Housing Bill a Major Threat to Privacy
Shares in stricken government-chartered mortgage giants Fannie Mae (FNM) and Freddie Mac (FRE) ... up in the final version of the bill: 1) Nearly all credit-card transactions will be tracked and reported ... fingerprint registry. Let's start with the credit card (and debit card) provision first. Former [more...]
Date: 2008-07-24 14:03:21
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Credit Card Horror
The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]
Date: 2009-01-16 23:12:15
Saving on Education Related Expenses
Saving on Education Related Expenses With all the other demands placed on your budget, finding room for one more expense may seem impossible ... your limit- this shows up on your credit report and gives your credit card company an excuse to charge ... the federal government’s financial aid website- www.fafsa.ed.gov, which will take you through a step [more...]
Date: 2009-01-11 14:47:52
Free Credit Reports
When I started blogging I became more aware about making transaction in the internet ... . They copy or stole the codes of your credit cards. The owner of the card has no idea ... reports and your credit history rating. You can do this online. It’s so easy and fast, plus hassle-free [more...]
Date: 2009-01-10 05:08:00
FICO Fitness Fundamentals
A FICO score is the number that determines the interest rate you pay on credit cards, car loans and mortgages ... credit bureaus: Equifax, Experian and TransUnion. The FICO score is linked to just about every ... in your favor) Don’t apply for any new credit cards Review your credit report periodically to make [more...]
Date: 2008-11-25 16:08:53
GWAS Latte Post
Your regular dose of Monday morning snippets to read, click and skip over with brekkie and a cuppa...Crunch month... and we're not talking Kellogg's ... shaping up as a crunch month for many families as Christmas credit card bills fall due, report Jessica Irvine and John Huxley in The Sunday Telegraph. Credit card company slashes limits! In a case [more...]
Date: 2009-01-11 20:00:00
What To Do When Your Credit Card Company Won’t Cooperate
One of our readers, Renee, had this question: Mr Credit Card, We make our payments monthly and have not skipped any, ... that cost money.) I recommend starting with Experian since it looks like they are doing a “Free credit ... of Your Credit Report From all Three Credit Bureaus.” if you have any questions about this stage [more...]
Date: 2008-10-23 09:45:41
7 Ways to Protect Your Privacy
... and credit card statements and report and discrepancies immediately. Never give your credit card number over ... Image via Wikipedia Posted in Money Matters Here in Canada, there are Federal and Provincial [more...]
Date: 2008-11-08 17:32:46
Reader Question on Unused Credit Accounts
First off, I don’t give out financial advice because I’m not an advisor ... your mind. A strategy you might want to try is to get a credit score report and then close ... check my credit report and found that I have five credit cards open that I have not or never used [more...]
Date: 2008-06-12 13:21:22
The Menace Of Credit Card Debt
Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]
Date: 2009-01-16 08:41:46
Consumerists Ten Commandments On Credit
In the past, I have reviewed other financial web site’s rules about credit, and I have even offered some of my own ... offered by most cards 3) Thou Shalt Check Your Credit Report. Kind of like flossing your teeth ... my credit report many times before, but checking all three major agencies for my wife and I, once [more...]
Date: 2009-01-02 23:52:33
Debt relief solutions are assisting thousands to get out of debt
Many consumers have been falling prey to the unscrupulous actions taken by the money grubbing credit card companies, ... negative slight against the debtor’s credit report. These practices are forcing consumers to look ... a negative on their credit report and giving the creditors the ability to raise the rate and basically [more...]
Date: 2009-01-16 14:48:15
Free Credit Report and Scores
It was time to flip Scott’s 0% balance transfers to new cards ... that everything is in order. I’m always on the lookout for another free way to get a copy of our credit report ... Reports Getting Organized: Monitoring Your Credit Report Free Month of Amazon Prime Free Blockbuster [more...]
Date: 2008-12-05 14:29:16
Five Reasons That You May Be Refused Credit
Being turned down for a credit card or a loan can come as a bit of a shock, ... . Too many previous searches on your credit report ... especially as banks and credit cards have been slated recently for irresponsible lending [more...]
Date: 2008-11-22 08:40:41
Which is the bigger problem real estate debt? Credit card debt?
This is one example of why our country is having problems. The following was posted on the web site bankrate.com ... , publisher of the Nilson Report, a payment industry newsletter”. Did I read that right 9.5 credit cards ... scoring model, the number of credit cards a consumer holds is not a factor in the calculation, even [more...]
Date: 2008-10-13 14:55:26
Lifelock to guard your life
Wonder what would happen if your identity is stolen? Well, you might run a great risk ... , credit report and reduction in preapproved credit card offers. LifeLock is known to provide excellent ... and they will start all the process required for your stolen credit card, driving license and other [more...]
Date: 2009-01-10 05:04:48
Miss Singapore World Ris Low Resigns
Miss Singapore World 2009, Ris Low has given up her crown just days after her past conviction for credit card fraud was exposed. She had come under public pressure to be stripped of her 2009 title, after local media reported she stole seven credit cards last year, buying goods about S$8,000 ($5,662) including lingerie, gold anklets and phones. According to the organizer, Ris Low will no longer represent Singapore at Miss World 2009 in South Africa, but her replacement has not been finalized yet. [more...]
