The bail-out may be killed by add-ons (pfblogs.org)

Filed under: Deals, Bad news, Law, HousingThe list of additions to the $700 billion Paulson bail-out plan could well kill it ... , "a change to potentially allow purchases of instruments such as car loans, credit-card debt and other ... , if the plan is extended to include individual home mortgages and things like auto loans, the size [more...]

Date: 2008-09-22 08:51:01

Blog posts (120) | Videos (128)
 

Private Savings is the Federal Deficit

Jesse has a very nice post explaining the different kinds of money, and I recommend people read it. However, (s)he ends on an error, which I was prey to until recently also.Are credit cards or loans Money ... with conditions. You are receiving money that was not yours. Credit Is Not Money. Credit, or debt [more...]

Date: 2009-01-05 04:07:11

Credit Card Debt: Next Big Hit to Banks?

Given how overextended consumers are, and how banks have been cutting back on the cheapest piggybank, home equity loans, by slashing those credit lines, and the reports of rising delinquencies from even conservative ... in credit card losses. But under the new bankruptcy code, if you do no qualify for Chapter 7 bankruptcy [more...]

Date: 2008-10-01 09:17:30

"US Banksters Flip Flop On Bailout Rationale"

... expansion of the program into the markets that provide support for credit card debt, auto loans and student loans.Paulson said 40 percent of U.S. consumer credit is provided through selling securities [more...]

Date: 2008-11-12 23:52:00

The bailout may be killed by add-ons

The bailout may be killed by add-ons Posted Sep 22nd 2008 4:01AM by Douglas McIntyre Filed under: Deals, Bad news, Law, ... to potentially allow purchases of instruments such as car loans, credit-card debt and other devalued assets ... , if the plan is extended to include individual home mortgages and things like auto loans, the size [more...]

Date: 2008-09-22 12:35:18

Find debt consolidation nationwide!

How does payday loans actually work? Although having a loan is not a very welcome idea, the fact is that during emergency situations, ... the rate of interest and helps with your credit report, thus making you able to pay your loans easier ... when we urgently need to pay for our credit card bills, we did apply for a loan, lol! Good news [more...]

Date: 2009-01-13 03:16:06

The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... published in 1994 and released as an EBook in 2006. The CPG has compiled dozens of credit repair [more...]

Date: 2009-01-11 14:35:09

Debt Consolidation Tips & Resources

Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]

Date: 2008-07-09 12:33:16

Anyone Can Fall In Debt

You wouldn't know it from their Bresson-like hyperrealistic depiction on TV, ... by Callcredit, a credit report agency which also offers free advice for the debt-impaired. Donning ... to pay back loans and credit cards taken out over 12 months ago.”. No sh*t, Holmes! We've taken [more...]

Date: 2008-11-20 15:35:30

Bailout Bandwagon Full…Please Catch Another

The bailout soup line is getting longer and longer. Heck, it is around the block ... billion the government set aside for car, student loans, and credit-card debt.  We got ... “Pork” is Really Going to Cost Us! Mmmmm Pork. No not the kind you may find...The Fed: A Bad Game [more...]

Date: 2008-12-23 17:24:58

You Can Legally Erase Your Credit Card Bill From Your Credit Card Company

American consumers can now legally and ethically discharge 50% of their debts that they owe to their financial institution. Not many Americans have been made aware of this fact because their CC company only wants them to pay the minimum payment each and every month and thus steal away their wealth from them pennies at a time so they go unnoticed.Last 5 posts by When Do You Apply For a Law Suit Loan? [more...]

Date: 2009-08-11 06:00:53

Should You Pay Your Credit Card Bill Late? The Answer May Surprise You

One of our readers, Jay, sent us this question about debt negotiation: My wife and I earn $145,000 per year combined but have over $600, ... in student loans, over $8000 in 401(k) loans, over $18,000 in car loans, and over $93,000 in credit ... -interest credit card that will soon be paid off, our interest rates are pretty manageable. After [more...]

Date: 2008-12-09 21:00:39

Should You Pay Your Credit Card Bill Late? The Answer May Surprise You

One of our readers, Jay, sent us this question about debt negotiation: My wife and I earn $145,000 per year combined but have over $600, ... in student loans, over $8000 in 401(k) loans, over $18,000 in car loans, and over $93,000 in credit ... -interest credit card that will soon be paid off, our interest rates are pretty manageable. After [more...]

