Any Major Dude Will Tell You
Any Major Dude Will Tell You Life is just a bowl of cherries. Don’t take it serious; it’s too mysterious ... a fraction of what it was once worth. For some, this means that your refinancing plans–to get out of credit card debt, or send your kids to another year of college–are trashed. That idea [more...]
Date: 2008-10-07 15:27:54
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Going Back to School, Adding More Debt, Hoping I Made the Right Choice
I haven’t brought this up here on the blog yet, but one of my big plans for 2009 is going back to school and getting a Master’s Degree ... new laptop.Monthly Update: Credit Card Debt Payoff ... . The bad: I’ll be adding $25K - $30K of debt. If I don’t get a big salary increase I’ll be paying [more...]
Date: 2009-01-08 07:29:26
Did You Make a New Year’s Resolution?
Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come! ... : Lose weight Quit smoking Find a new job Get rid of credit card debt Reconcile relationships ... between the "desire" and the "decision." If we want to break a bad habit or form a new attitude [more...]
Date: 2009-01-09 13:44:00
Mortgage Delinquencies Continue to Climb, Watch Out for Other Loans
It's beginning to get really ugly out there... unfortunately 13 months ago when we were told "this is just a subprime issue" ... of the iceberg - we have alt A mortgages, option ARMs, prime mortgages, credit card loans, auto loans, student loans, credit card debt. It's all coming down the pike. It appears the pike is coming right [more...]
Date: 2008-09-23 17:13:49
How to Eliminate Debts, the Expert Way
Many people find themselves in trouble with a huge amount of debt. According to a recent Gallup poll, the average American owes $2,900 in credit card debt. That’ ... of credit situation suffering that you think you can not get escape. Don’t spend what you don’ [more...]
Date: 2009-01-17 15:04:52
Getting Out of Debt
‘Getting out of debt’ can seem quite daunting to most of us. It can seem like a never attainable goal ... in value - examples are car loans, furniture loans. In this post when I talk about debt reduction ... consolidating all of them into one big loan - all your credit card loans, personal loans [more...]
Date: 2008-12-21 09:06:48
Veracity US
Ratings For This Site Rating: ★★★★½ About This Site Improve Your Credit Score With a higher score you can reduce monthly debt payments, qualify for low interest rate loans and credit cards, and get into the home or car of your dreams Veracity offers specifically tailored credit repair and consultative strategies designed to quickly [more...]
Date: 2009-01-06 07:22:22
It’s a Labor Day Carnival of Debt Reduction
Happy Labor Day everyone! Labor Day originated in 1882 when the Central Labor Union of New York City sought a day off for those who work ... rid of credit card debt the smart way. Early Retirement Extreme tells how he would get rid of debt ... Prosperity fires up his flaming chainsaws to fight debt collectors. My Debt Refinance gives five steps [more...]
Date: 2008-09-01 05:00:37
Is Debt Necessary For Generating Income?
“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]
Date: 2008-11-26 20:00:49
Economy so bad National won’t take advantage?
Heat on public sector bossesPublic service bosses face renewed pressure to cut spending as Treasury warns the economy will stall this year and ... in the face of warnings New Zealand's credit rating will be downgraded if debt gets out of hand ... , plasma TV’s and cosmetic surgery on credit cards wasn’t sustainable (who would’ve thunk [more...]
Date: 2009-01-15 18:18:00
More Empty Space at the Mall; Life Gets Harder for Bored Teens
The bursting of the retail bubble that we discussed on Monday continues, and at a faster pace than expected ... , that is probably a good thing in the long term. Plenty of people with too much credit card debt could ... protection in 2008 as the credit squeeze and recession drained sales. Vacancies will rise further until [more...]
Date: 2009-01-07 18:01:37
CashAdvance Nightmare!
Dont get yourself in the cash advance hole everyone needs loans but dont do what some friends of mine did ... then when things get bad cant pay the mortage you gotta move payday loans will not lend you the money you need ... of them to pay your bills your just going to get in debt 10 times faster then credit cards. My advice [more...]
Date: 2008-12-13 03:31:30
Lastest News in Credit Card Debt - Dec 15, 2008
Illinois Gov. Rod Blagojevich may allow special election for Barack … - Un… 15 Dec 2008 at 10:38am SPRINGFIELD, Ill. - Gov ... , 2008 By PAMELA YIP / The Dallas Morning News pyip@dallasnews.com Is negotiating with your credit ... loosen his grip on the seat … To push for better credit card deals, get in shape - KVUE 15 Dec [more...]
