Get Out of FreeCreditReport.com’s “Triple Advantage”

FreeCreditReport.com is the heavily advertised company that offers “free” credit reports ( ... reminder to check your bank and credit card statements at least once a month so charges like this don ... in mind that the place to get truly free credit reports, three times per year (once from each bureau [more...]

Date: 2008-07-25 18:29:44

Blog posts (151) | Videos (50)
 

As I wrote last year, regular checks of your credit report are an important as aspect of fiscal management and under the Fair and Accurate Credit ... , and TransUnion to provide consumers with one free credit report per year. The official website through which ... AnnualCreditReport.com. Thus Americans abroad remain unable to exercise their legal right to [more...]

Date: 2008-12-31 17:23:16

Sandisk Clip 1GB MP3 Player - $9.99

Hello and welcome to Village Towne Landing, the tri-county area’s premier apartment community for young professional singles! ... a criminal background check, credit history report, Homeland Security background check, drug screening, employment verification, and college transcript report. IDs should be issued within three weeks [more...]

Date: 2009-01-14 06:00:45

The Diamond Ring and A Few Peculiar Exemptions - What Creditors Cannot Seize

A fellow being chased by creditors would be smart to give his fiancee' an expensive engagement ring ... of applicant * Call industry contacts * Check with landlords and credit references * Obtain a Credit Bureau Report * Review Dun & Bradstreet Reports * Study court records for information [more...]

Date: 2009-01-09 16:21:00

Explore criminals

There is an interesting site called www.SentryLink.com where you can find the records of dangerous criminals and order a Criminal Background Check ... a criminal Background Check for employment purposes, the Fair Credit Reporting Act requires you to obtain ... background check is a comprehensive Criminal Check showing felonies, misdemeanors, sex offenses [more...]

Date: 2008-12-11 13:18:40

Learn To Build and Manage Your Credit, While You’re Young

Everyone tells you that these are the best years of your life ... credit bureaus—Experian, TransUnion, Equifax. Your financial activities dictate your FICO (Fair Isaac ... established credit. Bounced checks mess up your credit report, so use that check-writing feature wisely [more...]

Date: 2008-08-16 03:56:51

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Credit Report can save your Finances

Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]

Date: 2008-10-23 03:59:41

second residential mortgage

If you are still confused about what a second residential mortgage loan is and how you can use it to your advantage, you are literally losing money ... mortgage, check your personal credit report to ensure that your credit score has improved. Lenders ... loans.The other type is a “home equity line of credit” or HELOC. The main difference between the two [more...]

Date: 2009-01-14 10:43:37

You are taking the Plunge! Tips And Tricks To Rent Your Home for Inauguration 2009 and Beyond!

Contracts?  Security deposits?  Background checks?  Credit history?  Who thought renting out your home for a few extra bucks could be so complicated? ... www.YouCheckCredit.com, which costs roughly $15 per report.  Credit reports with no score can be hard to read.  Get a credit report that is scored, so that you don’t have to guess whether they are cr [more...]

Date: 2008-12-10 20:40:12

Check Credit.

In my opinion, owning credit cards are advantageous in these difficult economic times..but ONLY if you are a responsible and disciplined user ... or loan makers, there’s this site that can help you know your score. This credit report is based ... transaction that involves credit activities. At checkcredit.pro, you’d be able to request instant [more...]

Date: 2008-11-06 10:11:14

Time to Check Your Credit Reports

  Happy New Year!  As we start 2009, many people are making resolutions, wanting to do things better and differently than they did in the past ... to do.  To get a copy of your credit report from one, two or all three of the credit bureaus ... on credit monitoring. If you want to know your current FICO scores, you can obtain all three [more...]

Date: 2009-01-03 17:05:27

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

Buying A House? Check Your Credit History Now

A lot of my friends are thinking about buying, or have already bought, a home this summer ... each year, which means there’s a uncomfortable chance your credit report will have something wrong ... your claim. Check your credit history for free at the government mandated AnnualCreditReport website [more...]

Date: 2008-06-06 17:53:23

7 Deadly Buyer Mistakes to Avoid

by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]

Date: 2008-07-16 20:08:42

7 Deadly Buyer Mistakes to Avoid

By Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]

Date: 2008-07-19 10:25:48

How to Avoid the 7 most Critical Home Buying Mistakes

by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]

Date: 2008-07-17 20:27:03

Use TrustedID to Fight Identity Theft

With the incredibly rapid growth of ID theft, there have been several businesses that have been formed with the distinct objective of battling this crime epidemic. These ID theft prevention companies essentially lock down your credit bureau ... supply you with annual credit reports from all three credit bureaus, so that you can check to see [more...]

Date: 2009-01-08 04:06:14

I Hate Equifax

I wish I could turn my pure emotion into words on the screen to fully express my hatred for Equifax. It is pure. It is flowing. I. Hate. Equifax. Why I Hate Equifax I’ve recently reminded you to check your annual credit report ... running there has been an issue that results in us not getting her annual credit report. This doesn’ [more...]