Date: 2008-12-09 15:49:26

A Letter from Twenty Years into the Future

One of the nice things about maintaining a blog is that it creates sort of an online journal to track the major milestones in your life ... , this might be the best thing you ever did! You’ve been living credit card and student loan debt free [more...]

Date: 2008-06-16 19:48:37

Business Impact-Tax Law Changes For 2009 Part 3 I Think

Here is the third and final business impact post on the 2009 tax law changes ... .  If you owe taxes because of loan forgiveness, credit card debt forgiveness that is taxable, you didn’t live ... in, there will be relief for people who don’t have a lot of money, were nailed in a natural disaster [more...]

Date: 2009-01-05 05:09:26

savings accounts in problem banks. Gen X Finance asks if you got suckered into a fake gas price hike from hurricane Ike ... Posts:A Credit Card Survey, Passive Income, Car Payments @ The Carnival Money Articles To Make ... 29. Rich Credit Debt Loan suggests ways to undo the results of financial trauma. Money Ning [more...]

Date: 2008-09-16 16:36:41

$30K to $0: How We Became Debt-Free in One Year

We’re debt-free, but we didn’t begin our marriage this way. Since this is our story, I asked Doug to write it with me ... loans, and possibly $2,000 in credit card debt. It was greater than all of my savings, and I knew ... . I found out I had a lot of debt, and that Rachel had lived without debt. It made me feel really bad [more...]

Date: 2008-10-13 09:21:09

Goldman Sachs Predicts Loan Losses Will Top $2 Trillion

Despite all the hoopla about stimulus plans and bailouts rescuing Americans’ home equity and retirement accounts, ... of $780 billion. Add in losses from commercial real estate, credit cards, auto debt and business ... on bad overseas loans that they hold. And it looks like more bad news about loan losses will be coming [more...]

Date: 2009-01-15 23:05:05

Consider this Likely Future Tax Benefit of Early Mortgage Payoff

Ten Warning Signs of a Normal Financial Life was selected as an Editor’s Choice Article.  Thanks, Dan ... good debt.”   This “good debt”  argument is made to rationalize having a car loan, a HELOC or second mortgage balance, and even credit card debt.  The argument goes something like this:  “The money [more...]

Date: 2008-08-15 13:14:01

How to Become Debt Free and Secure Your Financial Future

There is no greater threat to your financial future then having to deal with overwhelming debt ... cash on yourself. That’s the problem with borrowing money through the use of personal loans, car loans, and credit cards; once you start paying that interest its money that is now working [more...]

Date: 2009-01-17 06:24:15

Get out of debt by understanding debt management for personal loans

I always remind myself that the greatest enemy is always ourselves, if we do not what to help ourselves, no one will ... charges on that credit card unless it is an absolute emergency. Obtaining credit is often too easy ... ourselves. Personal loans can offer individuals a way to have the funds for house renovation [more...]

Date: 2009-01-10 15:51:54

Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals

new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]

Date: 2008-12-03 22:11:44

Financial Solvency Details

by Dave Almentenk The high level of stress and the tension of paying your loan cannot be explained in written or words only a person who is facing ... of the debt consolidation for the people who have a bad credit card and this debt consolidation will definitely give you back your peace of mind and of course the money. What are the benefits [more...]

Date: 2008-11-25 08:33:17

Should you respond to a collection letter?

Recently a family member sought my advice on a collection letter he had received ... to finance the bike, the dealership placed the interest from the loan and some accessories on a credit ... balance), he was still left with several thousand dollars of debt on the credit card. Since he went back [more...]

Date: 2008-12-29 19:42:57

HEARTS AND MINDS

"Wasn't this kind of decline inevitable?"Home prices skyrocketed over the last eight years to unheard of highs ... in debt. That includes home, car, credit cards, student loans, etc. According to the same report [more...]

Date: 2008-12-30 18:05:00

debt on a holiday

one of the problems being faced by people nowadays are bad credit reputation, be it on credit cards or phone bills and from other loan institution ... . and this are for people who are looking to get emergency cash right to their checking account safely ... their credit capability and hopefully their future, financially speaking. [more...]

