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Metastasis of the Corporate Panopticon

In a report on how corporate spying and data mining contribute(d) ... of that data has been regulated by the Federal Trade Commission under the Fair Credit Reporting Act ... in the trash. The attributes of the people who bite on the offer, like their credit card debt, cash [more...]

Date: 2008-10-22 17:13:59

Blog posts (10) | Videos (3)

Budgetary Costs

133_ford_f_150_fx_2_sport_1.jpg CBO report makes the point that the budgetary cost of spending $X from the TARP fund on its original ... specified in the Federal Credit Reform Act, with an adjustment to account for market risk ... years after disbursement and 9 percent for remaining years. In view of the recent deterioration [more...]

Date: 2008-11-19 19:12:21

MortgageNewsClips: Ira’s Best Must Read, Loan Mods R Ezier, CU Rescue, 33 Act & Lawsuits, Only 4 Homes?, Right & Wrong, Diane Swonk, Chris Whalen, Denying Blame, 5 more

ANOTHER MUST READ - Ira Artman has a thoughtful post on the future of securitization and the revival of ... is foreseen. … - Reuters  2.  Regulators preparing rescue of credit unions: report -  Federal regulators are preparing a rescue plan to shore up the finances of some large credit unions, using [more...]

Date: 2008-12-11 01:54:43

CBO: $64 Billion "Subsidy Cost" for TARP

From the CBO: The Troubled Asset Relief Program: Report on Transactions Through December 31, ... to those specified in the Federal Credit Reform Act (FCRA), but adjusting for market risk as specified [more...]

Date: 2009-01-16 19:49:06

First Reports - 11/26

Happy Thanksgiving, Y'All! Goldman's FDIC-Backed Offering A Roaring Success - - -  Originally set to raise $2bn in FDIC-backed bonds, ... and Accurate Credit Transactions Act of 2003 - - -  In accordance with the Red Flags Rule of the FACT Act, which is under the jurisdiction of the Federal Trade Commission (FTC), FINRA member firms [more...]

Date: 2008-11-26 19:56:08

New blame emerges for mortgage crisis

Researches from the Federal Reserve Bank of New York have issued a report blaming the 2005 bankruptcy reform act for our current mortgage crisis ... . They say that the legislation, (which forced more well-to-do households, filing for bankruptcy, to file under Chapter 13 instead of Chapter 7), took the risk away from credit card lenders, shifting it [more...]

Date: 2009-01-13 22:03:02

CDS report: Rate cuts lift mood

Credit markets rallied strongly Thursday morning after the 50 basis point rate cut from the US Federal Reserve, cuts from China and Taiwan and indications from central banks that they would continue to act against recession boosted sentiment across markets. The cost of protecting corporate debt against [more...]

Date: 2008-10-30 12:24:52

Credit Repair Firms In Crosshairs of Federal Trade Commission

Credit repair, or how to make your credit report lie, is not something you want to get involved with ... that deceptively claim they can remove negative information from consumers’ credit reports, even ... , the Commission charged seven operations with violating the FTC Act and the Credit Repair Organizations Act [more...]

Date: 2008-10-24 19:46:53

Beware of Background Screening Checks

Employee background screening is an unregulated industry with easy money and not a huge emphasis on compliance or on hiring quality people to do the screening. The federal Fair Credit Reporting Act covers background screeners, but it hasn't ... possible accuracy." It also requires employers to give a copy of background reports to rejected [more...]

Date: 2008-06-03 17:50:00

FTC Approves Federal Register Notice Announcing Increase in the Ceiling on Allowable Charges Required By Section 612(f) of the Fair Credit Reporting Act

My comment: As we all know it's important to give near bankrupt companies who completely screwed up their business billions of dollars and find ways ... for an additional free disclosure. Under federal law, consumers are entitled to a free copy of their credit report ... an application for credit, insurance, or employment) and consumers request their rep [more...]

Date: 2008-12-15 20:41:14

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