Win A Free Copy Of The Book “Credit Repair To Credit Millionaire”
Ryan Healy is doing a giveaway for the book “Credit Repair to Credit Millionaire” on his Debt Reduction Formula website ... . If you’re interested in entering to win it (it’s worth $37 plus shipping at Amazon) go and leave a comment with the reason why on the post called Maximizing Your Credit Score. And even if you’re ... [more...]
Date: 2008-12-04 21:41:41
Blog posts
(620)
|
Videos
(341)
January 2009 Financial Status / Net Worth Update
Net Worth Chart 2008 Credit Card Debt I have no actual consumer debt. In the past, I have been taking money from credit cards at 0% APR and immediately placing it into high-yield savings accounts or similar safe investments that earn 5% interest or more, and keeping [more...]
Date: 2009-01-06 11:22:18
Is It A Good Or Bad Thing That So Many Companies Are Going Out Of Business?
What exactly will 2009 bring us in terms of businesses closing down for good? ... to the economy - which while sad for the workers is not necessarily a bad thing. We have consumed ourselves ... $2.56 trillion in consumer debt, with the average household’s credit card debt amounting to $8,565 [more...]
Date: 2009-01-06 14:00:00
Free Downloadable Suze Orman Book from Oprah
Here’s a quick reminder that Suze Orman will be on The Oprah Winfrey Show this afternoon to discuss jumpstarting your personal finances in 2009 ... within your means, rather than running up credit card and HELOC debt leaves you better able ... to topics like credit, retirement investing, spending, real estate, and “protecting yourself” [more...]
Date: 2009-01-08 17:53:44
The Seven Steps of Financial Preparedness
The following is a guest post from Marotta Asset Management. When a hurricane threatens, making a plan and gearing up for emergencies is imperative ... . The second step to prepare for financial emergencies is to extricate yourself from credit card debt ... around the country. Ramsey suggests paying off your credit card by starting with the smallest [more...]
Date: 2008-10-13 10:29:04
Understanding Second Chance Banking
by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]
Date: 2009-09-29 10:39:14
Free Living
In this complicated financial status due to non-stop daily expenses, monthly bills, children's educational expenses, ... . The overflowed using of more than one credit card is really sink us into a big debt when unable to use in minimal expenses. Not realizing that we are already sinking into big credit card debt. It's time [more...]
Date: 2008-12-02 01:16:10
Second Chance Bank Accounts
With the economic downturn raging, plenty of individuals have found themselves in either short-term or long-term monetary trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial problems. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is stopping you from achieving a better financial outlook. [more...]
Date: 2009-09-28 15:51:01
Six Simple Steps to Avoid Credit Problems in a Bad Economy
The New York Times ran a story today that says the next consumer crisis is credit cards — a sobering fact in a nation that has racked up massive amounts of credit card debt. Unfortunately, when times get hard, many people turn to credit cards ... this myself, buying things on credit when I had no other way to pay for them. I’m not talking about [more...]
Date: 2008-10-29 23:20:31
Who’s To Blame for Tech’s Woes? You and Me
The last time technology investments took a hit, it was easy to look around at the scattered sock puppets and dark fiber, ... t their wholehearted embrace of the web — it’s consumers’ wholehearted embrace of credit. That’s right, this tech ... debt, in the form of home equity loans and credit financing, which they’ve used to buy fancier cars [more...]
Date: 2008-10-31 04:01:17
Save Money by Using a Debt Consolidation Loan
Amazon.de Widgets If you are suffering from expensive credit card debt that is difficult to keep under control would it be worth considering a debt consolidation loan as a viable alternative? The simple math would suggest it is.It seems as if you cannot turn on the television or the radio nowadays without seeing or hearing advertisers promoting debt consolidation loans and products. [more...]
Date: 2009-09-25 15:20:16
Debt Consolidation Plan: “Plan” Before You Leap!
Too many debts to deal with? Has it become unmanageable? ... , credit card dues, overdrafts, or any number of unpaid bills that have built up over time ... with your requirement, your repaying ability, your credit history, the intensity of debt you’re into, etc. Thus, every [more...]
Date: 2009-01-15 08:14:20
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
Get Help With Debt When Necessary
Having debt is something that almost everybody has to deal with in their lives ... that determine its seriousness. Things like missed payments on magazine subscriptions or credit card debt shouldn ... . There are numerous forms of debt, so it’s not necessarily a bad thing. While debt is essentially [more...]
