Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Blog posts (8) | Videos (1)
 

Take the 4.75% Bailout Mortgage And Run...Or Else

San Diego mortgage brokers are always asked what "the rate" is ... , documented income, and excellent credit.  Even today, "the rate" is stratified into three loan size ... about the "best rate"? (meaning an ARM product) 2- with opacity; that depends on the credit, equity [more...]

Date: 2008-12-29 16:22:32

Sub-prime Crisis: What is it all about?

Sub-prime crisis is the current financial crisis (considered as the worst ever since World War II) ... loans market refers to individuals with very good or excellent credit records or ratings and to whom ... characterized by acute credit crunch in the global capital markets. This liquidity crunch [more...]

Date: 2008-10-22 18:38:00

Single Ma’s 2008 Spending: The Devil’s in the Details

In yesterday’s post, Where Did My Money Go in 2008, I shared a summary breakdown of how I spent a net income of $90,303 ... to refinance for a lower fixed rate - despite having excellent credit and decent income.  To make matters [more...]

Date: 2009-01-08 15:00:14

Don’t make the Dr. Evil error of assuming

This is a guest article by Jeff who writes at Caddickisms where he shares his “thoughts on everything” ... an excellent promotional balance transfer rate of 3.99% for the life of the balance. Give a credit card ... . Back in July, I missed a payment on one of my credit cards. I only missed it by 12 hours, but still [more...]

Date: 2008-09-06 11:20:59

Two Excellent Michael Lewis and David Einhorn Articles

I’ve posted a bunch of stuff from these guys over the years:Here’s an especially good David Einhorn speech from October 2007: What’s Wrong With the Credit Ratings System?And at the end of my 11/21/08 market update are two ... :Titles:The End of the Financial World as We Know ItHow to Repair a Broken Financial WorldBy Michael [more...]

Date: 2009-01-05 05:13:25

Does It Pay to Re-Finance?

Does It Pay to Re-Finance? Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan ... of re-financing. These situations include when rates of interest drop, when the householders credit ... t be longer than the householder plans to retain the property. Credit Score Improvements [more...]

Date: 2009-01-08 14:49:52

Morning news briefing 10.15.08

'Excellent' start for state bond sale – State Treasurer Bill Lockyer began taking orders Tuesday for $4 billion in short-term bonds and estimated the state will pay higher yield rates than last year, reflecting tighter credit market conditions. Lockyer announced that California received $1.8 billion in orders from retail investors Tuesday [more...]

Date: 2008-10-15 13:33:55

8 Results