Date: 2009-01-16 13:00:13

An Anonymous Bank Executive Speaks Up

I was tipped off to an article late last month, but I neglected to blog about it right away ... . For some reason, we had (and still have) more credit limit available to us than our annual income ... to check a credit report to see limits. They were definitely enablers when it came to our credit card [more...]

Date: 2008-12-22 06:18:42

Cashing In On Free Credit Reports

Nothing in life is free… and this especially holds true online ... credit report. You can obtain a copy by visiting (affiliate link) or have it done during tenant ... credit report offer? Simple, you make your prospective tenants get a free credit check before applying [more...]

Date: 2008-12-13 08:02:52

Customer Data Stolen From Express Scripts

If your health insurance was through Uniform Medical Plan at any point between 2004 and 2007, it’s time to get a copy of your credit report and put a temporary fraud alert on your credit file ... below the fold). Even if you aren’t affected by this, it’s a good idea to check your credit report [more...]

Date: 2008-12-07 20:56:29

FUNDAMENTALS TO REPAIRING CREDIT

by Rob Kosberg People who know they have “bad” credit and are a big “credit risk” are usually aware that something has to change with the way they ... you know they are errors and send this in writing (with a copy of the credit report) to any or all, if needed ... to have excellent credit. For more information check out Rob Kosbergs’ Detailed FREE Report [more...]

Date: 2009-01-03 00:45:05

Fool’s Advice

Everyone’s got advice for using credit cards.   Today, ... to have a true debt ratio of  zero.    If I were to check my credit report, I would find all of my spending ... date.    I never pay interest, but the credit report still sees this balance as “debt”. To express [more...]

Date: 2009-01-06 23:43:58

Did You Know...

speaking of year beginning tasks, we always check on our credit report at the first of the year ... slow or late payments, but the landlord and I started talking about credit reports ... payments (those that arrive within the grace period) can hurt your credit as badly as late and non [more...]

Date: 2009-01-02 21:04:00

The Importance of Background Checks

It is important for all businesses considering hiring someone to take the critical step in performing a background check ... Credit Reporting Act, some information cannot be used in conjunction with a background check ... at some level. This may range from handling social security numbers, credit card information, drivers license [more...]

Date: 2009-01-02 03:49:50

Opportunity For Beginning New In Life

by katie George It is not surprising that more and more people are making payment faults as they continue to spend beyond their earnings ... up to 15 years. Take out your credit report and check it for any misrepresentation of the payments ... to financial mess as well. However, bad credit loans can fund their variety of needs [more...]

Date: 2008-12-27 14:27:14

Your Credit Score - What Is A Good Number?

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... are Experian, Equifax, and Trans Union. Each one has it’s own method of deciding what your credit score ... . Mistakes happen, which is why you should review your credit report annually with all 3 credit bureaus [more...]

Date: 2008-12-19 03:43:07

Credit Repair Tips and Tricks

The best part about finding a third party credit counselor to tackle your credit repair is that you won’t feel so alone ... to know there are a a few ways to do so. First, check your free credit score with Experian, TransUnion ... your credit report. Once you know what figures you are dealing with you can work out where to start [more...]

Date: 2008-11-24 18:27:25

35 Million Data Records Exposed in 2008 to Identity Theft

Last year over 35,000,000 personal data records were exposed via656 separate security breaches representing a 47% increase from2007 ... by following these simple steps:1) Get a copy of your free credit report to check for any fraudulentcredit ... 400 data sources containing your name that arenot covered by your credit report.* Criminal identity [more...]

Date: 2009-01-04 21:04:00

The Best ID Theft Prevention For You

The crime of identity theft is a huge and rapidly growing issue ... to do so. You need to make a regular habit of checking your credit bureau report to ensure that there has not been any credit opened in your name without your authorization. If you know what should [more...]

Date: 2009-01-08 17:26:11

How Fake Credit Cards are Made

Crime is way up due to the downward spiriling economy ... parting with our cards and will enocurage you to do the same, and please check your credit report. You can do so by requesting your free annual credit report by going here. [more...]

Date: 2009-01-06 16:29:00

Opportunity For Beginning New In Life

Opportunity For Beginning New In Life by katie George It is not surprising that more and more people are making payment faults as they continue to ... . Its repayment duration ranges up to 15 years. Take out your credit report and check it for any ... : Debt Consolidation Articles Amend Your Financial Situation with Adverse Credit Tenant Loans [more...]

Date: 2009-01-02 10:11:14

Don’t forget your free credit reports this year!

Copyright © 2006-2008 Clever Dude. All Rights Reserved ... you checked: On April 30, get your credit report from only one of the bureaus (Experian, Equifax ... , but it means one thing about your credit report: Go to AnnualCreditReport.com to get your 3 free credit [more...]

Date: 2008-12-18 15:21:43

Mistakes Can Be Corrected, But Not Always

How many times have we heard of someone who felt they had made a bad deal or a bad payment plan choice? ... the asking for your credit report, check whether there was no dispute over the title deed and others ... =http://www.yourloanservices.com/bad-credit-car-loan-online.html car loan /URL or whatever it may [more...]

