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Cashing In On Free Credit Reports

Nothing in life is free… and this especially holds true online ... credit report. You can obtain a copy by visiting (affiliate link) or have it done during tenant ... credit report offer? Simple, you make your prospective tenants get a free credit check before applying [more...]

Date: 2008-12-13 08:02:52

Blog posts (128) | Videos (29)

Weekend Links - I Want a Volkswagen Bus edition

Today, my wife and I drove 7 hours from nearly San Deigo back to our home in San Francisco ... , a post based on the US economy, zombies, and the girl in the photo. True Credit review - how I use the credit score & credit report monitoring service from Money Smart Life offers many reasons [more...]

Date: 2008-07-21 05:37:39

Fool’s Advice

Everyone’s got advice for using credit cards.   Today, ... to have a true debt ratio of  zero.    If I were to check my credit report, I would find all of my spending ... date.    I never pay interest, but the credit report still sees this balance as “debt”. To express [more...]

Date: 2009-01-06 23:43:58

Weekly Economic Potpourri November 7, 2008

Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time ... Swap Disclosure Obscures True Financial RiskThe most comprehensive report on unregulated credit ... destroy American International Group Inc., once the world's biggest insurer.A report by the Depository [more...]

Date: 2008-11-08 09:59:00

Conservatives up in arms over Browner's socialist ties

The front page of Monday's Washington Times features rather explosive lead story: "Obama climate czar has socialist ties," the headline reads ... . The D.C. Examiner had it last week, actually, and the conservative blogosphere is all over the report. To the Times' credit, the story is true -- Carol Browner, who was also EPA head under Bill Clinton [more...]

Date: 2009-01-13 04:01:46

LifeLock CEO Hacked?

LifeLock CEO Hacked? June 25, 2008 – 3:08 pm Let me first start this post off by saying this - LifeLock Works! ... loan did not even try to verify the true identity of the thief. No credit report was pulled ... Yes, someone was able to obtain a $500 payday loan using Todd Davis’s SSN. However, the check [more...]

Date: 2008-06-25 20:08:42

Sign of Deepening Recession

As if the constant barrage of troubling macroeconomic news was not enough to tip you off, now something truly appalling has come to our attention. No, it isn’t the new unemployment statistics, credit spreads, the latest report on retail sales ... inexpensive beer. Up until this latest report, the conventional wisdom seemed to be holding true [more...]

Date: 2009-01-16 16:59:21

Sign of Deepening Recession

As if the constant barrage of troubling macroeconomic news was not enough to tip you off, now something truly appalling has come to our attention. No, it isn’t the new unemployment statistics, credit spreads, the latest report on retail sales ... inexpensive beer. Up until this latest report, the conventional wisdom seemed to be holding true [more...]

Date: 2009-01-16 19:25:24

The Impact of Marriage and Divorce on Your Finances

We joined Costco. And I’ve only been there 5 times in 8 days! Thanks for all your suggestions; we knew exactly what to look for ... the country will share their money-saving secrets. I’ll check it out and report back if I learn anything ... . Now I just need to get my True Earnings Credit Card for Costco and I’ll be all set. Also [more...]

Date: 2008-10-08 13:29:23

Everything We Knew About Real Estate Is No Longer True

The Sun Sentinel reports from Florida. “For South Florida’s sluggish housing market, ... report.” “Analysts say any portability-fueled boost in home sales was swamped by stronger forces pulling down the real estate market in Florida and nationwide: crumbling home prices, tightening credit [more...]

Date: 2008-08-12 14:28:35

Monty Python/Tolerance/Inclusion/Exclusion/How Obama Got Elected?/Economy/Education/Maria Shriver/Barbara Walters/Philanthropy and more..

Advertisement: Tolerance and Inclusion except for any true to their beliefs A lesson in tolerance from an 8th Grader in Illinois-" ... turned the experiment into a report for her history class and got extra credit?" Christian prayer group ... of all points of view. Boy am I wrong. Imagine if gays were in the streets of a town in Texas praying [more...]

Date: 2008-11-24 18:39:42

FHA Loans- Affordability Solutions for First Time Homebuyers

Author: Jared Martin “FHA” and “First Time Homebuyers” are real buzzwords as far as home buying is concerned, ... Housing Authority. Recent events in the credit markets have made the FHA loan a true affordability ... , there would be very few people buying houses these days. In mid-December of last year, a report [more...]

Date: 2009-01-02 03:10:31

Are dead people voting in Dallas County?

Definitely not. But Texas Watchdog's report sure implies that there's widespread voter fraud going on. To their credit, they quote the county clerk saying that in any cases where a dead person is reported as having voted, that's most likely a clerical error, not fraud. That's probably true [more...]