Date: 2008-12-15 18:43:11
Watching ads could be your ticket to a fortune.
By Paul Michael Unless it’s Superbowl Sunday, most people don’t sit around watching ads (well, I do, it’s part of my job) ... have been entertaining. It’s not like you’re sat watching ads for OxyClean or credit card debt solutions ... your ticket. Not a bad way to get a free shot at a big cash prize . And there are also runner [more...]
Date: 2008-08-19 17:16:48
This Could Be The Day
This could be the day that you… decide to get out of debt start to live on a budget stop arguing with your spouse start talking to you spouse teach your kids about money send five extra dollars to the credit card company get rid of bad spending habits embrace bold, significant change choose to believe that you are worth it choose [more...]
Date: 2009-01-06 12:15:05
Friday: “You MUST pay the rent!” “But I CAN’T pay the rent.”
Suburban Guerrilla has this visual depiction of the consequences of Simon LeGree’s wage policies over the past 4 decades ... through some liquid assets in order to get back on my feet before I saddled myself with credit card debt and I still think this was the right decision. I only charge hotels and flights on my credit [more...]
Date: 2009-01-09 12:57:58
36 Symptoms Of Money And Financial Problems
Are you headed towards a financial disaster? You may not know it yet but your current lifestyle could be leading you into a pit of debt ... off old debts. money-problems You get denied or turned down for a loan or credit card ... some people are oblivious of their state, a good number also try to live in denial of their bad [more...]
Date: 2008-09-04 00:21:23
Home Refinancing
Many debtors in California were able to get out of debt with California debt consolidation programs ... . It's a phenomenon that is sweeping the country. It is also why so many people are now plagued with bad credit ... people have been using their credit cards too often and they find it difficult to pay back [more...]
Date: 2008-11-03 13:31:59
Debt Reduction Is the Best Way to Being Debt-Free
Ajeet Khurana asked: No matter how deep in debt you are, there is always a way to get rid of that burden ... settlements are only applicable to unsecured debts such as those concerning credit cards and medical ... , it will be the job of your creditor to let the credit bureaus know that you have been able to settle [more...]
Date: 2009-01-08 06:17:10
5 Fixes for Financial Woes Get Out of Debt Fast
This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans ... . 3. Lose the Flab ***Consider how much you spend on mortgage, rent, car payment, insurance, groceries [more...]
Date: 2008-12-10 04:04:12
Get out of debt by understanding debt management for personal loans
I always remind myself that the greatest enemy is always ourselves, if we do not what to help ourselves, no one will ... charges on that credit card unless it is an absolute emergency. Obtaining credit is often too easy ... ourselves. Personal loans can offer individuals a way to have the funds for house renovation [more...]
Date: 2009-01-10 15:51:54
Debt Relief Available in Many Forms
by Carlton Ossinger Getting into debt is so incredibly easy ... into the depths of indebtedness, a debt consolidation loan may be in order. While the credit score is still high ... . Just one credit card used irresponsibly or a single financial crisis situation can lead [more...]
Date: 2009-01-17 18:52:55
Bailout Gets More Costly Due to “Bipartisan” Deal; Foolish Limits on Foreclosure Should Be Removed
Liberal Congressional leaders have apparently reached a deal with the Bush Administration on the principal elements of a $700 billion bailout of the ... student loans, car loans, credit card debt and any other ‘troubled’ assets held by banks.” ... . Although it is being sold as a “bipartisan” — a buzzword often used to push bad policies – Republican [more...]
Date: 2008-09-28 20:34:55
Bizarre: Reading an Anti-Bailout Piece in the Toronto Star
The Toronto Star picks up David Ignatius' syndicated column on the subject of bailouts ... would be that bad behaviour brings a rescue. If Wall Street investment banks can get away ... , or who maxed out his credit cards without a hope of repaying the debt? What the heck? We're [more...]
Date: 2009-01-05 20:40:00
New Year’s Resolution Workshop #2: Spend Less Money
Over the next few days, ... that you need to start getting rid of credit card debt or that you need to start saving money. While ... be able to have that dream house, for example [more...]
