ChexSystems: A Fast Route To Trouble
ChexSystems: A Fast Route To Trouble Not everyone has heard about ChexSystems and, ... , that can be a problem. ChexSystems is a consumer reporting agency, just like Experian, Equifax and TransUnion. Those three are better known, because they report on your credit history and score [more...]
Date: 2008-10-30 15:39:49
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Need Health Insurance? Your Favorite Pharmacy May Be Standing In Your Way
I've told you before about the Medical Information Bureau and how it may come between you and health insurance. The MIB is like a credit reporting agency. It collects information... [more...]
Date: 2009-01-02 14:00:59
Economic road kill: Telecom rodent goes way of Spot
... financial year, where GDP growth is projected to be around 2.4%.RNZ reporting a credit agency [more...]
Date: 2009-01-13 01:53:00
Banks? Credit Quality Expected to Worsen
Kerry E. Grace reports: Although government support has buoyed U.S ... s bankruptcy caused the credit markets to seize up in September. The ratings agency also expects ... . banks, the industry will likely experience overall credit quality deterioration at least through [more...]
Date: 2009-01-06 09:09:00
FTC's 'Operation Clean Sweep' Targets 'Credit Repair' Companies
The Federal Trade Commission, in cooperation with 25 state agencies in 23 states, ... they can remove negative information from consumers’ credit reports – even if that information is accurate and timely. WHEN: October 23 – 10:30 a.m. WHERE: FTC Headquarters 600 Pennsylvania Avenue, N.W. [more...]
Date: 2008-10-22 09:09:40
S&P: Credit losses will rise into 2010
Credit ratings agency Standard & Poor’s expects nonperforming loans to continue to rise through 2009 and into 2010, ... for Biz2Credit. Biz2Credit is a small business marketplace that provides entrepreneurs ... to increase amid the widening economic downturn, Standard & Poor’s said in a new report released [more...]
Date: 2009-01-11 02:34:39
Maybe Someday We Can Be Like That
Wow. Europeans actually have elected officials who look out for their privacy interests! ... allowing law enforcement and security agencies to obtain private information — like credit card ... Ocean. The potential agreement, as outlined in an internal report obtained by The New York Times [more...]
Date: 2008-06-28 10:59:03
Foreign Central Banks Maintain Steady Agency Debt Selloff Pace
"Our inaction did not hamper credit markets — it helped to destroy them ... reported 2 a small increase in net central bank sales of Agency Debt over last week, but the offsetting buy of Treasury Debt was down considerably, so that the net result was a small $0.86 billion "dip [more...]
Date: 2008-10-31 07:05:02
Off again!
Off again! January 05, 2009 Where in the world did today go? ... notveryniceword creepy agency decided to put some other Patty White’s unpaid bill on my credit report, which takes umpteen phone calls to protest and start undoing, plus the mandatory complaint [more...]
Date: 2009-01-06 02:58:29
UAE banks assigned negative outlook
Financial Times: Moody’s Investors Service, the credit rating agency, has placed the United Arab Emirates banking sector on a negative outlook, ... . ... Tightening credit conditions, liquidity constraints, a collapse of regional equity markets and tumbling oil prices will also contribute to increased strains at UAE banks, Moody’s added in its report [more...]
Date: 2009-01-15 16:23:15
NACUBO: The FTC's Red Flag Rule Identity Theft Prevention Rule May Affect Colleges
The National Association of College and University Business Officers notes that the FTC's Red Flag rule likely applies to colleges ... of consumer reports must develop reasonable policies and procedures when they receive notification from a credit agency that there is an address discrepancy. Second, that financial institutions [more...]
Date: 2008-09-26 17:00:00
Thursday Links
Too Big To Fail - “Shares of Bank of America, the largest U.S. bank, were a top drag on the Dow, with a drop of more than 18 percent to $8.35 ... to a report by the U.S. Joint Forces Command on worldwide security threats.” Junk - “Another of the nation’s leading credit rating agencies has downgraded [more...]
Date: 2009-01-15 15:54:50
U.S. Telecom and Cable Credit Profiles to Weaken in 2009
Debt ratings agency, Fitch has updated a ratings report issued last month and now says that it expects that revenue growth will be negatively impacted by growing local exchange carrier access line [more...]