Date: 2008-10-27 14:03:42

Weekly Roundup - Vacation Edition

I am officially on vacation right now, but I prepared this roundup in advance ... Card Bonuses (credit card sign up bonus money)$50 - TradeKing Bonus (details)$25 - ING Referral ... Have Already Been Stolen. Protect yourself against ID theft. Rich Credit Debt Loan talks [more...]

Date: 2008-11-16 12:19:59

Home Equity Loans Versus Home Equity Lines Of Credit

There is a difference between these two ways of obtaining credit. As great as the differences are, the uses are also radically opposite ... that is not affected by a URL=http://www.badcreditloanservices.com/bad-credit-mortgage.html mortgage /URL ... your credit card debt to avoid an endless refinancing, or any one-time purchase. The interest rate [more...]

Date: 2008-10-29 15:15:19

Book Review: Net Worth Workout

Okay time for another book review and book giveaway!  This time I have a hard copy of the book Net Worth Workout by Susan Feitelberg ... things (fruits and veggies) or “bad” = car loans, credit cards, debt (candy bars and junk food)? Savings [more...]

Date: 2008-08-14 13:00:23

Bad house, car debts mount in O.C.

TransUnion, one of the big three credit bureaus, reports that delinquencies rose in the third quarter on homes and cars in Orange County but remained flat on credit cards. The ratio of home loans 60-days past due climbed to 4.6 ... % a year ago. Credit card 90-day lates were flat in O.C. at 1%. The chart (click on it for larger image [more...]

Date: 2008-12-17 11:00:03

Everyone Needs a Messiah

Superman, Batman, Spider-man. However you want to slice it, we need heroes in our lives ... , not us personally, but we contributed to it. We bought a house at the wrong time, using a loan that would be considered “sub-prime”, ramped up our credit card debt, and we would love to see a Deus ex Machina come [more...]

Date: 2008-11-03 05:00:50

Debt Relief Available in Many Forms

by Carlton Ossinger Getting into debt is so incredibly easy ... into the depths of indebtedness, a debt consolidation loan may be in order. While the credit score is still high ... . Just one credit card used irresponsibly or a single financial crisis situation can lead [more...]

Date: 2009-01-17 18:52:55

Credit and Debt Consolidation

Winter is the wonderful time to travel to the beautiful and warm places like Florida ... to her as of now she encountered a lot of problems such as credit cards, personal loans and many ... their bills, taxes, foods, mortgage, tuition fees, car repair and many unexpected expenses [more...]

Date: 2009-01-14 07:08:16

Borrowing Beyond your Limit can Result in Consumer Debt

Consumer debt has risen to worrying percentages in the past few years ... debt can be acquired in various forms, including through a credit card or a payday loan. There are many ... of the loan, how much the borrower is able to pay back per month, their current credit score [more...]

Date: 2009-01-17 00:24:29

Life goals for 2009

This time last year, I had three New Year resolutions: pay off all consumer debt in four months, ... : Never miss payments on credit card and mortgage loan. Last year, I had two late payments ... two steps backward and one step forward in personal finance may not always be bad. Like buying [more...]

Date: 2009-01-03 01:00:32

36 Symptoms Of Money And Financial Problems

Are you headed towards a financial disaster? You may not know it yet but your current lifestyle could be leading you into a pit of debt ... off old debts. money-problems You get denied or turned down for a loan or credit card ... some people are oblivious of their state, a good number also try to live in denial of their bad [more...]

Date: 2008-09-04 00:21:23

Fool’s Advice

Everyone’s got advice for using credit cards.   Today, ... that while “the ideal number is zero,…you want to keep your debt — including car loans — to 15% or less ... to Managing Your Credit.   It is rather optimistic to think that all you need to know about credit cards [more...]

Date: 2009-01-06 23:43:58

Savings Update for the New Year

I set up my savings snowball in August, right after I paid off my credit card debt ... and sent it to my student loans. I’m done buying textbooks - potentially forever. So the textbook ... $400 $495 Done! Student Loan Interest $1,500 $584 All extra $$ Getting Established $2,000 $100 $50 [more...]