Date: 2008-12-27 17:00:03
Former TV news presenter Ed Mitchell on how alcoholism and debt left him sleeping rough
Link:http://www.guardian.co.uk/lifeandstyle/2009/jan/15/question-time-ed-mitchellHannah Pool Former ITN television news presenter Ed Mitchell, ... . It was thousands and thousands of small, subconscious bad decisions, influenced mostly by alcohol ... been juggling what must have been 25 credit cards to keep things going.How did you get to 25 cards [more...]
Date: 2009-01-16 08:14:00
Solve Your Money Issues
There’s a saying that goes “you’ll get out of it what you put into it” ... into one low interest loan or credit card - it typically involves a debt consolidation loan, but could ... . For most people, it’s a simple debt consolidation or refinance loan designed to reduce interest [more...]
Date: 2008-07-21 20:34:00
Debt Relief Solutions and Tips For Everyone
It used to be that if you needed debt relief help, you just went to Mom or Dad to help bail you out ... problems are a very common occurrence in modern life. We live in a society that promotes instant ... or have your credit card company suddenly get blown to kingdom come. The sooner you deal with the problem, the sooner [more...]
Date: 2009-01-17 16:51:54
WSJ — Congressional Investigators Ask for More on Countrywide VIP Mortgage Program
Link.Related Posts:CNET: Wordpress gets own URL shortenerTynt Tracer: allows Web sites to track copying and pasting around the InternetMessage sent to JCCC employees, regarding new mission and visionKFL issues positive reaction to pro-life billKMBC: Think Twice Before Rolling Credit Card Debt Into Mortgage Refinancing [more...]
Date: 2009-09-30 19:13:21
debt on a holiday
one of the problems being faced by people nowadays are bad credit reputation, be it on credit cards or phone bills and from other loan institution ... . and this are for people who are looking to get emergency cash right to their checking account safely ... their credit capability and hopefully their future, financially speaking. [more...]
Date: 2008-10-27 14:03:42
152nd Carnival of Debt Reduction
Welcome one and all to the 152nd Edition of the Carnival of Debt Reduction! I got a ton of submissions when I was worried about getting none ... the question every future parents considers in Should We Pay Off Credit Card Debt Before Having a Baby [more...]
Date: 2008-08-11 13:00:20
A Guide to Debt Consolidation
by Joseph Then It’s unbelievable how some people are caught in bad credit and do not know how to get out of it ... consolidation. If you are having bad credit and are almost being forced to declare bankrupt ... of credit cards and with the “buy now, pay later” attitude that leads a lot of people having stuck [more...]
Date: 2008-06-08 22:03:08
Debt Consolidation
Debt is to a man what the serpent is to the bird.Normally everyone gets trap to debts.Bill collectors often visit and give warnings ... Repair. A special program has been designed for solving credit card debts.They group all the credit ... help for tax burden or credit repair services.If you want to increase your credit scores, they offer [more...]
Date: 2008-06-28 14:10:37
Why you should get out of debt
This is a reprint of an article I wrote for MinTheGap… This world is backwards. Everyone loves to talk about using OPM (other people’s money) ... do with our finances, yet because of a lack of discipline we don’t do it. So, what then needs fixing - the math ... that I would always have a car payment. Everyone has credit cards, so I just assumed if [more...]
Date: 2008-08-26 12:11:26
Bailout Bandwagon Full…Please Catch Another
The bailout soup line is getting longer and longer. Heck, it is around the block ... billion the government set aside for car, student loans, and credit-card debt. We got ... “Pork” is Really Going to Cost Us! Mmmmm Pork. No not the kind you may find...The Fed: A Bad Game [more...]
Date: 2008-12-23 17:24:58
Princess Caroline Declines To Reveal Info About Personal Finances
The Caroline Kennedy for Senate story gets more and more interesting ... . Kennedy would have to file a 10-part, publicly available report disclosing her financial assets, credit card debts, mortgages, book deals and the sources of any payments greater than $5,000 [more...]
Date: 2008-12-23 15:38:33
Emily's List: Old credit smarts, new credit smarts edition
On this date in 1791, after much debate among America's founding fathers, the first Bank of the United States opened in Philadelphia. [ ... to get credit. The moves helped give the country, which was deeply in debt after the Revolutionary War, a solid financial base from which to build. This week's round-up of the best credit card posts [more...]
Date: 2008-12-12 14:17:39
FICO Toolkit for 50% Off
We wanted to share with our readers a great deal on learning about your FICO score and helping to get out of debt. Not sure what your FICO score is? ... is some of what it offers: Action Plan personalized to your credit report and goals 3 Credit Reports (from all three ... which cards to pay off first, etc. Fairness - It checks the fairness of rates to [more...]