Date: 2009-10-01 15:31:06
Computer Do’s and Don’ts
Here are a few helpful pointers for your computer experience. DON’T Store personal information on your computer or PDA ... And to be sure you are not a victim of identity theft, get a copy (every year) of your credit report ... . Store credit card information on a website. It may be more convenient, but it’s not safe. Open [more...]
Date: 2008-12-29 00:00:51
Credit Card Lenders Clamp Down Hard
Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower ... or not. The New York Times reports that credit card issuers are cutting back on their lines [more...]
Date: 2008-10-29 03:50:36
3-in-1 Free Credit Report from CreditNexus
It was the day that I pay all my credit card dues online. Actually, I was worried to not clear all these dues in time from last 2-3 days ... and remove credit report errors. Actually I fond of this feature. Here I suggest you to surf ... Credit Report without applying any charge. These reports can help everyone to manage his/her funds [more...]
Date: 2009-01-15 18:43:00
The Power of Keywords in a PPC Campaign
by Brian Basch The Secret to a Good PPC Campaign is choosing the best group of keywords ... credit report” or “credit card offers” There are lots of others, when you start to scratch ... credit”. Add an extension, such as .org, .net, or .com to the end of the search term, or consider [more...]
Date: 2008-10-14 19:50:52
Get Out of FreeCreditReport.com’s “Triple Advantage”
FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... in mind that the place to get truly free credit reports, three times per year (once from each bureau [more...]
Date: 2008-07-25 18:29:44
Should I Declare Bankruptcy?
One of our readers, Alicia, asked: I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3, ... is because that is how long a bankruptcy will hurt you on your credit report. Bankruptcy actually stays on your credit report for ten years, but as long as you make your payments on time after the bankruptcy [more...]
Date: 2008-11-19 13:59:48
annual credit report
If you use any kind of electronic commerce--credit cards, atm, on-line bill pay, etc--you must be vigilant in regards to your identity ... (FTC) advises consumers who order their free annual credit reports online to be sure to correctly spell ... just to review and keep up to date with how creditors determine your credit score.This is what the FTC [more...]
Date: 2008-02-19 22:01:00
Credit Repair Help - Here’s How To Start Right Now!
by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... coffees. We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report [more...]
Date: 2009-01-05 11:03:01
Protect Yourself from Identity Theft
Several steps can protect against identity theft There is no real way to prevent someone from stealing your identity or swiping financial and ... sites - check them daily Order a free credit report once a year from annualcreditreport.com Debit cards ... personal information, unless you have no bank accounts, credit cards or Social Security number [more...]
Date: 2009-01-08 20:07:11
For the First Time, American Debt Shrinks
By: Roshawn WatsonAccording to third quarter Federal Reserve's flow of funds report, American debt has decreased for the first time ... , this change is not entirely voluntary. For example, we previously reported that credit cards were tightening credit worthiness criteria. Well, it is having a huge impact of the availability of credit. Auto [more...]
Date: 2008-12-15 15:34:00
Credit Report can save your Finances
Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]
Date: 2008-10-23 03:59:41
Four. One Million Use Credit Cards for Mortgage or Rent
4.1 Million Use Credit Cards for Mortgage or Rent According to housing and homelessness charity Shelter, about 85% of the UK’s £1 ... Breaking point’ report revealed that ‘4.1 million households (16%) used credit cards to help meet ... , is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts [more...]
Date: 2009-01-08 08:18:32
Progress Report #18
Happy New Years Day and a special welcome to readers visiting from FB's blog :)I am really excited about the start of 2009! But first the progress report for December...The Last Credit Card Ever: $21000 Mortgage ... of 'the last credit card ever' later this month.January To Do List set up new office & move all files from home [more...]
Date: 2008-12-31 18:47:00
What are my Credit Rights?
Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. Let’s discuss [more...]
Date: 2008-12-22 06:55:21
Tiny charges could mean big trouble
Ever charged 19 cents on your credit card? I never have, and I imagine most of you haven't either ... like this, dispute it with your credit card company. Also, report the crime to the Federal Trade ... . But several Internet message boards are on fire with complaints from credit card users [more...]
Date: 2009-01-12 22:37:24
Headline News - October 24, 2008
New Mercator Advisory Group Report: Re-examining Debit Rewards at the Top Fifty Banks Prepaid Card Holdings, ... pose special concerns CreditCards.com: Weekly Credit Card Rate Report The PayPal Blog: New Button ... , No Card Issuance Fee and No Activation Fees Canadian Payments Association: CPA Board Decides [more...]
Date: 2008-10-24 11:43:58
Check Credit.
In my opinion, owning credit cards are advantageous in these difficult economic times..but ONLY if you are a responsible and disciplined user ... or loan makers, there’s this site that can help you know your score. This credit report is based ... transaction that involves credit activities. At checkcredit.pro, you’d be able to request instant [more...]
Date: 2008-11-06 10:11:14
Will the consumer credit card debt bubble lead to a collapse of the shopping mall economy?
