D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

Blog posts (559) | Videos (192)
 

Fixing Credit Rating Agencies

And now for something completely different... I read yet another story on how the credit rating agencies (Standard and Poors, Moodys, Fitch, et al.) failed at their task of rating credit instruments (bonds, derivatives, etc.) to reflect the risk of those instruments. The credit rating business works like this: Companies that want to issue [more...]

Date: 2008-11-18 11:29:00

Debunking Conventional Wisdom about SEO

Search engine optimization seems to be rampant with myths compared to other types of marketing, ... every good keyphrase into URL, like credit-card-raise-credit-rating-get-rich-quick-place is not going to instantly mean that anyone who types “raise credit rating” or “credit card” into Google [more...]

Date: 2009-01-08 01:36:46

Mexico May Avoid Credit Rating Downgrade, JPMorgan Says

Mexico may stave off a credit- rating downgrade, JPMorgan Chase & Co. said. “From our conversations with the rating agencies, they appear to be giving Mexico the benefit of the doubt and will likely wait to see what components of the fiscal reform are approved by Congress,” JPMorgan analysts led by Joyce Chang wrote in a report to clients. [more...]

Date: 2009-09-29 16:44:07

Posts about Foreclosures as of July 12, 2009

The Benefits to Restoring Your Credit Rating Can Last A Lifetime – bestonlinecarfinance.com 07/12/2009 by Darrell Price If you have ever gone through a bankruptcy, suffered a devastating foreclosure or applied for a loan and have been turned down, you know the importance of having clean credit. If you are looking to repair your credit and increase your rating, the process can be a little overwhelming at first. This article will hopefully give you a starting point. [more...]

Date: 2009-07-12 12:03:55

How to Safely Restore Your Credit Rating

If you have been trying to repair your credit and have had problem credit in the past such as late credit card payments, ... credit cards that were turned over to a collection agency or even a home foreclosure, these effects may have lead to a derogatory rating on your credit report. Keeping multiple high balances ... [more...]

Date: 2009-01-03 03:30:08

Credit Score Rating Scale

by William Blake The credit score rating scale is a confusing numeric system to understand ... will look into. If you have too many credit applications made, this will look bad on your report ... . There are places that will offer free credit counseling [more...]

Date: 2009-01-15 09:14:59

Credit Card Companies Cutting Credit, Rewards; Upping Interest Rates.

Wall Street gets a bailout, regular old Americans see their available credit decrease, their interest rate go up, ... a bad thing in the long run; but right now with people getting laid off, grocery prices skyrocketing, and small businesses trying to make ends meet, is it a good or a bad thing to cut off credit [more...]

Date: 2008-10-29 16:00:06

S&P: GE credit rating at risk

According to an article on WSJ.com, S&P “took the first step” toward “potentially” lowering GE’s credit rating from AAA. Credit analyst Robert Schulz warned earnings and cash flow at GE Capital could decline enough over [more...]

Date: 2008-12-18 21:27:30

?There Can Be a Mortgage after Foreclosure

Having a home foreclosed on an individual or couple can be devastating to them personally as well as financially. This blotch on their credit rating stays for quite a few years. They probably think their chances ... rebuilding your credit rating. This needs to be your first priority. Although you’ll probably want [more...]

Date: 2009-01-16 05:17:01

SEC Takes Chapter From Pontius Pilate on Rating Agency Regulation

When Pilate saw that he could prevail nothing, but that rather a tumult was made, he took water, and washed his hands before the multitude, saying, ... has similarly decided to avoid the thorny question of the rating agencies' culpability in the credit ... , skill, and resources to perform credit analysis. The real problem with ratings agencies [more...]

Date: 2008-06-24 09:36:07

Debt Managment and Debt Consolidation Loans For Bad Credit

Amazon.de Widgets What is debt consolidation but a way to financial freedom with positive actions to bring about resolutions of high interest rates, late fees, over the credit line fees, etc. and see ones balances decrease instead of increase with positive impact on the credit rating. The question is frequently asked by consumers who find that answers to accumulating debt are on the wire and something has to be done. [more...]