Date: 2009-01-16 19:02:07
Savings Update for the New Year
I set up my savings snowball in August, right after I paid off my credit card debt ... and sent it to my student loans. I’m done buying textbooks - potentially forever. So the textbook ... $400 $495 Done! Student Loan Interest $1,500 $584 All extra $$ Getting Established $2,000 $100 $50 [more...]
Date: 2009-01-12 22:24:57
When It's Time to Wave the White Flag and File Bankruptcy
Sometimes, despite our best intentions to pay back our debts, our individual circumstances make it an impossible task ... ) Have you tried debt consolidation but can't get approved for the loan? Are you unsure how much ... just the minimum payment on your credit cards each month? Do you often skip bill payments in order [more...]
Date: 2009-01-08 02:07:50
The 401k Debit Card: Is This a Good Idea?
Miranda Marquit edits information on debt consolidation for DestroyDebt.com. She also writes on personal finances for YieldingWealth.com ... secured credit card." Unfortunately, it is yet another ... -penalty withdrawal it is fairly obvious what is going on here: You are actually getting a loan against [more...]
Date: 2008-08-06 15:30:18
ClearDebt
Around this time of year I know that many people pull out the credit cards to finance the holiday season ... , but in the season of giving I feel bad if I don't get stuff for people. We really have done better ... . Debt can cause a lot of problems in a persons personal life, as well as with their credit. Having [more...]
Date: 2008-12-23 23:41:13
I give in.
I do not like the person I am right now.On Monday, after I went to my first ever kickboxng class, ... is in MY name. The house mortgage is in MY name. The Home Depot fucking credit card is in MY name ... for me.Um, HELL no.I flipped. I've had to get a 2nd fucking job in order to help pay down the debt [more...]
Date: 2008-12-17 14:36:00
Getting Ready for Christmas This Sunday Roundup
You better hurry up if you still haven’t found that perfect gift this Christmas because it’s coming really soon! ... on @ Investing School! Clever Dude reports that American debt shrinks in the first time ever! It’s great ... ! What should we do with our money? My Two Dollars takes a look at whether we should pay off our credit card [more...]
Date: 2008-12-21 16:45:02
No getting laid in the NYT
Rob Walker's "Consumed" column in the NYT Magazine on Sunday (9 November) looks at prepaid credit cards, in particular the Prepaid Visa RushCard, "the product of a partnership between Unifund (a Cincinnati company best known for buying up and collecting on bad debts [more...]
Date: 2008-11-12 15:59:03
Beginner’s Guide To Reducing Credit Card Debt
by Jenni Snook These days, it’s not uncommon for us to own at least one credit card ... of this is to credit cards. Getting a credit card has never been easier. There have been both good and bad ... themselves in such a situation has little options. It’s recommended that you get yourself a credit card [more...]
Date: 2008-12-15 09:54:59
We just got really close to carrying a balance
I felt like we dodged a bullet tonight. I was checking balances on some of my accounts and I loaded up the balance on our primary checking account ... through. It actually popped in my head that we could just not pay our full credit card bill next month ... . Getting into credit card debt, of course, is way easier than getting out of it. (Just ask [more...]
Date: 2008-09-28 07:10:59
Top Financial Mistakes Made by College Students
by katie George 1. Blowing your school loan money Instead of using your financial aid for books, tuition, room & board, ... . 2. Credit Card Debt Even responsible adults can rack up some hefty credit card debt, but students ... , have no business getting multiple credit cards. This is a recipe for credit disaster, because now students [more...]
Date: 2009-01-01 22:21:38
Easy & Practical Tips To Significantly Reduce Credit Card Debt
by Jenni Snook These days, it’s not uncommon for us to own at least one credit card ... of this is to credit cards. Getting a credit card has never been easier. There have been both good and bad ... options. It’s recommended that you get yourself a credit card from a large provider such as Mastercard [more...]
Date: 2008-12-15 09:55:05
Six Simple Steps to Avoid Credit Problems in a Bad Economy
The New York Times ran a story today that says the next consumer crisis is credit cards — a sobering fact in a nation that has racked up massive amounts of credit card debt. Unfortunately, when times get hard, many people turn to credit cards ... this myself, buying things on credit when I had no other way to pay for them. I’m not talking about [more...]
Date: 2008-10-29 23:20:31