Recession_levee American and Canadian consumers have long been living beyond their means ... as we see in this 2007 report: Canadians Crushed by Credit Card Debt "The U.S. isn't the only nation ... their credit card debts, forcing banks to come back to the government for a second round of bailouts [more...]
Date: 2008-12-12 15:28:57
Keep tabs on your health insurance claims
We’re all aware of the dangers of identity theft these days. Most people keep a close watch on their bank accounts, credit card statements, and credit reports to ensure they’re not being victimized. This week I had a scare that made me realize my credit [more...]
Date: 2009-01-14 13:00:26
iranfootballteam' s Blog blogfa
Showing off your elegant neckline is an excellent way to draw attention to your well-formed upper body, and to bring a natural glow to your face. Oftenitmes we forget dreams as soon as we wake up. Small business credit cards are unsecured ... copy of my credit report? Yes. - Avoid shaving as much as possible; while shaving takes care to avoid [more...]
Date: 2009-01-17 00:34:22
Priceless
More than half of the whopping $426.9 million Barack Obama has raised has come from small donors whose names the Obama campaign won't disclose ... credited back to a credit card. But the most recent report, filed on Sept. 20, showed a net cumulative ... of $25 donations from a contributor identified as “Will, Good” from Austin, Texas. Mr. Good [more...]
Date: 2008-11-02 17:50:35
Beware of Credit Repair Scams
2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... of finding errors is high. In fact, one in four credit reports contain errors. These include data entry ... on credit card debt, so want to feel very certain that you're going to pay them back before they [more...]
Date: 2009-01-13 04:55:48
How To Eliminate Credit Card Debt
by Ada Denis There is almost nothing more serious than having too much debt to pay each month. Consumers get debt for many unusual reasons out ... . In the event of default on an unsafe debt a lender may report to a credit-reporting agency, contact ... taking control of your financial position is to learn how to get rid of your credit card debt [more...]
Date: 2008-11-23 17:42:51
Bombshell: Obama Neck Deep in Breaking Campaign Finance Scandal
This is a bona fide bombshell. Obama loves to say that 90% (or whatever the phony made-up figure is) of his donors contributed less than $200? ... Will were credited back to a credit card. But the most recent report, filed on Sept. 20, showed a net ... is named Good Will. Mr. Will is from Texas. And we are just getting warmed up. From Newsmax. Read [more...]
Date: 2008-10-01 20:34:24
Headline News - September 29, 2009
U.S. Bank Introduces Downloadable Mobile Banking Application Bling Nation - La Junta, Colo. Embraces Mobile Payments The Red Tape Chronicles - MSNBC.com: Consumer groups blast banks' card 'tricks' CashEdge Signs First Round of Banks for Popmoney™ New Javelin Report: Multi-Channel Authentication Via Mobile Banking US News and World Report: Credit Card Fees: 5 Things You Should Know Alaska Option Joins Acculynk Internet PIN Debit Pilot Transaction Wireless Signs AMC [more...]
Date: 2009-09-29 11:31:08
Debt Reduction is more Important than Your Credit Score
If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York Times, credit card companies are showing increased flexibility with consumers who have significant [more...]
Date: 2009-01-04 00:34:49
Do To 2009
I'm getting more and more stressed about being "homeless". I've been trying to figure out how to get my credit report ... " which check your credit every month and automatically debits your credit card. Thanks but no thanks. The above site is the way to do it for free.Unfortunately, the way that a so-called "credit score [more...]
Date: 2008-12-28 17:20:00
Tricks To Repair Credit Score History
It seemed like just yesterday when you were eating mom’s home-cooked breakfasts and hitting up dad for occasional gas money ... on your report. If you are applying furiously for tons of credit cards, then this indicates that you may ... of managing money. Credit report repair should start with making timely payments, then working [more...]
Date: 2008-12-01 16:49:08
After the Bell Wrap-Up - January 8, 2009
The markets gave a valiant effort today to shrug off more disappointing economic news to trade higher, ... for the S&P and the NASDAQ. With a mixed report for jobless claims, the key negative news ... . In a late afternoon reading, the Federal Reserve reported that consumer credit, such as credit cards [more...]
Date: 2009-01-08 21:10:00
Conducting Pre-employment Background Checks
With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]
Date: 2009-01-16 18:24:08
Beware Long-Term Cardholders With Perfect Payment Histories, Your Credit Lines May Be Slashed [Credit Cards]
Oliver paid off his Citibank platinum card on time, in full, every single month since 1989, ... up on his credit report. Oliver writes: I’ve been a Citibank Platinum cardholder since 1989 – that’s longer ... gleefully informs me that: “Sir, due to some recent negative information on your credit report we’ve [more...]
Date: 2008-07-20 19:00:00
Why Don’t We Teach Money Management
Another report out this week showed credit card companies are pounding the pavement harder than ever where college students are concerned. The number of companies issuing student credit cards are rising despite no one else being able to get credit. I have to ask myself why this is. granted most college freshman don’t have any negative [more...]
Date: 2008-12-31 18:13:49
Credit Repair Help - It’s Not As Hard As You Think!
by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... . We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report from all three [more...]
Date: 2008-12-30 23:24:12
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