S&P: GE credit rating at risk
According to an article on WSJ.com, S&P “took the first step” toward “potentially” lowering GE’s credit rating from AAA. Credit analyst Robert Schulz warned earnings and cash flow at GE Capital could decline enough over [more...]
Date: 2008-12-18 21:27:30
Blog posts
(26)
|
Videos
(2)
Fed to rule soon on sweeping credit card changes
Sunday December 14, 3:11 am ET By Carson Walker, Associated Press Writer Fed might end surprise credit card rate hikes but restrict credit to high ... of people with bad credit to get what's referred to as a subprime card. The rules were proposed ... risk borrowers SIOUX FALLS, S.D. (AP) -- Credit card companies could no longer boost interest [more...]
Date: 2008-12-14 20:23:19
Chinese banks facing risks from bad loans
China’s lenders may have evaded the worst of the global credit crisis so far, but they are facing plenty of risks of their own, economists with credit agency Fitch Ratings said Friday. A larger-than-expected downturn ... , which have boosted lending at the government’s behest, will see an increase in problem loans, said [more...]
Date: 2009-01-16 09:39:30
Ainda o “downgrade” da S&P (5)
Bloomberg Spain may struggle to sell 1.8 billion euros ($2.4 billion) ... . Standard & Poor’s said Jan. 12 it may lower Spain’s AAA credit rating. “There is a clear risk ... of bonds as the prospect of a credit downgrade and a flood of new issues by European governments [more...]
Date: 2009-01-15 09:54:11
Nothing Comes Out of the G20 Meeting
G20 largely a non-event… Pound moves up… Brazil falls on sell off of emerging markets… Japan enters recession… And Now… Today’s Pfennig! ... thinking about the growing number of people who no longer have jobs to report to. And the problems ... capital standards and stronger risk management at banks, hedge funds, and credit rating firms. I agree [more...]
Date: 2008-11-17 16:06:26
Maintaining Excellent Credit Rating
Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]
Date: 2009-01-15 03:41:35
Major Potential Risks to Credit Quality in 2009 - Fitch
Fitch Ratings’ summary of the potential rating impact of some of the more prominent credit market risks for 2009 makes for depressing, but prudent, reading. A year ago, Fitch’s 2008 Outlook [more...]
Date: 2009-01-16 19:48:30
Monday links: fundamental design flaws
Earnings revisions are at a two-year high. ( Bespoke ) Emerging market bond spreads have been halved YTD. ( EconomPic Data ) Everyone thinks interest rates are going higher . ( Clusterstock ) Checking in on some credit market indicators . ( Calculated Risk ) Taking a look at the longer term cycles for the VIX . ( VIX and More ) Research into the relationship between the dispersion in equity returns, the VIX and forward alphas. ( SSRN ) Research shows hedge [more...]
Date: 2009-09-28 16:20:34
Build Your Credit Rating with Student Credit Cards
Capital One®: No Hassle Miles Ultra Before, students can’t just open a credit account without a cosigner ... and also puts your credit history in danger. Citi® mtvUTM Platinum Select® Visa® Card Protect ... . Credit card companies do not extend credit to students because they’re considered as high risk [more...]
Date: 2008-10-20 07:27:32
NZD weak ahead of 29-Jan RBNZ easing
Risk returned to the forefront last week in many guises, with NZ to the forefront. Generally weak activity/profit figures (globally) and potential credit-rating downgrades (NZ, Portugal, Spain and a downgrade delivered for Greece ... warning for the Government’s offshore credit rating. The net effect was a quick narrowing of the gap [more...]
Date: 2009-01-18 02:45:23
Ainda o “downgrade” da S&P (3)
Bloomberg The risk of losses on European government bonds is mounting as the economic slowdown threatens credit ratings in Ireland, Portugal, Spain and Greece. Credit-default swaps tied to the debt of Ireland rose more than seven-fold ... to be threatened with a debt downgrade when Standard & Poor’s said the country’s long-term rating [more...]
Date: 2009-01-14 11:03:02
Totally Disconnected: US Government Risk, Ratings, Bonds and Equities
As part of his seemingly ongoing program to remove systemic risks within the financial and corporate matrix, ... ; Poor’s reiterated its “AAA” rating for the United States, credit default swaps spreads for 10-year [more...]
Date: 2009-01-14 06:52:43
Insurance company
At carinsurancequote247.com, you will still be able to get free insurance quotes though you are included in high risk driver ... information on how sr22’s affect rates. The SR22 insurance policy is a high risk auto insurance policy, which ... who have vary of accidents or violations of traffic laws and also for those who have bad credit scores [more...]
Date: 2009-01-12 02:23:59
WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?
We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]
Date: 2009-09-29 00:45:13
Reality Check - TIPS, TED, and VIX
TED spread is the interest rate difference between three month futures contracts for LIBOR ( ... . It is a measure of credit risk in the money markets which represents the fear in the banking system. The latest ... , and reflects higher borrowing cost for banks. During the height of the credit squeeze in October-November 2008 [more...]
Date: 2009-01-17 23:54:00
ARM TWISTING NOT UNDERWRITING
I'm not surprised politicians are exasperated with the banks' apparent reluctance to lend money to consumers and businesses at “reasonable” rates ... for irresponsible lending in "bad times". As the UK economy expanded through the 90s and 00s, financing ... the green light to the banks to dish out money to bad credit risks; if all turns out OK, the bank [more...]
Date: 2009-01-14 22:23:00
FDIC Underestimated The Risks Of Falling Home Prices
With so many lenders looking shaky these days, it brings up the question of how well prepared the FDIC is to deal with lender failures ... possible. Apparently the wave of refinancing that occurred after interest rates lowered ... concerns (Home Equity Line of Credit), but adressed concerns with the mortgage industry in general [more...]
Date: 2008-07-23 07:02:00
Fed cuts key interest rate half-point to 1 percent
WASHINGTON ... to obtain credit." The central bank said that "downside risks to growth remain" holding out the promise [more...]
Date: 2008-10-29 19:29:44
Mark Thoma on the Risk Premium
He writes, Tyler Cowen focuses on the misallocation of risk due to government induced moral hazard ... , that raised the demand for AAA and AA securities. The primary misperception was the view taken by rating agencies, and probably by the key sellers of credit default swaps, that house prices could never fall [more...]
Date: 2008-12-28 13:40:02
Be Cautious With High Risk Personal Loans
by Trinity Flutie If you are in need of money to help cover expenses for a few weeks or months, a high risk personal loan may be a good option ... to put collateral and you also won’t have your credit checked. The approval process for a loan ... for a signature loan from a bank, you will want to choose that option since the interest rate [more...]
Date: 2009-01-08 14:42:26
Your Credit Rating And You
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]
Date: 2009-01-17 22:23:20
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
Fixing Credit Rating Agencies
And now for something completely different... I read yet another story on how the credit rating agencies (Standard and Poors, Moodys, Fitch, et al.) failed at their task of rating credit instruments (bonds, derivatives, etc.) to reflect the risk of those instruments. The credit rating business works like this: Companies that want to issue [more...]
Date: 2008-11-18 11:29:00
26
Results