Date: 2008-10-30 17:29:36

The Garrett, Watts & Co. Report (October 31, 2008)

To Our Clients, Colleagues and Friends,   · From a friend in the Mid-Atlantic area who’s in the M.I ... the worst credit quality of them all.  We would rather deal with a true wholesaler than with the likes [more...]

Date: 2008-11-01 12:26:47

New Tenant Too Good to be True

Yesterday I told you about how I got a Rental Vacancy Created and Filled in the span of about one hour ... the background or credit check since he's already been living there (and because he paid up front), but I told ... report. [more...]

Date: 2008-12-03 20:15:00

Unmasking Obama…Obama’s Work Ethic….

It is now abundantly clear that the image of Barack Obama sold to the American electorate was tightly edited, air-brushed, and exaggerated. He has worn a series of masks — eloquent orator, brilliant scholar, centrist, and literary sensation. All of these masks are coming off as he copes with a job for which image will not suffice.  For instance, hiding behind the eloquent orator mask is a guy who says “uhh” a lot when he is winging it, and who makes lots of factual and grammatical mistakes . [more...]

Date: 2009-09-30 11:18:50

Will Lindsay Lohan be a cracked-out contestant on Celebrity Big Brother?

It’s no secret that I don’t care for reality programming. But, I do make some exceptions. I’m addicted to Project Runway , because it’s a reality competition, where contestants actually make a product, and they have to have a modicum of talent (for something other than being a famewhore). I also like Kathy Griffin’s My Life on the D-List , although I didn’t watch much of this season, because it seemed like Kathy was drifting away from her D-List roots. She chilled with T.I. [more...]

Date: 2009-09-30 12:16:36

Jobless Claims Up More Than Expected!

From the perpetually surprised Associated Press : New jobless claims rise more than expected to 551K WASHINGTON – First-time claims for jobless benefits increased more than expected last week , a sign employers are reluctant to hire and the job market remains weak. And while consumer spending jumped by the most in nearly eight years in August due partly to the government’s Cash for Clunkers program , economists worry whether that rebound can be sustained with U.S. [more...]

Date: 2009-10-01 11:23:48

U.S. To Break Up Soon?

Chuck Baldwin September 29, 2009 According to Macedonian Radio and Television On-line (MRT), a Russian professor predicts the United States will fall apart in July 2010. MRT reports, “‘Mr. Obama is similar to the last Soviet leader Mikhail Gorbachev. Gorbachev was also making great promises for the Soviet Union, but the situation was only getting worse,’ he said. By next summer, according to Professor Panarin, the US will disintegrate into six blocs–and everyone will get their piece. [more...]

Date: 2009-10-01 15:33:40

Germany - The Bitter-Sweet Tears Of Angela von Merkel

German voters gave Chancellor Angela Merkel the green light for a second term on Sunday, along with a clear mandate to form a new government with the liberal Free Democrat Party (FDP). But just what exactly is the new government likely to do? Merlek has been quick to pour cold water on any idea of early tax cuts, “I expect we’ll agree very quickly on tax policy, especially when you look at the leeway we have with the budget,” she is quoted as saying. [more...]

Date: 2009-09-30 22:01:26


In the wake of his ‘involuntary anointment’ as chief executive of the state and the ruling party, Prime Minister Meles Zenawi has once again shifted to a high gear with a new five-year term securely under his belt. Although his decision was not unexpected, the 360 degrees shift of from the spring, winter, summer and beyond of his oft-expressed decision to quit his job as prime minister has not gone unnoticed. Owing to that, the prime minister has encumbered himself with expectations. [more...]

Date: 2009-10-01 14:45:04

Corporatism is King

by cjmac53@aol.com I wanted to follow up my post from yesterday on the FDIC with a couple of related links that I think are relevant as far as the big picture on the economy is concerned.  Alex’s comment on that post led me to do a quick search of the banks that had closed when the S&L crisis finally came to a head.  The link is to an article from the New York Times that was written in 1988, and I about fell off my chair reading some of the things that ocurred and the analysis of the [more...]

Date: 2009-10-01 09:21:00

Is Obama Fulfilling ACORN’s Agenda?

Here is a copy of ACORN’s so-called People’s Platform , via the Internet Archive’s Wayback Machine, which we first posted back on October 16, 2008 . As is noted below, this platform was updated in 1990 in Chicago, which was just two years before Mr. Obama began to work for the organization via Project Vote and as a trainer for their "power" seminars. Note how many of ACORN’s demands are being accomplished by Mr. Obama since he has assumed office. [more...]

