confronting investors during the past week, ... that liquidity was still being hoarded. (Also see my “Credit Crisis Watch“.) 13-dec-v1.jpg Source ... a black hole,” remarked Bill King (The King Report). Financial markets reacted negatively [more...]
Date: 2008-12-14 08:22:17
(JPM) Words from the (investment) wise for the week that was (Dec 8 – 14, 2008)
Despite a litany of bleak economic and corporate news confronting investors during the past week, ... that liquidity was still being hoarded. (Also see my “Credit Crisis Watch“.) 13-dec-v1.jpg Source ... a black hole,” remarked Bill King (The King Report). Financial markets reacted negatively [more...]
Date: 2008-12-14 11:40:10
Port Moresby not a murder capital
Police Commissioner Gari Bari on Friday, January 9, 2009, ... over an international report by Foreign Policy magazine listing Port Moresby as the fifth murder ... credit ratings and will have serious negative implications on our development aspirations.We [more...]
Date: 2009-01-11 23:54:00
Why Don’t We Teach Money Management
Another report out this week showed credit card companies are pounding the pavement harder than ever where college students are concerned. The number of companies issuing student credit cards are rising despite no one else being able to get credit. I have to ask myself why this is. granted most college freshman don’t have any negative [more...]
Date: 2008-12-31 18:13:49
Wall Street Breakfast: Must-Know News
Bigger profits for BP. BP (BP) reported Q3 results this morning, ... amid reduced demand and a global credit crisis. "We are in the midst of a rapidly changing and very ... Fettig said. "The global credit crisis has had a profound negative impact on what was already [more...]
Date: 2008-10-28 11:20:05
Rosner: GSEs Probably Need $100 Billion; Freddie Mac Reported to Be Meeting Treasury
Warning: Josh Rosner is controversial in some circles. He co-authored a simply terrific paper with Joe Mason, "Where Did the Risk Go? ... that if they had to mark to market and report their deferred taxes like banks do, they'd both have negative net worth ... they need to be an AAA credit, or at worst, a very strong AA. Mere solvency is BBB, perhaps even [more...]
Date: 2008-08-21 07:30:43
When Will the Financial Crisis End?
Kabbalah and the Earthly Sciences News Report (from Safe Haven): Has the bear market run its course? Is a new bull market on the horizon? ... to the housing and credit bubbles. “Social Upheaval and Society Becomes Negative” - We are only just beginning ... Conflicts Worsen” - This basically has not happened. “View of the Future at a Low Ebb” [more...]
Date: 2008-12-28 19:16:40
Words from the (investment) wise 12.15.08
Words from the (investment) wise for the week that was (December 8 - 12, 2008) ... that liquidity was still being hoarded. (Also see my “Credit Crisis Watch“.) 13-dec-v1.jpg Source ... a black hole,” remarked Bill King (The King Report). Financial markets reacted negatively [more...]
Date: 2008-12-14 12:42:13
Sony Ericsson reports results for fourth quarter and full year 2008
.fullpost{display:inline;} Highlights:Global economic slowdown leads to contracting consumer demand Previously announced annual Euro 300 million cost ... to the global economic slowdown that resulted in contracting consumer demand and decreased availability of credit. Gross margin became 15% due to negative impact from exchange rate fluctuations [more...]
Date: 2009-01-16 07:56:00
Federal Reserve, Treasury Announce $800 Billion Plan to Support Consumer Lending
Let's see, Bloomberg said yesterday that the Federal government had committed $7.4 trillion to lending facilities and guarantees ... points, due to a GDP report that revised third quarter growth from positive 0.3% to negative 0.5 ... (TALF), a facility that will help market participants meet the credit needs of households and small [more...]
Date: 2008-11-25 15:09:54
Prospective Home Buyers, This is an Opportunity of a Lifetime - Don’t Screw it Up
Even Though Real Estate is Gloomy, Opportunities Will Present Themselves The negative news in the real estate market continues. Every week it seems like a new report is out highlighting record drops in home sales, lower home ... demand. Start Getting Your Credit in Order Today Even if you don’t plan on buying a home for another [more...]
Date: 2008-11-25 16:27:31
U.S. Telecom and Cable Credit Profiles to Weaken in 2009
Debt ratings agency, Fitch has updated a ratings report issued last month and now says that it expects that revenue growth will be negatively impacted by growing local exchange carrier access line [more...]
Date: 2009-01-11 21:21:17
Timeline for Negative Credit History
by William Blake Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious ... even get a good job. Fortunately, a negative credit report is not permanent and thus can be made better. After seven years, the majority of the undesirable contents of a negative credit report [more...]
Date: 2008-12-20 08:42:43
Negative Credit History Timeline
by William Blake Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious ... even get a good job. Fortunately, a negative credit report is not permanent and thus can be made better. After seven years, the majority of the undesirable contents of a negative credit report [more...]
Date: 2008-12-29 13:50:17
Debt relief solutions are assisting thousands to get out of debt
Many consumers have been falling prey to the unscrupulous actions taken by the money grubbing credit card companies, ... negative slight against the debtor’s credit report. These practices are forcing consumers to look ... a negative on their credit report and giving the creditors the ability to raise the rate and basically [more...]
Date: 2009-01-16 14:48:15
Beware of Bogus Credit Repair Companies!
So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]
Date: 2008-10-11 15:21:10
Beware of Bogus Credit Repair Companies!
So-called “credit repair” companies claim they can remove negative information from credit reports. Advertising as “Credit Advisors,” “Credit Rating Correction Services” or “Credit Consultants,” they trumpet variations on this message: “Turned down because of bad credit? We can help!” Many [more...]
Date: 2008-11-06 09:25:07
why should i repair my credit
FAQs On credit Part 1 Nowadays, with identity theft rampant and po ibility of data entry errors it’s a high probability that your credit report contai entries that do not belong to you. Incorrect items on your credit report will negatively ... is calculated by the three major credit reporting bureaus (Tra Union, Experian and Equifax [more...]
Date: 2008-10-20 20:39:39
Timeline for Negative Credit History
Commercials that advertise ways to obtain a free credit report often emphasize the importance of doing so because of the serious problems you can run into because of having a negative credit history. A person with a negative credit history will have an impaired ability to borrow money, get a good interest rate, and sometimes even get a good job. [more...]
Date: 2009-01-01 08:19:32
Recognizing a Credit Repair Scam
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]
Date: 2009-01-16 06:24:58
Identify Credit Repair Scam in 6 Ways!!
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]
Date: 2009-01-16 06:23:45
DIY Credit Repair
Negative comments on your credit report can cost you serious money. You do not have to despair though, since it is never too late to become credit worthy again. However, always remember that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-21 01:20:30
Do-It-Yourself Credit Repair
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. Since creditors do not have to send a report to Equifax, TransUn [more...]
Date: 2009-09-27 16:11:07
DIY Credit Repair
Negative comments on your credit report can cost serious money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-21 01:14:53