Date: 2009-09-22 05:45:34

Veracity US

Ratings For This Site Rating: ★★★★½ About This Site Improve Your Credit Score With a higher score you can reduce monthly debt payments, qualify for low interest rate loans and credit cards, and get into the home or car of your dreams Veracity offers specifically tailored credit repair and consultative strategies designed to quickly [more...]

Date: 2009-01-06 07:22:22

Buying Lake Real Estate

Buying a home is one of the most important decisions for everybody, especially if you can afford to have your property in a beautiful, ...  You must check your credit rating. If there is any confusion, then solve that issue immediately. Because, the amount of your loan will depend on your credit rating. • Next you should calculate [more...]

Date: 2009-01-17 15:28:45

UAE banks assigned negative outlook

Financial Times: Moody’s Investors Service, the credit rating agency, has placed the United Arab Emirates banking sector on a negative outlook, ... . However, the credit rating agency added that UAE banks generally enjoy strong economic fundamentals, were ... . ... Tightening credit conditions, liquidity constraints, a collapse of regional equity markets [more...]

Date: 2009-01-15 16:23:15

Fed to rule soon on sweeping credit card changes

Sunday December 14, 3:11 am ET By Carson Walker, Associated Press Writer Fed might end surprise credit card rate hikes but restrict credit to high ... of people with bad credit to get what's referred to as a subprime card. The rules were proposed ... risk borrowers SIOUX FALLS, S.D. (AP) -- Credit card companies could no longer boost interest [more...]

Date: 2008-12-14 20:23:19

2018 - A Vision of the Future

One rainy day earlier this summer, nGenera’s Gov 2.0 Program Director, Dan Herman, locked three summer interns in a room (Ben and Jude, and I) ... now mandatory for any agency that received government funds. They gave citizens access ... account from UniBank. It had low credit rates and high savings rates. Donald thought it sounded good [more...]

Date: 2008-08-14 14:35:13

Toyota's Credit Rating Lowered

Well, not as bad as it sounds. Fitch lowers Toyota's credit rating due to the market slump ... auto markets and the appreciation of the yen, which erodes the overseas earnings of Japanese exporters ... of materials and a decrease in the ability to obtain commercial financing are two more. There is a plus side [more...]

Date: 2008-11-28 17:02:43

A Good Time to Have Great Credit

January 2009 marks the lowest home mortgage rates since Freddie Mac began tracking the data in April of 1971 ... rates present a great opportunity for borrowers with solid credit and plenty of equity in their homes ... have destroyed their credit ratings. Thus, unless one of the talked-about plans to bail [more...]

Date: 2009-01-04 20:04:13

I, Ireland

What happens when a triple-A rated sovereign government's credit rating is cut? Quite a lot of unpleasant things really. Sovereign rating transitions - at the top end of the scale - are always extremely messy affairs. Losing a triple-A rating matters much more than losing a double-A rating for any institution.... [more...]

Date: 2009-01-14 10:00:37

How To Reduce Your Credit Card’s Rate of Interest

by Jenni Snook Nowadays, most of us possess at least 1 credit card ... that you get yourself a credit card from a large provider such as Mastercard and Visa. Their interest rates will vary ... of this is on credit cards. Owning a credit card has become much easier than in previous years [more...]

Date: 2008-12-17 11:00:10

Use the Plastic to Repair Your Credit Rating

People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... yourself from getting scammed As secured credit cards application are having lower qualifying [more...]

Date: 2008-09-24 09:31:39

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

What To Do If You Are Refused A Personal Loan

It has become increasingly difficult for individuals to be accepted for personal loans or other form of credit, as banks, ... file from one of the three major credit rating agencies (details of which can be found ... and repair their credit record, giving them a better chance of success in three months time, when they re [more...]

Date: 2009-01-05 16:55:20

NZD weak ahead of 29-Jan RBNZ easing

Risk returned to the forefront last week in many guises, with NZ to the forefront. Generally weak activity/profit figures (globally) and potential credit-rating downgrades (NZ, Portugal, Spain and a downgrade delivered for Greece ... warning for the Government’s offshore credit rating. The net effect was a quick narrowing of the gap [more...]

Date: 2009-01-18 02:45:23

Winners and Losers from Current Economic Situation.