Date: 2009-10-01 04:00:00

Mark Turner Russell Edgar: Turners Bar Complaint Response Back to Edgars Comments

There has been a lot of conversation here at Maggie's Notebook about Mark Turner, a man living in the Pensacola, Florida area. At the bottom of this post, you will find links to the background of Mark Turner's case. Today, I want to focus on complaints Mr. Turner made to the Florida Bar. When a citizen feels they have been unjustly treated by the justice system, they can file a "Bar Complaint" with the State's Bar - the organization that generally registers and tracks lawyers in the area. [more...]

Date: 2009-09-30 22:16:00

Obama’s Work Ethic

Obama’s Work Ethic By Ed Lasky Barack Obama has displayed a disturbing pattern of work ethics: shirking work; claiming success when he was not entitled to do so; hiding his failures; and claiming the work of others as his own — when it was successful. These are not character traits that we should associate with Presidents. Barack Obama won praise for Dreams From My Father , a 1995 memoir of his life that was published when he reached the grand old age of thirty-four. [more...]

Date: 2009-09-30 13:29:21

Doing What It Takes To Get A Mortgage Loan

Oct 1st, 2009by Crystal Guthrie. by Crystal GuthrieWhen it comes to getting a mortgage loan, it is important to understand that lenders consider more than just your income when determining whether or not they will give you the loan you are requesting. While other factors have always been used when making this determination, the factors that are taken into consideration have grown even more stringent due to the current state of economy. [more...]

Date: 2009-10-01 09:39:44

Kristin Cavallari says she shot John Mayer down

New “Hills” castmember Kristin Cavallari was a guest on Ryan Seacrest’s radio show yesterday. She was promoting her role as the “bitch” on the show, which premiered last night on MTV. In case anyone cares, Kristin explained that she doesn’t get along with Audrina Patridge and blamed it on Audrina, adding that Audrina doesn’t like her. She also denied the report that came out about their salaries , and said it’s not true that Audrina makes more than she does. [more...]

Date: 2009-09-30 12:30:37

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion. It was Aristotle who said, “We are what we repeatedly do … Excellence is therefore not an act ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of ... and hawing on how “It’ll be different this time,” the rest of the bailout went straight to the Treasury ... and Merrill in less than 12 months. Today we learned Lewis has been pleading with Uncle Sam [more...]

Date: 2009-01-16 20:25:19

Keep Watch For The Missing Quarter

How secure is yours? How secure is yours? HARRISBURG PA - Internet chat rooms are filling with complaints from credit card customers nationwide ... business with. The company, Adele Services of Melville NY, doesn’t exist, according to a report Sunday ... , however, that as a general rule credit card holders should review their statements every month [more...]

Date: 2009-01-16 10:40:26

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

“Taking a Spin in Social Media” with Metanomics on Second Life

Source: Taking a Spin in Social Media: Building a Virtual Advantage in Online Communities TRANSCRIPT OF METANOMICS INTERVIEW WITH CHRIS ABRAHAM METANOMICS: TAKING A SPIN IN SOCIAL MEDIA: BUILDING A VIRTUAL ADVANTAGE IN ONLINE COMMUNITIES SEPTEMBER 30, 2009 ANNOUNCER: Metanomics is brought to you by Remedy Communications and Dusan Writer’s Metaverse. ROBERT BLOOMFIELD: Hi. I’m Robert Bloomfield , professor at Cornell University ’s Johnson Graduate School of Management. [more...]

Date: 2009-10-01 16:31:51

Indian Growth below 6% says United Nations Report

India is expected to grow between 4.7 per cent and 6 per cent this calendar year because of the rapidly-worsening global financial conditions that ... countries. The report called for stronger regulation of financial markets and institutions, adequate ... and a hard-landing of the dollar. If the downside risks were to come true, investors would embark on [more...]

Date: 2009-01-16 13:30:43

Tax or No Tax?

The good news: nearly 50% of American households (47%, to be precise) won’t pay any federal income tax in 2009. The bad news: the remaining 50% (or so) will have to foot the bill for everyone. You can thank (or blame) the new economic recovery package for bumping the percentage of taxpayers who won’t be paying a wee bit higher (about 10%). But don’t just start pointing fingers at the working poor. [more...]

Date: 2009-09-30 20:42:30

Transcript of Mayor Michael Nutter’s budget update

Date: Jan 15, 2009 Location: Philadelphia City Hall Speaker: Mayor Michael Nutter (transcript provided by Mayor’s Office of Communications) ... be leaving the city to travel to Washington to present testimony at a House Committee on President-elect Obama’s stimulus package. But first I want report on three primary issues: First, I want to give [more...]

