3 Ways to Improve Your FICO Score
by Doc Schmyz Once upon a time you could walk into a bank and get a loan on a handshake and your honor ... sheet. Now it?s all about your FICO score. Several credit models can be used for this article ... credit history. Keeping your credit history in good order and improving your rating is not a hard [more...]
Date: 2008-09-04 10:44:55
Blog posts
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Videos
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Empirical Support for the ABCT?
Vasso P. Ioannidou, Steven Ongena, Jose Luis Peydro write: ... , using the Bolivian credit registry, we analyse on a loan-by-loan basis the impact of the US federal ... such as ex-post loan performance, internal credit ratings, loan rates, and borrower credit history [more...]
Date: 2008-12-04 04:30:03
Low Rate Loan For Poor Credit People
by katie George Sometimes bad credit history like unpaid debt, default, arrears, bankruptcy, ... , without checking their credit history. A secured loan requires your property such as home, car, bond or any other acceptable form as security against the loan. So bad credit borrowers who needs [more...]
Date: 2009-01-02 11:36:14
Top Ten Ways to Avoid Bad Credit
Your credit rating is one of the essential numbers in your personal financial history ... , combined with missed payments are one of the quickest roads to a bad credit rating and should ... loans. One large balance looks a lot worse on the credit report than multiple small balances. High [more...]
Date: 2008-12-24 08:00:05
Things to Consider Before Availing Car Loans
Everyone has a dream to own a car. Cars have become a basic need in our life ... Administration and is currently assisting Adverse-Credit-Car-Loans as a finance specialist ... having bad credit history also but the interest rate is somewhat high. So, taking a secured bad credit [more...]
Date: 2009-01-16 11:53:13
A Beneficial Collateral Free Loan Scheme
by katie George All individuals have their own set of dream and wishes ... research will assist the borrower to obtain competitive rates. Those with bad credit history such as CCJs ... , education financing, making a holiday trip, purchasing a car, consolidating debts [more...]
Date: 2009-01-02 22:04:08
A Beneficial Collateral Free Loan Scheme
by katie George All individuals have their own set of dream and wishes ... research will assist the borrower to obtain competitive rates. Those with bad credit history such as CCJs ... , education financing, making a holiday trip, purchasing a car, consolidating debts [more...]
Date: 2008-12-25 17:57:40
Tips on buying Memphis Home
by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... from the credit reporting agencies (Experian for example). Now go through them and if you see any ... at a good rate it is important that your credit history looks good. Therefore a few months before [more...]
Date: 2009-01-17 14:51:05
Build Your Credit Rating with Student Credit Cards
Capital One®: No Hassle Miles Ultra Before, students can’t just open a credit account without a cosigner ... and also puts your credit history in danger. Citi® mtvUTM Platinum Select® Visa® Card Protect ... . Credit card companies do not extend credit to students because they’re considered as high risk [more...]
Date: 2008-10-20 07:27:32
Tips on buying Memphis Home
by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]
Date: 2009-01-17 15:03:29
Debt consolidation
Hi guys and girls, its time for me to say a few words about Nationwide credit counseling ... interest rates and improve quality of life. Even if you have a bad credit loans history, chances ... that are willing to provide what can be called bad credit loans. Such loans can come in particularly handy [more...]
Date: 2008-10-15 11:17:00
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-03 10:38:27
Some Useful Tips on Securing A Good Value Personal Loan
by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]
Date: 2009-01-04 11:46:48
Buying Memphis Home
By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]
Date: 2009-01-14 20:13:24
Credit Nexus: Free credit report.
Credit is the provision of resources (such as granting a loan) ... about your credit score.You also will get to know how to remove credit report errors, basically by three ... Creditnexus you can have a report with a complete overview of your credit history rating [more...]
Date: 2009-01-09 14:20:00
Free Professional Advice - Car Loans in Details
The auto buying process becomes much faster, and you avoid dealership scams. Having a high credit rating presents a multitude of financing opportunities. It is important ... credit car loan. Bad credit loans are specifically given to those who have a bad credit history [more...]
Date: 2008-11-08 14:05:50
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home ... you know that your credit history can keep you from getting utility connections, good telephone rates, the best auto ... owners’ insurance, auto, and life insurance companies set minimum credit standards for their policy [more...]
Date: 2008-12-30 04:11:53
Bush: ‘I Don’t Give A Darn’ What Americans Think Of Me
The Bush administration has acquired a well-deserved reputation for ignoring the public’s will ... , President Bush leaves office with the lowest approval ratings in modern history — 34 percent ... we don’t get enough credit – you don’t get enough, he doesn’t get enough credit then? Because [more...]
Date: 2009-01-14 20:20:50
Bad Credit Doesn’t Mean No Credit
by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]
Date: 2009-06-08 12:30:05
Repair Discrepancies in Your Credit History
Still getting those harassing calls from the creditors? ... payment affordable at better terms. The loan provider will deal with all the creditors on your behalf ... to one creditor. It can help a borrower in improving his credit rating by making the payment [more...]