Date: 2009-01-16 10:02:27
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
3 Things You Need To Do Before Consolidating Debt
Amazon.de Widgets Consolidating debt is a process whereby you combine all your debt into one, easy to manage, loan or payment, in order to get into the right position to start to consolidate credit debt there are some steps you must take first.Many people are facing terrible financial situations due to the global economic crisis and a great number of these people are looking at ways to ease the pressure on themselves, both mentally and financially, but how can they do this effectively?Well, up [more...]
Date: 2009-09-27 20:46:53
Second Chance Banks, Alternative Banking, Alternative Banking Accounts
by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]
Date: 2009-09-30 11:25:05
Second Chance Banks, Alternative Banking, Alternative Banking Accounts
by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]
Date: 2009-09-30 11:18:06
Facing Debts after Wedding
After my personal experience in the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some ... . 3) Debt Collection Agency: So finally I just want to introduce this website which can be helpful ... much debt. The big amounts I was having was $15000 in credit card debt and 3 years on car payments [more...]
Date: 2009-01-15 15:04:28
Financial Forecast for 2009, Considering Resource Limitations
In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans [more...]
Date: 2009-01-06 15:10:32
What to Know When Getting Your First Credit Card
Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]
Date: 2009-01-14 11:52:49
mortgages on second homes
One hundred years ago the issue of borrowing money, either from friend of bank, was a matter that weighed heavily on peoples’ honor ... application, reducing the number of inquiries on your credit report. Often you can submit your application ... . To be in debt was looked down upon, store credit seemed an amazing advancement taken very [more...]
Date: 2009-01-14 09:35:22
Showing Your Finances The Light of Day
This is a guest post from Scott Crawford. Scott is the CEO of DebtGoal ... ) but as we started to talk through their situation, I realized that it might not be as bad as they thought. It turned out to be fairly bad: they had $120K in credit card debt, another $70-80K in student debt [more...]
Date: 2008-11-25 16:13:00
Don’t Let Debt Break the Bank
Often enough, people believe that facing debt means cleaning out their accounts and losing what they have going for them financially in order to get ... emergency with cash. Some people turn to credit for this, but that’s the worst thing you can do. Credit is debt, and what you’re trying to remove from your life is exactly debt, so why add to it? [more...]
Date: 2008-12-04 19:28:21
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Debt Negotiation Programs
Get Yourself Out of Debt You should be cautious of claims from so-called credit repair clinics ... , your ability to get credit. That’s why many states have laws regulating debt negotiation companies ... . Many companies appeal to consumers with poor credit histories, promising to clean up credit [more...]
Date: 2009-01-11 12:34:30
Collection Agency calling from 571-431-1958 (Washington, VA)
Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]
Date: 2009-09-25 19:53:49
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
Money Hacks Carnival #31 — Crisis And Bailout
Well, looks like we are having a rash of carnival crises here ... at Blueprint for Financial Prosperity. 8 Money Principles To Stay Bad Debt Free at KCLau’s Money Tips ... Your Child A Millionaire! at My Family’s Money. Credit and Debt How to Put a Fraud Alert on Your Credit [more...]
Date: 2008-09-25 02:51:28
Advice That Might Have Turned My Financial Life Around…Or Not
There are a few things I wish I had known before heading into the real world. (My actual graduation…I’m in the middle.) ... I’ll give my mom credit. She told me debt is bad. Unfortunately, the way I interpreted that is “debt is bad if you can’t pay the minimum balance.” I’ve always had great credit. I’ve bounced two [more...]
Date: 2008-06-19 11:00:36
Bankruptcy Advice You Might Find Helpful
Bankruptcy Advice You Might Find Helpful October 29th, 2008 Subscribe To Our Feed Bankruptcy advice varies, depending on who you ask ... accounts in collections. When you’re seeking advice from a credit repair attorney, be sure to double ... . A credit card debt reduction company might say that it’s better to just stick it out, settle [more...]
Date: 2008-10-29 15:56:01
How I Ruined My Credit
by Frances Lexington A few months, I went through some rough moments in my life. I got laid off after the company I worked for went down. The bills piled up and I was unable to make my monthly payments. Eventually, all of my credit card accounts were charged-off and sent to collection agencies. My life became a living hell of collection calls and non-stop harassment from debt collectors. Finally, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done. [more...]
Date: 2009-08-05 17:13:14
The Carnival of Personal Finance #178: Struwwelpeter Edition
I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]
Date: 2008-11-10 05:46:25
Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition
I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]
Date: 2008-11-10 05:46:25
Manage Your Checking Account and Stay On Top of Your Finances
This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... and debit card purchases. Most ATMs will give you a receipt with your withdrawal, but this balance ... Protection Banks offer overdraft protection to prevent bounced checks. Some banks will automatically [more...]
