Credit Score - An Introduction

Tip! Closing unused accounts is a negative strategy to raising one’s credit score ... in the data bases of the big three credit reporting agencies - Equifax, TransUnion and Experian ... . Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score [more...]

Date: 2008-12-24 13:17:45

Blog posts (14) | Videos (6)
 

Credit Scoring Is About To Change But How And When?

In a nice change of pace, all three credit reporting agencies, Experian, ... the AdvantageScore its own way and will set its own price. However, you will still be able to get one free credit ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]

Date: 2009-01-15 05:10:40

ChexSystems: A Fast Route To Trouble

ChexSystems: A Fast Route To Trouble Not everyone has heard about ChexSystems and, ... , that can be a problem. ChexSystems is a consumer reporting agency, just like Experian, Equifax and TransUnion. Those three are better known, because they report on your credit history and score [more...]

Date: 2008-10-30 15:39:49

Who’s At Fault for Economic Crisis - Everyone: Tom Friedman

I would encourage everyone to read Thomas Friedman’s column in the New York Times today.  Along those same lines check out PBS’ Now and their report on the credit rating agencies and their role in the financial crisis.  The first three grafs: I spent Sunday afternoon brooding over [more...]

Date: 2008-11-26 14:57:32

Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending

During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]

Date: 2009-01-10 08:00:00

Why Now is a Great Time to Address your Credit Issues

Just a few years ago credit was readily available and flowing like water to virtually anyone, regardless of their past credit mistakes ... a copy of your credit report from the three, major credit reporting agencies: TransUnion, Equifax and Experian. Once you have these credit reports in your hand, you will need to review them with a fine [more...]

Date: 2009-01-09 16:55:31

Weekend Roundup Vol. 12

Weekend Roundup: Well another week comes to a close. Time goes by so quickly it makes me want to work less and less and enjoy life more and more ... to a FREE credit report from each of the three major credit reporting agencies: Experian ... . ***You can get your free annual (once per calander year) credit report, viewable on-line, no credit [more...]

Date: 2008-10-11 11:00:00

How to Report an Error on Your Credit Report

Thanks to the FACT (Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep [more...]

Date: 2009-01-15 17:43:54

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... to get your credit back in good standing, some sacrifice should be made. Equifax, Experian, and Trans Union are the three credit reporting agencies that report to FICO. FICO is who keeps your credit score [more...]

Date: 2008-12-28 22:13:40

Turning No Credit Into Great Credit In Just 8 Months

by Jim Bransby We all deal with having to start our credit history from zero at some point in time ... for a house and a car, and I needed all three credit agencies to report that my credit was excellent ... , I tried to apply for a credit card, only to find out that no one would extend me credit because [more...]

Date: 2008-08-26 15:20:30

Credit Repair Help - Here Are Steps You Can Take Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... coffees. First, get a credit report. The three major credit agencies are Equifax, Experian ... . It’s hard to repair your credit and it makes life difficult to have bad credit [more...]

Date: 2008-12-31 16:55:47

Consumerists Ten Commandments On Credit

In the past, I have reviewed other financial web site’s rules about credit, and I have even offered some of my own ... offered by most cards 3) Thou Shalt Check Your Credit Report. Kind of like flossing your teeth ... my credit report many times before, but checking all three major agencies for my wife and I, once [more...]

Date: 2009-01-02 23:52:33

linkblog: Jun 25

linkblog: Jun 25 June 26, 2008 – 2:04 am Engagd.com Pull all your APML together and get a clear picture of what gets your attention ... AnnualCreditReport This is a great site to get your free annual credit report from all three reporting agencies. This site is recommended by the FTC. The JavaScript Source: Forms : Clipboard Copy [more...]

Date: 2008-06-26 06:04:57

Big Dan's Big News Jan 13, 2009

Sarah Palin is #1 at something: the most LOATHSOME PERSON!!!50 Most Loathsome People List#40. Free Credit Report ... you can get a free credit report: It’s called annualcreditreport.com, and it was created in compliance with an act of Congress by the three big credit reporting agencies, Equifax, Experian and TransUnion [more...]

Date: 2009-01-13 08:00:00

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