Is it Possible to Get a Mortgage with Bad Credit?
by Troy Cruz William Engle Dawn Khoury James Nissen Robert Hill Chris Laning Janet Taylor Jack Enders Bruce Gross Rick Bean Keith Wood Ray Johnson ... Barney Bernard Ailleann Alan How good is your credit? If you know your credit score and won’ ... . A good credit score is going to get you a better interest rate, but just because your credit is bad [more...]
Date: 2008-12-16 18:11:06
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Tips on buying Memphis Home
by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... from the credit reporting agencies (Experian for example). Now go through them and if you see any ... at a good rate it is important that your credit history looks good. Therefore a few months before [more...]
Date: 2009-01-17 14:51:05
Latest News in Credit Repair and Credit Score - Dec 24, 2008
Saving American economy from ‘Joe the Debtor’ - New Haven Register 24 Dec 2008 at 3: ... s overall score if a manager or employee attends a food safety course approved by the … Your credit report ... . Despite a decent job, homeownership and a good credit rating … Area restaurant ratings - Kinston Free [more...]
Date: 2008-12-24 17:14:31
Tips on buying Memphis Home
by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]
Date: 2009-01-17 15:03:29
Supportive Finance in the Form of Cheap Bank Loans
by katie George Almost every human being is played by a specific syndrome - The need syndrome ... approval of a loan. Though you may have a very good credit rating or in adverse terms your credit ... and automotive financing do not require collateral as the purchased item serves to guarantee the loan [more...]
Date: 2009-01-04 22:20:17
2018 - A Vision of the Future
One rainy day earlier this summer, nGenera’s Gov 2.0 Program Director, Dan Herman, locked three summer interns in a room (Ben and Jude, and I) ... now mandatory for any agency that received government funds. They gave citizens access ... account from UniBank. It had low credit rates and high savings rates. Donald thought it sounded good [more...]
Date: 2008-08-14 14:35:13
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]
Date: 2008-12-30 04:11:53
Buying Memphis Home
By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]
Date: 2009-01-14 20:13:24
Young people vulnerable to subprime car loans
A new car costs almost as much as what a home cost 30 years ago ... dealers love to advertise low rates or zero per cent financing, but that assumes you have good credit ... and the other with a bad credit rating– only qualified for a subprime loan at 18.5%. If all went well [more...]
Date: 2008-06-26 19:03:07
Do it Yourself Credit Repair Vs. Using a Credit Repair Service
The stream state of the nation’s manage to buy has most consumers reevaluating their monetary incident as good as looking ways to urge upon it. And whilst the need for credit correct is garnering increasing recognition (after all, it can assistance consumers take improved rates upon home mortgages as good as automobile loans, as good as even begin practice opportunities), how to go about correct your credit can be the frustrating, bewildering as good as officious strenuous process. [more...]
Date: 1999-11-30 00:00:00
Good News - Bad Credit Tenant Loans
Good News - Bad Credit Tenant Loans Posted: 15 Jan 2009 Not having a home of your own does come with drawbacks, like not being able to place the apartment or whatever you’re renting as collateral. Hence the odds of you being able to pull out a loan with reasonably good interest rates plus terms of agreement [more...]
Date: 2009-01-15 06:01:06
Commercial Real Estate Mortgages - Basics to Getting Your Loan!
There is quite a difference in the process of obtaining a commercial real estate mortgage versus obtaining a loan to buy or refinance residential ... person” separate and distinct from its owners/shareholders. It has its own credit rating ... . They have made good money and feel they are now in a stronger credit position and would [more...]
Date: 2008-11-23 06:01:14
The economy is in the pooper
Ya Ya this is old news. If it is not, you need to crawl out of the rock you are under and see for yourself ... but not getting good mortgage, good interest rate, decrease in housing values, job loss, credit card ... belly up, got acquired by another company and suddenly N's job and H1 B visa were a BIG concern. Also [more...]
Date: 2008-11-02 22:40:00
Sub-prime Crisis: What is it all about?
Sub-prime crisis is the current financial crisis (considered as the worst ever since World War II) ... loans market refers to individuals with very good or excellent credit records or ratings and to whom ... characterized by acute credit crunch in the global capital markets. This liquidity crunch [more...]
Date: 2008-10-22 18:38:00
Membership Has Fewer Rewards
For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]
Date: 2009-01-14 19:00:18
3 Ways to Improve Your FICO Score
by Doc Schmyz Once upon a time you could walk into a bank and get a loan on a handshake and your honor ... sheet. Now it?s all about your FICO score. Several credit models can be used for this article ... credit history. Keeping your credit history in good order and improving your rating is not a hard [more...]
Date: 2008-09-04 10:44:55
My Second Job Is Better Than Yours
Real estate investment is the perfect 2nd job for the person who wishes to keep their day job & make good money on a side job ... estate. All you need is a pretty good credit rating and a desire to learn. PA Deals, LLC provides a cutting edge training program for all new investors. 2. Hours are flexible You never have to punch [more...]