Date: 2008-07-22 15:30:03
A Good Start
Chris Dodd’s plan: WASHINGTON (AP) — Judges could rewrite mortgages to lower bankrupt homeowners’ monthly payments as part of congressional ... including credit card debt or car loans — from any financial institution in the U.S. or abroad in order ... their bad assets on the government in the massive rescue would have to limit their executives’ pay [more...]
Date: 2008-09-22 18:18:39
Debt Consolidation Tips & Resources
Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]
Date: 2008-07-09 12:33:16
Fixing Your Messed Up Finances this 2009
If you enjoyed the holidays as much as everyone else, then like them, ... -up budget. List all payables. How much credit card debt do you have? Get all your receipts ... your credit card statements so you can see if your bank is increasing its rates. Explore ways on how [more...]
Date: 2009-01-07 10:18:05
Gresso's Grand Monaco gets wrapped in leather, credit card debt
Filed under: Handsets , Others , GSM , EDGE , UMTS Here's the problem with carbon fiber phones : they're not for everyone, especially those who aren't interesting in dropping over two grand on a midrange candybar. Don't sweat it, though, because Gresso's back at it again with a leather-clad version of its Grand Monaco called the Grand Monaco LE -- "LE" apparently stands for "Limited Edition," if the badging on the back of the phone is any indication -- available in your choice of red and black. [more...]
Date: 2009-09-30 19:42:00
Econobloggers
The Boston Globe has a good piece this morning: This time, however, something strange happened ... a great deal about credit default swaps, collateralized debt obligations, and all the other ... s still unclear how much credit the blogs can take for shaping Washington’s response to the crisis [more...]
Date: 2008-12-07 14:44:32
We Are One Disaster Away From Financial Ruin. – Matt
Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA “Hi Steve, My wife and I have approximately $20,000 in credit card debt as well as an additional $20,000 in student loan debt. We’ve also wracked up $6,000 in dental bills recently. We are always on time with our payments but making ends meet has become a major problem and I only see it going totally [more...]
Date: 2009-09-30 18:45:23
Friday morning links
TOP STORIES Rate cut from Japan, Barclays seeks funding - Reuters Nevada, Michigan, Florida lead 'underwater' list - AP Housing plunge: ... is more likely than many assume - MarketWatch Banks, consumer advocates urge U.S. to allow credit card debt ... it feels so bad - CNN/Money Economic data point to the start of a recession - LA Times Recession Ghost [more...]
Date: 2008-10-31 13:20:00
Lithuanuan firm engaged witchcraft in debt collection
In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... -styled witch, to hunt down companies and individuals who are failing to pay their debts amid the credit ... and I will do whatever I can to help people,” she said. Local pundits, however, ridiculed the agency’s [more...]
Date: 2009-01-15 17:02:00
and we lost 5 bucks in the laundry yesterday, too
talkleft tells us that the stock market lost $3 trillion in the last three days: more bad news on the economic front ... for the program to support financial markets that supply consumer credit in such areas as credit card debt [more...]
Date: 2008-11-13 04:27:10
Ten Commonalities of Debt and Carbs
This is a guest post from the author of Weight Loss Journal and Rich Credit Debt Loan. In many personal finance circles, the word debt has just as many negative connotations ... hatred. There are actually quite a few similarities between the two, both good and bad [more...]
Date: 2008-08-21 11:05:53
Free Credit Report
How many debts do you have now? Do you have one, two or three kinds of debt? Or even more than that? ... quickly and easily as well as remove credit report errors. As soon as we get that status, we can improve ... our credit score but also close our chances to get more loans again in the future. What I have mentioned [more...]
Date: 2008-12-17 12:18:11
Mission and Recession
by Skye Jethani The financial talking heads are attributing the current economic crisis to a number of things: lack of regulatory oversight, ... rate and over $8000 in credit card debt. As Dave Ramsey says, we are not “acting our wage.” ... bad mortgage lending practices, and globalized market structures. But some of the more plainspoken [more...]
Date: 2008-12-10 17:00:51
Use the Plastic to Repair Your Credit Rating
People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... yourself from getting scammed As secured credit cards application are having lower qualifying [more...]
Date: 2008-09-24 09:31:39
End all your debts
The spender in me has strike again. I bought a new pair of Crocs “Alice” yesterday and I was like so high of its cuteness! Lol! ... all my credit card charges before it bears interest because of fear of consolidation loan bad credit ... Now, I’m thinking of a credit card consolidation for my debts, bwahahahaha! Do you think [more...]
Date: 2008-10-23 02:31:52
Eliminate Debt
Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]
Date: 2009-01-13 22:44:46
51 -
100
of
620
Posts
Page:
First
| <
Preceding
|
Next
>
0
|
1
|
2
