The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... to receive a free credit report every year. Americans need to become more aware of what is reported ... firms, which will charge you numerous fees to clean your credit report for you. Typical tactics [more...]

Date: 2009-01-15 01:44:04

Blog posts (40) | Videos (8)
 

Video: Ed McMahon “raps” for O.C. credit-report firm

Former late night TV sidekick Ed McMahon, who may lose his Beverly Hills home to foreclosure, ... out of the program. Consumers can get a free credit report at ANNUALcreditreport.com. In fact, Experian ... -based credit agency Experian. McMahon, best known for co-hosting Johnny Carson’s “Tonight Show” [more...]

Date: 2008-10-16 21:04:50

Credit Repair Firms In Crosshairs of Federal Trade Commission

Credit repair, or how to make your credit report lie, is not something you want to get involved with ... that deceptively claim they can remove negative information from consumers’ credit reports, even ... , the Commission charged seven operations with violating the FTC Act and the Credit Repair Organizations Act [more...]

Date: 2008-10-24 19:46:53

How To Deal With Debt Collectors

by John Cooper Phone calls and other communications from debt collectors can be incredibly frustrating ... from another debt collector. Instead I suggest you hire a credit repair firm to dispute and remove the bad credit items that have been posted to your credit report. This way your credit score [more...]

Date: 2008-12-18 16:58:13

Choosing a Credit Repair Firm

Credit repair is a million dollar industry with a lot of scams. Finding a loan with poor credit isn’t hard, getting a decent interest rate can be. When you clean up your credit report you end up saving hundreds, if not thousands, of dollars ... guide and your 3-in-1 credit report; Whichever way you decide to go, here are just a few tips [more...]

Date: 2009-01-15 18:49:38

Beware of Credit Repair Firms: But Don’t throw the baby out with the bathwater

Most of the credit repair, TILA audit, Loan mod etc firms are incompetent, perhaps dishonest, and definitely misleading. BUT SOME ARE ON THE LEVEL ... a fee in advance of performing services to amend credit reports.  According to the FTC’s press release ... . CHECK IT OUT. GET REFERENCES — REAL REFERENCES. FTC Sues “Credit Repair” Firms for Misleading [more...]

Date: 2008-11-16 15:26:24

Firm Cries Foul on Credit Reporting, Mortgage Loans

Nearly one in two borrowers is plagued by medical collection accounts that are lowering their credit scores and limiting their ability to get a ... mortgage, said mortgage and credit expert Rodney Anderson, of Rodney Anderson Lending Services, in a press release Monday. When the Federal Reserve announced its plan to invest up to $600 billion in ... [more...]

Date: 2008-12-08 16:04:24

Review of Lexington Law Firm

by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... gives you the right to dispute any item you feel is not accurate on your credit report. This law ... damage to your report. To dispute a listing yourself you must create a dispute letter and mail [more...]

Date: 2009-01-13 11:40:05

Best Buy: Piper Upgrades; Sees Benefit From Rival’s Pain

Piper Jaffray retail analyst Mitchell Kaiser this morning raised his rating on Best Buy (BBY) ... s near-term prospects; credit research firm Gimme Credit on Friday cut its credit rating ... . Tomorrow morning, Best Buy will report results for its fiscal third quarter ended in November; today [more...]

Date: 2008-12-15 17:36:12

Rent takes bigger bite out of tenants’ wallets

Tenants who feel rents and utility costs are going up faster than their income are right ... for O.C. credit-report firm O.C. foreclosure notices decline ... more going forward because landlord costs are seeing steep increases. For example, while [more...]

Date: 2008-10-23 19:00:49

Downsizing? An admin checklist

It’s never pleasant when companies have to downsize due to a tough economy ... forms, if necessary Delete company computer access Remove access to company credit card ... : Final time/expense report Final paycheck COBRA notice (firms with 20+ employees) Certification of group [more...]

Date: 2009-01-16 17:43:53

Stolen credit card numbers become most popular items for sale on criminal chat channels

Omaha, Nebraska (CaymanMama.com) — Security firm, Symantec gathers the figures of online fraud to ascertain the depth and extent to which cyber ... who specialize in credit card fraud have a credit line of over $5 billion. The news report projects ... attacks and magnetic strip skimmers, are designed to steal credit card information.” The report [more...]

Date: 2008-12-01 17:28:20

Tell Us Something We Don't Know: Consumers Deeper In Debt

From the "not news" file comes a report from credit rating firm, Equifax, that consumers are falling more deeply into debt. According to Reuters, Dann Adams,... This is a content summary only [more...]

Date: 2008-12-23 20:47:24

Opening Comments January 15 2009

Prices of Treasury coupon securities maintain a robust tone as economic reports continue to manifest weakness and credit concerns are unabated ... American firm Morgan Stanley. Nissan will cut production of autos in February and March at an annual [more...]