In the current economic situation we have Low inflationLow PoundVery low interest ratesDeclining output / rising unemploymentWinners include: ... is not rising ( at moment). In theory people with credit card debts should benefit, but, in practise, banks have not passed rate cuts onto those paying credit card debts. Interest rates are still around 16-17 [more...]

Date: 2009-01-13 06:40:00

Supportive Finance in the Form of Cheap Bank Loans

by katie George Almost every human being is played by a specific syndrome - The need syndrome ... approval of a loan. Though you may have a very good credit rating or in adverse terms your credit ... and automotive financing do not require collateral as the purchased item serves to guarantee the loan [more...]

Date: 2009-01-04 22:20:17

Fed Watch: Rate Cuts Increasingly Likely

Tim Duy says "the Federal Reserve is inching closer to lower interest rates": Rate Cuts Increasingly Likely, by Tim Duy: ... meltdown that began last year, credit channels have become increasingly impaired despite aggressive rate cuts. The credit explosion of this decade has proven unsustainable; you cannot borrow your way [more...]

Date: 2008-10-02 07:42:00

The Strategic Advantages Of Maximizing Natural Business Growth

By Donald Mitchell Growth can occur naturally . . . or it can be forced by using bad methods ... on unsustainable gimmicks to grow their businesses (such as zero percent interest car loans, 125 percent of assessed value home loans with teaser rates, and tripling interest rates on credit cards for those [more...]

Date: 2009-01-14 05:02:38

5 Tips on Choosing a Mortgage

5 Tips on Choosing a Mortgage by Amy Nutt The most important investment you will ever make is buying a home ... . There are certain deals that can be offered regardless of credit rating in many cases. - If mortgage ... will have different criteria that determine your rate. They do base it off of your credit situation [more...]

Date: 2009-01-18 08:41:08

45% Less Credit in Americans’ Wallets

Meredith Whitney, an analyst with Oppenheimer & Co. is predicting that credit card issuers may cut as much as $2 trillion worth of available credit ... of accounts, cutting credit lines and raising interest rates are just some of the moves credit card [more...]

Date: 2008-12-02 13:03:38

How to Recover From A Bad Credit Rating As A Result of Hard Financial Times

by Darrell PriceRepairing your credit after you have suffered through a crisis such as a bankruptcy, foreclosure or a series of unfortunate financial events is a must if you are going to move on with your life. There is a lot to know about repairing your credit and raising your scores. Don’t worry; it is not difficult with the tips provided in this article.If you want to repair your credit yourself as opposed to letting a company do it for you, then you need to understand the basics of credit repair. [more...]

Date: 2009-07-05 13:35:08

Four Quick Ways to Build A Strong Credit Rating

#fullpost{display:inline;}Nov 18, 2008: Much has been written about credit rating and how we can go about improving it. There are companies offering professional services to help us earn better credit scores [more...]

Date: 2008-11-18 05:21:00

Membership Has Fewer Rewards

For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]

Date: 2009-01-14 19:00:18

Start Improving Your Credit Score Today

If you want to borrow money from a lender, you’ll quickly learn how important your credit score is ... your loan based on what they find. A bad credit score can also mean you’ll only be offered loans with interest rates significantly higher than standard rates. Basically, a credit score is a number [more...]

Date: 2009-01-16 00:46:34

Debt Settlement, Bankruptcy and Credit Ratings

by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]

Date: 2009-01-08 14:53:06

Why Are My Credit Cards Being Canceled?

In today’s economy, credit card companies are changing interest rates at whim (at least until the new credit card laws go into effect…in July 2010 ... . And this could ding your credit score a little bit, which is not something you really want to happen ... by following this simple tip - it helps your credit score and it lets you keep all your available cr [more...]

Date: 2009-01-07 16:59:00

The Effects You Can Expect To See With Bad Credit Ratings

It’s more than likely we’ve all been there; you have forgotten to pay your bill on time ... of bad credit rating. Never say never though, rebuilding this financial nightmare is possible. We’ve all heard the horrific stories associated with a bad ... [more...]

Date: 2009-01-16 18:55:12

Need Help With Money

It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans.    Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]

Date: 2009-01-16 01:57:49

Do You Have Credit Problems?