Date: 2008-11-20 19:39:04
100.00 Payday Loan
In general these are secured loans ensuring that you need to pay an urgent bill of amount higher than these easy payday loans ... For Telechecking Do you have a history record of bad credit to avail these advances. Other kinds ... payday loan money advances as credit checks are done by the lenders and hence the rates [more...]
Date: 2009-01-14 20:06:00
Debt Consolidation Loans: Get Rid of the Debt-Danger
Debt- it adds a lot of troubles to our life. Debt-burden, harassing and untimely calls by creditors make our life so terrible ... to your requirement. Debt consolidation loans are also obtainable for those persons, who have a bad credit history, arrears, bankruptcy or CCJs. But in this case, lenders will charge higher interest rate [more...]
Date: 2009-01-16 16:17:03
A 90?s Flashback for Commercial Property
Angela Pruitt reports: Commercial property is bracing for a tough time that could morph into a crisis similar in scope to the free ... in history. But with the credit markets in lock-down mode, consumer confidence battered ... on investment-grade corporate debt,” Kirby said. “Those rates have gone up north of 9%. That’s bad news [more...]
Date: 2008-11-26 15:40:57
Insurance Companies Are Not All Equal
by Ethan Kalvin You can get Insurance Coverage on just about anything you can think of ... be rated based on your gender, age, distance driven each year, driving record, and your credit history. There are also external influences that also contribute to your final insurance quote [more...]
Date: 2009-01-17 21:22:40
Hard Money Loans With Bad Credit!
by Mary Bush Hard Money Loans are issued at a much higher interest rate than standard real estate loans, ... -term financing and to stave off foreclosures. Hard money loans are generally considered loans of “last resort,” and is initiated when a borrower with poor or limited credit histories can find [more...]
Date: 2008-12-18 05:44:24
Hard Money Loans With Bad Credit!
by Mary Bush Hard Money Loans are issued at a much higher interest rate than standard real estate loans, ... -term financing and to stave off foreclosures. Hard money loans are generally considered loans of “last resort,” and is initiated when a borrower with poor or limited credit histories can find [more...]
Date: 2008-12-20 19:39:45
Latest News in Credit History and Jobs - Nov 7, 2008
Dollar Falls on Speculation Jobs Report Will Spur Fed Rate Cut - Bloomberg 7 Nov 2008 at 5:47am Nov. 7 (Bloomberg) ... - Edmonton Sun 7 Nov 2008 at 8:03am TORONTO - North American markets were all higher Friday morning ... from election hiring. Toronto’s S&P/TSX composite index rose 39.8 points to 5,595.21 … New Zealand [more...]
Date: 2008-11-07 15:44:32
Need a loan? By pass banks and turn to social lending
Saturday morning I woke up to a dead cell phone. I left it in the charger so I knew it wasn’t the battery ... the loan and your financial history. Not bad considering the interest rates are better than banks ... it the most. This got me to thinking about money and lending. As the credit crunch continues [more...]
Date: 2008-11-17 15:29:16
Think Big 3 Bailout's A Good Idea? Jaguar's History Suggests It Isn't
By JOHN TAMNY | Posted Tuesday, January 06, 2009 4:20 PM PT With England's economy gasping in the mid 1970s due to a combination of nosebleed rates ... by the British government in 1975 thanks to skeptical credit markets, and it remained that way until ... . While private companies face bankruptcy if they regularly fail customers, Jaguar's access to the [more...]
Date: 2009-01-07 02:59:00
Rate cuts can be tough to reverse-ECB’s Bini Smaghi
History shows central banks can keep monetary stimulus in place too long and thereby sow the seeds of a new bubble, Lorenzo Bini Smaghi, ... Smaghi said. “You can make both errors and both may be very costly.” Source: http://www.afxnews.com ... steadies, gains capped on oil, credit jitters August [more...]
Date: 2008-12-10 06:50:12
What Will the Fed Do Now That Rates Are at Zero?
The Fed has been attempting to resuscitate the deflationary housing market through traditional monetary tools, ... is the attempt to loosen the credit markets by purchasing bank assets that are priced at the long end ... in modern history was Japan. They used quantitative easing to help prevent deflation after [more...]
Date: 2008-12-31 08:39:18
Some Libor History
This was in a longer note from UBS and I thought that it was worth sharing as it gives a historical perspective on the relationship between Fed ... note from UBS: Interbank credit showed some signs of normalizing on Monday morning. At the Monday fixing, the three-month Libor spread to the expected fed funds rate was 292 bps, down from 330 bps [more...]
Date: 2008-10-21 05:42:53
Your Credit Rating And You
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]
Date: 2009-01-17 22:23:20
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
Easy Car Loans In Difficult Times.
by John Brennan Before the economy burst into crisis recently, you were able to get a credit to buy a car virtually from any company ... that had a very bad credit history. Today with the credit market in a huge crunch, even gigantic ... rates. Even if you have a bad credit history, the dealers are in a very tight spot right [more...]
Date: 2009-01-03 08:43:51
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