Date: 2009-01-12 22:24:57

The Bad Paper Chase

And the handout/buyout craze continues. The Federal Reserve said Tuesday it will buy up to $600 billion in mortgage-backed assets in another attempt ... obligations from mortgage giants Fannie Mae and Freddie Mac as well as the Federal Home Loan Banks ... also unveiled a new program to help unfreeze the market that backs consumer debt such as credit cards [more...]

Date: 2008-11-26 00:46:42

Protect Environment With Solvent Recycler Now

Well, today I have found one site which is about Solvent Recycler. It’s NexGenEnviro ... for your health (2) Tell You a Bad Credit Loan Shop (0) The Visionary CEO Inspired Me (0) Fab Forex | Online Forex Trading and Study (1) My Splendid Weekend with PC Software (3) Credit Card Debt [more...]

Date: 2009-01-15 15:01:57

$150 000 in debt with credit card

I am about 27 years old and I am $150 i debt from bad spending habits and house payments as well as loans. I have kept a job but i am only able to pay little of my debt as just keeps increasing. I am looking into bankruptcy but i would like some further consulting. Thankyou Posted from: Ontario [more...]

Date: 2008-12-10 18:42:34

paying tuition to life

Have you ever loaned money to a friend or family member? Did you really loan it or was it borrow? ... student he ran up credit cards, drove a a fancy car, and took out student loans, etc.  He was a ROTC ... my parents weren’t helping me, but had preached no consumer debt. Plus I had student loans. Anyway [more...]

Date: 2008-10-21 13:00:30

Tale of the first $350 billion of TARP funds

President Bush has grudgingly allowed General Motors and Chrysler to drive away with the last few billion bucks in Treasury’s TARP till, ... International Group (AIG, Fortune 500) so the troubled insurer could pay off an earlier loan ... York might incur in a new program to lend money to owners of securities backed by credit card debt [more...]

Date: 2008-12-23 14:47:31

The Basics of Dealing with a Loan Default

Credit Cards by Andres Rueda on Flickr! Over the past few weeks, ... that debt turned over to a collection agency (if your debt doesn’t have collateral). The impact ... , this will begin to affect your credit (usually when you’ve been in default for thirty days or more), which [more...]

Date: 2008-12-09 20:00:29

When Is The Last Time You’ve Reviewed Your Budget?

After yesterday’s post about making debt reduction a New Year’s resolution (and after emailing the HBHW newsletter list about it as well), the emails kept pouring in. I’m so excited to hear that so many of us are making it a priority in 2009 to reduce the amount of money we owe. Whether it’s paying of credit cards, a car loan [more...]

Date: 2009-01-18 02:13:26

Dave Ramsey, Common Sense Fix Rather Than Congressional Rescue

Financial counsellor and syndicated talk show host Dave Ramsey---where credit card debt goes to die---presents an alternative to the $700 billion ... all prepayment penalties to encourage refinancing or the sale of the property to pay off the bad loan ... Ramsey's plan: "Years of bad decisions and stupid mistakes have created an economic nightmare [more...]

Date: 2008-10-01 13:11:41

Bush widens scope of bailout

Bush widens scope of bailout Bloomberg | Bad loans now may include car loans, credit-card debt and other devalued assets held by banks. [more...]

Date: 2008-09-22 15:31:53

Weekly Round-up - New Music Edition

I am a big music fan and I have a fairly large music collection (around 500 CDs) ... , a couple months ago I received a Best Buy gift card for my birthday, and I just recently went ... for. :) Kevin from Rich Credit Debt Loan wrote about making extra money with P2P lending [more...]

Date: 2008-06-29 19:47:21

Britain’s Debt

by Abbi Rouse Reform claims that Britain’s economy has become bloated over the past few years due to Brits bingeing on debt and failing to work off the excess. According to the independent think tank, this tendency to rely on cheap credit cards and cheap loans to support spending habits has produced an economy that is unfit and working [more...]

Date: 2008-12-25 18:41:33

College Loan Slavery: Student Debt Is Getting Way Out of Hand

I have seen this first hand. No one holds a gun to these people's heads. They don't understand sacraficing now to have more later ... debt. And don't get me started on all the credit card kiosks around campuses. Only fools get those ... out probably a hundred resumes from L.A. to Canada, but I haven't had a single response. Experienced people [more...]

Date: 2008-11-12 13:25:34

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