Do You Have Credit Problems? by Landon McGehee The term “bad credit” does not mean no credit ... worse as it will damage your credit rating. It is an unfortunate fact that it is far too easy ... . It actually means that any credit you may be able to get is at a much higher cost. Because [more...]

Date: 2009-01-15 09:12:45

More Pain For Humiliated SEC After Disclosure It Ignored Moody’s Whistleblower Warnings

Zero Hedge As if the SEC could be humiliated any more, another piece of disclosure now highlights that Mary Schapiro’s useless organization was unresponsive to whistleblower overtures by former Moody’s employees attempting to warn the regulator “about Moody’s weak compliance department and ratings process.” From Reuters : A congressional panel will expand its examination of credit rating agencies to look at why U.S. [more...]

Date: 2009-09-30 18:57:17

What Is The Leading Poor Credit Mastercard?

by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]

Date: 2009-01-07 18:42:33

Sub-prime Crisis: What is it all about?

Sub-prime crisis is the current financial crisis (considered as the worst ever since World War II) ... loans market refers to individuals with very good or excellent credit records or ratings and to whom ... characterized by acute credit crunch in the global capital markets. This liquidity crunch [more...]

Date: 2008-10-22 18:38:00

Thinking for a used car loan is a right idea to save more and pay off your debt quickly

More and more people are searching for auto loans for bad credit . With household debt being at an all-time high, credit ratings keep dropping. Just a few years ago, individuals with low scores found it nearly impossible to be accepted for a car loans. Today, things have changed. Banks and lenders have realized that with the increasing debt, opportunities do exist to not only help consumers get a guaranteed car loan , but to help them rebuild their financial reputation once again. [more...]

Date: 2009-08-26 13:25:27

USAA just hollered - They're raising my credit card rates!

Yup, even my beloved USAA is fighting the good fight these days. Got a nice little letter in the mail yesterday ( ... in full each month.Card #2 - the "Auto Loan" card: $30,000 limit with a locked in 3.4% rate for 1 year ... that the credit limits don't get slashed next :( I pumped those bad boys up to help our credit [more...]

Date: 2008-12-18 16:20:55

Easy Car Loans In Difficult Times.

by John Brennan Before the economy burst into crisis recently, you were able to get a credit to buy a car virtually from any company ... that had a very bad credit history. Today with the credit market in a huge crunch, even gigantic ... rates. Even if you have a bad credit history, the dealers are in a very tight spot right [more...]

Date: 2009-01-03 08:43:51

Personal Loans For Doing a Credit Repair – This is a Good Solution For Poor Credit Repair

If you do not have a good credit rating then getting personal loans will be hard, but not impossible. Remember that there are so many poor credit lenders who are willing to help people with a bad credit rating.Last 5 posts by The Web Isn't a Quick Way to Riches, Skill is Still Required Here - September 12th, 2009Online Self Employment Opportunity - How to Find the Diamond Amongst the Rocks! [more...]

Date: 2009-09-12 06:01:01

Identity Theft - A Growing Business

With the shopping season in full swing even though we are experiencing a difficult time across all industry sectors there is one business that is ... the theft of your very existence right down to banking details, credit cards and even your medical ... transfer rates, why not have one of our wonderful credit card pamphlets et al, all of which [more...]

Date: 2008-12-15 02:02:48

What Is Wrong With This Picture?

They’re tossing our money into a black hole and they KNOW it: Dec. 18 (Bloomberg) — Federal Reserve Chairman Ben S. Bernanke is basing hundreds of billions in emergency lending on credit ratings from companies ... and lent $631.8 billion under eight credit programs, most of which require appraisals of short-term [more...]

Date: 2008-12-19 14:53:38

Ainda o “downgrade” da S&P (3)

Bloomberg The risk of losses on European government bonds is mounting as the economic slowdown threatens credit ratings in Ireland, Portugal, Spain and Greece. Credit-default swaps tied to the debt of Ireland rose more than seven-fold ... to be threatened with a debt downgrade when Standard & Poor’s said the country’s long-term rating [more...]

Date: 2009-01-14 11:03:02

1 - 50 of 559 Posts
Page: First | < Preceding | Next >
0 | 1 | 2