Date: 2009-01-15 12:30:55

Credit card defaults up 54% and growing

As if we needed one more problem in the financial market ... available. A report this week from Innovest, a research firm, said banks and other credit card ... . Unfortunately it's very predictable as credit has expanded well beyond the norm in recent years [more...]

Date: 2008-10-16 09:27:01

S&P puts LA/OC home prices off record 26.7%

S&P/Case-Shiller indexes 1 year vs. peak Phoenix -30.7% -36.3% Las Vegas -30.6% -35.9% Miami -28.1% -34.7% San Francisco -27.3% -30 ... raps” for O.C. credit-report firm ... % Washington -15.4% -22.4% Minneapolis -13.8% -17.1% Chicago -9.8% -11.3% Seattle -8.8% -8.9 [more...]

Date: 2008-10-28 14:16:00

Toyoda to be Toyota president!

TOKYO: Toyota Motor Corp would change the top management order for improving business performance ... credit and consumer sentiment. ... , has been responsible for the firm’s Japanese and overseas operations. The report comes a day after the world’ [more...]

Date: 2008-12-23 06:45:10

godai aku LAGI: The Fed works very hard to restore..

Fed loans to banks increase in latest weekHoldings of commercial paper grow by $16.5 billion, as credit crunch persists ... to commercial banks and investment firms over the past week, indicating that a severe credit crisis was still squeezing the financial system.The Fed released a report Friday saying commercial banks averaged [more...]

Date: 2008-11-30 10:44:00

The Early Bird: September 18, 2008

Central Banks Announce $180 Billion Credit Line To Encourage Lending In a move aimed at easing a worldwide credit crunch, the U.S ... of central banks that will, in turn, provide new lines of credit to firms who would otherwise face ... will no doubt take some lumps today following an AP report that notes he's never visited or held official [more...]

Date: 2008-09-18 14:14:03

GM and Chrysler get US$17.4 billion bailout

They’ve done it, the Detroit boys have managed to secure federal emergency loans to execute their plans to stay afloat ... by law, firms must allow the government to examine their accounting books and records, firms must report ... , the healther of the Detroit 3, is still asking for a US$9 billion government line of credit in case [more...]

Date: 2008-12-21 09:09:13

Even Silicon Valley Isn’t Shopping

For many Web 2.0 start-ups, build-it-to-flip-it has been a mantra of sorts, with most hoping to get big payouts when Google, Yahoo or AOL cuts them a big check. Unfortunately, the credit crisis has turned those dreams into layaway plans. The 451 Group, a research firm, released an M&A report this morning that should [more...]

Date: 2008-12-18 20:01:55

World economic recession hits Dubai

Fox News are reporting that: "DUBAI, United Arab Emirates — The developer of a skyscraper planned to be the world's tallest said Wednesday it is ... development — which it unveiled only in October — came as a leading credit rating firm warned that falling ... values in the emirate tumbled 8 percent in the last three months from the previous quarter, a re [more...]

Date: 2009-01-15 20:00:00

Gary Shilling: "Collapse on Schedule (with video)

Um.......Sadly, I think he may be right. It does bode well for large caps though. A sluggish economy will crush the smaller firms and startups as credit tightens ans results ... with Henry Blodget and Aaron Task from today: Now, here is Schilling report: Semi-Annual U.S. Economic [more...]

Date: 2008-12-20 10:21:00

Fed Watch: New Month, New Data, Same Story

Tim Duy says the Fed needs to be more definitive about the type of policy rule it is following: New Month, New Data, Same Story, by Tim Duy: ... speak clearly of a deepening recession. If you had any doubt that the credit crunch is causing firms ... weakness extended into November, a hypothesis that is likely to be confirmed by this morning’s ISM report [more...]

Date: 2008-12-01 08:33:00

PC sales stank last quarter, but HP, Apple and a few others kept growing

No wonder there's been so much buzz about layoffs at Microsoft: PC sales just stank in the last quarter ... in the fourth quarter, according to a new report from research firm IDC. The holiday season drop pulled ... reduction in spending among both consumer and commercial segments amid tightening credit, eroding [more...]

Date: 2009-01-14 21:20:33

Report: FBI Investigates Four Companies in Credit Crisis

From the WSJ: FBI Investigates Four Firms at Heart of the Mess The Federal Bureau of Investigation's preliminary inquiries are focusing on whether fraud helped cause some of the troubles at Fannie [more...]

Date: 2008-09-24 05:12:39

Kleiner Perkins Seeks Follow-on Funds for Green Growth Startups

Venture capital firm Kleiner Perkins has reopened its $500 million Green Growth and $700 million KPCB XIII funds, ... downturn, peHub reports. The firm will reportedly allow both new and previous investors, an unusual ... that might otherwise spell doom in an extended credit squeeze. Concentric Hosted IT Solutions [more...]