Date: 2009-01-11 21:21:17
Chinese banks facing risks from bad loans
China’s lenders may have evaded the worst of the global credit crisis so far, but they are facing plenty of risks of their own, economists with credit agency Fitch Ratings said Friday. A larger-than-expected downturn ... ,” Chu said in a conference call following the release of a report outlining risks for the industry [more...]
Date: 2009-01-16 09:39:30
Saturday quick hits
Murdoch despises O'Reilly I guess we know what he is, and now he is just negotiating the price? ... establish a requirement that the federally funded agency credit God with keeping the state safe, is upset that under Gov. Steve Beshear, the department's 2008 annual report did not do so. "We certainly [more...]
Date: 2008-11-29 20:37:39
Few following DIAC in Gershon hiring drive
Most large federal government agencies this week said they had no plans to follow the Department of Immigration and Citizenship's lead in hiring a ... recommendations. Razor: Gershon and Tanner Sir Peter Gershon and Lindsay Tanner (Credit: Brian Hartigan) The Gershon report, which has been endorsed as an action plan by Federal Cabinet, found [more...]
Date: 2009-01-15 05:57:02
US$ Gains Despite Terrible Retail Sales Report
The US$ is relatively unchanged this morning against most major currencies ahead of this mornings Retail Sales data ... as European nations face credit warnings from international ratings agencies. The EUR is weaker this morning as more Euro Zone nations were warned that their credit rating may be reduced in 2009 [more...]
Date: 2009-01-14 14:08:02
Taiwan Dumps Fannie, Freddie, and Uncle Sam?
Not only China, but even our ally Taiwan, is rethinking their faith in U.S. securities.. ... ), Freddie Mac (FRE) and Ginnie Mae securities, according to a report on the Internet site of Asian ... in U.S. agency securities as the Republic of China has openly questioned their credit quality -- even [more...]
Date: 2008-10-28 02:38:15
Friday morning links
TOP STORIES Vast Bailout by U.S. Proposed in Bid to Stem Financial Crisis - NY Times SEC bans short-selling of 799 financial stocks - AP Fed to Help Meet Fund Redemptions, Buy Agency Debt - Bloomberg Citigroup considering bid for WaMu: report ... bank, borrows to aid market - AP INTERNATIONAL Central Banks Add $71 Billion to Ease Credit [more...]
Date: 2008-09-19 12:51:00
Operation HOPE Founder and U.S. President's Advisory Council on Financial Literacy Vice Chairman John Hope Bryant Issues Public Statement Commending HUD Action to Simplify HUD Mortgage "Good Faith Estimate"
Bryant Is Also Chairman of the President's Council Committee on the Under-Served LOS ANGELES, CA--( ... agencies, non-profit organizations, academics, foundations and private sector bankers and credit union executives, was a Committee-approved report which outlined several "make sense" recommendations [more...]
Date: 2008-11-29 02:09:20
Report: Columbia Astronauts Killed in Seconds
Report: Columbia Astronauts Killed in Seconds Video - Columbia's Crew: ... system. Credit: NASA. The Energy Debates The pros and cons ... Moonshot India's space agency ISRO is set to launch Chandrayaan-1, its first moon probe. Credit: ESA [more...]
Date: 2008-12-30 23:30:50
Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending
During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]
Date: 2009-01-10 08:00:00
Bond issuer upgrades look set to increase
Bond issuers poised for a credit-rating upgrade have exceeded the 12-month average for the first time in two years, according to Standard & Poor's in a report that signals improvements in the global economy.The ratings agency said 174 global iss ... [more...]
Date: 2009-09-29 17:48:20
Mexico May Avoid Credit Rating Downgrade, JPMorgan Says
Mexico may stave off a credit- rating downgrade, JPMorgan Chase & Co. said. “From our conversations with the rating agencies, they appear to be giving Mexico the benefit of the doubt and will likely wait to see what components of the fiscal reform are approved by Congress,” JPMorgan analysts led by Joyce Chang wrote in a report to clients. [more...]
Date: 2009-09-29 16:44:07
If Scripps loses $15M, what is GCI's hit in Detroit?