Date: 2008-10-21 14:10:56
A Good Time to Have Great Credit
January 2009 marks the lowest home mortgage rates since Freddie Mac began tracking the data in April of 1971 ... rates present a great opportunity for borrowers with solid credit and plenty of equity in their homes ... have destroyed their credit ratings. Thus, unless one of the talked-about plans to bail [more...]
Date: 2009-01-04 20:04:13
Credit Card Companies Cutting Credit, Rewards; Upping Interest Rates.
Wall Street gets a bailout, regular old Americans see their available credit decrease, their interest rate go up, ... a bad thing in the long run; but right now with people getting laid off, grocery prices skyrocketing, and small businesses trying to make ends meet, is it a good or a bad thing to cut off credit [more...]
Date: 2008-10-29 16:00:06
Let's See What's In My Junk Mail...
I think Yahoo! does a great job filtering out junk mail. Gmail gets all sorts of stuff. Let's not even talk about Hotmail. So, of the stuff that goes get through, let's take a look at what people are sending me. Credit Report USA wants me to know that my credit rating may have changed. Good thing for that alert, I'm [more...]
Date: 2009-01-08 23:26:28
Use Online Surveys To Build Customer Trust And Loyalty And Thrive During The Recession
The ongoing financial crisis and talk of recession has left a lot of Internet marketers worried about whether they will be able to stay in business ... . Social network marketing sites, email, instant messaging and Skype all offer the Internet marketer ... with products first is not a great way to raise your credit rating with your prospects. One good way [more...]
Date: 2008-11-19 17:54:53
Illinois Mortgage Rates Weekly Update
Welcome to Illinois Mortgage Rates and News week in review for the week ending June 27th, ... might do more harm than good. The credit crunch is still in force, and hiking rates would mean that credit goes from tight to a stranglehold, smacking the real estate market and the business climate [more...]
Date: 2008-06-28 15:51:40
3rd Wave of Foreclosure Hits The Jobless
People With Traditional Mortgages Who Have Lost Their Jobs Are Now Facing Foreclosure (CBS) ... up. With a government job, good credit, and a 30 year fixed rate loan on her southern California house, Judy ... swept up are not greedy investors, or people who got in over their heads with bad loans, reports CBS [more...]
Date: 2008-11-29 06:00:20
The Warning Signs Were There
Everyone knew that this was a possibility, but everyone - Democrats and Republicans - went along with the idea, ... those banks to extend home mortgages to individuals whose credit is generally not good enough ... more loans to so-called subprime borrowers. These borrowers whose incomes, credit ratings and savings [more...]
Date: 2008-09-26 12:45:00
Good credit, bad mortgage … now what?
Randy Johnson of Newport Beach, ... my tail off to keep my bills, mortgage, etc, paid on time, and my credit rating is 700. Where ... to hurt my credit, but it seems that foreclosures will be a norm and maybe I can bounce back [more...]
Date: 2008-12-05 22:00:48
It is soooo coold.. brr. Post Roundup
YEAH! Its melting Creative Commons License photo credit: *Micky The past few days have been extremely cold here in Minnesota, ... of shopping around for good rates, and low costs. A lot of the places were able to offer us good rates ... of the day) Giveaway for a 6-month subscription to the Wall Street Journal $100 Target Gift Card [more...]
Date: 2009-01-14 16:21:15
Triple B Coming to NYC
Chase%20-%20Wamu%20Overlap.jpg Don’t worry, the credit rating of the City of New York has not fallen to one rung above junk ... . Capital One the credit card company figured out deposit gathering was a good low cost source of funds for its credit card lending and snapped up North Fork. The sleepy older banks like Chase who were losing [more...]
Date: 2008-10-01 21:40:02
Fannie and Freddie to Announce Mass Loan Modification Program
re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit. Paying your bills on time only accounts for 30 [more...]
Date: 2008-11-11 19:02:07
Carnival of Debt Reduction #151
Welcome to this week’s Carnival of Debt Reduction! Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... your debt snowball. This list is a good way to ease into saving money and spending less. No Credit ... rate might give the biggest return on investment of all!) Credit Withdrawal talks about getting [more...]
Date: 2008-08-04 08:35:02
O.C. mortgage rates return to historic low, 4.875%
Rates on some home loans in Orange County fell today to the lowest since 2003, some mortgage brokers said ... whether the low rates will last. down-arrow.jpg Borrowers with good credit and a down payment of 20% to 25% of a home’s value can get a 30-year fixed rate loan for 4.875% with a one-point fee, said [more...]
Date: 2008-12-11 00:27:57
Debt Settlement, Bankruptcy and Credit Ratings
by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]
Date: 2009-01-08 14:53:06
Getting Out of Debt Now and Improve Your Credit Rating
by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]
Date: 2008-11-24 22:25:53
Repairing Bad Credit
If you are having troubles in terms of bad credits, I have some good news to tell you? There are actually sites that can help you in solve your problems through credit repair. The site ... , www.repairyourbadcredit provides quality service in affordable cost and price rate to solve credit dispute [more...]