Date: 2009-01-15 19:01:46

Forget the gaffes, Obama eloquently knocks one out of the park

... in Washington's Hay-Adams Hotel were not seen falling on the sidewalk laughing. Secret Service personnel kept ... not do a skit or news report mocking the unbelievable occurrence. Most important for a male who wants [more...]

Date: 2009-01-12 14:53:31

Why would anyone buy a home today?

From MarketWatch: Home buyers advised to look before they leap Fox-Pitt Kelton home-builder analyst Robert Stevenson said Wednesday he thinks this ... that now is great time to buy a home given low mortgage rates and falling home prices, we believe that for most homebuyers, the opposite is true,” Stevenson said in a report to clients. … “Buyers [more...]

Date: 2009-01-07 18:21:09

Links: 2009-01-15

This will be a bit longer of a preamble. Despite my bearish calls, I am feeling a bit tense about all of this market turmoil ... . bank-stocks-2009-01-15 I happen to think JPM (JPMorgan Chase) had a rather nice earnings report ... concerned we could see another nationalization or bankruptcy here in short order. You should be under [more...]

Date: 2009-01-15 20:46:29

Why Did Bank of America Pay ACORN?

On September 29, the article “Bank of America Pulls ACORN funding” appeared on the CNN political ticker. While the short piece thankfully does list some of ACORN’s recent scandals, such as the Breitbart video investigation and the voter registration fraud, it didn’t answer the question that was surely on every reader’s mind: What exactly [more...]

Date: 2009-10-01 07:08:36

It's a bad time to buy a home

Analyst warns against buying homes now:Fox-Pitt Kelton home-builder analyst Robert Stevenson said Wednesday he thinks this year will turn out to be " ... a home given low mortgage rates and falling home prices, we believe that for most homebuyers, the opposite is true," Stevenson said in a report to clients. ..."Buyers who lose their jobs or who stay [more...]

Date: 2009-01-08 12:47:00

A typical evasive reply from a Senator regarding auditing the Fed

As most readers of Liberty Maven know, there’s been a push for quite some time now to get the Federal Reserve audited, a first small step in getting it abolished altogether (in my mind). As many have done, I’ve contacted my Congressmen and Senators to let them know that I unequivocally support the Fed audit and that they should too. [more...]

Date: 2009-09-30 18:16:35

The Mindless Minority

Tonight after the Farewell Address of the occupied White House, several of us commenting at Eschaton were trying to figure out how to perform a little cleansing ceremony, and we came up with the suggestion that using a few herbs that cleansed the air and maybe a little beating of drums to get out the bad spirits might work well. I am no authority [more...]

Date: 2009-01-15 17:00:02

soon, but not now.

Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most ... my payables completely, still, everything has this effects or has affects my credit score. Sad [more...]

Date: 2009-01-15 17:28:10

Recession Gets Worse - The Fix Won’t Kill Ya

Recessions have a ripple effect on countries. Problems that start in one sector quickly spread to another ... and the real estate bubble, is now affecting job (the highest unemployment level in 16 years), credit ... released a report today highlighting the crisis. Here’s the key finding: Nationally, to maintain [more...]

Date: 2009-01-09 22:08:39

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00


As those of you who've inexplicably continued to check the Fat-O-Meter despite no change in months have no doubt noticed, I'm back on the weight-loss plan. Again. This is my third attempt to restart the weight-loss process since dropping 92.5 pounds several years ago only to gain most of it right back, [more...]

Date: 2009-01-16 06:40:28

Tomorrow’s Star Bloggers Talk About Blogging

When a blogger becomes famous, everyone wants to get in touch with her, asking for interviews, sharing their post ideas, ... bloggers who are on their way to building something big. Here’s how the study was organized: I sent ... of interesting bloggers. I contacted them to see how they would respond and asked each of them two interview [more...]

Date: 2009-01-17 03:17:19

Forecasting The Current Recession

We all know that the current economic conditions are unlike anything we have ever seen before ... , and even to understand how these things are tracked to begin with. James Picerno from The Capital ... in a November 2007 report, ECRI explained that "the leading indexes are not yet in a recessionary configuration [more...]

Date: 2009-01-15 20:23:03

Green Business Wrap-up

We end this week looking expectantly to the start of what is hopefully a new beginning in government, green business, and sustainability. I write this week's business wrap as I prepare for a trip to Washington DC to attend ... Fund. The resolution calls greater CSR transparency, requiring Apple to publish a CSR report by July [more...]

Date: 2009-01-16 11:39:18

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