Date: 2008-11-29 19:41:30

10 New Year Switch & Save Recommendations

With a severe recession looming, 2009 is predicted to be a tough year for most, ... with a free credit report and 30 day trial of CreditExpert and see what lenders see. Checking your Experian credit report can save you money when applying for a loan, mortgage or credit card. Get £2.50 [more...]

Date: 2009-01-09 17:14:27

It’s Your Credit - What Is A Good Credit Score?

posted by colin1234 by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... have. The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way of determining ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2009-01-02 08:41:44

When you overdraw your checking account does that effect credit??

don't mess with your credit That is exactly what someone plugged into a search engine to get to my site! I love it - bad grammar and all ... , you can bet that your credit score will take a hit. Also, if you use an overdraft line of credit ... the bank is going to report you to the credit agencies. But if, however, you continue doing so every [more...]

Date: 2008-09-10 16:07:32

How’s My Credit? - Tips To Understanding Your Credit Score

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... . The three major credit bureaus (Equifax, Experian, and Trans Union) all have their own way ... your credit report from each one, as sometimes mistakes are made. When that happens, you should [more...]

Date: 2008-12-20 22:07:30

Protect Yourself from Identity Theft

Several steps can protect against identity theft There is no real way to prevent someone from stealing your identity or swiping financial and ... sites - check them daily Order a free credit report once a year from annualcreditreport.com Debit cards ... personal information, unless you have no bank accounts, credit cards or Social Security number [more...]

Date: 2009-01-08 20:07:11

Weekly Round Up: Support Your Friends

zebra-friends Weekly Round Up: Support Your Friends Photo Credit:  angela7dreams Another week has flown by and I’m happy it’s Saturday ... Reviewing Insurance Policies Can Save Money  How to Start and Manage a Debt Snowball Check Your Credit Report  Save Money With a Soup Night Comparing this year’s bills to last; more to it than expected [more...]

Date: 2009-01-08 02:09:44

Riddle Me This

My sixth grade teacher was considered one of the toughest in my entire prep. Students feared her and parents fought to get their kids in her class ... ending with those digits. And while waiting to call you, I checked my credit report and the only [more...]

Date: 2008-12-11 15:45:00

Beware of Credit Repair Firms: But Don’t throw the baby out with the bathwater

Most of the credit repair, TILA audit, Loan mod etc firms are incompetent, perhaps dishonest, and definitely misleading. BUT SOME ARE ON THE LEVEL ... a fee in advance of performing services to amend credit reports.  According to the FTC’s press release ... . CHECK IT OUT. GET REFERENCES — REAL REFERENCES. FTC Sues “Credit Repair” Firms for Misleading [more...]

Date: 2008-11-16 15:26:24

Find Out Here Useful Knowledge - Finding Secure Auto Loans Website

You can find online car loans everywhere. But before you punch in important personal information, make sure that you’re on a good secure site ... . You can take it with no penalty if the dealer offers a better loan rate. Check out credit unions, banks ... -related expenses. Don’t forget to verify your credit record. Order a copy of your credit report [more...]

Date: 2008-11-16 19:08:43

Buying A Home After Filing Bankruptcy

Buying a house after filing bankruptcy is a real possibility after a year ... be good enough to qualify for a conventional loan. It is also a good idea to check your credit report before applying for a mortgage. You can get an annual free report from any of the three reporting [more...]

Date: 2008-11-23 21:15:25

7 Critical Home Buying Mistakes to Avoid

by Rob Kosberg 1. They Do not have their Credit checked early ... like. It is extremely important to have a lender run a tri-merge credit report. A tri-merge is a report ... of the three. You would be surprised what is and what isn?t on your credit report. It?s important [more...]

Date: 2008-07-17 16:41:38

Children and identity theft

OK, so we know that overall identity theft is falling, ... is an interesting one. Rarely do parents or guardians consider the possibility that their child may have a credit history, and thus few will check to see whether their child has a credit report under their name [more...]

Date: 2008-11-18 21:07:16

Key an Eye on Your Mortgage Payments

In previous decades, when a borrower missed a payment on a mortgage, ... pressure on slow payers. Under new rules, a mortgage lender can ding your credit report every month ... as a check getting lost in the mail. Or it could be a symptom of a bigger problem like a divorce [more...]

Date: 2009-01-11 21:31:36

Crime-Ridden Apartments, Credit Reports and Cops

If you haven't carefully checked the fine print in the city's proposed high-crime apartment ordinance, ... better credit score than anyone forced to rent in one of Dallas' more dangerous apartment houses. Kathy ... exactly what we were talking about when we called to ask about the curious credit-report thingy [more...]

Date: 2009-01-13 23:55:06

This Week in Background Checks: Week of 10/13/08

Have you missed TWIB Notes?  Okay, pretend you did.  Sorry we haven’t done this in a while ... of credit reports when conducting background checks in California.  This was a surprising turn ... Updates The FTC “Red Flag” Guidelines take effect November 1, 2008.  Among those affected are any [more...]

Date: 2008-10-17 17:36:34

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