Date: 2008-10-17 12:17:15
Need help with your Bad Credit?
We worry about the high inflation rate.. With everything is increasing it's prices,, ... to that. There are companies who offer creditors to Repair Credit. It is a good idea for people who needs have a clean ... out there will offer you Credit Repair Services.. So you can have a peace of mind and be stress free.. [more...]
Date: 2008-07-21 02:32:17
Don’t Pay Off Bad Credit
Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time ... your bills on time, that you have good credit. Paying your bills on time only accounts for 30% to 35 [more...]
Date: 2008-11-11 17:02:59
What GMAC’s financing means to you
The auto industry got another boost from the federal government this week, in the form of $5 billion in aid to GMAC, ... , but you can have a bad 621 and a good 621,” Griffin said about credit scores. “It doesn’t mean ... for consumers with less-than-pristine credit or those seeking a low financing rate on a new vehicle. Here’ [more...]
Date: 2009-01-02 14:00:09
USAA just hollered - They're raising my credit card rates!
Yup, even my beloved USAA is fighting the good fight these days. Got a nice little letter in the mail yesterday ( ... in full each month.Card #2 - the "Auto Loan" card: $30,000 limit with a locked in 3.4% rate for 1 year ... that the credit limits don't get slashed next :( I pumped those bad boys up to help our credit [more...]
Date: 2008-12-18 16:20:55
Getting a Car Loan
We have been talking about getting a new car by next year ... . There is a nationwide car loan service that offers quick online credit approvals for customers with good or bad credit ... (if you have it) than now. Car Loans offered today are very tempting - they have lowered interest rates [more...]
Date: 2008-09-16 02:55:29
My First Home
My very first home on my own was a sailboat similar to this one (minus the seals). I loved the boat life ... be Advantage Home Rates. Then there are individuals who have bad credit, but still have a good job yet have had some bad luck along the way, but want to be a home owner. It is still possible to get loans [more...]
Date: 2009-01-12 16:58:00
Credit Score Explained
You are shocked when your loan is denied, or maybe you were approved, but the interest rate is much higher than you anticipated ... . The three major credit bureaus each have their own version of the FICO score: Equifax uses the Beacon ... . How can that be you say? My credit score is good, I know I checked. Maybe it’s not as good [more...]
Date: 2008-12-20 13:26:43
Models cannot replace brains
I liked this article on how the scientific models for cod population were bogus ... out there with bad credit, but good willingness (and ability) to repay. One test of this willingness ... " rate, make sense: if you can make payments for two years, then your credit score improves [more...]
Date: 2008-10-31 23:24:47
The Worldwide Credit Crisis
Recently in the UK Lloyds TSB has merged with the HBOS group which includes the old Halifax building society, BM solutions, IF, TMB ( ... to the satisfaction of everyone. What also will happen to the home owners who have a bad credit mortgage ... a large player in the financial market good deals on mortgages and lower rate loans could be impeded [more...]
Date: 2009-01-02 03:00:28
Cheap secured loan: easy access to low rate financial assistance
Cheap secured loan offers monetary assistance with the best possible terms and conditions. The loan can be used to fulfill a number of demands and are available to good credit as well as bad credit borrowers. You can also undertake a proper research of the online market to avail [more...]
Date: 2009-01-17 06:56:27
WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?
We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]
Date: 2009-09-29 00:45:13
Cameron Turns Back the 'Do Nothing' Charge Onto Brown
David Cameron has just announced a plan to abolish income tax on savings for basic rate taxpayers. Good ... David Cameron's National Loan Guarantee plan, which would get credit flowing again to businesses ... of tax• Raising the tax allowance for pensioners by £2,000• Publishing reports, for consultation [more...]
Date: 2009-01-05 12:41:00
Find debt consolidation nationwide!
How does payday loans actually work? Although having a loan is not a very welcome idea, the fact is that during emergency situations, ... the rate of interest and helps with your credit report, thus making you able to pay your loans easier ... when we urgently need to pay for our credit card bills, we did apply for a loan, lol! Good news [more...]
Date: 2009-01-13 03:16:06
Two Excellent Michael Lewis and David Einhorn Articles
I’ve posted a bunch of stuff from these guys over the years:Here’s an especially good David Einhorn speech from October 2007: What’s Wrong With the Credit Ratings System?And at the end of my 11/21/08 market update are two ... :Titles:The End of the Financial World as We Know ItHow to Repair a Broken Financial WorldBy Michael [more...]
Date: 2009-01-05 05:13:25
Debt Relief Tips
by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]
Date: 2008-11-30 22:20:05
8 ways to improve your credit score
8 ways to improve your credit score By Katie McCaskey, Geezeo.com Why? Because it’s harder than ever to get a loan. And the higher your credit score, the better your chances of securing a loan at a good interest rate when you need one. Read More » Cheat Sheet Biggest Loser Club on trimming [more...]
Date: 2008-12-13 00:46:40
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-03 10:38:27