Maybe this is why I feel like something big is going on in ominously-quiet Detroit:To start, surely you saw that E.W ... agency, The Detroit News? Remember, the Freep was already bleeding a year ago, well before the credit ... now on a rampage to cut costs anywhere, the Freep and the JOA would be expected to report job [more...]
Date: 2008-12-05 01:45:00
MICROCAPITAL STORY: Nigeria’s Rivers State Micro-Finance Agency (RIMA) And First City Monument Bank (FCMB) Promote Microfinance Through As An Aid to Laid-Off Motorcycle Operators
Microfinance is being proposed as a potential solution to the large number of commercial motorcycle operators known as ‘Okada’ who have recently ... . According to a report by Minority Rights Group International (MRG) available on the United Nations High ... that the credit facilities must be used as intended by government.The Rivers State Micro-Finance [more...]
Date: 2009-01-14 05:30:22
Best debt collection agency!!
I was the finance head for my department and I used to suffer a lot and it was a real pain when it comes to recovering money that is owned. You give out goods on credit and then they fail to pay the money back. That’s when my friend ... harder. They also provide report and status along with legal help involved in collection of debt [more...]
Date: 2009-01-16 04:13:52
Moody's worries about the chemical industry
Moody's, the global ratings agency, is today forecasting a 70% chance of a U-shaped recession, and a 15% chance of either a V or L-shaped downturn ... about the impact of the "weak credit environment" on "financially stressed companies". It points ... to recover in a weak operating market". CFOs will also be be worried when they read the report (Moody's [more...]
Date: 2009-01-15 16:08:51
Why Now is a Great Time to Address your Credit Issues
Just a few years ago credit was readily available and flowing like water to virtually anyone, regardless of their past credit mistakes ... a copy of your credit report from the three, major credit reporting agencies: TransUnion, Equifax and Experian. Once you have these credit reports in your hand, you will need to review them with a fine [more...]
Date: 2009-01-09 16:55:31
On Credit Cards and Free Credit Reports.
Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... so I was just lax about it. That’s how I am usually when our budget’s not that tight. My hubby insist [more...]
Date: 2009-01-15 06:40:58
All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back, ... . If not, then they report the matter to the credit reference agencies. Credit reference agencies ... he has been adjudged as a bad credit case. And, in spite of much effort, he has not been able [more...]
Date: 2009-01-01 04:58:12
Weekend Roundup Vol. 12
Weekend Roundup: Well another week comes to a close. Time goes by so quickly it makes me want to work less and less and enjoy life more and more ... to a FREE credit report from each of the three major credit reporting agencies: Experian ... . ***You can get your free annual (once per calander year) credit report, viewable on-line, no credit [more...]
Date: 2008-10-11 11:00:00
How To Contact Creditors To Help With Credit Repair
Good credit has become nearly a necessity these days. Credit has become almost essential to buying a car or a home ( ... it a credit reporting agency, who then records it on your credit history. A tarnished credit report can be tough to clean up, as most negative items will remain stay on your report for seven years [more...]
Date: 2009-01-15 23:57:12
How to Write Letters to Fix Your Credit Report
Credit letters While I went through bankruptcy, I forced myself to understand what impact the credit score and report had on my life ... my report that shouldn’t have been there. Cic also has a interesting write up on the ‘secrets ... ) for contacting debt collectors and original collectors. Credit Reporting agency Dispute letter (though [more...]
Date: 2008-08-11 19:56:17
How to Report an Error on Your Credit Report
Thanks to the FACT (Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep [more...]
Date: 2009-01-15 17:43:54
7 Deadly Buyer Mistakes to Avoid
by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]
Date: 2008-07-16 20:08:42
7 Deadly Buyer Mistakes to Avoid
By Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]
Date: 2008-07-19 10:25:48
How to Avoid the 7 most Critical Home Buying Mistakes
by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]
Date: 2008-07-17 20:27:03
Another Consumer Scammed By FreeCreditReport.com [Freecreditreport Com]
Freecreditreport.com is NOT actually free, nor is it related to Annualcreditreport.com, the free credit report that you are entitled to under federal law. So why are people still ... of my credit report. All of the major credit reporting agencies seem to strong arm you towards [more...]
Date: 2008-08-11 16:29:44
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