Date: 2009-01-16 21:17:40

Report: FBI Investigates Four Companies in Credit Crisis (pfblogs.org)

From the WSJ: FBI Investigates Four Firms at Heart of the Mess The Federal Bureau of Investigation's preliminary inquiries are focusing on whether fraud helped cause some of the troubles at Fannie [more...]

Date: 2008-09-24 07:36:11

Life Insurance Companies Bottom Line Hurt By Real Estate Investments

For those selling large commercial real estate deals, times may be a bit tougher on the news coming out of Wall Street ... in times of tight credit. Look for fewer commercial deals to be completed as the year winds down ... for the life insurance firms was a Goldman Sachs research report that came out on Monday, warning [more...]

Date: 2008-10-23 10:39:21

How to Hide Debt with Pension Accounting

Pensions involve promises made to employees that if they work for the company over some minimum period of time, ... terms, and it should report the fair value of the assets held in the pension plan. Among other things ... the firm properly and accurately. Pension accounting takes credit for being one of the most difficult [more...]

Date: 2009-01-14 06:38:47

Bell Canada Debating KPMG, Unwilling to Re-Price LBO

Two days after BCE (BCE), owner of Canadian encumbant telco Bell Canada, ... equity firms, a report today in Canadian paper The Financial Post says that the company’s board ... is telling BCE that times have changed, credit markets are in a state of unprecedented upheaval [more...]

Date: 2008-11-28 21:24:36

Citadel takes a big loss, its biggest ever

Bloomberg (http://www.bloomberg.com/apps/news?pid=20601087 sid=aCmkPlsDhD7I refer=home):Citadel Investment Group Inc ... Strategies Fund may swing wildly as markets are battered by the global credit crunch. Griffin holds 30 percent of the firm's $18 billion of assets in cash, according to an Oct. 8 report by Standard [more...]

Date: 2008-10-15 00:00:00

The Year in Business: 2008

ABC News’ Daniel Arnall reports: 2008 has been the most important year in the lifetime of every working-age American ... say this firm -- the bookie for hundreds of billions in credit default swaps -- was too big to fail [more...]

Date: 2008-12-31 15:10:56

Tales of the Financial Crisis: KKR?s Next Fund Big, but Not Gigantic

Keenan Skelly and Laura Kreutzer, of LBO Wire, file this report on the private-equity fund-raising scene ... . It was 60% invested as of June 30, according to data from longtime investor Washington State Investment ... buyout firms, it has been having trouble dealing with the credit crunch and has had to mark down [more...]

Date: 2008-11-24 21:49:54

Wishful thinking from castro's Canadian business partners

Sherritt International is a Canadian firm that's been in bed with castro, inc. for many years now ... . This is from theirquarterly report which was released yesterday: Sherritt's Oil and Gas ... . As at September 30, 2008, the Oil and Gas credit risk exposure related to its share of accounts [more...]

Date: 2008-10-30 10:05:45

Greenpeace Praises Consumer Tech Firm for "Environmental Achievements" in Beijing

Haier.jpg World's foremost environmental org Greenpeace has just given a nod of appreciation to Haier--a consumer electronics maker and the ... . Calling its efforts "environmental achievements," the organization's report commends Haier ... like water to cool the Olympic Village, the tennis center and other facilities. "Haier receives credit [more...]

Date: 2008-08-20 09:27:04

Private Equity Firms Expected to Show 20-30% Losses for 2008

OK, you gotta help me. Private equity is basically levered equity ... can PE companies (on average) possibly report returns that are better than equity averages ... in valuing their holdings. That alone should have a return-depressing effect. To its credit, the Financial [more...]

Date: 2009-01-07 05:01:00

Greenpeace Praises Consumer Tech Firm for “Environmental Achievements” in Beijing

Haier.jpg World's foremost environmental org Greenpeace has just given a nod of appreciation to Haier - a consumer electronics maker and the ... credit for promoting prototypes of climate-friendly and energy efficient solar-based HFC-free air ... '. Calling its efforts "environmental achievements", the organization's report commends Haier [more...]

Date: 2008-08-20 10:24:36

First Reports - 11/26

Happy Thanksgiving, Y'All! Goldman's FDIC-Backed Offering A Roaring Success - - -  Originally set to raise $2bn in FDIC-backed bonds, ... and Accurate Credit Transactions Act of 2003 - - -  In accordance with the Red Flags Rule of the FACT Act, which is under the jurisdiction of the Federal Trade Commission (FTC), FINRA member firms [more...]

Date: 2008-11-26 19:56:08

How Can Lawsuit Funding May Help To Avoid A Bad Credit

Many lawsuit plaintiffs have financial troubles while they wait for a settlement problem that could make more low their credit level . Credit reports are piled up by firms named credit bureaus that get reports directly from lenders about their customers paying practices. Founded on a debtors history of paying bills and the amount of debt the man has , credit bureaus go with a credit score for each man . [more...]

Date: 2009-09-30 13:20:28

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